Article Per Year (5 Year)
p-Index From 2020 - 2025
7.931
P-Index
This Author published in this journals
All Journal Biota: Jurnal Ilmiah Ilmu-Ilmu Hayati Jurnal Bioterdidik: Wahana Ekspresi Ilmiah PROCEEDING IC-ITECHS 2014 Jurnal Biolokus: Jurnal Penelitian Pendidikan Biologi dan Biologi Martabe : Jurnal Pengabdian Kepada Masyarakat BIOEDUSAINS: Jurnal Pendidikan Biologi dan Sains Zero : Jurnal Sains, Matematika, dan Terapan ALGORITMA : JURNAL ILMU KOMPUTER DAN INFORMATIKA KLOROFIL: Jurnal Ilmu Biologi dan Terapan JISTech (Journal of Islamic Science and Technology) JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu Jurnal EDUCATIO: Jurnal Pendidikan Indonesia MONSU'ANI TANO Jurnal Pengabdian Masyarakat SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Jurnal Pembelajaran dan Biologi Nukleus Best Journal (Biology Education, Sains and Technology) Bionatural: Jurnal Ilmiah Pendidikan Biologi INFOKUM Spizaetus: Jurnal Biologi dan Pendidikan Biologi Eduproxima : Jurnal Ilmiah Pendidikan IPA Journal of Education and Teaching Learning JURNAL BIOSHELL BINOMIAL : Jurnal Pendidikan Biologi Journal of Biology Learning KLOROFIL: Jurnal Ilmu Biologi dan Terapan Jurnal Teknologi Pendidikan : Jurnal Penelitian dan Pengembangan Pembelajaran Mimbar Kampus Jurnal Simki Pedagogia JagoMIPA: Jurnal Pendidikan Matematika dan IPA International Journal of Educational Review, Law And Social Sciences (IJERLAS) Proceedings of International Conference on Multidiciplinary Research Jurnal Pendidikan dan Ilmu Sosial Journal of Educational Sciences Jurnal Basicedu Pendekar: Jurnal Pendidikan Berkarakter Serambi Engineering Unnes Science Education Journal Jurnal Pendidikan MIPA
Khairuna Khairuna
Fakultas Ilmu Tarbiyah Keguruan, Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Other

Published : 67 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : PROCEEDING IC-ITECHS 2014

 1 
Digital Financial Strategies in Managing SMEs to Maximize Profitability Alamsyah, Wahyu; Yulianti, Rahmah; Khairuna, Khairuna; Nurhayati, Rasyedia; Masyitah, Masyitah
IC-ITECHS Vol 5 No 1 (2024): IC-ITECHS
Publisher : LPPM STIKI Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32664/ic-itechs.v5i1.1607

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy. However, they continue to face significant challenges in financial management. Key issues include a lack of financial literacy, manual record-keeping prone to errors, limited access to formal financial services, and minimal adoption of digital technology. These obstacles often lead to operational inefficiencies, data-less decision-making, and low market competitiveness. Digital financial solutions emerge as innovative tools to address these challenges. By leveraging digital technology, MSMEs can enhance operational efficiency, accelerate transactions, support strategic decision-making, and improve access to formal financial services. This article explores various benefits of digital financial solutions, ranging from financial transparency and cost savings to the potential for significantly increasing profitability. Additionally, the article presents practical and relevant digitalization strategies for MSMEs, including step-by-step adoption approaches and case studies of successful MSMEs that have embraced technology. Through the use of illustrations such as graphics, flowcharts, and real-world examples, this article aims to provide actionable and inspiring insights for MSME players in optimizing digital finance. By doing so, MSMEs can achieve sustainable business practices and improve competitiveness in the digital economy era.
Co-Authors Abd. Rasyid Syamsuri Abdul Halim Hasugian Ade Safitri Adek Indah Aryati Hasibuan Adi Hartono Agus Triana Ahmad Maulana Nasution Ahyar, Muhammad Amelia, Suhaila Anas, Nirwana Anggraini, Ade Sekar Anggraini, Tri Vanesa Annisyah Putri Amalia Sipahutar Asnariza, Asnariza Asni Amelia Daulay Aulia, Ayu Riski Ayu Indah Lestari Ayu Indah Lestari Azki, Salmiyani Azura, Dedek Deni Puspita Sari Erna Suyanti Filzah Anisa Mayari Fitriah Fitriah Harahap, Yulia Fatma Hardiansyah, Dadang HARTONO, ADI Haryani, Putri Hasibuan, Nadya Wahyuni Herni, Zulfiana Husnarika Febriani Husnarika Febriani Husnarika Febriani, Husnarika Indayana Febriani Tanjung Indayana Febriani Tanjung Indayana Febriani Tanjung, Indayana Febriani KHAIRANI, MIFTAHUL Khairuddin Khairuddin Lailatun Nur Kamalia Siregar Lissa Herayanti Manalu, Kartika Masdelina Sipahutar Masyitah Masyitah Maulidya Nurliana Mawaddah Handayani Mira Wahyuni, Mira Miza Nina Adlini Muhammad Ardiansyah Muhammad Ardiansyah Mukhdasir, Mukhdasir Munthe, Dea Wahdania Nasution, Rian Abdillah Nelly Yulida Lubis Nirwana Anas Nur Aisyah Pulungan Nurhasanah Marbun Nurhayati, Rasyedia PUJI LESTARI Puspita Sari Puspita Sari Rahmadina, Rahmadina Rahmah Yulianti, Rahmah Ramadhani, Safira Rambe, Riris Nurkholidah Rambe, Santi Ariani Reflina Reflina Rian Abdillah Nasution Rima Aprilia Riris Nurkholidah Rambe Rita Nengsih Rohani Rohani Rosalvin, Suqya Rahmah Rosyidah Safira Ramadhani Safira Ramadhani SAL, Sumayyah Samsul Santi Santi Sari Fatmawati Sari Tambunan, Efrida Pima Sari, Yunika Selvi Sinta Wahyuni Siti Fatimah Siti Fauziah Sriani Sriani Suci Novani Suci Ramadhani Rangkuti Suryani, Ira Syarifah Widya Ulfa Tambunan, Sari Putri Ramadani Tengku Sri Ulandari Triase Triase Ummi Nur Afinni Dwi Jayanti WAHYU ALAMSYAH, WAHYU wahyuni wahyuni Wulan Purnama Sari Vinia Yuli Surya Rezeki Hutagalung Yusuf Ramadhan Nasution Yusuf Ramadhan Nasution