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All Journal Maksimum : Media Akuntansi Universitas Muhammadiyah Semarang Jurnal Manajemen Terapan dan Keuangan Kinerja Kompak : Jurnal Ilmiah Komputerisasi Akuntansi JDM (Jurnal Dinamika Manajemen) Proceeding Seminar LPPM UMP Tahun 2014 JURNAL EKONOMI DAN BISNIS AIRLANGGA EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Benefit: Jurnal Manajemen dan Bisnis DERIVATIF Akuisisi : Jurnal Akuntansi Jurnal Manajemen dan Kewirausahaan (JMDK) Jurnal Pengabdian UntukMu NegeRI Jurnal Akuntansi dan Pajak Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi JBMP (Jurnal Bisnis, Manajemen dan Perbankan) JURNAL MANAJEMEN MOTIVASI Agregat: Jurnal Ekonomi dan Bisnis Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Muhammadiyah International Journal of Economics and Business SENTRALISASI Distribusi Owner : Riset dan Jurnal Akuntansi Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ EQIEN - JURNAL EKONOMI DAN BISNIS Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Competitive Jurnal Akuntansi dan Keuangan Jurnal Administrasi dan Manajemen Jurnal Mantik MANAJEMEN DEWANTARA Jurnal Proaksi Value: Jurnal Manajemen dan Akuntansi Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) International Journal of Economics, Business and Accounting Research (IJEBAR) Dinamika Journal : Pengabdian Masyarakat Jurnal Ilmiah Edunomika (JIE) Jurnal ABDINUS : Jurnal Pengabdian Nusantara BASKARA: Journal of Business and Entrepreneurship Airlangga Journal of Innovation Management Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Pengabdian Masyarakat Indonesia JURNAL ILMIAH GLOBAL EDUCATION Proceedings Series on Physical & Formal Sciences Jurnal Iqtisaduna International Journal of Management Science and Information Technology (IJMSIT) Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Indonesian Journal of Business Analytics (IJBA) Jurnal Ekonomi, Bisnis dan Manajemen Media Ekonomi Master: Jurnal Manajemen dan Bisnis Terapan Asian Journal of Management Analytics Prosiding University Research Colloquium Jurnal Akuntansi Trisakti Prosiding Seminar Nasional Hasil-hasil Penelitian dan Pengabdian Pada Masyarakat Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Paradoks : Jurnal Ilmu Ekonomi IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Pengabdian Kepada Masyarakat Kalam JURNAL MANAJEMEN DAN BISNIS INDONESIA Jurnal Analisis Bisnis Ekonomi Innovation Business Management and Accounting Journal
Wida Purwidianti
Universitas Muhammadiyah Purwokerto
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

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Pengaruh Literasi Keuangan, Teman Sebaya, Electronic Money, Gaya Hidup, dan Kontrol Diri Terhadap Perilaku Konsumtif Mahasiswa Haq, Irdhiana Ilma; Tubastuvi, Naelati; Purwidianti, Wida; Widhidanono, Hengky
Jurnal Manajemen dan Bisnis Indonesia Vol. 9 No. 1 (2023): Edisi Bulan Juni
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v9i1.349

Abstract

Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan, teman sebaya, electronic money, gaya hidup, dan kontrol diri terhadap perilaku konsumtif pada mahasiswa. Populasi penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Purwokerto, Universitas Jenderal Soedirman, dan Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri dari angkatan 2019-2021. Penelitian ini menerapkan metode pendekatan kuantitatif. Sampel yang digunakan dalam penelitian ini berjumlah 134 mahasiswa atau responden yang diperoleh dengan menggunakan non probability sampling dengan teknik purposive sampling. Instrumen yang digunakan dalam pengumpulan data adalah kuesioner dengan pengukuran skala likert 5 poin dan jenis data pada penelitian ini memakai jenis pengumpulan data primer. Data yang didapatkan diolah dengan memakai pengujian asumsi klasik, hipotesis, dan analisis regresi linear bergdana dengan alat analisis yang digunakan adalah SPSS. Secara parsial hasil penelitian ini menunjukan bahwa variabel Literasi Keuangan, Teman Sebaya, dan Kontrol Diri tidak memiliki pengaruh positif signifikan terhadap perilaku konsumtif mahasiswa, sedangkan variabel Electronic Money dan Gaya Hidup memiliki pengaruh positif signifikan terhadap perilaku konsumtif mahasiswa. Berdasarkan penelitian ini, untuk mencegah perilaku konsumtif maka perlu memperhatikan penggunaan electronic money dan menjaga gaya hidup.
Meningkatkan Kinerja Pegawai Melalui Dukungan organisasi Yang Dirasakan Dan Employee Engagement : Peran OCB Sebagai Variabel Mediasi Pamungkas, Ibnu; Kharismasyah, Alfato Yusnar; Widhiandono, Hengky; Purwidianti, Wida
Jurnal Manajemen dan Bisnis Indonesia Vol. 10 No. 1 (2024): Edisi Bulan Juni 2024
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v10i1.1249

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Perceived Organizational Support, Employee Engagement terhadap kinerja pegawai dengan Organizational Citizenship Behaviour sebagai variabel mediasi. Populasi pada penelitian ini merupakan pegawai BUMN yang bergerak di bidang pengelolaan Sumber daya Hutan di  Banyumas. Penelitian ini menerapkan metode pendekatan kuantitatif. Sampel yang digunakan berjumlah 111 pegawai dan responden diperoleh dengan menggunakan non probability sampling dengan purposive sampling. Jenis data pada penelitian ini adalah data primer dan Instrumen yang digunakan dalam pengumpulan data adalah kuisioner dengan pengukuran skala likert 5 poin. Sedangkan teknik analisis yang digunakan adalah SEM-PLS versi 3.0. Hasil penelitian menunjukkan bahwa Perceived Organizational Support dan employee engagement berpengaruh positif dan signifikan terhadap organizational citizenship behavior, Perceived Organizational Support dan employee engagement berpengaruh positif dan signifikan terhadap kinerja pegawai, organizational citizenship berpengaruh positif dan signifikan terhadap kinerja pegawai, organizational citizenship behavior memediasi pengaruh employee engagement terhadap kinerja pegawai, dan organizational citizenship behavior tidak memediasi pengaruh Perceived Organizational Support terhadap kinerja pegawai
ANALYSIS OF FACTORS INFLUENCING GEN Z'S INTEREST IN INVESTING (CASE STUDY OF FEB STUDENTS OF MUHAMMADIYAH UNIVERSITY PURWOKERTO) Pratamasari, Mega Aprillia; Rahmawati, Ika Yustina; Purwidianti, Wida; Kharismasyah, Alfato Yusnar
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 1 (2024): IJEBAR : Vol. 8, Issue 1, March 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i1.12743

Abstract

This research aims to examine the influence of investment knowledge, investment motivation, technological developments and financial literacy on investment interest. This research uses a quantitative approach method. The data source used in this research is primary data, using data collection techniques by distributing questionnaires via the Google From link. The population in this study were active FEB students at Muhammadiyah University Purwokerto who had opened stock accounts at the Sharia Investment Gallery of the Indonesian Stock Exchange, Faculty of Economics and Business, Muhammadiyah University Purwokerto (GISBEI FEB UMP), totaling 3,104 students. The data analysis method in this research uses SEM (Structural Equation Model) using the PLS (Partial Least Square) analysis program version 3.0. In this study, all instruments were valid and reliable. The research results show that investment knowledge has a positive and insignificant effect on investment interest. Investment motivation has a positive and significant effect on investment interest. Technological developments have a positive and insignificant effect on investment interest. And financial literacy has a positive and significant effect on investment interest.
Financial Strategies to Increase the Profitability of Women-Owned MSMEs: Focus on Liquidity, Solvency, Asset Turnover, and Business Capital from a Behavioral Perspective Wahid, Dimas Lanang Rizky; Tubastuvi, Naelati; Purwidianti, Wida; Utami, Restu Frida
Jurnal Ilmiah Global Education Vol. 6 No. 4 (2025): JURNAL ILMIAH GLOBAL EDUCATION
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i4.4359

Abstract

Currently, MSMEs are mostly managed by women. The purpose of this study is to analyze the financial performance of women in MSMEs in Purwokerto. This study uses primary data. Data collection was carried out by distributing questionnaires to female MSME owners in Purwokerto. The method applied as a sampling technique was the Convenience sampling method with a sample size of 150 respondents. Then, the respondent data was processed using SmartPLS software. The steps carried out in data processing were outer model testing, model feasibility testing, and hypothesis testing. The results of the study indicate that Liquidity, assets, and business capital have a positive and significant effect on the profitability of women's MSMEs. Solvency does not affect the profitability of women's MSMEs. The variables of liquidity, assets, and business capital have been shown to play a very important role in improving financial performance and stopping the business of women's MSMEs in Purwokerto.
Pemberdayaan Perempuan melalui Pelatihan Kewirausahaan Pembuatan Bros Pita Purwidianti, Wida; Hidayah, Arini
Prosiding University Research Colloquium Proceeding of The 8th University Research Colloquium 2018: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemberdayaan perempuan merupakan cara untuk menumbuhkan wirausaha-wirausaha baru dengan pengembangkan industri rumahan dalam sistem ekonom rumah tangga. Tujuan dari kegiatan ini adalah Memberikan pengetahuan tentang kewirausahaan dan memberikan pelatihan pembuatan bros pita. Khalayak sasarannya adalah ibu-ibu Ranting Aisyiyah Kelurahan Bancarkembar Purwokerto Utara yang berjumlah 26 orang.Kegiatan IbM dilaksanakan dengan metode penyuluhan dan pelatihan. Hasil yang diperoleh dalam kegiatan ini berupa produk bros pita, materi kewirausahaan dan pemasaran.
PENGARUH KUALITAS PRODUK, INOVASI PRODUK, CITRA MEREK DAN DIGITAL MARKETING TERHADAP KEPUTUSAN PEMBELIAN Ma’ruf, Nasir; Alfalisyado, Alfalisyado; Purwidianti, Wida; Randikaparsa, Irawan
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): Edisi Mei - Agustus 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4106

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kualitas produk, inovasi produk, citra merek dan digital marketing terhadap keputusan pembelian pada konsumen mie Gaga di kota Cilacap. Penelitian ini menggunakan metode kuantitatif. Populasi dalam penelitian ini adalah konsumen mie Gaga di kota Cilacap dengan menggunakan rumus roscoe sehingga didapati jumlah responden sebesar 100. Data penelitian ini diperoleh dengan penyebaran kuisioner dengan teknik purposive sampling. Olah data penelitian ini menggunakan SPSS 26. Hasil penelitian ini menunjukkan kualitas produk, citra merek, digital marketing berpengaruh positif dan signifikan terhadap keputusan pembelian. Sedangkan inovasi produk tidak berpengaruh terhadap keputusan pembelian. Adjusted R2 dalam penelitian ini sebesar 0,438%, hal ini menunjukkan terdapat 56% variabel di luar penelitian ini yang mempengaruhi keputusan pembelian Mie Gaga. Penelitian ini diharapkan dapat menyumbangkan kontribusi akademis dalam bidang yang diteliti agar bisa menjadi referensi peneliti lain untuk melanjutkan atau mengembangkan penelitian yang sama dibidang manajemen pemasaran.
Understanding the Factors Influencing User Adoption of Fintech Lending Nurjannah, Afifah Zahroh; Tubastuvi, Naelati; Purwidianti, Wida; Zamakhsyari, Luthfi
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 2 No. 2 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jambak.v2i2.7649

Abstract

This research aims to analyze the factors that influence interest to use fintech lending among millennial communities in Central Java. This research uses the TAM (Technology Acceptance Model) theory, with independent variables namely Perceived Ease of Use, Perceived Usefulness, Relative Advantage, Perceived Risk, and Perceived Cost, the mediating variable is User Attitude and the dependent variable is Interest to Use Fintech Lending. This research is quantitative research using a purposive sampling method. The research results show that perceived usefulness and perceived risk have a positive and significant effect on user attitudes, while perceived ease of use, relative advantage, and perceived cost have no effect on user attitudes, perceived risk, and perceived cost have an effect on interest to use.
Internal and External Factors that Influence Non-Performing Financing in Sharia Commercial Banks Anindita, Kurniasih Setya; Tubastuvi, Naelati; Purwidianti, Wida; Kharismasyah, Alfato Yusnar
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 3 No. 1 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jambak.v3i1.7857

Abstract

Problematic financing is reflected in Non-Performing Financing (NPF) because NPF is a parameter that can determine whether there is risky financing in Islamic banking. This research aims to determine the impact of Capital Adequacy Ratio (CAR), Operating Expenses and Operating Income (BOPO), inflation, and Bank Indonesia (BI) rates on Non-Performing Financing (NPF) in Sharia Commercial Banks in Indonesia. The data in this research uses secondary data. The population used is Sharia Commercial Banks registered with the Financial Services Authority (FSA) in 2018-2022. The sample used is the published report for the 2018-2022 quarter I-IV period. The research results show that BOPO has a positive and significant impact on NPF. Meanwhile, CAR, inflation, and BI rates have no significant impact on NPF.
Financial and Digital Literacy as Moderators in Improving MSME Performance through Financial Management and Digital Marketing in Banyumas Elora Fitri SolihFahmi, Tsabitah; Purwidianti, Wida
Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Vol. 11 No. 2 (2025): Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jemp.v11i2.779

Abstract

MSMEs play an important role in the Indonesian economy, including in Banyumas Regency, which has more than 89.000 business units. However, the low level of digitalization is still a significant obstacle to improving MSME performance. This study aims to analyze the effect of financial management and digital marketing on MSME performance and examine the role of financial literacy and digital literacy as moderating variables. The method used is quantitative, with a survey approach involving 100 MSME owners selected through the Slovin formula. Data analysis was carried out using the PLS-SEM technique. The results of the study showed that financial management and digital literacy had a significant effect on MSME performance. In contrast, digital marketing and financial literacy did not show a significant effect. In addition, financial literacy and digital literacy did not function significantly as moderating variables. These findings indicate that the importance of literacy has not been fully balanced by the ability of MSME owners to apply it in practice. Therefore, this study provides a practical contribution in the form of recommendations for more applicable and sustainable literacy training and a theoretical contribution to of further research that considers other factors that can affect MSME performance.
The Effect of Financial Literacy and Financial Experience on SME Financial Behavior in Indonesia Purwidianti, Wida; Tubastuvi, Naelati
JDM (Jurnal Dinamika Manajemen) Vol 10, No 1 (2019): March 2019
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v10i1.16937

Abstract

The aim of this study is to examine the effect of financial literacy and financial experience on SMEs financial behavior in Indonesia.The dependent variable is financial behavior while independent variables are financial literacy and financial experience. There are four control variables used, namely company size, business length, age and education level of SME owner. The respondent sample is 42 owners of SMEs in Purwokerto Selatan. This study used multiple regression analysis. The results showed that financial literacy has no effect on financial behavior. Financial experience has a positive effect on financial behavior. While among four control variables, only company size has a significant negative effect on financial behavior. Three control variables have no significant effect on financial behavior. The implication of this study, SME owners have good financial experience will increase financial behavior. Therefore, it is very important to improve the financial experience of SME owners
Co-Authors Aditya, Yogga Aeni, Nurul Nur Afnan Hanif Nafaro Ainun Nizmah, Kemala Akbar, Mochammad Akhmad Darmawan Akhmad Darmawan Akmal Elmas Alrofi Alfalisyado Alfalisyado Alfalisyado Alfalisyado Alfalisyado Alfalisyado Alfalisyado Alfalisyado Alfalisyado, Alfalisyado Alfato Yusnar Kharismasyah Alfato Yusnar Kharismasyah Ana Tasya Fitriani Anindita, Kurniasih Setya Annisa Ilma Hartikasari Aqila Jihan Putri Rahardin Ardya Rimellaika Arini Hidayah, Arini Aryoko, Yudhistira Pradhipta Asy-Syifa, Muhammad Rasyid Azzahara, Cantik Tiara Maharani Bagis, Fatmah Bima Cinintya Pratama Budi Santoso, Suryo Cahyani, Ica Dwi Cahyaningsih, Irshania Ayu Cindy Salawatan Trisyanti Damayanti, Dika Dania Febriana Dian Papulasih Dian Widyaningtyas Difandika Yudi Firmansyah Dita Ardianti Dwi Kartika wahyuningsih Dwi Vina Rahmawati Eka Yuli Purwita Eko Hariyanto Elora Fitri Solihfahmi, Tsabitah Erna Handayani Ernawati, Yuniar Erny Rachmawati Fahitaratih, Syafira Maistin Farid Muhammad Rofifudin Fatmah Bagis Febriana Hidayanti Febriansyah, Wivan Febrianti, Fika Fendy Ninggar Haryanto Firlian Fikri Egyansyah Fitir Riasi, Fatikhah Fitriati, Azmi Florida Mandiriani Suwaji Giyarda Maulana Gladisya Zafira Azzahra Handayani, Erna Haq, Irdhiana Ilma Haryanto, Totok Hengky Widhiandono, M.Si. S.E. Hermin Endratno Hermin Endratno Herni Justiana Astuti Herni Justiana Astuti Ifatunisa, Mutia Ika Yustina Rahmawati Ika Yustina Rahmawati Ines Putri Adna Zein Iwan Fakhruddin Iwan Fakhruddin Kharismasyah, Alfato Yusnar Kusuma Dewi, Yonanda Roro Lahan Adi Purwanto Lestiana, Eli Luthfi Zamakhsyari Maharani, Annisa Dwi Maulida Nurul Innayah Maulidina, Azizah Ma’ruf, Anwar Ma’ruf, Nasir Melliana, Sinta Bella Meydy Fauziridwan Miftahuddin, Muchammad Agung Mody Nurhidayati Mudjiyanti, Rina Muhammad Faqih Rachman, Faqih Muhammad Ghiffary Ar Ridho Firdauz Muhammad Javier Fausta Azaria Muhammad Rasyid Asy-Syifa Mujirahayu, Tri Septin Mukromiin, Ramadhan Khoerul Naelati Tubastuvi Naelati Tubastuvi Naelati Tubastuvi Nawalin Nazah Nawalin Nazah Nazah, Nawalin Nugroho, Bambang Haryo Nur Apni Wulandari Nur Hamam, Zaki Nurjannah, Afifah Zahroh Pamungkas, Ibnu Pandabandjal, Asmarani Petra, Dany Nofrizal Pramesti, Shasa Pratamasari, Mega Aprillia Priandhita Wibawanti Pujiati Utami Puput Purwanti Purnadi Purnadi Purnadi Purnadi, Purnadi Putri Nur Amira Rahma Winda, Silvi Rahmawati, Ika Yustina Randikaparsa, Irawan Rania Nur Ainun Razita Izza Istiqomah Refaldy Barry Saputra Resti Meilani Restu Frida Utami Retno Dwiyanti Riri Ariyanti Roslan, Nur Hafiza Salsabila Tama Rosita Santhy Hawanti Sekar Laras Ati Selamat Eko Budi Santoso Setiyaningrum, Anggun Shelia Anjarani Sinta Bella Melliana Sinta Dwi Febriyanti Slamet Budi Santoso Sofwatunnisa, Novi Sri Wahyuni Sri Wahyuni Sri Wahyuni Sungkar, Hani Lutpiah Suryo Budi Santoso Susi Wardhani Suwartono Suwartono Suyoto Suyoto Syahreiza, Muhammad Syarila Asri Febiani Syifaramadan, Choiruddin Totok Haryanto Tri Na'imah Tri Septin Muji Rahayu Tri Septin Muji Rahayu, Tri Septin Tri Septin Mujirahayu Tubagus Zuhdan Azis Tuti Juniarsih Wahid, Dimas Lanang Rizky Watemin, Watemin Wiasih, Dina Retno Widhidanono, Hengky Widyaningtyas, Dian Winda Rizky Anggraeni Wulan Ndatika, Utyea Yudhistira Pradhipta Aryoko Yusnar Kharismasyah, Alfato Yusnar, Alfato Yustina Rahmawati, Ika Zaen, Mudrikah Zakaria, Yoga Zain Zein, Ines Putri Adna