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All Journal Trikonomika: Jurnal Ekonomi JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Jurnal Ilmiah Econosains Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis JURNAL DINAMIKA MANAJEMEN DAN BISNIS Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JRMSI - Jurnal Riset Manajemen Sains Indonesia International Journal of Supply Chain Management IKRA-ITH EKONOMIKA MBIA ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Jurnal Informatika Ekonomi Bisnis Parameter Journal of Social Science Nusantara Science and Technology Proceedings Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Journal of Industrial Engineering & Management Research (JIEMAR) International Journal of Economy, Education and Entrepreneurship (IJE3) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) International Journal of Social Service and Research International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Review of Multidisciplinary Education, Culture and Pedagogy (ROMEO) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi D'edukasi: Jurnal Pengabdian Masyarakat Rahmatan Lil’alamin Journal of Community Services (RLA) CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) PERADABAN JOURNAL of ECONOMIC and BUSINESS Jeksyah Journal of Social Science International Research of Multidisciplinary Analysis Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Informatika Ekonomi Bisnis Jurnal Serambi Ekonomi dan Bisnis Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi PENG: Jurnal Ekonomi dan Manajemen Jurnal Ilmiah Manajemen dan Akuntansi Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Ekopedia: Jurnal Ilmiah Ekonomi Journal of Digital Business and Global Economy Journal of Strategic Innovation in Economics and Business
Saparuddin Mukhtar
Universitas Negeri Jakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Physics Social Sciences Transportation Other

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ANALISIS FAKTOR YANG MEMPENGARUHI PENENTUAN WILAYAH TUJUAN EKSPOR PRODUK UNGGULAN INDONESIA (KOMODITI NON MIGAS KODE HS 2 DIGIT) Saputra, Arif Yogi; Mukhtar, Saparuddin; Nikensari, Sri Indah
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 9 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/neraca.v2i9.2418

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi penentuan wilayah tujuan ekspor produk unggulan Indonesia komoditas non-migas serta kesulitan yang dihadapi oleh eksportir UMKM. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologi pada eksportir UMKM produk unggulan komoditas non-migas yang teridentifikasi dalam kode HS 2 digit. Data penelitian dikumpulkan melalui wawancara mendalam, observasi, dan studi dokumen. Hasil penelitian menunjukkan bahwa terdapat tiga faktor utama yang mempengaruhi penentuan wilayah tujuan ekspor produk unggulan non migas yang teridentifikasi dalam kode HS 2 digit, yaitu daya saing harga, permintaan pasar, dan kebijakan perdagangan. Selain itu, terdapat tiga kesulitan utama yang dihadapi oleh eksportir UMKM dalam menentukan wilayah tujuan ekspor, yaitu keterbatasan literasi informasi, keterbatasan sumber daya manusia, dan keterbatasan analisis data lapangan secara langsung. Penelitian ini memberikan implikasi bagi pemerintah dan eksportir UMKM untuk meningkatkan kinerja ekspor produk unggulan Indonesia.
PENGARUH LITERASI DIGITAL DAN MOTIVASI KERJA TERHADAP KINERJA GURU DENGAN MEDIASI KOMPETENSI GURU PADA SMA NEGERI DI JAKARTA TIMUR Nida Zahra; Tuty Sariwulan; Saparuddin Mukhtar
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 2 No. 1 (2024): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/cendikia.v2i1.777

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi digital, motivasi kerja, dan kompetensi guru terhadap kinerja guru SMA Negeri di Jakarta Timur, mengetahui pengaruh literasi digital dan motivasi kerja terhadap kompetensi guru SMA Negeri di Jakarta Timur, serta mengetahui pengaruh literasi digital dan motivasi kerja terhadap kinerja guru melalui kompetensi guru SMA Negeri di Jakarta Timur. Penelitian ini berjumlah 204 guru se-kecamatan Cakung dengan jumlah sampel sebanyak 135 guru, dengan penentuan sampelnya menggunakan rumus slovin dengan toleransi kesalahan sebesar 5%. Metode yang digunakan dalam penelitian ini adalah metode survei dengan pendekatan kuantitatif dan menggunakan analisis jalur. Hasil penelitian menunjukkan bahwasannya (1) terdapat pengaruh positif dan signifikan variabel literasi digital terhadap kinerja guru; (2) terdapat pengaruh positif dan signifikan variabel motivasi kerja terhadap kinerja guru; (3) terdapat pengaruh positif dan signifikan variabel kompetensi guru terhadap kinerja guru; (4) terdapat pengaruh positif dan signifikan variabel literasi digital terhadap kompetensi guru; (5) terdapat pengaruh positif dan signifikan variabel motivasi kerja terhadap kompetensi guru; (6) kompetensi guru mampu memediasi pengaruh literasi digital dan motivasi kerja terhadap kinerja guru.
MSME Financing in Indonesia Islamic Banks: Impact of Third-Party Funds, ROA, and FDR Rahmanisa Aulia Safitri; Mukhtar, Saparuddin; Zahra, Siti Fatimah
Jeksyah: Islamic Economics Journal Vol. 4 No. 01 (2024): May 2024 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v4i01.1507

Abstract

This research aims to analyze the internal factors of banks that influence the distribution of MSME financing at Sharia Commercial Banks. The internal factors in question are seen in terms of Bank Assets, Profitability, and Liquidity. This point of view is measured by the independent variables, namely Third-Party Funds, Return on Assets, and Financing to Deposit Ratio. This research uses time series data sourced from the Otoritas Jasa Keuangan for the period January 2021 - December 2023. Multiple regression models are used for research that employs more than one independent variable. The parameters of multiple linear regression models were estimated using the ordinary least square (OLS) method. This research analyzed publication data from the Otoritas Jasa Keuangan, covering 13 Sharia Commercial Banks, and data from various relevant journals using Eviews 10. The results of the research and hypothesis testing conducted showed that: First, partially, the Third-Party Funds and Financing to Deposit Ratio variables have a significant positive effect on MSME Financing, while the Return on Assets variable has a nonsignificant negative effect on MSME Financing for Sharia Commercial Banks. Second, simultaneously, Third Party Funds, Return on Assets, and Financing to Deposit Ratio have a significant positive effect on MSME Financing at Sharia Commercial Banks. With these results, it is hoped that this research can contribute to policy or decision making for Sharia Commercial Banks to increase financing to the MSME sector, both working capital financing and investment financing for the MSME sector in Indonesia.
THE EFFECT OF OWN CAPITAL AND PEOPLE'S BUSINESS CREDIT ON THE INCOME OF MICRO, SMALL AND MEDIUM ENTERPRISES IN THE SOUTH TAMBUN AREA: KAB. BEKASI Yusyana Lussardi; Saparuddin Mukhtar; Aditya Pratama
Jurnal Ilmiah Manajemen dan Akuntansi Vol. 1 No. 3 (2024): Mei : Jurnal Ilmiah Manajemen dan Akuntansi
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/8qej3h46

Abstract

The purpose of this study was to determine the effect of own capital and people's business credit on the income of MSMEs in the South Tambun area. This study uses primary data with a sample of 325 MSMEs in the South Tambun area calculated using the Taro Yamane formula. Quantitative method was used as the research method. The data analysis used in this research is PLS-SEM using SmartPLS 4.0 software. The results of hypothesis testing show that (1) Own Capital has a positive and significant effect on MSME income; (2) People's Business Credit has a positive and significant effect on MSME income; (3) (3) Own capital has a positive and significant effect on People's Business Credit; (4) Own Capital and People's Business Credit have a positive and significant effect on MSME income. This research is limited because it was only conducted in South Tambun District with variables of Own Capital, People's Business Credit and MSME Income.
Organizational Citizenship Behavior in The Creative Industry Sector: Affecting Factors Investigation Doni Triono; Usep Suhud; Saparuddin M
Journal of Social Science Vol. 4 No. 4 (2023): Journal of Social Science
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jss.v4i4.419

Abstract

This study aims to examine religiosity, spirituality, and paternalistic leadership's direct influence on Organizational Citizenship Behavior (OCB) or through job satisfaction variables in the Creative Industry sector in Indonesia. This research can be categorized as explanatory research. This research was conducted in Indonesia's creative industry, divided into 16 business fields with a total sample of 406 employees. This study found that religiosity, spirituality, and paternalistic leadership positively and significantly affect OCB. However, suppose through the moderating variable of job satisfaction, the correlation coefficient is smaller than the direct correlation coefficient. In that case, it can be concluded that job satisfaction is not an appropriate moderating variable for the variable religiosity, spirituality, and paternalistic leadership towards OCB. From this study, we can conclude that religiosity, spirituality, paternalistic leadership, and job satisfaction in employees and organizational leaders need to be improved because they are proven to affect OCB directly. Thus, it will also affect individual and organizational performance.
Pengaruh Literasi Keuangan Digital dan E-Commerce Terhadap Perilaku Doom Spending di Kalangan Generasi Z Universitas Negeri Jakarta Andriani, Salma Zahra; Nurjanah , Siti; Mukhtar, Saparuddin
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/y4vswd28

Abstract

This study aims to determine the influence of digital financial literacy and e-commerce on doom spending behavior among Generation Z at Jakarta State University. The population in this study were students as a representation of Generation Z in the campus environment. The sample of this study were active students at Jakarta State University with the sampling technique used was purposive sampling. The method used in this study was a quantitative method with multiple regression analysis. The results of the study found that the digital financial literacy variable was proven to have a positive and significant influence on doom spending behavior. This shows that respondents' understanding of digital financial instruments and the ease of online transactions does not necessarily make them wiser in refraining from impulsive shopping in stressful situations. On the contrary, mastery of financial technology actually becomes a means that makes it easier for respondents to make quick spending to relieve anxiety, so that the higher the digital financial literacy possessed, the tendency to doom spending also tends to increase. The e-commerce variable has a positive and significant influence as the main driving factor in doom spending behavior. The presence of online shopping platforms with various features of easy access, attractive promotions, and transaction speed has a very large impact in triggering unplanned spending. The practical nature of e-commerce has become a primary outlet for respondents to escape negative feelings or the stress of bad news through shopping, making it the most dominant factor in explaining why doom spending behavior occurs among the subjects of this study.
DIGITAL ENTREPRENEURSHIP LEARNING TRAINING WITH AI ENHANCING COMPETENCE AND PROFESSIONAL COMPETITIVENESS Mukhtar, Saparuddin; Wibowo, Agus; Kusumaningrum, Alifah; Negara, Dwi Ringga Edwid Dian; Maulida, Ervina; Izza, Ashiilah Tsabit; Izzulhaq, Muhammad Zaki
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 9 No. 2 (2025): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 4 Indexed)

Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.009.2.04

Abstract

Technological advancements, particularly in Artificial Intelligence (AI), have brought significant transformations to the field of entrepreneurship. AI can be utilized across various business domains, including market analysis, customer service automation, trend prediction, and digital marketing strategies. Nevertheless, many entrepreneurs, MSME actors, and professionals still lack sufficient knowledge and skills in applying AI to enhance their business competitiveness. Through a technology-driven approach, participants will gain insights into how AI can be employed to improve business efficiency, expand market reach, and foster more competitive innovations. This training program is designed for students, academics, and professionals seeking to develop digital competencies in business. The training materials cover AI applications in digital marketing, AI-based data analysis, smart business management strategies, and case studies on AI implementation in entrepreneurship.
PENGARUH BUSINESS PLAN DAN DIGITAL MARKETING TERHADAP KETAHANAN UMKM PASCA PANDEMI DI JAKARTA TIMUR Fitrianingsih, Yuli; Sebayang, Karuniana Dianta Arfiando; Mukhtar, Saparuddin
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 1 No 2 (2022): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v1i2.302

Abstract

The objective of this study is to investigate the impact that having a business plan and engaging in digital marketing have had on the resiliency of micro, small, and medium-sized enterprises (MSMEs) in East Jakarta following the pandemic. The population that is the focus of this study is comprised of East Jakarta's 240,512 small and medium-sized businesses. Purposive sampling was used to collect data from these 140 participants to create the sample for this investigation. Processing of data utilizing the SEM (Structural Equation Model) approach with the Smart PLS (Partial Least Squares) tool version 4, which includes the Estimation Test, Evaluation Test, and Mediation Test of the SEM-PLS Model. In light of the results of the hypothesis test, one can reach the following conclusion: the Business Plan variable representing MSME resilience has an influence that is both positive and significant. The influence of digital marketing on the resilience of micro, small, and medium-sized enterprises is positive but insignificant. Meanwhile, the impact of the business strategy on the resiliency of MSMEs is positive but not statistically significant when the intervening variable is digital marketing.
Driving Business Performance in Jakarta’s Fried Chicken MSMEs: The Role of Product and Service Innovation in Creating Competitive Advantage Fadhillah, Anindita; Saparuddin Mukhtar; Osly Usman
Journal of Strategic Innovation in Economics and Business Vol. 1 No. 2 (2025): Journal of Strategic Innovation in Economics and Business
Publisher : Yayasan Cerdas Pedia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65101/sinebis.v1i2.166

Abstract

This study investigates the strategic pathways through which product quality and service quality drive business performance in Jakarta's fried chicken micro, small, and medium enterprises (MSMEs), with competitive advantage as a mediating variable. Using a quantitative approach with structural equation modeling based on partial least squares (SEM-PLS) analysis of 101 MSME owners, the research empirically validates the Resource-Based View (RBV) theory in the emerging market context. Findings reveal that both product quality (path coefficient = 0.456 to competitive advantage) and service quality (path coefficient = 0.536 to competitive advantage) significantly enhance competitive advantage, which subsequently amplifies business performance. Service quality demonstrates the strongest direct effect on business performance (path coefficient = 0.425), while competitive advantage partially mediates the relationships between quality dimensions and performance. The exceptional explanatory power of the structural model (R² = 0.992 for business performance) confirms that quality-based competition strategies yield superior performance outcomes compared to price-based approaches in the post-pandemic culinary market. These findings demonstrate that resource-constrained MSMEs can achieve sustainable competitive advantages through strategically leveraging difficult-to-imitate quality capabilities and emotional service connections, extending RBV theory's applicability to emerging market MSME contexts and providing actionable implications for MSME strategic management and policymakers.
Co-Authors -, Rahmanisa Aulia Safitri Adamu Abbas Adamu Adamu, Adamu Abbas Aditya Pratama Aditya Pratama ADITYA PRATAMA Agus Wibowo Agus Wibowo Agustina, Nadya Ahnanto Ahnanto Alhidayatullah Alifah Kusumaningrum Amanda Setiorini Andina, Yunita Tri Andriani, Salma Zahra Andriany, Dewy Rika Anisa Putri Isnaini Aprilisa, Nursyifa Ardilah Fitriani Aryasari, Devita As’ad Samsul Arifin Awaliyah, Nissa Nur Azzahra, Fadilah Azzahra, Shalsa Bagus Shandy Narmaditya Basri Bado Basri Bado Bayu, Gusti Prasetyo Bhakti Dwi Hasta Budiaman, Budiaman Charlie Albert Lasuin Dedeh Dedeh Dian Lestari Dicky Iranto Dicky Iranto Dicky Irianto, Dicky Doni Triono Dwi Handarini Dwi Ringga Edwid Dian Negara Eko Tama Putra Saratian Ervina Maulida Fadhil Firmansyah Fadhillah, Anindita Fadhillah, Dini Nur Fauziah, Ilma Nur Fewi Siti Nur’aeni Fitrianingsih, Yuli Gusti Prasetyo Bayu H Herlitah Hafni, Rayni Delya Hamonangan, Mahardhika Michael Hanif Afif Naufal Harya Kuncara Wiralaga Haryo Kuncoro Hasta, Bhakti Dwi Hera Khairunnisa Herlitah Herlitah, Herlitah Herwanto, Muhammad Ravi Hidayah, Shofiyatul Ida Ayu Putu Sri Widnyani Indri Murniawaty Indriyani, Vivia Aegea Iranto , Dicky Isnaini Intan Permadani Izza, Ashiilah Tsabit Izzulhaq, Muhammad Zaki Jusuf, Halid K Karuniana Dianta Arfiando Sebayang Khafifah, Aura Kikin Yuliaty Subarsa Putri Kinanti Geminastiti Kundriyah, Kundriyah Laelawati Laelawati Lathiefah Rabbaniyah Lilis Suryani Maranik, Zita Fira Marlina Senja Mohamad Rizan Mohammad Rizan Mohammad Rizan, Mohammad Mohammad Sofwan Effendi Mohammad Sofwan Effendi Muh. Abdul Aziz Muhammad Edo Suryawan Siregar Muhammad Fakhri Muhammad Irsyad Mustaqim Muhammad Rio Julianto N., Sri Indah Naf’an, Wazir Nauli, Muthya Octariany Nida Zahra Ningsih, Idha Marta Kurnia Norma Ayu Wahyuni Nur Ramadini Tria Wafa Nuratika, Oktavia Nurjanah , Siti Nurwandah Apriyanti Osly Usman Pambagyo, Ridho Mulyo Permadani, Isnaini Intan Popon Pranawati Purwana E.S., Dedi Purwana, Dedy Putri, Febriyanti Safdi Putri, Indira Putri, K. Y.S Rahmanisa Aulia Safitri Rahmatul Khalik Ratnasari, Kania Rd. Tuty Sariwulan Resti Annisa RHI Muhammad Ibnu Hibban Riana Raudha Adni Ridho Mulyo Pambagyo Rifelly Dewi Astuti Rina Herlina Rina Mariana Ristiana, Ayu Rubiah Rubiatul Adawiyah Rudi Casmana, Asep Safhira, Tyas Safitri, Sahdia Salwan Hanafi Samadi Saptono, Ari Saputra, Arif Yogi Sekar Tri Widati Selly Yolanda Selly Yolanda, Selly Setiawan, Dito Shalsa Azzahra Shandy Aditya Siti Fatimah Zahra Siti Nurjanah Siti Saadah Sofwan, M. Soraya Alamanda Soraya, Andien Amirani Sri Indah Nikensari Suparno Suparno Suparno Suparno Suparno Taufik Akbar Tri Dahlia Putri Triono, Doni Umasih Umasih Usep Suhud Vironica Nurani Yonatan Wahono, Puji Wahyuni, Norma Ayu Wang Fei Widawati, Cindi Dyah Widya Meinita Wulan, Linda Dewi Yanti Yulianti Yeti Lastuti Yuliansyah, Ardian Ridho Yusyana Lussardi Zahra, Siti Fatimah Zairin, Gentiga Muhammad