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All Journal Trikonomika: Jurnal Ekonomi JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Jurnal Ilmiah Econosains Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis JURNAL DINAMIKA MANAJEMEN DAN BISNIS Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JRMSI - Jurnal Riset Manajemen Sains Indonesia International Journal of Supply Chain Management IKRA-ITH EKONOMIKA MBIA ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Jurnal Informatika Ekonomi Bisnis Parameter Journal of Social Science Nusantara Science and Technology Proceedings Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Journal of Industrial Engineering & Management Research (JIEMAR) International Journal of Economy, Education and Entrepreneurship (IJE3) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) International Journal of Social Service and Research International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Review of Multidisciplinary Education, Culture and Pedagogy (ROMEO) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi D'edukasi: Jurnal Pengabdian Masyarakat Rahmatan Lil’alamin Journal of Community Services (RLA) CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) PERADABAN JOURNAL of ECONOMIC and BUSINESS Jeksyah Return : Study of Management, Economic and Bussines Journal of Social Science International Research of Multidisciplinary Analysis Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Informatika Ekonomi Bisnis Jurnal Serambi Ekonomi dan Bisnis Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi PENG: Jurnal Ekonomi dan Manajemen Jurnal Ilmiah Manajemen dan Akuntansi Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Ekopedia: Jurnal Ilmiah Ekonomi Journal of Digital Business and Global Economy Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Saparuddin Mukhtar
Universitas Negeri Jakarta
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Organizational Citizenship Behavior in The Creative Industry Sector: Affecting Factors Investigation Doni Triono; Usep Suhud; Saparuddin M
Journal of Social Science Vol. 4 No. 4 (2023): Journal of Social Science
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jss.v4i4.419

Abstract

This study aims to examine religiosity, spirituality, and paternalistic leadership's direct influence on Organizational Citizenship Behavior (OCB) or through job satisfaction variables in the Creative Industry sector in Indonesia. This research can be categorized as explanatory research. This research was conducted in Indonesia's creative industry, divided into 16 business fields with a total sample of 406 employees. This study found that religiosity, spirituality, and paternalistic leadership positively and significantly affect OCB. However, suppose through the moderating variable of job satisfaction, the correlation coefficient is smaller than the direct correlation coefficient. In that case, it can be concluded that job satisfaction is not an appropriate moderating variable for the variable religiosity, spirituality, and paternalistic leadership towards OCB. From this study, we can conclude that religiosity, spirituality, paternalistic leadership, and job satisfaction in employees and organizational leaders need to be improved because they are proven to affect OCB directly. Thus, it will also affect individual and organizational performance.
DIGITAL ENTREPRENEURSHIP LEARNING TRAINING WITH AI ENHANCING COMPETENCE AND PROFESSIONAL COMPETITIVENESS Mukhtar, Saparuddin; Wibowo, Agus; Kusumaningrum, Alifah; Negara, Dwi Ringga Edwid Dian; Maulida, Ervina; Izza, Ashiilah Tsabit; Izzulhaq, Muhammad Zaki
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 9 No. 2 (2025): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 4 Indexed)

Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.009.2.04

Abstract

Technological advancements, particularly in Artificial Intelligence (AI), have brought significant transformations to the field of entrepreneurship. AI can be utilized across various business domains, including market analysis, customer service automation, trend prediction, and digital marketing strategies. Nevertheless, many entrepreneurs, MSME actors, and professionals still lack sufficient knowledge and skills in applying AI to enhance their business competitiveness. Through a technology-driven approach, participants will gain insights into how AI can be employed to improve business efficiency, expand market reach, and foster more competitive innovations. This training program is designed for students, academics, and professionals seeking to develop digital competencies in business. The training materials cover AI applications in digital marketing, AI-based data analysis, smart business management strategies, and case studies on AI implementation in entrepreneurship.
PENGARUH BUSINESS PLAN DAN DIGITAL MARKETING TERHADAP KETAHANAN UMKM PASCA PANDEMI DI JAKARTA TIMUR Fitrianingsih, Yuli; Sebayang, Karuniana Dianta Arfiando; Mukhtar, Saparuddin
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 1 No 2 (2022): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v1i2.302

Abstract

The objective of this study is to investigate the impact that having a business plan and engaging in digital marketing have had on the resiliency of micro, small, and medium-sized enterprises (MSMEs) in East Jakarta following the pandemic. The population that is the focus of this study is comprised of East Jakarta's 240,512 small and medium-sized businesses. Purposive sampling was used to collect data from these 140 participants to create the sample for this investigation. Processing of data utilizing the SEM (Structural Equation Model) approach with the Smart PLS (Partial Least Squares) tool version 4, which includes the Estimation Test, Evaluation Test, and Mediation Test of the SEM-PLS Model. In light of the results of the hypothesis test, one can reach the following conclusion: the Business Plan variable representing MSME resilience has an influence that is both positive and significant. The influence of digital marketing on the resilience of micro, small, and medium-sized enterprises is positive but insignificant. Meanwhile, the impact of the business strategy on the resiliency of MSMEs is positive but not statistically significant when the intervening variable is digital marketing.
Understanding How Export Stimuli, Export Knowledge, Product Standards, and Marketing Strategies Shape the Export Performance of Indonesian MSMEs Sekar Tri Widati; Suparno; Saparuddin Mukhtar
Journal of Digital Business and Global Economy Vol. 1 No. 3 (2025): Journal of Digital Business and Global Economy
Publisher : Asosiasi Transformasi Digital Dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64243/JODIGBI.01.3.04

Abstract

This study examines how export stimuli, export knowledge, product standards, and marketing strategies shape the export performance of Indonesian MSMEs. Using a qualitative approach, semi-structured interviews with 12 MSME owners and managers were thematically analyzed. Findings reveal that unsolicited buyer inquiries and government-led trade missions often trigger market entry, while regulatory knowledge and cultural awareness sustain operations. The significance of this study lies in its dual contribution. Practically, it provides actionable insights for MSME owners, trade associations, and policymakers to design more effective export promotion policies that integrate market access with continuous capacity building. Academically, it advances business and economic studies by offering a qualitative, context-specific understanding of how internal capabilities and external factors interact to influence MSME export performance, a perspective often overlooked in quantitative research.
PENGUATAN PENDIDIKAN KARAKTER BAGI SISWA SEKOLAH MENENGAH ATAS: PENDEKATAN BERBASIS KEPEMIMPINAN OSIS Agus Wibowo; Saparuddin Mukhtar; Dwi Ringga Edwid Dian Negara; Alifah Kusumaningrum; Qiz Haya Shafiana; Suciatiningsih Suciatiningsih
D'edukasi: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2026)
Publisher : Universitas PGRI Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pendidikan karakter berperan penting dalam membentuk kepribadian dan perilaku siswa SMA yang berada pada fase perkembangan remaja dan rentan terhadap berbagai pengaruh lingkungan sosial maupun media digital. Kegiatan pengabdian ini bertujuan memperkuat nilai-nilai karakter siswa SMA di DKI Jakarta melalui pemberdayaan Ketua OSIS sebagai agen perubahan yang diharapkan mampu menjadi teladan bagi siswa lainnya. Program dilaksanakan selama delapan bulan melalui tahapan sosialisasi, pelatihan kepemimpinan berkarakter, penyusunan dan implementasi modul pendidikan karakter berbasis sekolah, pendampingan pelaksanaan program kerja OSIS, serta evaluasi secara berkelanjutan. Hasil kegiatan menunjukkan peningkatan pemahaman siswa terhadap nilai-nilai karakter, serta mengintegrasikan ke dalam berbagai program kerja dan aktivitas sekolah. Proses pendampingan juga mendorong terbentuknya budaya sekolah yang lebih positif melalui keteladanan, pembiasaan perilaku berkarakter, dan peningkatan partisipasi siswa dalam kegiatan organisasi. Temuan ini menunjukkan bahwa penguatan pendidikan karakter melalui organisasi siswa efektif dalam meningkatkan kapasitas kepemimpinan sekaligus menginternalisasikan nilai-nilai karakter siswa secara berkelanjutan.
Pengaruh BI Rate, Kredit Perbankan, dan Pertumbuhan Ekonomi terhadap Stabilitas Sistem Keuangan di Indonesia pada Periode 2015–2025 Safira Azzahra; Herlitah Herlitah; Saparuddin Mukhtar
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 3 (2026): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xfxaha32

Abstract

This study aims to analyze the effect of BI Rate, bank credit, and economic growth on the Financial System Stability Index (FSSI) in Indonesia during the 2015–2025 period. The research uses a quantitative approach with multiple linear regression analysis using the Ordinary Least Squares (OLS) method on time series data. The results show that the BI Rate has a positive but not significant effect on FSSI (probability 0.3804 > 0.05), indicating that changes in the policy interest rate do not directly determine financial system stability due to the monetary transmission lag. Bank credit has a negative and significant effect on FSSI (probability 0.0002 < 0.05), reflecting that credit distribution during the research period still functions as a driver of financial intermediation that supports economic activity, thereby reducing pressure on the financial system. Economic growth has a positive but not significant effect on FSSI (probability 0.8064 > 0.05), suggesting that economic growth has not been a primary factor explaining changes in financial system stability. Simultaneously, BI Rate, bank credit, and economic growth significantly affect FSSI (F-statistic 6.263185; probability 0.001377). The R² value of 0.319607 indicates that these three variables explain 31.96% of FSSI variations, while the remaining 68.04% is influenced by other factors outside the model, such as inflation, exchange rates, credit risk, liquidity, and global economic pressures.    
Pengaruh Literasi Keuangan, Kemudahan Penggunaan, dan Risiko Penggunaan terhadap Keputusan Penggunaan Dompet Digital DANA pada Pekerja di DKI Jakarta Rayhannevi Rayhannevi; Saparuddin Mukhtar; Herlitah Herlitah
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 2 (2026): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/waqpp114

Abstract

This study aims to analyze the effect of financial literacy, perceived ease of use, and perceived risk on the usage decision of the digital wallet DANA among workers in DKI Jakarta. A quantitative approach with a causal research design was employed, involving 150 respondents selected using purposive sampling. Data were collected through online questionnaires and analyzed using IBM SPSS Statistics, including validity and reliability tests, classical assumption tests, multiple linear regression, and hypothesis testing. The findings indicate that financial literacy, perceived ease of use, and perceived risk have a positive and significant effect on usage decision, both partially and simultaneously. Financial literacy was identified as the most dominant variable influencing usage decision, followed by perceived ease of use and perceived risk. The coefficient of determination (R²) showed that the three independent variables jointly explained 66,5% of the variation in usage decision, while the remaining 33,5% were explained by other factors outside the model, such as perceived usefulness, trust, or social influence. These findings support the Human Capital Theory and the Technology Acceptance Model (TAM), suggesting that the decision to use DANA among workers in DKI Jakarta is driven not only by financial literacy but also by ease of use and manageable risk perception. This study contributes to the understanding of consumer behavior in the context of digital payment systems and provides practical insights for digital wallet providers and regulators in designing more effective strategies to encourage sustainable usage. 
Pengaruh Kualitas Produk UMKM, Harga, dan Kualitas Layanan Terhadap Keputusan Pembelian Pada Aplikasi Social Commerce Isnaini Intan Permadani; Saparuddin Mukhtar; Karuniana Dianta Arfiando Sebayang
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.7593

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh kualitas produk UMKM, harga, dan kualitas layanan terhadap keputusan pembelian pada aplikasi social commerce. Jenis penelitian ini adalah penelitian kuantitatif dengan teknik survei. Sumber data berasal dari data primer yang diperoleh dari hasil penyebaran kuesioner. Populasi penelitian ini adalah pengguna aplikasi TikTok Shop dari kalangan Generasi Z yang berdomisili di Daerah Khusus Jakarta dengan jumlah sampel sebanyak 100 responden, sampel ini didapat dari perhitungan rumus Lemeshow. Teknik pengambilan sampel yang digunakan yaitu purposive sampling. Kemudian, data dianalisis menggunakan teknik analisis data berupa regresi linear berganda dengan bantuan software SPSS versi 25. Analisis data meliputi beberapa tahap, yaitu analisis statistik deskriptif, uji instrumen, uji prasyarat analisis, uji asumsi klasik, uji regresi linear berganda, dan uji hipotesis. Hasil analisis penelitian ini menunjukan bahwa kualitas produk UMKM, harga, dan kualitas layanan secara parsial dan simultan berpengaruh positif dan signifikan terhadap keputusan pembelian pada aplikasi social commerce. Selain itu, hasil analisis penelitian ini juga menyatakan bahwa kualitas produk UMKM, harga, dan kualitas layanan memiliki pengaruh sebesar 73% terhadap keputusan pembelian. Sedangkan 27% lainnya dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini.
BUSINESS DEVELOPMENT STRATEGY OF SMALL AND MEDIUM ENTERPRISES DURING COVID-19 CONDITION IN THE COFFEE SHOP CULINARY INDUSTRY SECTOR IN BOGOR CITY Cindi Dyah Widawati; Karuniana Dianta Arfiando Sebayang; Saparuddin M
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 1 No. 4 (2022): SEPTEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (322.791 KB) | DOI: 10.55047/marginal.v1i4.298

Abstract

The research aims to determine: (1) the coffee shop profile of Halaman Belakang and Sisi Kiri, Bogor; (2) the development strategy implemented by the coffee shop in maintaining their business amidst the covid-19 pandemic; (3) The role of the coffee shop culinary industry in local economic growth, especially in the city of Bogor. This research is a qualitative descriptive study. This research was conducted in Bogor City in May – June 2022. The subjects of this research are coffee shop owners who have established their outlets since before the COVID-19 pandemic there are Halaman Belakang and Sisi Kiri. The results obtained from this study are that there are several strategies used by Halaman Belakang and Sisi Kiri in maintaining their business in the midst of a pandemic and still surviving until after the pandemic. One of them is the strategy of expanding marketing with promotions through events that have a very positive impact on the progress of the business run by Halaman Belakang and Sisi Kiri. The increasing number of coffee shops at this time has a positive effect on the development of the local economy at Bogor City, at this time coffee shops are one of the SMEs that are currently hype and absorb a lot of the workforce in the Bogor City. We hope this strategy can be implemented and become a consideration for other business owners in dealing with economic problems in Indonesia, especially to maintain their businesses.
THE EFFECT OF FOREIGN INVESTMENT AND INTERNATIONAL PRICES ON EXPORT VOLUME IN THE GARMENT SECTOR (CONVECTION) OF INDONESIAN TEXTILES WITH EXPORT VAT RESTITUTION POLICY AS A DUMMY VARIABLE FOR 2005-2019 Yunita Tri Andina; Saparuddin Mukhtar; Dicky Irianto
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 2 No. 1 (2022): DECEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (292.88 KB) | DOI: 10.55047/marginal.v2i1.345

Abstract

Export is one of the international trades that can increase the country's economy and foreign exchange. This study aims to determine the effect of foreign investment and international prices on the export volume of apparel (convection) from Indonesian textiles with the Export VAT Restitution Policy as a Dummy Variable for 2005-2019. This research is quantitative research. The method used in this study is a simple regression method with the OLS model. The results of the study highlight that the foreign investment variable and international prices had a significant effect on the export volume of Indonesian apparel, but the export VAT restitution policy had no effect on the export volume of Indonesian apparel because other policies were needed to support these policies in order to increase exports.
Co-Authors -, Rahmanisa Aulia Safitri Adamu Abbas Adamu Adamu, Adamu Abbas ADITYA PRATAMA Aditya Pratama Aditya Pratama Agung Dharmawan Buchdadi Agus Wibowo Agus Wibowo Agustina, Nadya Ahnanto Ahnanto Alhidayatullah Alifah Kusumaningrum Alifah Kusumaningrum Amanda Setiorini Andriany, Dewy Rika Anisa Putri Isnaini Aprilisa, Nursyifa Ardilah Fitriani Aryasari, Devita As’ad Samsul Arifin Awaliyah, Nissa Nur Azzahra, Fadilah Azzahra, Shalsa Bagus Shandy Narmaditya Basri Bado Basri Bado Bayu, Gusti Prasetyo Bhakti Dwi Hasta Budiaman, Budiaman Charlie Albert Lasuin Cindi Dyah Widawati Dedeh Dedeh Dian Lestari Dicky Iranto Dicky Iranto Dicky Irianto Doni Triono Dwi Handarini Dwi Ringga Edwid Dian Negara Eko Tama Putra Saratian Ervina Maulida Fadhil Firmansyah Fadhillah, Dini Nur Fauziah, Ilma Nur Fewi Siti Nur’aeni Fitrianingsih, Yuli Gusti Prasetyo Bayu H Herlitah Hafni, Rayni Delya Hamonangan, Mahardhika Michael Hanif Afif Naufal Harya Kuncara Wiralaga Haryo Kuncoro Hasta, Bhakti Dwi Hera Khairunnisa Herlitah Herlitah, Herlitah Herwanto, Muhammad Ravi Hidayah, Shofiyatul Ida Ayu Putu Sri Widnyani Indri Murniawaty Indriyani, Vivia Aegea Iranto , Dicky Isnaini Intan Permadani Izza, Ashiilah Tsabit Izzulhaq, Muhammad Zaki Jusuf, Halid K Karuniana Dianta Arfiando Sebayang Khafifah, Aura Kikin Yuliaty Subarsa Putri Kinanti Geminastiti Kundriyah, Kundriyah Laelawati Laelawati Lathiefah Rabbaniyah Lilis Suryani M Syaifudin Kafi Maranik, Zita Fira Marlina Senja Mohamad Rizan Mohammad Rizan Mohammad Rizan, Mohammad Mohammad Sofwan Effendi Mohammad Sofwan Effendi Muh. Abdul Aziz Muhammad Edo Suryawan Siregar Muhammad Fakhri Muhammad Irsyad Mustaqim Muhammad Rio Julianto N., Sri Indah Naf’an, Wazir Nauli, Muthya Octariany Nida Zahra Ningsih, Idha Marta Kurnia Norma Ayu Wahyuni Nur Ramadini Tria Wafa Nuratika, Oktavia Nurwandah Apriyanti Pambagyo, Ridho Mulyo Permadani, Isnaini Intan Popon Pranawati Purwana E.S., Dedi Purwana, Dedy Putri, Febriyanti Safdi Putri, Indira Putri, K. Y.S Qiz Haya Shafiana Rahmanisa Aulia Safitri Rahmatul Khalik Ratnasari, Kania Rayhannevi Rayhannevi Rd. Tuty Sariwulan Resti Annisa RHI Muhammad Ibnu Hibban Riana Raudha Adni Ridho Mulyo Pambagyo Rifelly Dewi Astuti Rina Herlina Rina Mariana Ristiana, Ayu Rubiah Rubiatul Adawiyah Rudi Casmana, Asep Safhira, Tyas Safira Azzahra Safitri, Sahdia Salma Zahra Andriani Salwan Hanafi Samadi Saptono, Ari Saputra, Arif Yogi Sekar Tri Widati Selly Yolanda Selly Yolanda, Selly Setiawan, Dito Shalsa Azzahra Shandy Aditya Siti Fatimah Zahra Siti Nurjanah Siti Nurjanah Siti Saadah Sofwan, M. Soraya Alamanda Soraya, Andien Amirani Sri Indah Nikensari Suciatiningsih Suciatiningsih Suparno Suparno Suparno Suparno Suparno Taufik Akbar Tri Dahlia Putri Triono, Doni Umasih Umasih Usep Suhud Vironica Nurani Yonatan Wahono, Puji Wahyuni, Norma Ayu Wang Fei Widya Meinita Wulan, Linda Dewi Yanti Yulianti Yeti Lastuti Yuliansyah, Ardian Ridho Yunita Tri Andina Yusyana Lussardi Zahra, Siti Fatimah Zairin, Gentiga Muhammad