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All Journal Signifikan : Jurnal Ilmu Ekonomi JURNAL KEBANGSAAN Asia-Pacific Management and Business Application Jurnal Organisasi Dan Manajemen Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Community Development Journal: Jurnal Pengabdian Masyarakat International Journal of Educational Review, Law And Social Sciences (IJERLAS) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Visioner & Strategis Management Research and Behavior Journal Zona Manajerial: Program Studi Manajemen (S1) Universitas Batam International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) SABAJAYA Jurnal Pengabdian Kepada Masyarakat Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Intelek Insan Cendikia Jurnal Solusi Masyarakat Dikara Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA)
Akhyar, Chairil
Faculty Of Economics And Business, Universitas Malikussaleh
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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THE EFFECT OF FINANCIAL LITERACY, LIFESTYLE, AND SOCIAL MEDIA INTERACTION ON DOOM SPENDING BEHAVIOUR WITH FOMO AS MEDIATOR Hawa Zahrani; Husaini; Ghazali Syamni; Chairil Akhyar; Nurhasanah
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 5 No. 1 (2026): July
Publisher : PT. Radja Intercontinental Publishing

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Abstract

This study aims to analyse the influence of financial literacy, lifestyle, and social media interaction on doom spending behaviour, with Fear of Missing Out (FOMO) as a mediating variable, among students in the Faculty of Economics and Business at Universitas Malikussaleh. Excessive, anxiety-driven spending has become increasingly common among the younger generation as they navigate economic uncertainty and pervasive digital exposure, making it important to understand which psychological, social, and financial factors drive this behaviour among university students. A quantitative research design was employed using a survey method distributed to active university students selected through purposive and proportional sampling. Data were analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM) with a sample of 140 respondents. The findings reveal that financial literacy, social media interaction, and FOMO significantly and positively affect doom spending behaviour, whereas lifestyle does not exhibit a significant effect. Furthermore, the mediation analysis indicates that FOMO mediates the relationship between social media interaction and doom spending behaviour, but does not mediate the relationships of financial literacy or lifestyle with doom spending behaviour. These findings confirm that FOMO functions as a key psychological mechanism reinforcing consumptive behaviour among students, and that financial knowledge alone is insufficient to prevent it. The results suggest that initiatives to reduce excessive spending among students should combine financial literacy education with healthier, more mindful social media use and emotional-regulation support.
Impact of Self-Efficacy and Employee Empowerment on Employee Performance: Mediating Role of Job Satisfaction Dina Sarah Syahreza; Syamsul Bahri; Chairil Akhyar; Naufal Bachri; Nur Sa’adah Muhamad
Jurnal Organisasi dan Manajemen Vol. 21 No. 1 (2025)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v21i1.9597.2025

Abstract

Purpose – This study examines the influence of self-efficacy and employee empowerment on employee performance and the mediating effect of job satisfaction. Methodology – The sample consists of 180 employees from PT. PNM Mekaar Syariah (Persero) Aceh. The analytical tool used is path analysis with structural equation modelling (SEM) using AMOS. Findings—The results show that each variable, self-efficacy and employee empowerment, influences job satisfaction and employee performance. The relationship between self-efficacy and employee performance is partially mediated by job satisfaction, and the relationship between employee empowerment and employee performance is also partially mediated by job satisfaction. Originality – In the realm of employee performance and job satisfaction, a novel approach can be explored by investigating the combined impact of work environment, leadership style, and organizational culture on employee performance.
Pengaruh Likuiditas, Leverage, dan Profitabilitas terhadap Nilai Perusahaan pada Perbankan di Indonesia Aditya Aditya; Ghazali Syamni; Rico Nur Ilham; Chairil Akhyar
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 3 No. 04 (2026): AGUSTUS - SEPTEMBER 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas, leverage, dan profitabilitas terhadap nilai perusahaan pada perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode 2020–2024. Penelitian menggunakan pendekatan kuantitatif dengan data sekunder dari 45 perusahaan perbankan yang dianalisis menggunakan regresi data panel Fixed Effect Model. Hasil penelitian menunjukkan bahwa likuiditas tidak berpengaruh signifikan terhadap nilai perusahaan. Sebaliknya, leverage dan profitabilitas berpengaruh positif dan signifikan terhadap nilai perusahaan. Temuan ini menunjukkan bahwa keputusan pendanaan dan kemampuan perusahaan menghasilkan laba menjadi faktor yang lebih menentukan dalam meningkatkan nilai perusahaan.
Pengaruh Debt to Asset Ratio, Loan to Deposit Ratio, Non Performing Loan, dan Dana Pihak Ketiga terhadap Kinerja Keuangan Perusahaan Perbankan di Bursa Efek Indonesia Hia Asmuni; Chairil Akhyar; Husaini Husaini; Muttaqien Muttaqien
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 3 No. 04 (2026): AGUSTUS - SEPTEMBER 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh debt to asset ratio, loan to deposit ratio, non performing loan, dan dana pihak ketiga terhadap kinerja keuangan perusahaan perbankan di bursa efek indonesia. Dalam penelitian ini, kinerja keuangan diukur menggunakan Return on Assets . Penelitian ini menggunakan pendekatan kuantitatif dengan jenis data sekunder yang diperoleh dari laporan keuangan dan annual report perusahaan perbankan yang terdaftar di Bursa Efek Indonesia. Populasi dalam penelitian ini adalah 47 perusahaan perbankan, sedangkan sampel ditentukan menggunakan teknik purposive sampling berdasarkan kriteria tertentu, sehingga diperoleh 31 perusahaan dengan total 155 data observasi selama lima tahun pengamatan. Teknik analisis data yang digunakan adalah regresi data panel dengan bantuan program EViews. Hasil penelitian ini menunjukkan bahwa debt to asset rasio dan loan to deposit ratio tidak berpengaruh terhadap kinerja keuangan , non performing loan dan dana pihak ketiga menunjukkan pengaruh negatif dan signifikan terhadap kinerja keuangan.
Co-Authors -, Suci Andriani Aditya Aditya Adnan Adnan Adnan Ainol Mardhiah Alfiana Alfiana Alfiana Alya Azhara Amalia Fitri Amalia Fitri Ani Ruslaniah Ansari, Rizal Arya Permana Ginting Arya Permana Ginting Bahri, Halida Bungsu Keumala Sari Cahyo, Rico Dwi Chairul Azman Chairul Azman Chalirafi, Chalirafi Darmawati Darmawati Darmawati Darmawati Darmawati Muchtar Ella Nabila EM Yusuf Iis Eva Yuniarti Utami Ferian Ferian Fika Yandani Fuadi Fuadi Ghazali Syamni Ghazali Syamni Hairani Putri Hairani Putri Harsono, Iwan` Hastanti Listyaningtyas Hasvinsa Mahra Hasvinsa Mahra Hawa Zahrani Hepi Boang Manalu Hepi Boang Manalu Hia Asmuni Husaini Husaini Husaini Husaini Husaini Iklil Iklil Ikramuddin, Ikramuddin Inayatul Mutmainnah Indah Anta Sari Irada Sinta Isma Putri Agustina Iwan Harsono John Zysman Jumaini Jumaini Jummaini Lily Andari Mukhtar Lily Andari Mukhtar M Albani M Albani M Subhan M. Subhan Majid, M. Shabri Abd Mariyudi Mariyudi Marzuki Marzuki Marzuki Marzuki Marzuki Marzuki Marzuki Marzuki, Marzuki Marzuki Matriadi, Faisal Maysarah Maysarah Mohammad Gifari Sono Muammar Khadafi Muchsin Muchsin Muchtar, Darmawati Muliani Muliani Muliani Mursidah Mursidah Muttaqien Muttaqien Muttaqien Muttaqien Muttaqien Muttaqien Naufal Bachri, Naufal NAZIR NAZIR, NAZIR Nur Sa’adah Muhamad Nurhasanah Nurlela Nurlela Nurlela Nurlela Nurlela Nurlela Nurlela Nurlela, Nurlela Nurliati Nurliati Ola Liana ZK Puji Suryani, Suci Radiah Alfara Rahmaniar Raihan Fajiral Ratna Sari Siregar Ravina Ravina Reja Azwani Reza Hendri Yana Reza Hendri Yana Ria Aristantia, Ria Rico Nur Ilham Rieneke Ryke Kalalo Ristati Ristati Salsabila Prina Wahyuni Sari Yulis Terfiadi Sari Yulis Terfiadi Sean Michael Owen Wijaya Shahira Salsabilla Shinta Novitalia Shinta Novitalia Siska Tri Amanda Siska Tri Amanda Siti Maimunah Siti Maimunah Siti Zahara Siti Zahara Sono, Mohammad Gifari Sri Rizky Sri Rizky Sri Wahyuni Sri Wahyuni Suci Andriani - Suci Puji Suryani Sultan Fadlullah Nuri Sultan Fadlullah Nuri Sumiati Sumiati Syahreza, Dina Sarah Syamsul Bahri Syamsul Bahri Utami, Eva Yuniarti Wardhiah Wardhiah Wardhiah Wardhiah Wardhiah Wardhiah, Wardhiah Widya Hartanti Widya Hartanti Widya Ningrum Widya Ningrum Wilda Nafisa Wilda Nafisa Yusniar Yusniar Zahrina, Zahrina Zawi, Muhammad Boy Zihan Chairunnisa Zulfan Zulfan Zulfan Zulfan Zulham Zulham Zysman, John