Claim Missing Document
Check
Articles

Found 27 Documents
Search

Financial Performance Assessment of Islamic Commercial Banks Post Covid-19: Mediation Role of Profitability yanti, evi maulida; Nasution, Muhammad Syafril; Rusydi; Nurfaza, Arina; Jamaluddin
Jurnal Manajemen (Edisi Elektronik) Vol. 16 No. 2 (2025): Jurnal Manajemen (Edisi Elektronik)
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jm-uika.v16i2.17990

Abstract

This study is a quantitative study using data in the form of financial reports of Islamic Commercial Banks in Indonesia after Covid-19. The report data used from 2021 to 2023 were collected through the official websites of each bank and the Financial Services Authority (www.ojk.go.id). In assessing the financial performance of Islamic Commercial Banks, there are several variables used in this study, including: intervening variables, namely profitability, dependent variables, namely non-performing financing, and independent variables, namely: capital adequacy ratio and operating expenses to operating income. The results of the study indicate that the capital adequacy ratio and operating expenses to operating income have no relationship to return on assets, capital adequacy ratio and return on assets also have no relationship to non-performing financing, while operating expenses to operating income have an effect on non-performing financing. Based on the Sobel test conducted, it can be concluded that return on assets is not able to mediate the capital adequacy ratio and operating expenses to operating income against non-performing financing.
Correlation Between the Quality of Free Body Diagram and Students' Understanding of Physics Concepts about Newton's Laws Maghfirah, Aprilla Rizki; Muhammad Nasir; Imam Wijaya; Rusydi
Jurnal Phi: Kurnal Pendidikan Fisika & Terapan Vol 11 No 2 (2025)
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/74n4jk30

Abstract

This study aims to analyze the relationship between the quality of Free Body Diagram created by students and their understanding of Newton's Laws. This research employs a quantitative correlational method using a written test instrument and includes 40 eighth-grade students MTsS Lama Inong, Southwest Aceh Regency, using the purposive sampling technique. Data analysis was conducted using descriptive statistics, normality tests, linearity tests, Pearson correlation analysis, and significance tests. The results show that the average quality score of students' Free Body Diagram is 70.62, while the average conceptual understanding of physics is 60.87. The Pearson correlation test yielded a value of 0.900, with a t-value of 12.694, which is greater than the critical t-value of 2.024. The determination value of 0.804 indicates that the quality of Free Body Diagram contributes 80.4% to students' conceptual understanding. These findings demonstrate a very strong and significant relationship between the quality of Free Body Diagram created by students and their understanding of Newton's Laws. Therefore, the use of Free Body Diagram can serve as an effective instructional tool for enhancing students' conceptual. The implications of this study emphasize the importance of integrating visualization strategies in physics education to improve students' conceptual comprehension.
The Fungsi Perangkat Desa dalam Menyelesaikan Sengketa Batas Tanah Melalui Mediasi (Studi kasus pada Desa Porodeso Kec. Sekaran, Kab. Lamongan) Sundari, Ariefah; Khamim, Abdul; Afiyah, Siti; Rusydi
Fundamental: Jurnal Ilmiah Hukum Vol. 14 No. 1 (2025): Fundamental: Jurnal Ilmiah Hukum
Publisher : Universitas Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34304/jf.v14i1.409

Abstract

Penelitian ini bertujuan untuk menganalisis pelaksanaan fungsi perangkat desa dalam mediasi sengketa batas tanah serta mengidentifikasi tantangan dan efektivitas penyelesaiannya di Desa Porodeso, Kecamatan Sekaran, Kabupaten Lamongan. Sengketa batas tanah merupakan konflik agraria yang lazim terjadi di desa dan seringkali tidak diselesaikan melalui jalur hukum formal karena tingginya biaya, lamanya waktu penyelesaian, serta rendahnya literasi hukum masyarakat. Perangkat desa memainkan peran strategis sebagai mediator karena kedekatannya dengan masyarakat dan pemahaman terhadap konteks lokal. Penelitian ini menggunakan metode kualitatif dengan pendekatan sosiologis-juridis dan teknik pengumpulan data berupa wawancara, observasi, dan studi pustaka. Hasil penelitian menunjukkan bahwa perangkat desa di Desa Porodeso menjalankan fungsi mediasi secara aktif dengan mengedepankan nilai musyawarah dan kekeluargaan. Namun, efektivitas mediasi masih terkendala oleh minimnya pelatihan, tidak adanya prosedur baku, dan lemahnya dokumentasi hasil kesepakatan. Keberhasilan mediasi sangat bergantung pada netralitas perangkat desa, komunikasi yang inklusif, serta dukungan regulasi dan administratif dari pemerintah daerah. Oleh karena itu, diperlukan penguatan kapasitas kelembagaan dan penyusunan standar operasional prosedur mediasi agar penyelesaian sengketa di desa dapat berlangsung secara adil, legal, dan berkelanjutan.
THE INFLUENCE OF CELEBRITY ENDORSEMENT, BRAND IMAGE, PRODUCT INNOVATION AND PRICE SUITABILITY ON PURCHASING INTEREST OF GENERATION Z CONSUMERS IN SCARLETT PRODUCTS (STUDY OF STUDENTS OF THE FACULTY OF ECONOMICS AND BUSINESS MALIKUSSALEH UNIVERSITY USERS Muhammad Whasil Mufti Ulwan; Rusydi; Adnan; T. Edyansyah
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 3 No. 6 (2024): MAY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v3i6.455

Abstract

innovation and price suitability on generation Z consumers' buying interest in Scarlett products among students at the Faculty of Economics and Business at Malikussaleh University. The sample that will be used in this research is 105 consumers. The research method in this thesis uses quantitative methods with a descriptive approach. The data analysis tool used is multiple regression. The results of the research show that celebrity endorsement does not have a positive and significant effect on generation Z consumers' buying interest in Scarlett products among students at the Faculty of Economics and Business at Malikussaleh University, brand image has a positive and significant effect on Generation Z consumers' buying interest in Scarlett products among students at the Faculty of Economics and Business. Malikussaleh University, Product innovation does not have a positive and significant effect on generation Z consumers' buying interest in Scarlett products among students at the Faculty of Economics and Business at Malikussaleh University and price conformity has a positive and significant effect on Generation Z consumers' buying interest in Scarlett products among students at the University's Faculty of Economics and Business. Malikussaleh. Meanwhile, the results of simultaneous testing showed that Celebrity Endorsement (X1), Brand Image (X2), Product Innovation (X3) and Price Suitability (X4) had a significant effect on Generation Z consumers' buying interest (Y) in Scarlett products among students at the Faculty of Economics and Business. Malikussaleh university.
EFFECT OF USER CONVENIENCE, TRUST AND SECURITY INSTAGRAM SOCIAL MEDIA ON CONSUMER BUYING INTERESTFOR STUDENTS OF THE FACULTY OF ECONOMICS AND BUSINESS UNIVERSITAS MALIKUSSALEH Vena Mauliza; T. Edyansyah; Heriyana; Rusydi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 3 No. 10 (2024): SEPTEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v3i10.553

Abstract

This study examined the effect of convenience, trust, and security on Instagram users' interest in using the platform for online shopping. The sample consists of students from the Faculty of Economics and Business at Malikussaleh University, selected using a purposive sampling method with 120 respondents, following the Hair et al. formula. Primary and secondary data were collected from the Faculty of Economics and Business at Malikussaleh University. Data analysis employed multiple linear regression . The study revealed that convenience did not significantly influence consumer purchase interest. This finding suggests that while convenience is substantial. Without assurances of security, consumers may hesitate to shop on Instagram. Trust, however, shows a positive and significant impact on consumer purchasing interest. Consumers perceive Instagram as a secure platform that guarantees product quality and seller reputation. Similarly, security positively influences consumer purchasing interest, as Instagram provides security measures to protect personal data and ensures product reliability.
THE EFFECT OF SERVICE QUALITY, BRAND IMAGE, AND PRICE PERCEPTION ON CUSTOMER SATISFACTION ON J&T BATUPHAT COURIER SERVICES IN LHOKSEUMAWE CITY Fathul Rezki Iradha; T. Edyansyah; Adnan; Rusydi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 6 (2025): MAY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i6.754

Abstract

This research aims to determine the influence of service quality, brand image and price perception on customer satisfaction at the J&T Batuphat courier service, Lhokseumawe City. The data in this research was collected through a survey method using a questionnaire as a data collection instrument. The sample in this study was 100 J&T Express Batuphat service users in Lhokseumawe City using a purposive sampling technique. This research uses a quantitative approach with linear regression analysis using SPSS (Statistical Package for the Social Sciences) software. Hypothesis, coefficients are determined using the SPSS version 25.0 program. The results of the research show that partially price perception has no significant effect on consumer satisfaction with the J&T Batuphat courier service in Lhokseumawe City, while service quality and brand image have a positive and significant effect on consumer satisfaction with the J&T Batuphat courier service in Lhokseumawe City. Lhokseumawe City. Simultaneously, service quality, brand image and price perception have a positive and significant effect on customer satisfaction at the J&T Batuphat courier service, Lhokseumawe City. The Adjusted R Square value of 0.631 obtained by this variable can be explained by the independent variables, namely service quality, brand image and price perception, which is 63.1%, while the remaining 36.9% can be explained by other variables not analyzed in this research.
THE INFLUENCE OF CUSTOMER EXPERIENCE VALUES ON LOYALTY TO MAKE OVER COSMETIC PRODUCTS IN THE PANTON LABU CITY COMMUNITY, NORTH ACEH REGENCY Rina Dara; T. Edyansyah; Rusydi; Syamsul Bahri
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 7 (2025): JUNE
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i7.778

Abstract

This research was conducted on the loyalty of make over brand cosmetic products in the people of Panton Labu City, North Aceh Regency. Based on the researcher's observations, consumers have long-term loyalty to makeover brand cosmetics, so that consumers feel that they need the product, feel suitable for the product, and will continue to use the product for an unlimited time. This kind of loyalty shows that customers should always feel satisfied with the product they use for longer and accept the value of the customer experience. This customer assessment is divided into three parts, namely: functional value, emotional value, and social value. Based on the description and problems above, the researcher is interested in conducting a study entitled "The Effect of Customer Experience Value on the Loyalty of Make Over Brand Cosmetic Products in the Community of Panton Labu City, North Aceh Regency". The type of data used in this study is quantitative data, which is data measured in a numerical scale, which measures one or more variables in the population or sample to be studied, both numerically and statistically. The data source used in this study is primary data, namely data obtained directly from respondents or research locations, the coefficient value of the Consumer Response variable (Y) is 0.676 or 67.6%. This value shows that the contribution of the independent variable X1,X2,X3 can explain the Brand Loyalty (Y) variable by 67.6%. Meanwhile, the other 32.4% was influenced by other variables outside the research conducted. Subsequent research could also expand the scope by including other variables that can affect brand loyalty.
Efektivitas Platform Digital untuk Meningkatkan Pemahaman Konsep Fisika Fera Annisa; Zahriah; Rusydi; Mirna
JKA Vol. 2 No. 1 (2025): JKA
Publisher : Bansigom Na Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26811/hfr13n34

Abstract

Perkembangan teknologi digital dalam era revolusi industri 4.0 telah membawa perubahan signifikan dalam dunia pendidikan, termasuk pembelajaran fisika. Penelitian ini bertujuan untuk mengevaluasi efektivitas platform digital dalam meningkatkan pemahaman konsep fisika melalui metode literatur review. Studi ini mengidentifikasi dan mensintesis temuan dari berbagai penelitian sebelumnya mengenai penggunaan platform digital, seperti simulasi interaktif, visualisasi 3D, dan video pembelajaran. Hasil literatur review menunjukkan bahwa platform digital efektif dalam membantu siswa memahami konsep-konsep fisika yang kompleks, terutama melalui fitur interaktif yang mengubah konsep abstrak menjadi lebih konkret. Namun, terdapat kendala dalam penerapannya, seperti keterbatasan akses internet, kurangnya pelatihan teknologi, dan keterbatasan perangkat. Studi ini merekomendasikan pengembangan platform digital yang lebih interaktif dan ramah pengguna, peningkatan pelatihan teknologi bagi guru dan siswa, serta penelitian lebih lanjut dengan pendekatan empiris untuk mengukur dampak platform digital secara langsung. Hasil penelitian ini diharapkan dapat memberikan kontribusi dalam pengembangan metode pembelajaran fisika yang lebih inovatif dan relevan dengan perkembangan teknologi saat ini.
Pengaruh Kualitas Pelayanan, Fasilitas, Brand Image dan Lokasi Terhadap Kepuasan Pasien pada Puskesmas Simpang kiri M Ridho Sp Brutu; Rusydi; Mohd Heikal; Hamdiah Hamdiah
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 4 (2025): AGUSTUS - SEPTEMBER 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menguji pengaruh antara Kualitas pelayanan, fasilitas, brand image dan Lokasi terhadap kepuasan pasien puskesmas simpang kiri. Sampel pada penelitian ini merupakan para pasien yang pernah berobat di puskesmas simpang kiri yang berjumlah 90 pasien dan diambil berdasarkan rumus Green. Data yang digunakan dalam penelitian ini merupakan data primer yang diperoleh dari penyebaran kuesioner kepada responden. Adapun analisis yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menunjukan bahwa secara parsial variabel Kualitas pelayanan berpengaruh positif dan signifikan terhadap Kepuasan pasien, variabel Fasilitas berpengaruh positif dan signifikan terhadap Kepuasan pasien, variabel Brand image berpengaruh positif dan signifikan terhadap Kepuasan pasien dan Lokasi berpengaruh positif dan signifikan terhadap kepuasan pasien. Oleh karena itu, hasil dari penelitian ini dapat memberikan wawasan berharga bagi para Pasien puskesmas simpang kiri, untuk lebih memperhatikan tingkat kualitas pelayanan, fasilitas, brand image dan lokasi supaya pasien yang berkunjung merasa nyaman
Islamic Law Strategy in the Context of National Law: Harmonization and Adaptatio Ritonga, Raja; Sri Wahyuni; Shofwan Karim; Wendra Yunaldi; Rusydi
Islamic Circle Vol. 5 No. 2 (2024): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In Indonesia, Islamic law plays a significant role in various aspects of societal life, despite being within the framework of the national legal system based on positive law. Given the diversity of existing norms, the implementation of Islamic law within the context of national law often presents challenges in terms of integration and harmonization. Therefore, it is important to understand strategies that can be applied to accommodate the values of Islamic law within the plural national legal framework. This article aims to analyze and identify strategies that can be applied to integrate the principles of Islamic law into Indonesia's national legal system. The approach used in this study is qualitative, utilizing literature analysis and doctrinal study of legal texts, both Islamic law and positive law in Indonesia. Additionally, an analysis is conducted on the application of Islamic law in various legal fields in Indonesia, such as family law, religious courts, and criminal law. The findings indicate that the integration of Islamic law into Indonesia's national legal system requires a more contextual and adaptive approach, considering local values and societal diversity. Several strategies that can be implemented include harmonizing Islamic legal norms with positive law, enhancing the understanding of legal pluralism, and adjusting the implementation of Islamic law to align with the principles of social justice in Indonesian society.