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All Journal Al-Risalah : Jurnal Imu Syariah dan Hukum Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Diskursus Islam Laa Maisyir Jurnal Ekonomi Islam Jurnal Minds: Manajemen Ide dan Inspirasi Al Tijarah Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam IJBE (Integrated Journal of Business and Economics) Journal of Economic, Bussines and Accounting (COSTING) Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Al-Amwal : Journal of Islamic Economic Law SENTRALISASI YUME : Journal of Management Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) JAAF (Journal of Applied Accounting and Finance) Ecces: Economics, Social, and Development Studies Al-Kharaj: Journal of Islamic Economic and Business Jurnal Akuntansi International Journal of Business Economics (IJBE) Kepariwisataan: Jurnal Ilmiah Jurnal Ilmu Manajemen Profitability An Nisa' Jurnal Ilmiah Akuntansi Peradaban Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Journal of Management - Small and Medium Enterprises (SME's) Bertuah : Jurnal Syariah dan Ekonomi Islam Shar-E: Jurnal Kajian Ekonomi Hukum Syariah Management of Zakat and Waqf Journal (MAZAWA)) Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Ekonomi Jurnal Kolaboratif Sains Jurnal Iqtisaduna Islamic Accounting and Finance Review Journal Of Human And Education (JAHE) Jurnal Ekonomika Dan Bisnis Journal of Economics Research and Policy Studies Jurnal Ekonomi Syariah dan Bisnis Milkiyah: Jurnal Hukum Ekonomi Syariah Economic Reviews Journal Dedikasi: Jurnal Pengabdian Kepada Masyarakat SENTRI: Jurnal Riset Ilmiah ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Media Riset Bisnis & Manajemen AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Innovative: Journal Of Social Science Research Basic and Applied Accounting Research Journal Indonesian Journal of Economics, Entrepreneurship, and Innovation Ekalaya : Jurnal Ekonomi Akuntansi Al-Jadwa: Jurnal Studi Islam Jurnal Pengabdian Masyarakat dan Riset Pendidikan IJEIRC COSMOS IECON: International Economics and Business Conference Alkasb: Journal of Islamic Economics International Journal of Islamic Business and Economics (IJIBEC) Jurnal Cendekia Ilmiah Islamic Financial And Accounting Review Study of Scientific and Behavioral Management (SSBM)
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Peningkatan Literasi Digital Pemanfaatan Qris pada Pelaku UMKM di Desa Pesisir Pantai: Pengabdian Sri Prilmayanti Awaluddin; Murtiadi Awaluddin; Yuli Rahmini Suci; Asriani; Muhammad Zul Fahmi
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.1903

Abstract

This community service program aims to improve digital literacy among MSME actors in Kassi Village, Jeneponto Regency, particularly in the use of QRIS and digital marketing. MSME actors in this area often face limitations in accessing digital technology that can enhance their business efficiency and competitiveness. The training provided includes an introduction to QRIS as a digital payment system that facilitates transactions, as well as digital marketing techniques through social media and e-commerce platforms. The training results showed a significant increase in MSME actors’ knowledge of QRIS, from 45% in the pre-test to 85% in the post-test. In addition, skills in digital marketing also improved significantly, with more than 60% of MSME actors actively using social media to market their products. The use of QRIS has also accelerated transactions and reduced dependence on cash payments. The implementation of digital marketing has expanded the market reach of local products, which were previously limited to only local markets. Increasing digital literacy (QRIS and marketing) increases efficiency and expands the MSME market, creating more sustainable opportunities.
Determinants of Sharia Financial Literacy: A Literature Review Sapsuha, Mubasysyyratul Ummah; Awaluddin, Murtiadi
JAAF (Journal of Applied Accounting and Finance) Vol 8, No 2 (2024): JAAF (Journal of Applied Accounting and Finance)
Publisher : President University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33021/jaaf.v8i2.5447

Abstract

In some countries with large Muslim populations, the low level of financial literacy is also one of the things that deserves attention. This study aims to examine the factors that contribute to the low level of Sharia financial literacy and identify potential strategies to improve it. The method used is a systematic literature review of scientific articles published in the last ten years, focusing on empirical studies in Muslim-majority countries. The results of the review show that the low literacy of Sharia finance is caused by several main factors, including the lack of formal education about the concept and products of Sharia finance, the complexity of Sharia financial products that are difficult for the general public to understand, limited access to Sharia financial institutions in some regions, and the emergence of negative perceptions or misconceptions about the Sharia financial system. In addition, psychological factors, consumer behavior, government policies and regulations, and technology still need to be studied more deeply whether there are indications in determining Sharia financial literacy. Therefore, further research is needed to measure the effectiveness of these interventions in different cultural and socioeconomic contexts.
Strategi Umum Porter (Generic Strategic Porters) Zahra, Sufiani; Affandi, Muh; Awaluddin, Murtiadi; ., Sudirman
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 5 No. 5 (2025): September-Oktober
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v5i4.2953

Abstract

Increasingly complex business competition in the digital era demands that companies, including local MSMEs and startups, develop effective and adaptive competitive strategies. One of the most widely used approaches is Porter's Generic Strategies, which encompass differentiation, cost leadership, and focus strategies. However, the emerging problem is the suboptimal application of Porter's generic strategies in the context of local digital businesses in Indonesia, as well as the limited number of studies examining their suitability to current market dynamics. This study aims to analyze the relevance of Porter's Generic Strategies in facing the challenges of modern competition, particularly in the local digital business sector. The method used is a qualitative approach through library research, with data sources consisting of books, scientific journals, and case studies from local companies. The analytical techniques used are descriptive-critical and thematic analysis. The results show that Porter's Generic Strategies remain relevant as a basic framework for strategy development, but require adaptation to technological changes, digital consumer preferences, and rapid market dynamics. Case studies of startups and MSMEs demonstrate that a combination of strategies—such as technology-based cost leadership and service differentiation—can be an effective solution for building competitive advantage. This study is expected to provide theoretical and practical contributions for academics and business actors in developing appropriate strategies in the digital era.
Strategi Penguatan Manajemen Rantai Pasok Halal di Era Digitalisasi:Pendekatan Sharia Value Chain: Strengthening Strategies for Halal Supply Chain Management in the Digitalization Era: A Sharia Value Chain Approach Ihwan Wahid Minu; Siradjuddin; Murtiadi Awaluddin
AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Vol. 4 No. 5 (2025): AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-qiblah.v4i5.2654

Abstract

This study aims to analyze strategies for strengthening halal supply chain management in the digital era using the Sharia Value Chain (SVC) approach. The focus lies on transparency, data integrity, and distribution speed within the context of digital transformation. The research employs a qualitative method with a descriptive-analytical approach based on literature, reinforced by a normative framework through maqāṣid al-sharī‘ah. The findings reveal that key challenges include the lack of integrated digital systems across halal institutions, limited digital literacy among business actors, and weak halal verification across supply chain stages. The SVC provides a strategic solution by embedding values of honesty, responsibility, and sustainability through the implementation of maqāṣid principles such as hifẓ al-dīn and hifẓ al-māl. The adoption of technologies such as blockchain, IoT, and cloud computing enhances the transparency and accountability of the halal system. This research contributes to the development of a halal supply chain management model rooted in Islamic values and supports national halal industry policies toward an efficient, ethical, and digital system.
Dampak Fluktuasi Bitcoin, Suku Bunga, dan Nilai Tukar Terhadap Harga Saham Pada Perusahaan Indeks LQ 45 di Bursa Efek Indonesia Andi Sitti Aisah; Murtiadi Awaluddin; Eka Indriyani MS
Study of Scientific and Behavioral Management Vol 3 No 3 (2022): Management & Islamic Finance in the New Era
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v3i3.31889

Abstract

Penelitian ini dimaksudkan untuk mengetahui dampak fluktuasi bitcoin, suku bunga dan nilai tukar terhadap harga saham pada perusahaan indeks LQ 45 yang terdaftar di Bursa Efek Indonesia (BEI). Penelitian ini merupakan penelitian kuantitatif. Populasi dalam penelitian ini adalah sebanyak 45 perusahaan yang terdaftar di Bursa Efek Indonesia pada indeks LQ 45, sedangkan sampelnya diperoleh dengan menggunakan metode purposive sampling berdasarkan kriteria yang telah ditentukan, sehingga diperoleh sampel sebanyak 15 perusahaan. Data yang digunakan dalam penelitian ini adalah data sekunder. Teknik analisis data pada penelitian ini menggunakan analisis regresi linier berganda dengan bantuan SPSS 22. Hasil penelitian menunjukkan bahwa bitcoin, suku bunga dan nilai tukar secara simultan berpengaruh signifikan terhadap harga saham. Secara parsial menunjukkan bahwa suku bunga dan nilai tukar berpengaruh signifikan terhadap harga saham, sedangkan bitcoin tidak berpengaruh signifikan terhadap harga saham.
Optimalisasi Media Bisnis Online (E-commerce) dalam Mengakselerasi Penjualan Pasca Pandemi Covid-19 Ni'mah, Fadhilatun; Awaluddin, Murtiadi; Sijal, Mutakallim
Study of Scientific and Behavioral Management Vol 3 No 4 (2022): The New Era of Business Management
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v3i4.33859

Abstract

This research examines the optimization of online business media (e-commerce). The purpose of this study is to find out the comparison of online business media (e-commerce) between marketplace and social media platforms. The research location is located in Gresik City. Primary data was obtained from a survey questionnaire, while secondary data was obtained from the internet. The results of this study are information on the percentage of e-commerce media usage which is most widely used by buyers to meet the needs of daily life, such as 1) lifestyle, 2) food, 3) groceries, 4) household appliances, 5) needs household consumables, 6) skincare, bodycare and makeup.
IMPLIKASI STOCK SPLIT TERHADAP VOLUME PERDAGANGAN MELALUI HARGA SAHAM PADA PERUSAHAAN MANUFAKTUR DI BURSA EFEK INDONESIA Awaluddin, Murtiadi; Alika, Nur Hikmah
Study of Scientific and Behavioral Management Vol 4 No 1 (2023): Well Being, Entrepreneurship, and Poverty in Muslim World
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i1.36909

Abstract

This study aims to determine the effect of stock split on Trading Volume through stock price in manufacturing companies listed on the Indonesian Stock Exchange in 2016-2021.This research is a type of quantitative research. Research using signalling theory.the population in this study are all manufacturing companies listed on the Indonesia Stock Exchange in 2016-2021. Determination of research samples based on purposive sampling method with a total sample of 13 companies. Research data is secondary data which is accessed through www.idx.co.id. Logistic regression analysis using path analysis test for stock split to Trading Volume through stock price. The results show that stock splits have a positive and significant effect on trading volume, stock splits have a positive and significant effect on stock prices have a positive and significant effect on Trading Volume, stock split have a positive and significant effect on stock prices, stock prices have a positive and significant effect on trading volume, and stock splits have an indirect effect on Trading Volume through stock price. Keyword : Stock Split, Trading Volume and Stock Price
Pengetahuan Keuangan, Sikap Keuangan dan Perilaku Keuangan Kelompok Wirausaha Hasil Laut di Pulau Barrang Lompo sijal, mutakallim; Awaluddin, Murtiadi; Alifurahman, Alifurahman; Mutmainna, Dian
Study of Scientific and Behavioral Management Vol 4 No 2 (2023): Literasi Keuangan 2023
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i2.38994

Abstract

The purpose of this study was to determine the implications of financial behavior and financial knowledge on the financial attitude of the marine product entrepreneur group on Barrang Lompo Island. This research uses a type of quantitative research using a direct survey process of the community by distributing a number of statements. In this study, the data collection method used was simple random sampling. Based on the results of the f test, it states that the calculated F-value is 33.211 > the F-table value of 3.098 and also has a significant value of 0.000 <0.05, so it can be concluded that financial knowledge and financial attitude variables influence simultaneously or together to financial behavior variables. This means that the higher the financial knowledge and financial attitudes one has, the more effective and wise a person will be in the process of implementing financial aspects, one of which is basic knowledge of finance including saving decisions, income, spending arrangements, debt and other risks. And vice versa, a person will have bad or ineffective financial behavior if he has a lower level of financial knowledge. Someone with a good financial attitude will tend to be wiser in the process of making decisions about their financial behavior. Conversely, someone who has bad financial behavior means that the individual has a bad financial attitude too. Keywords: Financial Behavior, Financial Knowledge and Financial Attitude
Evaluasi Model Queque: Multi Channel, Single Phase Antrian pada Bank Rakyat Indonesia Makassar Awaluddin, Murtiadi; Sijal, Mutakallim; Aswar, Aswar; Gani, Abdul; Tuarita, Adam
Study of Scientific and Behavioral Management Vol 4 No 3 (2023): Financial Technology Management
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i3.39048

Abstract

This study aims to determine the implementation of the Queue model: Multi Channel, Single Phase customer queue at Bank Rakyat Indonesia Ahmad Yani Makassar Branch Office. This research is a descriptive research with a quantitative approach. This study uses primary data sources, primary data collects data by means of a direct survey of the queues at Bank Rakyat Indonesia Ahmad Yani Makassar Branch which calculates the number of customers who transact for 5 days from January 9 to January 13 2023 starting at 08.00 -15.00 WITA. The sample of this study is a random sample which is a customer who was queuing at that time. The data processing method in this study is to analyze customers using the Multi Channel, Single Phase (M/M/s) queuing line. The results of the research data show that the busyness of bank queues occurs at 08.00-09.00 WITA, with a percentage of 72.75%, with an average number of customers of 26 people. While the longest waiting time for customers to be served occurs at 08.00-09.00 WITA around 7.365 minutes in the service system.
Kinerja Keuangan Perbankan Syariah Sebelum dan Selama Pandemi Covid-19 Awaluddin, Murtiadi; Anisa, Nur; Sijal, Mutakallim; Dian, Dian; Tuarita, Adam
Study of Scientific and Behavioral Management Vol 4 No 4 (2023): Human & Capital Management in new era
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i4.44179

Abstract

This research focuses on the financial performance between Bank BTPN Syariah and Bank Panin Dubai Syariah before and during the COVID-19 pandemic period. The method used is a quantitative approach using the Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Non-Performing Financing (NPF) ratio as the main indicators. The data analyzed covers the period 2018 to 2021 for the two banks. Testing was carried out four times to obtain a comprehensive understanding. First, the dependent sample t-test was carried out at Bank BTPN Syariah, comparing performance before and during the pandemic. Second, the dependent sample t-test was carried out at Bank Panin Dubai Syariah, to compare performance before and during the pandemic. Third, an independent sample t-test was carried out to compare Bank BTPN Syariah with Bank Panin Dubai Syariah before the pandemic. Finally, an independent sample t-test was carried out to compare the two during the pandemic.The research results show that there is no significant difference in the ROA of Bank BTPN Syariah before and during the pandemic, while the CAR and NPF have a significant difference where the CAR and NPF during the pandemic have increased more than before the pandemic. The ROA and NPF of Bank Panin Dubai Syariah before and during the pandemic did not have a significant difference, while there was a significant difference in the CAR. Before and during the pandemic, there were significant differences between the ROA, CAR and NPF of Bank BTPN Syariah and Bank Panin Dubai Syariah.Suggestions for future researchers are to increase the ratio and periodization of the data so that they can get different research results
Co-Authors , Aisyah , Sudirman - Sri Prilmayanti Awaluddin, - Abdul Chadjib Halik Abdul Gani Abdul Wahab Abdul Wahid Haddade Abdullah, Wahyuddin Abdurrahman Mansyur Adriani Adriani Affandi, Muh Akbar Akbar. C Alif S., Muhammad Ikhsan Alifurahman, Alifurahman Alika, Nur Hikmah Alim Sholihin Alim Syariati Amalia, Khaerah Aminuyati Amir , Indah Ramadhani Amir, A. M. Nur Atma Amiruddin K Amiruddin K Amirudin K Andi Abdul Gaffar Andi Harmoko Arifin Andi Nur Annisa M Andi Nur Rahma Andi Sitti Aisah Andi Sylvana Andi Sylvana Andi Ummul Khair Anshar Daud Arifin, Asriadi Arsyad, Kamaruddin Arsyadi, Baso Asriadi Arifin Asriani Asti, Mulham Jaki Aswar Aswar Azwar Anwar Baso Sardjan Basri, Muh. Arfah Berlian Berlian Devy Wulandari Dewi Pratiwi Dian Dian Dian Sari Dueramae, Hussam Eka Indriyani MS Elis Elis Elis, Elis Elvi Syahria Maznawati Emily Nur Saidy Eril, Eril Fadel, Muhammad Fadjriyah, Sitti Fahrika, Andi Ika Faizul Mubarok Fajriah, Fadillah Febriani Setijawan Fitriah Ningsih Haeranah HAERIANTI HERIANTI Hamka Hardianti, Titin Hasbiah Hasbiah, Hasbiah Ihwan Wahid Minu Ilham Gani Indah Ramadhani Amir Irwandi Islahuddin Islah K, Amiruddin Kadir, Syahruddin Kasim, Sjaiful Khaerunnisa, Syarifa Kouach Yassine M. Iqbal Suhaeb Mahmuddin Mahmuddin Malle, Syarif Syharir Mardan, Muh. Zulhadi Mashuri Masri Maulana Muchlis, Mustakim Muh. Ridwan Markarma Muh. Rum Muh. Rum Muhammad Akil Rahman MUHAMMAD ILHAM Muhammad Wahyuddin Abdullah Muhammad Zul Fahmi Muslim Muslimin Kara Mustofa Umar Mutakallim Sijal Mutmainna, Aenun Mutmainna, Dian N. Nurjanah Nahlah Nahlah, Nahlah Nasirah Asri Nasrullah Bin Sapa Ni'mah, Fadhilatun Niniek Fariaty Lantara Nirgahayu Nirgahayu Nirgahayu Nirgahayu, Nirgahayu Novianti Novianti Novianty, Anisa Utami Nur Anisa Nur, Fira Nuraeni Nuratikah, Nuratikah Nurhaedah Nurjannah Nurmiati Nurmiati Oktoviasari, Vera Ayu Putri Qonitah Rahim Radinal, Radinal Rahim, Adhira Imawardhani Rahma, Nur Rahman Ambo Masse Rahmawati Muin Rahmawati, Rahmawati Ramlah Ramlah Rasnawati, Rasnawati Reniati Reniati Rika Dwi Ayu Parmitasari Rina Saputri Rini andriani Rizky Amaliyah Ramdhani Ilham Rohani, Dian Amalia Putri Rulyanti Susi Wardhani Rusnawati Rusnawati, Rusnawati Rusydi, Bahrul Ulum Safruddin . Saifuloh, Nur Imam Samsunar, Muh. Sanusi, Nina Utami Y Sapinah, Sapinah Sapiri, Muhtar Sapsuha, Mubasysyyratul Ummah Sardjan, Baso Sari Fatimah Mus Sastri Ayu Wiranitania Selmiana Salam Sijal, Mutakallim Siradjuddin Sirajuddin Sirajuddin Sirajuddin Sitti Fadjriyah Sitti Syamsiah Sudarmi Sudirman Sudirman . Sudirman Sudirman Suhartini, Eka Sukmawati Sukmawati Sumarlin Sumarlin Sumarlin Sumar’in, Sumar’in Supriyanto, Benny Eko Susanto, Hery Suyuti, Muhammad Gazali Syahruddin Kadir Syahruddin Kadir Syam, Agus Syamsul Syamsul Syarif Syharir Malle Sylvana, Andi Sylvana, Andi Tajrim, Muh. Tawwab, M. Abdut Tri Gunarsih Tuarita, Adam Tunggul Prasodjo Un Dini Imran Usman Jafar Wahyuddin Abdullah Wahyudi, Iqmal Yuli Rahmini Suci yumita, yumita Zahra, Sufiani