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All Journal Al-Risalah : Jurnal Imu Syariah dan Hukum Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Diskursus Islam Laa Maisyir Jurnal Ekonomi Islam Jurnal Minds: Manajemen Ide dan Inspirasi Al Tijarah Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam IJBE (Integrated Journal of Business and Economics) Journal of Economic, Bussines and Accounting (COSTING) Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Al-Amwal : Journal of Islamic Economic Law SENTRALISASI YUME : Journal of Management Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) JAAF (Journal of Applied Accounting and Finance) Ecces: Economics, Social, and Development Studies Al-Kharaj: Journal of Islamic Economic and Business Jurnal Akuntansi International Journal of Business Economics (IJBE) Kepariwisataan: Jurnal Ilmiah Jurnal Ilmu Manajemen Profitability An Nisa' Jurnal Ilmiah Akuntansi Peradaban Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Journal of Management - Small and Medium Enterprises (SME's) Bertuah : Jurnal Syariah dan Ekonomi Islam Shar-E: Jurnal Kajian Ekonomi Hukum Syariah Management of Zakat and Waqf Journal (MAZAWA)) Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Ekonomi Jurnal Kolaboratif Sains Jurnal Iqtisaduna Islamic Accounting and Finance Review Journal Of Human And Education (JAHE) Jurnal Ekonomika Dan Bisnis Jurnal Ekonomi Syariah dan Bisnis Milkiyah: Jurnal Hukum Ekonomi Syariah Economic Reviews Journal Dedikasi: Jurnal Pengabdian Kepada Masyarakat SENTRI: Jurnal Riset Ilmiah ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Media Riset Bisnis & Manajemen AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Innovative: Journal Of Social Science Research Basic and Applied Accounting Research Journal Indonesian Journal of Economics, Entrepreneurship, and Innovation Ekalaya : Jurnal Ekonomi Akuntansi Al-Jadwa: Jurnal Studi Islam Jurnal Pengabdian Masyarakat dan Riset Pendidikan IJEIRC COSMOS IECON: International Economics and Business Conference Alkasb: Journal of Islamic Economics International Journal of Islamic Business and Economics (IJIBEC) Jurnal Cendekia Ilmiah Islamic Financial And Accounting Review Study of Scientific and Behavioral Management (SSBM)
Murtiadi Awaluddin
Universitas Islam Negeri Alauddin Makassar
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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The Influence Of Budget Participation On Managerial Performance: The Role Of Organizational Commitment And Delegation Of Authority As Intervening Variables Safruddin, Safruddin; Gunarsih, Tri; Awaluddin, Murtiadi
Jurnal Ekonomi Vol. 13 No. 04 (2024): Edition October -December 2024
Publisher : SEAN Institute

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Abstract

This study aims to examine the influence of budget participation on managerial performance, with the roles of organizational commitment and delegation of authority as intervening variables. Three research hypotheses were tested using SEM PLS. The population in this study consists of all officials, including directors, marketing and registration managers, learning and examination service managers, registration, examination & learning coordinators, and administrative staff within the Open University, particularly in regional offices in Indonesia. A sample of 147 was tested. The results support two hypotheses: (i) Budget participation has a significant effect on managerial performance, and (ii) Budget participation significantly affects managerial performance through organizational commitment. However, the hypothesis testing the effect of budget participation on managerial performance through delegation of authority was not supported. This study emphasizes the importance of budget participation and organizational commitment in enhancing managerial performance, as well as providing insights into factors that do not have an impact in this context.
Peningkatan Keterampilan Manajemen UMKM Melalui Pelatihan Manajemen Keuangan dan Pemasaran Digital: Improving MSME Management Skills Through Financial Management and Digital Marketing Training Andi Ummul Khair; M. Iqbal Suhaeb; Un Dini Imran; Haeranah; Murtiadi Awaluddin
Jurnal Kolaboratif Sains Vol. 8 No. 1: Januari 2025
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v8i1.6774

Abstract

Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Desa Bontoala, Kecamatan Pallangga, Kabupaten Gowa, menghadapi berbagai tantangan dalam pengelolaan usaha, termasuk kurangnya keterampilan manajerial di bidang keuangan dan pemasaran digital. Program ini bertujuan meningkatkan keterampilan tersebut melalui pelatihan yang dirancang secara komprehensif, meliputi manajemen keuangan dan strategi pemasaran digital berbasis teknologi. Pelatihan dilakukan dalam beberapa tahapan, yakni sosialisasi, pelaksanaan pelatihan klasikal dan praktik langsung, serta pendampingan pascapelatihan. Hasil pelatihan menunjukkan adanya peningkatan signifikan pada pemahaman peserta terkait pencatatan keuangan, pemisahan keuangan pribadi dan usaha, serta kemampuan memanfaatkan media sosial dan platform e-commerce untuk promosi. Tingkat kepercayaan diri peserta dalam mengelola usaha mereka juga meningkat, dengan laporan peningkatan omzet dan cakupan pasar dari beberapa peserta. Rata-rata kenaikan keterampilan manajerial mencapai 123,17%, yang mencerminkan efektivitas program ini. Program ini juga memberikan solusi terhadap tantangan yang dihadapi peserta, seperti rendahnya literasi teknologi dan keterbatasan infrastruktur digital, melalui pendekatan praktis dan pendampingan intensif. Keberlanjutan program dijamin melalui pembentukan komunitas belajar UMKM dan rencana pelatihan lanjutan. Dampak jangka panjang yang diharapkan adalah peningkatan daya saing UMKM, penguatan ekonomi desa, dan peningkatan kesejahteraan masyarakat. Program ini membuktikan bahwa pelatihan berbasis kebutuhan lokal mampu memberdayakan pelaku UMKM secara efektif.
The Role of Islamic Principles in Promoting Sustainable Operations in The Business Sector Among Muslim Millennials Herianti, Herianti; Awaluddin, Murtiadi; Sumarlin, Sumarlin
International Journal of Business Economics (IJBE) Vol 6, No 1 (2024): September - Desember
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ijbe.v6i1.21205

Abstract

Purpose – This research investigates how integrating Islamic principles—emphasizing ethics, social justice, and environmental care—into business practices can promote sustainability, especially among Muslim millennials. The study aims to develop guidelines for incorporating these values into business operations.Methodology – Data were collected over two months (July-August 2023) via online questionnaires distributed to Indonesian Muslim millennials through social media and WhatsApp. The sample size was sufficient for multivariate analysis. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS software. The analysis included measurement model evaluation for validity and reliability and structural model analysis for statistical significance and predictive relevance.Findings – The study found that applying Islamic principles significantly enhances sustainability in business practices, particularly for Indonesian Muslim millennials. The analysis confirmed the validity and reliability of the data and demonstrated that the model not only met statistical significance criteria but also had robust predictive relevance, thereby reinforcing the reliability of the study's findings.Originality/Novelty – This research is unique in its focus on applying Islamic principles to modern business practices for sustainability, mainly targeting the Muslim millennial generation. It provides a detailed framework and new insights into integrating these principles, bridging gaps in existing literature and sparking new interest in the field.Implications – The study provides a practical framework for businesses to align with ethical and environmental standards while respecting cultural values. It also offers actionable recommendations for enhancing sustainability and social responsibility, thereby demonstrating the practical usefulness of the research.
Analisis Pendekatan dan Langkah Strategis dalam Menentukan Portofolio Multibisnis pada Perusahaan , Aisyah; Arsyadi, Baso; , Sudirman; Awaluddin, Murtiadi
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 5 No. 2 (2024): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

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Abstract

Penelitian ini bertujuan untuk menemukan strategi multibisnis yang inovatif melalui beberapa pendekatan. Jenis penelitian yang digunakan adalah penelitian pustaka (library research) untuk menganalisis teori yang berkaitan dengan strategi multibisnis. Hasil penelitian menunjukkan bahwa untuk menentukan strategi multibisnis yang sesuai dengan kondisi perusahaan, diperlukan berbagai pendekatan seperti pendekatan portofolio guna melihat posisi dan kondisi masing- masing lini bisnis dan pendekatan sinergi guna melihat peluang yang ada diantara kumpulan bisnis sehingga perusahaan dapat mencapai keunggulan kompotitif dalam berbagai sektor bisnis yang dilakukan.
Implementation of Sharia-Based AI to Enhance SME Performance Maulana; Usman Jafar; Murtiadi Awaluddin; Sumarlin
IECON: International Economics and Business Conference Vol. 2 No. 2 (2024): International Conference on Economics and Business (IECON-2)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/qkb7qh05

Abstract

This study explores the application of Artificial Intelligence (AI) based on Islamic principles within the small and medium-sized enterprises (SMEs) sector in Indonesia. With a focus on ethical aspects aligned with Sharia values, the research identifies AI's potential to enhance operational efficiency, consumer trust, and business reputation for SMEs operating in predominantly Muslim markets. Using a qualitative literature review approach, the study analyzes previous findings related to Sharia-compliant AI applications, highlighting benefits such as increased consumer loyalty through principles of fairness, transparency, and integrity. The results reveal that Sharia-based AI can contribute to sustainable business practices, providing a competitive advantage in markets sensitive to ethical considerations. Additionally, the research emphasizes that Sharia-compliant AI design is more accessible to SMEs with limited resources, supporting smoother adoption and increased operational sustainability. Recommendations include developing supportive policies for ethical AI integration, fostering affordable AI solutions, and further encouraging empirical research to evaluate the long-term financial and social impacts of Sharia-based AI on SMEs. This study contributes to the growing body of knowledge on ethical AI in business and provides practical guidance for policymakers, technology developers, and SMEs seeking to integrate Sharia-compliant AI for enhanced competitiveness and consumer loyalty.
PENGARUH KEPEMIMPINAN TRANSFORMASIONAL, KOMITMEN ORGANISASI DAN BUDAYA KERJA TERHADAP KINERJA PEGAWAI DENGAN PENEMPATAN PEGAWAI SEBAGAI VARIABEL INTERVENING Radinal, Radinal; Awaluddin, Murtiadi; Arifin, Andi Harmoko
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 6 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13517

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kepemimpinan transformasional, komitmen organisasi, dan budaya kerja terhadap kinerja pegawai dengan penempatan pegawai sebagai variabel intervening pada Kantor Kesyahbandaran dan Otoritas Pelabuhan Utama Makassar. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan jenis penelitian eksplanatori. Populasi dalam penelitian ini adalah pegawai Kantor Kesyahbandaran dan Otoritas Pelabuhan Utama Makassar, Direktorat Jenderal Perhubungan Laut, Kementerian Perhubungan, yang berjumlah 288 pegawai. Sampel penelitian sebanyak 150 responden dipilih menggunakan rumus Hair et al. (2018). Pengumpulan data dilakukan melalui kuesioner online dengan skala Likert. Analisis data menggunakan Structural Equation Modeling (SEM) dengan bantuan software AMOS. Hasil penelitian menunjukkan bahwa kepemimpinan transformasional, komitmen organisasi, budaya kerja, dan penempatan pegawai berpengaruh signifikan terhadap kinerja pegawai, baik secara langsung maupun melalui penempatan pegawai sebagai variabel intervening. Hasil penelitian ini memberikan implikasi bahwa organisasi perlu memperhatikan berbagai faktor dalam pengelolaan sumber daya manusia, tidak hanya fokus pada satu aspek saja, untuk meningkatkan kinerja pegawai dan mencapai tujuan organisasi secara efektif.
MARKET STRATEGY ANALYSIS: A CONCEPTUAL STUDY OF RED OCEAN VERSUS BLUE OCEAN Putri Qonitah Rahim; Sitti Syamsiah; Murtiadi Awaluddin; Sudirman
Al Tijarah Vol. 10 No. 2 (2024): Al Tijarah l December
Publisher : University of Darussalam Gontor

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Abstract

In the dynamic world of business, competition is a critical aspect that demands strategic attention. The ability to design effective strategies to navigate market challenges is essential for business success. Two prominent approaches in this domain are the Blue Ocean Strategy (BOS) and the Red Ocean Strategy (ROS). BOS focuses on creating new, innovative market spaces where competition becomes irrelevant by delivering unique value. Conversely, ROS emphasizes direct competition in existing markets, aiming to outperform rivals through competitive advantages. This study aims to analyze the concepts and applications of BOS and ROS, exploring the fundamental differences between these approaches and their implications for managing business competition. Through a conceptual approach, this review highlights how these strategies can be integrated to strengthen market positioning, enhance competitiveness, and create sustainable value. Furthermore, the study underscores the potential of BOS and ROS to assist businesses in navigating the ever-evolving dynamics of the global market. This comprehensive analysis is intended to provide strategic insights for business practitioners in selecting and implementing approaches that best align with their objectives.
Membangun Kepercayaan Masyarakat Terhadap Sistem Pembayaran Zakat Digital: Studi Kasus Pada Baitul Maal Hidayatullah (BMH) di Indonesia Abdul Chadjib Halik; Murtiadi Awaluddin; Mashuri Masri
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 5: Agustus 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i5.5135

Abstract

Penelitian ini menginvestigasi faktor-faktor yang mempengaruhi kepercayaan masyarakat terhadap sistem pembayaran zakat maal digital yang dikelola oleh Lembaga Amil Zakat Nasional Baitul Maal Hidayatullah (BMH) di Indonesia. Metode kualitatif digunakan melalui wawancara mendalam, observasi partisipatif, dan analisis dokumen untuk mendapatkan pemahaman yang dalam tentang persepsi masyarakat dan praktik pengelolaan BMH. Hasil menunjukkan bahwa keamanan data yang kuat, transparansi operasional, dan antarmuka pengguna yang user-friendly merupakan elemen krusial dalam membangun kepercayaan masyarakat terhadap sistem ini. Temuan ini menggarisbawahi pentingnya integritas dan responsivitas lembaga dalam menjawab kebutuhan dan kekhawatiran masyarakat terkait pengelolaan zakat digital. Implikasi praktis dari penelitian ini mencakup perlunya implementasi kebijakan yang mengedepankan keamanan data dan transparansi sebagai fondasi untuk meningkatkan adopsi dan partisipasi dalam pembayaran zakat maal digital di masa depan.
Individual Ability In Financial Literacy Adriani; Murtiadi Awaluddin; Baso Sardjan; Sitti Fadjriyah; Indah Ramadhani Amir
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 1: Desember 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i1.6081

Abstract

The aim of the research is to find out how to manage financial literacy using the Du Pont system method. The method used in this research is qualitative and quantitative research methods using the du pont method In measuring financial literacy Regarding ROA, ROE, and interest margins (and non-interest fees), all of them in financial operations for corporate success” (Sundarajan : 2022). Research result DuPont Model which is based on analysis of Return on Equity (ROE) & Return on Investment (ROI). The return on equity disaggregates performance into three components: Net Profit Margin, Total Asset Turnover, and the Equity Multiplier. Return on Investment consists of Assets Turnover and Profit Margin. The return on investment consists of Assets Turnover (Operating Income X Total Assets) and Profit Margin (EBIT X Operating Income). In conclusion, ROE & ROI is the most comprehensive measure of profitability of a firm. It considers the operating and investing decisions made as well as the financing and tax- related decisions
The influence of knowledge and accessibility on customer saving decisions with religiosity as a moderation variable Basri, Muh. Arfah; Wahab, Abdul; Awaluddin, Murtiadi; Muchlis, Mustakim; Kouach Yassine
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.552

Abstract

This study aims to determine the influence of knowledge and accessibility on customer saving decisions at Bank Syariah Indonesia with religiosity as a moderation variable. This type of research is quantitative research. The population in this study is all students of the Department of Sharia Economic Law STAI YAPIS Takalar. The sampling techniques used are: purposive sampling. In this study the sample number was 41 people. The data collection technique used is a questionnaire measured by a Scale Likert. Data analysis techniques Moderating Regression Analysis (MRA) with the help of the program SPSS 24.0 for windows. The results showed that 1) simultaneously knowledge and accessibility have a significant effect on customers' saving decisions at Bank Syariah Indonesia, 2) knowledge has a significant effect on customers' saving decisions at Bank Syariah Indonesia, 3) accessibility has a significant effect on customers' saving decisions at Bank Syariah Indonesia, 4) religiosity is unable to moderate the influence of knowledge on customers' saving decisions at Bank Syariah Indonesia,  5) religiosity is able to moderate accessibility to customers' saving decisions at Bank Syariah Indonesia.
Co-Authors , Aisyah , Sudirman - Sri Prilmayanti Awaluddin, - Abdul Chadjib Halik Abdul Gani Abdul Wahab Abdul Wahid Haddade Abdullah, Wahyuddin Abdurrahman Mansyur Adriani Adriani Affandi, Muh Akbar Akbar. C Alif S., Muhammad Ikhsan Alifurahman, Alifurahman Alika, Nur Hikmah Alim Sholihin Amalia, Khaerah Aminuyati Amir , Indah Ramadhani Amir, A. M. Nur Atma Amiruddin K Amiruddin K Amirudin K Andi Abdul Gaffar Andi Harmoko Arifin Andi Nur Annisa M Andi Nur Rahma Andi Sitti Aisah Andi Sylvana Andi Sylvana Andi Ummul Khair Anshar Daud Arifin, Asriadi Arsyad, Kamaruddin Arsyadi, Baso Asriadi Arifin Asriani Asti, Mulham Jaki Aswar Aswar Azwar Anwar Baso Sardjan Basri, Muh. Arfah Berlian Berlian Devy Wulandari Dewi Pratiwi Dian Dian Dian Sari Dueramae, Hussam Eka Indriyani MS Elis Elis Elis, Elis Elvi Syahria Maznawati Emily Nur Saidy Eril, Eril Fadel, Muhammad Fadjriyah, Sitti Fahrika, Andi Ika Faizul Mubarok Fajriah, Fadillah Febriani Setijawan Fitriah Ningsih Haeranah HAERIANTI HERIANTI Hamka Hardianti, Titin Hasbiah Hasbiah, Hasbiah Ihwan Wahid Minu Ilham Gani Indah Ramadhani Amir Irwandi Islahuddin Islah K, Amiruddin Kadir, Syahruddin Kasim, Sjaiful Khaerunnisa, Syarifa Kouach Yassine M. Iqbal Suhaeb Mahmuddin Mahmuddin Malle, Syarif Syharir Mardan, Muh. Zulhadi Mashuri Masri Maulana Muchlis, Mustakim Muh. Ridwan Markarma Muh. Rum Muh. Rum Muhammad Akil Rahman MUHAMMAD ILHAM Muhammad Wahyuddin Abdullah Muhammad Zul Fahmi Muslim Muslimin Kara Mustofa Umar Mutakallim Sijal Mutmainna, Aenun Mutmainna, Dian N. Nurjanah Nahlah Nahlah, Nahlah Nasirah Asri Nasrullah Bin Sapa Ni'mah, Fadhilatun Niniek Fariaty Lantara Nirgahayu Nirgahayu Nirgahayu Nirgahayu, Nirgahayu Novianti Novianti Novianty, Anisa Utami Nur Anisa Nur, Fira Nuraeni Nuratikah, Nuratikah Nurhaedah Nurjannah Nurmiati Nurmiati Oktoviasari, Vera Ayu Putri Qonitah Rahim Radinal, Radinal Rahim, Adhira Imawardhani Rahma, Nur Rahman Ambo Masse Rahmawati Muin Rahmawati, Rahmawati Ramlah Ramlah Rasnawati, Rasnawati Reniati Reniati Rika Dwi Ayu Parmitasari Rina Saputri Rini andriani Rizky Amaliyah Ramdhani Ilham Rohani, Dian Amalia Putri Rulyanti Susi Wardhani Rusnawati Rusnawati, Rusnawati Rusydi, Bahrul Ulum Safruddin . Saifuloh, Nur Imam Samsunar, Muh. Sanusi, Nina Utami Y Sapinah, Sapinah Sapiri, Muhtar Sapsuha, Mubasysyyratul Ummah Sardjan, Baso Sari Fatimah Mus Sastri Ayu Wiranitania Selmiana Salam Sijal, Mutakallim Siradjuddin Sirajuddin Sirajuddin Sirajuddin Sitti Fadjriyah Sitti Syamsiah Sudarmi Sudirman Sudirman . Sudirman Sudirman Suhartini, Eka Sukmawati Sukmawati Sumarlin Sumarlin Sumarlin Sumar’in, Sumar’in Supriyanto, Benny Eko Susanto, Hery Suyuti, Muhammad Gazali Syahruddin Kadir Syam, Agus Syamsul Syamsul Syarif Syharir Malle Sylvana, Andi Sylvana, Andi Tajrim, Muh. Tawwab, M. Abdut Tri Gunarsih Tuarita, Adam Tunggul Prasodjo Un Dini Imran Usman Jafar Wahyuddin Abdullah Wahyudi, Iqmal Yuli Rahmini Suci yumita, yumita Zahra, Sufiani