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All Journal Jurnal Teknologi Informasi dan Ilmu Komputer An-Nisbah: Jurnal Ekonomi Syariah AdBispreneur Perisai : Islamic Banking and Finance Journal Jurnal Istiqro' Sketsa Bisnis TEKNOLOGI PANGAN : Media Informasi dan Komunikasi Ilmiah Teknologi Pertanian JKIE (Journal Knowledge Industrial Engineering) MALIA Journal of Secretary and Business Administration Jurnal al-Murabbi Iqtishoduna: Jurnal Ekonomi Islam Jurnal Inovasi Ilmu Sosial dan Politik Sukma: Jurnal Pendidikan Darmabakti Cendekia: Journal of Community Service and Engagements Abdimas UNWAHAS : Jurnal Pengabdian Masyarakat UNWAHAS Amalee: Indonesian Journal of Community Research & Engagement Jurnal Abdi Insani Buletin KKN Pendidikan Jurnal Sains Komputer dan Teknologi Informasi JEKPEND Jurnal Ekonomi dan Pendidikan Soeropati: Journal of Community Service Bisnis Net : Jurnal Ekonomi dan Bisnis Al-Iqtishod : Jurnal Ekonomi Syariah Ekosiana : Jurnal Ekonomi Syariah Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Jurnal Riset Ekonomi Syariah Journal of International Conference Proceedings Jurnal Ekonomi Syariah dan Hukum Islam Jurnal Perbankan Syariah Darussalam (JPSDa) Kartika: Jurnal Studi Keislaman Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Multidisiplin Ibrahimy An-Nawazil An-Nisbah: Jurnal Ekonomi Syariah IEB: Journal of Islamic Economics and Business Currency Jurnal Ekonomi, Manajemen, Akuntansi Sukma: Jurnal Pendidikan Journal of Islamic Economics Studies and Practices (JIESP). Jurnal Ilmu Pendidikan dan Studi Keislaman ABDI NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Maslahat
Muhammad Nizar
Universitas Yudharta Pasuruan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Pendampingan BMT Maslahah Warungdowo dalam Meningkatkan Literasi dan Kemandirian Ekonomi Masyarakat Berbasis Syariah Nizar, Muhammad; Amelia, Nurul Rokhis; Agustin, Diana; Kamilah, Miratul
Abdi Nusantara: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2026): ABDI NUSANTARA: Jurnal Pengabdian Kepada Masyarakat
Publisher : PT Media Edukasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64198/abdinusantara.v2i1.65

Abstract

Penelitian ini bertujuan untuk menganalisis peran pendampingan yang dilakukan BMT Maslahah Warungdowo dalam meningkatkan literasi ekonomi syariah dan kemandirian ekonomi masyarakat. Latar belakang penelitian ini didasarkan pada rendahnya pemahaman masyarakat terhadap prinsip-prinsip dasar ekonomi syariah serta belum optimalnya pengelolaan usaha mikro yang dilakukan oleh para pelaku UMKM. Penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara mendalam, dan dokumentasi. Hasil penelitian menunjukkan bahwa pendampingan yang diberikan oleh BMT Maslahah mampu meningkatkan pemahaman masyarakat mengenai akad syariah, mekanisme pembiayaan, serta prinsip-prinsip ekonomi Islam seperti larangan riba, keadilan, dan transparansi. Pendampingan juga mendorong masyarakat lebih mandiri dalam mengelola usaha, melakukan pencatatan keuangan, dan mengambil keputusan pembiayaan secara rasional. Namun demikian, terdapat kendala seperti rendahnya kebiasaan pencatatan keuangan dan perbedaan tingkat pendidikan. Secara keseluruhan, pendampingan BMT Maslahah terbukti efektif dalam meningkatkan literasi dan kemandirian ekonomi masyarakat berbasis syariah.
PERSEPSI REDENOMINASI DAN LITERASI KEUANGAN SYARIAH: IMPLIKASINYA TERHADAP POLA KONSUMSI GENERASI Z Rokhman Abdillah; Alimatul Farida; Muhammad Nizar
Currency (Jurnal Ekonomi dan Perbankan Syariah) Vol. 5 No. 1 (2026): Currency
Publisher : LP2M AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/currency.v5i1.1923

Abstract

Digitalisasi sistem pembayaran secara fundamental mengubah perilaku ekonomi Generasi Z. Wacana redenominasi mata uang menimbulkan kekhawatiran tentang bias ilusi uang, di mana nominal yang disederhanakan dapat memicu konsumsi impulsif. Studi ini bertujuan untuk menganalisis implikasi persepsi ilusi uang dan literasi keuangan digital syariah terhadap pola konsumsi Generasi Z di Kabupaten Pasuruan. Penelitian kuantitatif ini menggunakan sampel purposif sebanyak 104 responden. Analisis data menggunakan regresi linier berganda. Hasil parsial menunjukkan bahwa ilusi uang tidak berpengaruh signifikan terhadap pola konsumsi. Hal ini menunjukkan bahwa kebiasaan transaksi tanpa uang tunai yang menampilkan nominal ringkas pada aplikasi membangun kekebalan kognitif. Sebaliknya, literasi keuangan digital syariah memiliki pengaruh positif dan signifikan, bertindak sebagai mekanisme pengendalian diri yang efektif untuk mencegah perilaku boros. Secara bersamaan, kedua variabel tersebut memengaruhi pola konsumsi dengan koefisien determinasi sebesar 15,5 persen. Studi ini menyiratkan bahwa pendidikan literasi keuangan merupakan prasyarat penting sebelum menerapkan kebijakan redenominasi untuk menjaga rasionalitas daya beli di era digital.
Optimalisasi Kompetensi Mahasiswa Melalui Praktisi Mengajar: Sinergi Universitas Muhammadiyah Sidoarjo dengan PT Ulya Ritel Jaya dalam Penguatan Literasi Bisnis dan Kewirausahaan Muhammad Nizar; Badrus Soleh; Fitri Nur Latifah; Antin Rakhmawati
Maslahat: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2025): Maslahat: Jurnal Pengabdian kepada Masyarakat (Juni)
Publisher : Universitas Nahdlatul Ulama Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/maslahat.v5i2.701

Abstract

Program pengabdian masyarakat ini merupakan kolaborasi antara Universitas Muhammadiyah Sidoarjo (UMSIDA) dan PT Ulya Ritel Jaya melalui inisiatif Praktisi Mengajar. Program ini bertujuan untuk meningkatkan pemahaman mahasiswa tentang praktik bisnis ritel dengan menerapkan metode pembelajaran berbasis pengalaman, termasuk guest lecture, workshop, simulasi bisnis, dan diskusi interaktif. Hasil evaluasi menunjukkan peningkatan signifikan dalam pemahaman mahasiswa mengenai strategi bisnis ritel, manajemen operasional, dan adaptasi pasar. Sebelum program, hanya 42% mahasiswa yang memahami strategi bisnis ritel, meningkat menjadi 87% setelah program. Selain itu, keterampilan analisis bisnis meningkat dari 40% menjadi 78%. Temuan ini menegaskan pentingnya kolaborasi antara akademisi dan industri dalam menjembatani teori dan praktik serta membekali mahasiswa dengan kompetensi yang relevan di dunia kerja. Program serupa sebaiknya diperluas dengan mencakup transformasi bisnis digital dan inovasi teknologi. Penguatan kemitraan melalui program magang atau pengalaman langsung di industri direkomendasikan untuk memberikan pembelajaran yang lebih aplikatif. Program ini dapat menjadi model dalam meningkatkan kompetensi mahasiswa dan memperkuat sinergi antara akademisi dan industri.
Green Innovation as a Strategy for Empowering Batik MSMEs: Improving Productivity and Diversification toward Sustainable Green Industry in Pasuruan Regency Antin Rakhmawati; Wisma Soedarmadji; Khoirul Huda; Muhammad Nizar; Lumhatus Shofi Sa'adah; Ridho Hafiz Maulana
Amalee: Indonesian Journal of Community Research and Engagement Vol. 6 No. 2 (2025): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v6i2.8381

Abstract

The empowerment program for the Batik Canting Cantik community in Pasuruan Regency aims to strengthen the productivity, competitiveness, and sustainability of traditional hand-drawn Batik through the implementation of green innovation. Using a Participatory Action Research (PAR) approach, the study involved 15 artisans over six months through a series of participatory activities, including training, co-design workshops, production trials, and evaluation sessions. Artisans were trained in eco-printing techniques that utilize environmentally friendly natural dyes as alternatives to synthetic dyes, which are known contributors to hazardous waste. Technological innovations such as the introduction of steamers and multifunctional Batik dryers were also implemented to accelerate production processes and reduce dependency on weather conditions. The results show a 50% increase in productivity, a significant reduction in drying time, improved color durability, and enhanced product quality. In addition, marketing capacity was strengthened through training in branding, innovative packaging design, and digital marketing, including the use of social media and online marketplaces, which contributed to a broader national and international market reach. Beyond economic impacts, the program also generated environmental and social benefits by raising awareness of natural resource conservation and promoting sustainable cultural production practices. These findings demonstrate that green innovation is effective in enhancing the competitiveness and long-term sustainability of Batik-based MSMEs.
Pengaruh PSAK No. 102 Terhadap Minat Nasabah Cicilan Emas Di BSI KCP Pandaan A. Yani Hirda Prastira; Alimatul Farida; Muhammad Nizar
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 5: Juli 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i5.17384

Abstract

This study aims to analyze the effect of the implementation of PSAK No. 102 on customer interest in gold installment products at BSI KCP Pandaan A. Yani. The background of this research is based on the importance of transparency and accountability in murabahah financing transactions to increase customer trust. The research method used is a quantitative approach with data collection techniques through questionnaires distributed to customers. Data analysis was conducted using validity tests, reliability tests, normality tests, linearity tests, and simple linear regression. The results show that the implementation of PSAK No. 102 has a positive and significant effect on customer interest. This indicates that the better the application of sharia accounting standards, the higher the level of customer trust and interest in gold installment products. These findings emphasize the importance of implementing sharia accounting standards in enhancing the attractiveness of Islamic banking products
PENGARUH REGULASI, PEMBIAYAAN, PENDAMPINGAN, DAN PROGRAM SOSIAL TERHADAP KINERJA UKM DI KABUPATEN PASURUAN Mokh Zainul Roziqin; Muhammad Nizar; Alimatul farida
Bisnis-Net Vol 9, No 1: MEI 2026
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v9i1.8575

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh regulasi, pembiayaan, pendampingan, dan program sosial terhadap kinerja Usaha Kecil dan Menengah (UKM) di Kabupaten Pasuruan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui kuesioner kepada 100 pelaku UKM di sektor makanan dan minuman. Teknik analisis data yang digunakan adalah regresi linier berganda dengan bantuan program SPSS. Hasil penelitian menunjukkan bahwa secara simultan variabel regulasi, pembiayaan, pendampingan, dan program sosial berpengaruh signifikan terhadap kinerja UKM. Secara parsial, variabel pendampingan dan program sosial berpengaruh positif dan signifikan terhadap kinerja UKM, sedangkan variabel pembiayaan berpengaruh signifikan dengan arah negatif. Sementara itu, variabel regulasi tidak berpengaruh signifikan terhadap kinerja UKM. Nilai koefisien determinasi (R Square) sebesar 0,638 menunjukkan bahwa variabel independen mampu menjelaskan kinerja UKM sebesar 63,8%, sedangkan sisanya dipengaruhi oleh faktor lain di luar penelitian. Implikasi penelitian ini menegaskan bahwa peningkatan kualitas pendampingan dan program sosial menjadi faktor penting dalam mendorong kinerja UKM. Penelitian selanjutnya disarankan untuk menambahkan variabel lain seperti inovasi, teknologi, atau pemasaran digital serta memperluas wilayah penelitian agar hasil yang diperoleh lebih komprehensif.
Peran Sertifikasi Halal terhadap Daya Saing UMKM Kuliner di Kabupaten Pasuruan Nuril Ainiya; Alimatul Farida; Muhammad Nizar
Kartika: Jurnal Studi Keislaman Vol. 6 No. 3 (2026): Kartika: Jurnal Studi Keislaman (August)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i3.892

Abstract

Increasing business competition requires culinary MSMEs to improve their competitiveness. One way to improve MSME performance is by obtaining halal certification. In reality, many culinary business owners still see the halal certificate as just paperwork. Yet this document actually helps build buyer trust and adds selling value to products. Previous research also shows mixed results about how much the halal label affects small business competitiveness. Because of this gap, this research tests the impact of halal certification on culinary MSMEs in Pasuruan Regency. The approach was quantitative with 86 food business owners as respondents. Data were processed in SPSS through validity, reliability, descriptive, simple regression, t-test, and R Square tests. Findings reveal that halal certification has a positive impact on competitiveness. The significance was 0.002, below 0.05, with an effect contribution of 10.9%. indicates that halal certification influences the competitiveness of culinary MSMEs. Therefore, halal certification plays a crucial role in boosting the competitiveness of culinary MSMEs
PENGARUH IKLAN, BRAND IMAGE DAN LABELISASI HALAL TERHADAP MINAT BELI SANTRIWATI PADA PRODUK KECANTIKAN KOSMETIK WARDAH MENURUT PRESFPEKTIF EKONOMI ISLAM DI ASRAMA I PONDOK PESANTREN NGALAH PURWOSARI PASURUAN Abdillah Mundir; Muhammad Nizar; Ajeng Rima Mustaqimah; Ani Faujiah
Ekosiana Jurnal Ekonomi Syari ah Vol. 8 No. 2 (2021): EKOSIANA : JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (421.384 KB) | DOI: 10.47077/ekosiana.v8i2.184

Abstract

This study aims to determine the effect of advertising, brand image and halal label on interest in buying cosmetics through a survey of Wardah cosmetics users in Dormitory I Pondok Pesantren Ngalah Purwosari Pasuruan. This research is a quantitative research. The sample in this study were 66 respondents who were taken from female students who became cosmetic users. Data collection techniques in the field using questionnaires and interviews at random and unstructured. Based on the research data, the results obtained for each variable partially with a significance level less than 5%, where advertising (X1) with a significance level of 0.084 < 0.005, and brand image (X2) with a significance level of 0.277 < 0.005, and halal labeling ( X3) with a significance of 0.473 <0.005 has fulfilled the requirements as a supporting variable for buying interest. This means that the three variables studied have an influence on the buying interest of Wardah cosmetic users. Furthermore, by using the f test, it is known that all independent variables simultaneously have a significant effect, where 0.036 <0.05. And finally the calculation of the coefficient of determination shows that all dependent variables, namely advertising (X1) brand image (X2), halal label (X3), can explain the buying interest variable (Y) by 8.6%, the remaining 99.914% is influenced by other variables. which were not investigated in this study. Keywords: Advertising, Brand Image, Halal Labeling DAFTAR PUSTAKA Darmdi Durianto, Invasi Pasar Dengan Iklan yang Efektif, PT. SUN, Jakarta, h.1 Kotler, Bramantya, Yan Bayu,. 2016. Pengaruh Brand Image Terhadap Minat Beli Produk Kosmetika Wardah Di Kota Pagar Alam. Jurnal Ekonomia,Vol.10,No.1Februari.2020 Kotler, K. 2009, Manajemen Pemasaran 1, Jakarta: Erlangga. Matsani Zuhaenif, 2018, Ekonomi Syariah dan Peran Muslimah melalui https://www.kompasiana.com/zoelzul/54feceeaa3331835a50f824/menunggu-peranmuslimahdalam-pngembangan-ekonomi-syarah-indonesia. Diakses pada 27 Agustus. Natalia, Sheyrent. 2013, Analisa Prediksi Atau Penilai Efektivitas Penggunaan Selebritas Sebagai Brand Endorser Untuk Membangun Brand Image (Studi Kasus Iklan The Face Shop), Jurnal, Manajemen Pemasaran Petra Vol. 1, No. 1. Negoro, Prakoso. 2017, Analisis Strategi Pemasaran Produk Kosmetik Wardah Dengan Pendekatan SWOT-AHP, Jurnal, Sain Dan Seni ITS Vol. 6, No. 1. Nizar, Muhammad. 2018, Pendekatan Komprehensif E-Commerce Prefpektif Syariah, Jurnal, Universitas Yudharta. Respati, Dian Widya, Pengaruh Brand Ambassador, Brand Image dan Kualitas Produk Terhadap Minat Beli Produk Lipstik Wardah. Supranto, J. 2011, Pengukuran Tingkat Kepuasan Pelanggan Untuk Menaikkan Pangsa Pasar, Jakarta: Cetakan Keempat, PT Rinela Cipta. Yuswohady, 2015, Mareting To The Middle Class Muslim, Jakarta: Gramedia Pustaka Utama.
Label Halal vs Kualitas Produk dalam Keputusan Pembelian Produk Makanan di Kabupaten Malang Muhammad Nizar; Anifatul Aini; Abdillah Mundir; Moch. Muhsinin Syu’aibi
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2023): June
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v2i1.984

Abstract

This study aims to determine the effect of halal labeling, brand image, service quality and price on purchasing decisions and consumer loyalty. This research uses a quantitative approach to this type of descriptive research. Data collection techniques use data through distributing questionnaires using the Google form. Data analysis uses multiple linear regression. The research findings in this study show that halal labeling has no effect on purchasing decisions for brand image, service quality and price have an effect on purchasing decisions.
BRIDGING THE GAP IN SHARIA COMPLIANCE: EVIDENCE FROM ISLAMIC BANKING GOVERNANCE, HUMAN CAPITAL, AND INTERNAL CONTROL SYSTEMS Sukamto, Sukamto; Iltiham, Muhammad Fahmul; Aslikhah, Aslikhah; Nizar, Muhammad
JURNAL HAKAM Vol 10, No 3 (2026)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/jhi.v10i3.15252

Abstract

This study aims to examine the effect of the Sharia Supervisory Board (SSB), human resource (HR) competence, and internal control systems on sharia compliance in Islamic banking by developing an integrated governance model that explains their collective contribution to compliance with Islamic principles. A quantitative explanatory research design was employed, with data collected from 100 employees of Islamic banks in the Pasuruan region and surrounding areas using structured questionnaires. The data were analyzed using multiple linear regression with SPSS, including classical assumption tests, t-test, F-test, and coefficient of determination (R²). The results show that the SSB, HR competence, and internal control systems have positive and significant effects on sharia compliance, both partially and simultaneously, with the internal control system identified as the most dominant factor. However, the model demonstrates moderate explanatory power, indicating the presence of other contextual factors influencing compliance. The study is limited by its regional scope and cross-sectional design, which may restrict generalizability and the ability to capture dynamic changes over time. Practically, the findings suggest that Islamic banks should strengthen internal control systems, improve communication between the SSB and management, and enhance practical-based HR development to improve compliance in daily operations. This study contributes to the literature by integrating governance, human capital, and control system perspectives into a single empirical model to explain sharia compliance in an emerging market context.
Co-Authors Abdillah Mundir Abida, Syafaatul Agustin, Diana Ajeng Rima Mustaqimah Alviyaning Tiyas, Siti Amelia, Nurul Rokhis Andriani Kusumawati Ani Faujiah Anifatul Aini Antin Rakhmawati Any Urwatul Wusko Aslikhah Aslikhah, Aslikhah Badrus Soleh Cemy Nur Fitria Chabibi, Muhammad Dewi Rosyiqoh Athiroh Duryatun Nafi’ah E Ernawati, E Farida, Alimatul Febrianti, Dita Fitri Nur Latifah Hapsari Titi Palupi Harianto Harianto Hirda Prastira Hotima, Husnul Ifdholul Maghfur Iltiham, Muhammad Fahmul Inayah, Husnul Indrianawati Usman Izarul Machdar, Izarul Jusak Jusak Kamilah, Miratul Khoirul Huda Kholid Murtadlo Kumaini, Ruston Kurniati, Nining Kusdi Rahardjo Lailanuh Lailanuh Lumhatus Shofi Sa'adah M. Jamhuri M. Jamhuri M. Jamhuri M. Mukhid Mashuri Mahidin Mahidin Maulinda, Silvi Moch. Muhsinin Syu’aibi Mokh Zainul Roziqin Muhammad Aris 'Alwan Muhammad Faisal Muhammad Nasrudin fh Muhsinin Syu'aibi NOER LAILI Nugroho, Bayu Prataman Nur Febieni, Wahyu Nuril Ainiya Okti Sri Purwanti Qotrun Nahda, Silfi Rahmah, Nola Rakhmawati, Nora Renita Firnanda Putri Ridho Hafiz Maulana Ririn Tri Ratnasari Riyanto Rokhman Abdillah Rosmiati Rosmiati Rudini Rudini, Rudini Sam'ani Sam'ani Sintawati, Dewi Sri Rejeki Sukamto Sukamto . Sukamto Sukamto Sulhan, M. Sulistyowati Sulistyowati Susi Hendartie Windari, Windari Wisma Soedarmadji Yosefine Triwidyastuti Yudha Prakasa