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Analisis Tindak Pidana dan Tuntutan Korban terhadap Tersangka Afiliator Platform Binary Option Nomor 117/PID.SUS/2022/PT BTN Taufik Tri Alpiansyah; Marjan Miharja; Lilis Purba
HUMANIORUM Vol 1 No 02 (2023): Jurnal Humaniorum
Publisher : PT Elaborium Elevasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/hmr.v1i02.15

Abstract

Binary options are online trading platforms offering funds in the form of money (forex), gold, silver and stocks. The problem that occurs in binary option transactions is not investment but is considered as online gambling, because it only predicts that assets have increased or decreased. The perpetrators attempted to carry out elements of money laundering from illegal investments in order to hide assets obtained from legal sources. Illegal investment is the main source of primary crime from money laundering. This study aims (1) to find out how the criminal act of a suspected binary option platform affiliator is. (2) What is the victim's claim regarding the suspected binary option platform affiliate, and (3) How is the prison sentence against the suspected binary option platform affiliate. The research method is normative juridical. The results of the study show that the criminal acts of suspected affiliators of the binary options platform are illegal investments and money laundering. The defendant Indra Kesuma was found to have violated the crime of money laundering and violating electronic transaction data violating the Prevention and Eradication of Money Laundering Crimes article 3 of Law Number 8 of 2010 and Article 45A paragraph (1) of Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions. Indra Kesuma was sentenced to 10 years in prison, a penalty of 5 billion rupiah but can be replaced by 10 months in prison if not paid. The results of the confiscation of assets in the binary option case are returned to the victim. The prison sentence for the alleged affiliator Indra Kesuma is in accordance with applicable law.
Analisis Penggunaan Dana BOS di SMA Muhammadiyah 4 Jakarta terhadap Permendikbud Nomor 63 Tahun 2023 Tentang Petunjuk Teknis Pengelolaan Dana Bantuan Operasional Satuan Pendidikan Setiawan, Heri; Miharja, Marjan
HUMANIORUM Vol 3 No 1 (2025): Jurnal Humaniorum
Publisher : PT Elaborium Elevasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/hmr.v3i1.58

Abstract

School Operational Assistance (BOS) is a program to improve education and reduce school operational costs. Although there have been efforts to improve transparency and accountability in the management of BOS funds, monitoring and planning adjustments still need to be enhanced to address external challenges and ensure that the funds used are managed efficiently. The purpose of this research is to analyze the methods used in the management, utilization, and accountability reporting of BOS funds at SMA Muhammadiyah 4 Jakarta as regulated in Permendikbudristek Number 63 of 2023. This research was conducted descriptively qualitatively, and data collection was carried out through interviews and documentation. The research results show that SMA Muhammadiyah 4 Jakarta has managed the BOS funds in accordance with the regulations. However, budget planning is hindered by several obstacles, such as changes to the previously allocated budget. Additionally, there is no effective system in place for managing the use of BOS funds for unexpected needs, such as emergency repair costs, health and safety expenses, and the procurement of additional teaching materials
Analisis Kontrak Keanggotaan Gym Dalam Perspektif Hukum Perlindungan Konsumen Hidayatullah, Syarif; Miharja, Marjan
HUMANIORUM Vol 4 No 1 (2026): Jurnal Humaniorum
Publisher : PT Elaborium Elevasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/hmr.v4i1.143

Abstract

Indonesia’s fitness industry is rapidly growing as public awareness of the importance of exercise increases. However, many gyms impose unilateral standard contracts containing non-refund clauses, auto-debit systems, and strict cancellation policies. These practices often harm consumers, as seen in the sudden closure of Gold’s Gym Indonesia in 2025, which led to refund claims totaling Rp 4.4 billion. This study aims to analyze the form and content of standard clauses in fitness center membership contracts in Indonesia and evaluate their compliance with Law Number 8 of 1999 concerning Consumer Protection. Using a normative legal research method with a case study approach, this study combines empirical data on contract practices with legal material analysis. The findings indicate that unilateral standard contracts may be null and detrimental to consumers. Therefore, organizations such as YLKI and BPSK play a crucial role in dispute resolution, preventive education, and ensuring fair and transparent contract practices to protect consumer rights.uits.
Co-Authors AA Sudharmawan, AA Abdillah Umar Lubis Achmad Zahruddin Adam Mahdi Elrahma Rosyady Adi Prasetiyo, Ricky Affandi, Sodri Afif, Abrar Agung Ardiansyah Ahmad Ahmad Akbar, Sultan Akmal Ridho AL-Qamar S. Sangadji Ali Aridi Amanda Lestari Putri Lubis Ambarsari, Ningrum Andri Sutrisno Anggoro Hendrawan Anggoro Hendrawan Arby Hermawan Arief Fahmi Lubis Arif Awangga Beato Dionisius L. Bionda Johan Anggara Bram B Baan Budi, Arrum Bunadi Bunadi Chabib Susanto Dadang Herli Deden Adith Fauzan Dezonda R. Pattipawae Dian Arifni, Esa Didik Suhariyanto Dimas Widya Pradana Dolfries Jakop Neununy Eko Agus S. Emil Salim Emil Salim Emilio Raynaldi Porwayla Esa Dian Arifni Fahim Achmad Rizaldi Fahim Achmad Rizaldi Fakhlur , Fakhlur Fandy Lucky S. Faoso F. Telaumbanua Farah Januati Fatih Fauzan Zulfa R. Ferdinanto, Tonny Fitryantica, Agnes Gerry Lesmana Grenaldo Ginting Gugus Atmoko Gunawan Gunawan Gunawan Nachrawi Gunawan Nachrawi Gunawan Nahrawi H. Pesik, Hendrio H.E. Rakhmat Jazuli Hadi R, Luqman Hafidzun Sat Febrian Hamka, Vinoti Hardian Hardian Hasan Hasan Hendrikus Lermatin Henny Saida Flora Heri Setiawan Heru Mahendra Ica Karina Irsan Irsan Jamiatur Robekha Jean Magtel Pah Jean Magtel Pah Johan Johan Joni Sudarso Juwita S Katarina Salona Kemala, Ratih Kurnia S, Satriya Leman Setia Budi Lilis Purba Linda Agustina Lisda Purwanti Lubis, Amanda Lestari Putri Lucy Lidiawati Santioso M. Khoerul Anam M. Kholilurrahman Manullang, Sihol Mariana Harahap Mayang Maharani Yahya B. Mayang Maharani Yahya Bayan Meydi Nabillah Misbahul Huda Misbahul Huda Mugiyono Mugiyono Muhammad Mursid Muhammad Sofyan Hidayat Mustajab, Wahyu myharto, Wiend Sakti Nancy Nancy Neununy, Dolfries Jakop Ngurah Agung, I Gusti Agung Nimbrod Henukh Ningrum Ambarsari Novariyadi Putra Ardhana Noviyanto, Tri Arief Nugraha, Sandi Nur Alam B. Nurul Hasanah Nurwijayanti Panji Adela Paternus Alvian L. Paternus Ndruru Polii, Johanis L. S. S. Prasetiyo, Wahyu Pujantini Pujantini Putra, Irman Rachmat Dwi Putranto Rahmat Dwi Putranto Rahmawati, Dyah Rani Yuwafi Yuwafi Ridho, Akmal Riki Andreas S. Riyanta Riyanta Rizal Apriyanto Rizaldi, Fahim Achmad Robekha, Jamiatur Ronal Saut Rosiyati Rosiyati Rosiyati, Rosiyati Ruben Alexander Hutagalung Rusma, Yasmin Noor Hanan Rusnandi Rusnandi Ryan Hidayat Ryan Hidayat Salamat Martua Sandi Nugraha Sandi Nugraha Sanjaya M, Andy Saparuli Saparuli Sardjana Orba Manullang Sari, Asmila Septya Rizky Sihotang, Rismauli Dahliana Sitompul , Michael Sonia Yekti H. Sonia Yolla Viqwan Sri Setiawati Sri Setiawati, Sri Sri Sudono Saliro Suhendar Sulis Setyowati Sultan Akbar Suparmin, Entol Syafari, Herdin Syahruddin, Erwin Syarif Hidayatullah Tamrin Muchsin Tanjung, Bitus Taufik Tri Alpiansyah Tunggal, Agung Valentino Brostito Veni Florence Lakie Viktor Agung Pratama Wiend Sakti Myharto Wiend Sakti Myharto Windyastuti, Feny Wira Agustian Tri H. Yasmin Noor Hanan Yasmin Noor Hanan Rusmana Yastuty Handalya Yastuty Handalya Yudianto Yudianto Yudianto Yudianto Yulius Alfredo Yuwafi, Rani Zaini, Abdullah Zaka Mubarok Zuhdi, M