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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Tazkia Islamic Finance and Business Review Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Edukasi Islami: Jurnal Pendidikan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Journal on Education International Journal of Islamic Business and Economics (IJIBEC) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Administrasi dan Manajemen Journal of Islamic Monetary Economics and Finance JURNAL AKUNTANSI Al Maal: Journal of Islamic Economics and Banking Jurnal Pendidikan dan Konseling JPGMI (Jurnal Pendidikan Guru Madrasah Ibtidaiyah Al-Multazam) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Rayah Al Islam : Jurnal Ilmu Islam International Journal of Zakat (IJAZ) Dialog JURNAL EKONOMI SYARIAH Kasaba: Jurnal Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Akuntansi Kesatuan As-Syar'i : Jurnal Bimbingan & Konseling Keluarga JURMA : Jurnal Program Mahasiswa Kreatif Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Akrab Juara : Jurnal Ilmu-ilmu Sosial Al-Mubin: Islamic Scientific Journal Journal of Vision and Ideas (VISA) Alifbata: Jurnal Pendidikan Dasar Journal Islamic Economics Ad Diwan Economic Reviews Journal Ekonomi Islam Indonesia Journal of Islamic Economic Literatures Review on Islamic Accounting Islamic Social Finance KOLONI Halal Tourism and Pilgrimage Fara'id and Wealth Management Maqasid al-Shariah Review Management and Sustainability Business and Sustainability VISA: Journal of Vision and Ideas Jurnal Dirosah Islamiyah Jurnal Kajian Ekonomi dan Perbankan Syariah International Journal of Islamic Business and Economics (IJIBEC) As-Syirkah: Islamic Economic & Financial Journal IJIEF: Indonesian Journal of Islamic Economics and Finance
Abrista Devi
Universitas Ibn Khaldun Bogor
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Analisis Respon Kredit Dan Pembiayaan Industri Perbankan Di Indonesia Mulia Amirullah; Abrista Devi
MALIA: Journal of Islamic Banking and Finance Vol 4, No 2 (2020): -
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i2.8689

Abstract

This study aims to measure the productive credit performance of conventional banks and profit-sharing financing for Islamic banks and analyze their responses to the shock of macroeconomic variables. In this study, the analysis method used is the Vector Auto-Regressive (VAR) / Vector Error Correction Model (VECM). The data observed in this study are monthly data from the period 2015 to 2019. The results showed that NPL (Non Performing Loan) was responding negatively to the shock of the productive credit, meanwhile NPF (Non Performing Financing) was responding positively to the shock of the profit-sharing financing. NPL have the most dominant contribution to the productive credit of conventional bank. Meanwhile, world oil prices are projected as the highest contribution to the profit-sharing financing for Islamic banks. Conventional bank productive credit affects inflation. The world crude oil price (OIP) affects the problematic financing of Islamic banks. The price of crude oil affects the exchange rate, and the exchange rate affects inflation.
Peran Orientasi Kewirausahaan Sebagai Mediasi Antara Pendidikan dan Minat Berwirausaha Pada Mahasiswa Abrista Devi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.657

Abstract

Nowadays, university is focused on how to prepare their graduated student to be anemployee, but forgetting on how to prepare them to be an entrepreneur. There are someobstacles why university students have lack of an intention to do business, starting with lackof capital, lack of skill, have no confidence, selective in choosing job, and some other factors.These problems is strengthtened by the data found that Indonesia is highly need moreentrepreneurs, where the numbers of entrepreneurs is still less than 2% from total GDP(Gross Domestic Product of a country). This study is aimed to identify the effect ofentrepreneurial education to entrepreneurial orientation of university student, the effect ofentrepreneurial orientation to entrepreneurial intention, and the direct and indirect effect ofentrepreneurial education to entrepreneurial intention. This study takes Ibn KhaldunUniversity, Islamic Economics major students as case study of respondents. This studyemploys quantitative approach with SEM (Structural Equation Modeling) methodology.The findings of this study are, entrepreneurial education has positive and significant effect toentrepreneurial orientation; entrepreneurial orientation has positive and significant effect toentrepreneurial intention; and entrepreneurial education has positive and significant effect toentrepreneurial intention indirectly through entrepreneurial orientation.
Elaborating Cash Waqf Development In Indonesia Using Analytic Network Aam Slamet Rusydiana; Abrista Devi
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 2 NO. 1 JUNE 2018
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1177

Abstract

This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using Analytic Network Process (ANP) method. Here is also offered some solutions for the problems identified. ANP is a mathematic theory that allows one to deal systematically with dependence and feedback and that can capture and combine tangible and intangible factors by using ration scale. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) more computerized cash waqf management, 2) the development of waqf education institutions, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step.
Efficiency Determinant Analysis in Islamic Bank in Indonesia Abrista Devi; Irman Firmansyah
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2020): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v11i2.104-116

Abstract

This study is aimed to discover efficiency determinant factors of Islamic banks in Indonesia to maintain financial system stability. Financial data of 11 Islamic Banks in Indonesia was obtained from 2010-2019. Purposive sampling method is employed to determine the obtained-sample with the availability of financial statements as criteria. There are two analysis data methods, firstly, Data Envelopment Analysis (DEA) is employed to calculate the efficiency score and analyze the efficiency condition of Islamic banks, and secondly multiple regression analysis which is employed to identify the determinant factors of efficiency. Based on the research model used, this study found that only the CAR and size variables were able to significantly increase the efficiency of Islamic banks. Likewise, macroeconomic variables have not been able to have any impact on the level of efficiency. Policy recommendations are also provided in the end of the discussion chapter.
Participation Banks in Turkey: Issues and Proposes Strategies Based on SWOT Analysis Zulfahmi Zulfahmi; Abrista Devi; Eyup Asker; Rusni Hassan
International Journal of Islamic Economics and Finance (IJIEF) Vol 4 (2021): IJIEF Vol 4 (SI), Special Issue: Islamic Banking
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (453.632 KB) | DOI: 10.18196/ijief.v4i0.10475

Abstract

Turkey has a long history in Islamic civilisation. However, there is still lack of research to examine participatory banks in Turkey. This is despite the fact that the legacy of strong Islamic law, the majority Muslim population, and the strategic location of the country have failed to serve as catalyst to boost market share of participation banks in the country. This study is aimed at developing priority ranking of SWOT factors and strategies on the participatory bank development in Turkey. Data are collected from experts and practitioners of Participation (Islamic) bank in Turkey. Analytic Network Process (ANP) is used as the methods of analysis. The finding shows that the aspects of participatory banks in Turkey are derived from strengths, opportunities, weakness and threats factors. Sharia board is the main strength of this study, while inadequate competitive product is the main weakness. In the future, government support stands as the first priority from opportunity aspect. Islamic bank in Turkey also needs to aware on the absence of separate law as the main priority of threats aspect. Another finding shows that separated law and regulation is the main strategies of the study. Concomitantly, the study suggests separate law and regulation as the main strategy to enhance banks participation in Turkey. This study could serve as reference point for the regulator in formulating appropriate policy strategies to increase market share of participatory banks in Turkey.
EXPLORING STRATEGIES TO ENHANCE ISLAMIC BANKING’S ROLE TO RAISE CASH WAQF FUNDS Rizanti Khairunisa; Nashr Akbar; Abrista Devi
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2863

Abstract

Cash Waqf funds has an important role to empower the economy of Ummah. Unfortunately, the collected cashwaqf fund is still very small compared to its potentialnumber. Against this background, this researchaims to design systems that may enchance the role ofIslamic banks in cash waqf fund raising. This paperemployed Interpretative Structural Modeling (ISM) byconducting literature studies and In-depth interviewswith some regulators, practitioners and academicians.The result shows that experts and practitioners agreedthat the strong legal support on cash waqf is necessaryto enhance the role of Islamic Banks to raise cash waqffunds. It creates a sense of secure to the stakeholders.Furthermore, it requires a strong coordination betweenIndonesian Waqf Board (BWI), Ministry of ReligiousAffairs, Bank Indonesia (BI), Financial ServicesAuthority (OJK), Nazhir and Islamic FinancialInstitutions that may receive cash waqf (LKS-PWU)in order to boost the role of Islamic Banks. The mainobstacle that must be tacled soon is the lack of educationabout cash waqf. 
Strategi Masjid dalam Pemberdayaan Ekonomi Umat Di Masjid Al-Muhajirin Bogor Adinda Maharani; Abrista Devi
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 5 No. 2 (2021)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp101-114

Abstract

Masjid hanya dipandang sebagai tempat aktivitas ibadah saja dan tidak lagi difungsikan sebagai lembaga sosial dan ekonomi yang mempunyai banyak tujuan kebaikan. Setiap masjid pasti memiliki strategi tersendiri dalam memajukan kesejahteraan sekonomi masyarakat nya. Hal ini pun sangat menarik untuk diketahui strategi apa saja yang dilakukan suatu masjid dalam pemberdayaan ekonomi umat. Metode kualitatif jenis studi kasus digunakan dalam penelitian ini. Wawancara, observasi dan dokumentasi dilakukan untuk pengambilan data. Dengan metode tersebut diharapkan dapat memberikan hasil penelitian sesuai dengan fakta yang ada. Masjid Al-Muhajirin berada di tengah pedesaan dan memiliki strategi permberdayaan ekonomi umat secara sederhana dengan membantu masyarakat nya dalam hal financial dan memberikan pinjaman beberapa logistik untuk sebuah acara pribadi. Dilihat dari strategi tersebut, masjid Al-Muhajirin mempunyai konsep tolong-menolong dalam pemberdayaan ekonomi umat. Masjid Al-Muhajirin pun mengfungsikan masjid untuk hal pendidikan Islam serta tempat untuk bersilaturahim antar jamaah. Dengan potensi yang ada, diharapkan masjid Al-Muhajirin dapat memiliki strategi khusus agar masjid dapat optimal dalam memberdayakan ekonomi umat.
Strategi Bank Syariah Dalam Pembiayaan Mikro pada Masa Pandemi Covid-19 Annisa Yasrien Algaisya; Abrista Devi; Sofian Muhlisin
VISA: Journal of Vision and Ideas Vol 2 No 2 (2022): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (943.967 KB) | DOI: 10.47467/visa.v2i2.1118

Abstract

At the end of 2019 there was a global change due to the corona virus disease which was then called Covid-19 which first appeared in Wuhan, China. WHO officially announced this respiratory virus as a pandemic in March 2020. Covid-19 has caused the death rate to continue to increase both in the world and in Indonesia. Covid-19 affects various sectors, one of the sectors most affected is the economic sector. It is known that during the Covid-19 pandemic, Indonesia's GDP decreased, the unemployment rate increased, and also in the microeconomic sector many MSMEs experienced a decline in business and even bankruptcy. Whereas MSMEs are one of the most influential sectors for GDP in Indonesia. MSME turnover has decreased while MSMEs need capital assistance for their business. To overcome and support MSMEs, the role of financial institutions is very much needed. One of the Financial Institutions that plays a role in providing capital for MSMEs is Islamic Banking, this is because Islamic Banking focuses on the real sector, even though on the Islamic Banking side there needs to be a strategy before providing financing so that Islamic Banking can maintain financial stability during this pandemic. Therefore, this research is entitled: Strategy of Islamic Banks in Microfinance during the Covid-19 Pandemic (Case Study of BSI KCP Sentul). With the formulation of the problem; (1) Problems encountered in microfinance at BSI KCP Sentul during the pandemic; (2) Solutions to problems encountered in microfinance at BSI KCP Sentul during the pandemic; (3) Strategy of BSI KCP Sentul in microfinance during the pandemic. The method used is descriptive qualitative by interviewing 3 people from BSI KCP Sentul. This study uses primary data, namely interviews. The results of this study are: (1) the problems faced are in the form of internal problems which include performance such as weak financing analysis, limited human resources in the field of financing settlement, weaknesses in bank policies that apply high product prices, and also access to Islamic banking which is still difficult to reach. Meanwhile, the external problems faced in the form of problems stemming from the character of customers, covid-19, government regulations, and the legality of MSMEs; (2) The solution from the internal banking side is to carry out managerial supervision of the Bank and conduct regular communication to customers, improve the capacity of human resources in terms of micro-financing, and provide indirect financing through BPRS; (3) The first banking strategy is to provide financing to MSMEs that are not significantly affected by Covid-19, establish a microfinance service center, and provide lower margins. Keywords: Covid-19, MSMEs, Islamic Banking.
Optimalisasi Pengelolaan dan Pengembangan Wakaf (Studi Kasus di Masjid Al-Hijri 2 Kampus UIKA Bogor) Sulaeman Yasir; Abrista Devi; Syarifah Gustiawati Mukri
Rayah Al-Islam Vol 5 No 02 (2021): Rayah Al-Islam Oktober 2021
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/rais.v5i02.481

Abstract

Abstrak Di Indonesia, potensi wakaf uang sangat terbuka lebar, salah satunya wakaf tunai yang digunakan untuk membangun masjid, karena akan menjadi investasi terbaik di dunia dan di masa depan. Ruang lingkup penelitian ini adalah Masjid Al-Hijri 2, sebuah masjid besar di Kota Bogor. Masjid Al Hijri 2 dibangun pada tahun 1983. Masjid ini merupakan sebuah cita-cita terbaik dari para pejuang bangsa ini, KH. Soleh Iskandar, KH Noer Ali, M.Natsir, dan KH TB Hasan Basri. Jenis atau cara yang digunakan adalah dengan deskriptif kualitatif, yaitu dengan metodepenelitian sebuah kasus. Penghimpunan data dalam penelitian ini mengadopsi metode teknis pengumpulan data penelitian, yaitu observasi dan wawancara mendalam dengan objek penelitian. Posisi pembangunan masjid ini sangat fundamental dan signifikan untuk memperkokoh tujuan kampus UIKA Bogor yaitu beriman, berilmu, dan beramal. Masjid juga berkedudukan serta berfungsi dalam mengembangkan tamatan yang berprestasi dan berakidah di kampus. Masjid Al-Hijri 2 berfungsi sebagai tempat pengembangan generasi muda islami khususnya jajaran civitas UIKA, dan umumnya warga di Kota Bogor. Aliran pembaharuan, perang ide dan budaya harus disertai dengan kokohnya iman, tauhid dan kekuatan intelektual ummat. Abstract In Indonesia, the potential for cash waqf is very wide open, one of which is cash waqf used to build mosques, because it will be the best investment in the world and in the future. The scope of this research is Masjid Al-Hijri 2, a large mosque in Bogor City. Al Hijri Mosque 2 was built in 1983. This mosque is the best ideals of the fighters of this nation, KH. Soleh Iskandar, KH Noer Ali, M. Natsir, and KH TB Hasan Basri. The type or method used is descriptive qualitative, namely the research method of a case. Data collection in this study adopted research data collection methods, namely observation and in-depth interviews with the research object. The position of the construction of this mosque is very fundamental and significant to strengthen the goals of the UIKA Bogor campus, namely trust, knowledge, and charity. The mosque is also located and functions in developing outstanding graduates and having faith on campus. Al-Hijri 2 Mosque serves as a place for the development of the younger generation of Islam, especially the ranks of the UIKA community, and generally residents in the city of Bogor. Inflows, wars of ideas and culture must be accompanied by solid faith, monotheism and intellectual strength of the ummah.
The Implementation Strategies of Good Corporate Governance for Zakat Institutions in Indonesia Irman Firmansyah; Abrista Devi
International Journal of Zakat Vol 2 No 2 (2017)
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (653.187 KB) | DOI: 10.37706/ijaz.v2i2.27

Abstract

Zakat institutions are aimed to contribute to poverty alleviation in a country. In order to ensure that the Zakat institutions can perform well, it is urgently needed to have professional good governance. This research is aimed to find the best strategies to improve the management quality of the Zakat institutions in Indonesia. The research method used in this study comprises both qualitative and quantitative approach using Analytic Network Process. The research results show that to enhance the quality of good governance in Zakat institutions, following are the key elements. The top three main priorities in transparency principles are financial report standardization, followed by Zakat distributions transparency, and the knowledge about decision making. The top three main priorities in responsibilities principles are working compliance with SOPs, followed by prudential principles, and Shari'ah compliance. The top three main priorities in accountability principles are the effectiveness of internal control, followed by performance measurement, and competencies compliance with job descriptions. The top three main priorities in fairness principles are giving priority to the common interest, followed by equal treatment for all stakeholders, and prudential principles in asset management. To achieve all these priorities, the main strategy which should be prioritized is independent human management system, followed by having Shari’ah board and audit committee and the computerized Zakat system. Keywords: Zakat institutions, Good Governance, Analytic Network Process JEL Classification: L31, G34
Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Amri, Yusuf Annisa Yasrien Algaisya Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Mu’jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Ghefira Shindy Nofianti Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma   Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri, Muhammad Muhammad Faishal Hidayat Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah mustafidah, shofiatul Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurman Hakim Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Prastowo, Bramastyo Bontas Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusdi Kasman Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Zulfahmi Zulfahmi Zulfahmi Zulfahmi