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Abrista Devi

Universitas Ibn Khaldun Bogor

Author-ID : 1193220

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Spin-Off Policy of Sharia Bank: Is It Profitable? Aam Slamet Rusydiana; Abrista Devi; Fatin Hasib; Lina Rani
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 11, No 2 (2019)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

According to Law no. 21 Year 2008, the Sharia Business Unit (SBU) owned by a Conventional Commercial Bank (CCB) is required to separate from its Parent Bank before year 2023. Some Sharia Business Units have initiated a separation step from Conventional Commercial Bank. On the other hand, they are required to keep the level of efficiency in running its business operations. This paper is intended to analyze the efficiency level of Sharia Business Units that have separated from its parent and then compare whether there is difference of efficiency level between before and after separation. The method used is Data Envelopment Analysis (DEA) and Paired Sample t-Test.The results show that based on the total average efficiency of all sharia banks spin off (in this case four sharia banks namely BNI Sharia, BRI Sharia, BJB Sharia and Bukopin Sharia Bank), there occur a decrease in efficiency technically and also pure the technical itself in sharia banks starting from before and after the spin off. This can be read because in the early periods of spin off there was a cost adjustment on the shariah bank spin off. Sharia banks require a 'weaning' from their parents. Nevertheless, there is no statistically significant difference in efficiency levels between before and after the spin off. This should be a booster for other Sharia Business Units to take the decision to spin off immediately, of course, accompanied by careful and prudent planning and implementation.

Mengembangkan Koperasi Syariah di Indonesia: Pendekatan Interpretative Structural Modelling (ISM) Aam Slamet Rusydiana; Abrista Devi
Economica: Jurnal Ekonomi Islam Vol 9, No 1 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2018.9.1.2181

Despite growing rapidly, but Islamic cooperatives are still experiencing many obstacles in its development, both from the internal, external and regulatory side. This study attempts to identify the factors of needs, activities, and objectives in the development of sharia cooperatives in Indonesia, using the Interpretative Structural Modelling (ISM) approach. The results of this study provide some conclusions include: (1) Elements of the needs of the key key in sharia cooperative development strategy in Indonesia to improve SMEs is the need for strong support on the legal aspects of sharia cooperatives, (2) Elements of activities that are key to Shariah cooperative development are to conduct training and certification programs for shariah cooperative management and members, and (3) Elements of actors/institutions that are key in sharia cooperative development strategy in Indonesia to improve UMKM is sharia financial institution.Walaupun tumbuh dengan pesat, namun koperasi syariah masih mengalami banyak kendala dalam pengembangannya, baik dari sisi internal, eksternal maupun regulasi. Penelitian ini mencoba untuk mengidentifikasi faktor-faktor kebutuhan, aktifitas dan tujuan dalam pengembangan koperasi syariah di Indonesia, dengan pendekatan metode Interpretative Structural Modelling (ISM). Hasil penelitian memberikan beberapa kesimpulan, antara lain: (1) Elemen kebutuhan yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah perlu adanya dukungan yang kuat pada aspek hukum koperasi syariah, (2) Elemen aktifitas yang menjadi kunci utama dalam pengembangan koperasi syariah adalah mengadakan training dan program sertifikasi bagi manajemen koperasi syariah dan anggota, dan (3) Elemen pelaku/lembaga yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah lembaga keuangan syariah.

STUDI LITERATUR REVIEW UNTUK PENERAPAN GOOD CORPORATE GOVERNANCE BAGI PENGEMBANGAN ASURANSI MIKRO SYARIAH Irman Firmansyah; Abrista Devi
JURNAL AKUNTANSI Volume 13, Nomor 1, Januari-Juni 2018
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Perkembangan asuransi mikro syariah di Indonesia cukup pesat dan ditandai dengan banyaknya perusahaan asuransi yang memiliki produk asuransi mikro syariah. Dukungan dari Pemerintah pun terus dilakukan melalui lembaga pengawas keuangan yaitu Otoritas Jasa Keuangan dengan mengeluarkan peraturan-peraturan mengenai asuransi mikro. Oleh karena itu penting untuk dibuat suatu formula khusus dalam rangka menjalankan tata kelola yang baik bagi asuransi mikro syariah. Studi ini bertujuan untuk menjelaskan implementasi tata kelola yang baik bagi asuransi mikro syariah. Penelitian dilakukan melalui studi literatur dengan mengumpulkan jurnal-jurnal dan buku-buku literature terkait dengan pelaksanaan tata kelola. Hasil kajian menunjukkan bahwa tata kelola yang baik bagi asuransi mikro syariah dapat didasarkan pada OECD dan peraturan Otoritas Jasa Keuangan POJK Nomor 73/POJK.05/2016 yaitu pronsip transparansi, akuntabilitas, tanggungjawab, Independensi dan Kesetaraan/Keadilan.

Strategi Pembangunan Koperasi Pertanian Alpukat Berbasis Syariah Pendekatan ANP-BOCR Fatikhah Fatikhah; Ahmad Mulyadi Kosim; Abrista Devi
Al Maal: Journal of Islamic Economics and Banking Vol 1, No 2 (2020)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v1i2.1837

Interest in the study is to determine the benefits, opportunity, cost, risk and strategic alternatives in decision-making in the development of agricultural cooperatives.This study uses research methods analytic network process (ANP) with the benefits of network opportunity cost risk (BOCR). Data collection is done through in-depth interviews (indepth interview) and questionnaires by respondents. The results of this study indicate that on a priority basis the decision of the respondents would provide benefits to agriculture avocado compared with the costs and risks of the construction decision for agricultural cooperatives avocado. Based on the strategic priorities in the development of agricultural cooperatives are SDM and knowledge of cooperatives.

ISLAMIC GROUP LENDING MODEL (GLM) AND FINANCIAL INCLUSION Abrista Devi; Aam Rusydiana
IJIBE (International Journal of Islamic Business Ethics) Vol 1, No 1 (2016): March 2016
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.1.1.80-94

The lack of capital access from poor society to Indonesia banking is greater. These all are caused by poor society don’t have enough collateral which is requested by bank officer to get loan. Non-bank financial institution is one of micro-financial institution which has covered all of poor society and also maximizing the existency of UMKM, include social model credit capital (GLM). The aim of this study to see the form of Group Lending Model (GLM) and its’ impact to their members social structure. This research also tries to give the solutions such as the first GLM development strategy in other to be more effective and efficient. The methods used are Structural Equation Modeling (SEM) and Interpretaive Structural Modeling (ISM). Based on the measurement of some indicators there are the participation indext of society, society development, good repayment rate, good cross reporting, and penalty implications appropriate with the regulations. The results show that GLM programme, the society feel the differenciation from the economic and social condition between before and after following this programme. This is valuable invention for economic studies. GLM development strategy are devided into 7 levels with its important elements are : the needy of similiarity fund access for all of financial institution. The needy of human resource quality development as the pioneer of group lending model, and the importance of inclusive financial to all financial system.

Pengaruh Etika Bisnis Islam Dan Kualitas Pelayanan Terhadap Kepuasan Dan Loyalitas Pelanggan Hotel Syariah Di Bogor Risma Nur Maulidya; Ahmad Mulyadi Kosim; Abrista Devi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 11, No 2 (2019)
Publisher : IAIN Syekh Nurjati Cirebon

This research was aimed to know the influence of Islamic business ethics and the service quality towards customers' satisfication and loyalty, and also to know the influence of satisfication towards customers' loyalty in sharia hotel in Bogor. This research was done in two sharia hotels in Bogor which were Sahira Butik Hotel and Srigunting Inn Hotel. The population of this research was all customers in Sahira Butik Hotel and Srigunting Inn Hotel. The sample of this research was 100 respondents. The method used in this research was quantitative method. For the data analysis, the researcher used Part Least Square (PLS) method by using Samrt PLS 3.0 software. The findings of this research showed that Islamic business ethics had given a significance influence and had positive responses towards customers' satisfication and loyalty. The service quality had given a significance influence and had positive responses towards customers' satisfication and loyalty. The customers' satisfication had given a significance influence and had positive responses towards customers' loyalty.

Konseptualisasi Peran Strategis pada Pendidikan Literasi Keuangan Syariah Anak Melalui Pendekatan Systematic Review di TK RA Al-Mu’min Gunung Putri Amalia Nabila; Abrista Devi; Indriya Indriya
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 1 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Children have good potential so that they can develop through interaction activities with the surrounding environment. Children can also determine Islamic financial products and services according to their needs, understand the benefits and risks, understand their rights and obligations, and believe that the selected service products can improve children's welfare in accordance with Halal principles and are profitable. Sharia law. Islamic financial literacy, meaning knowledge, skills and beliefs that can influence and improve the quality of financial management decisions to achieve prosperity. with faith, morality, and sharia. This study aims to comprehensively analyze the appropriate role of the relevant parties. The research method conceptually explores the strategic role of various related parties in the development of Islamic financial literacy education among early ages. Sources of information varied with interviews and utilized additional information as logical examination articles, books and applicable reports. The examination is calculated by the systematic review method. Children need Islamic financial literacy education because they need support and direction from each of the four conceptual strategic roles in order to achieve Islamic financial literacy from an early age.

MEMBANGKITKAN PEREKONOMIAN WARGA DIMASA PANDEMI COVID-19 DENGAN CARA BUDIKDAMBER IKAN LELE DAN AKUAPONIK Hafidz Maulana Muttaqin; Abrista Devi
PKM-P Vol 4 No 1 (2020): Juni 2020
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/pkm-p.v4i1.725

Pada kondisi saat ini dunia sedang mengalami pandemi Covid-19. Covid-19 atau yang dikenal dengan nama virus Corona merupakan virus baru yang menyerang saluran pernapasan manusia, Di Indonesia jumlah pasien positif covid-19 sangat banyak hampir di seluruh Negara Indonesia warga nya terdampak wabah virus ini. Aktifitas menjadi terhambat dan memperburuk perekonomian. Dan pemerintah pun menetapkan kebijakan baru untuk meminimalisir penyebaran virus covid-19 dengan PSBB atau Pembatasan Sosial Berskala Besar dimana akibat dari kebijakan tersebut masyarakat mengalami kesulitan dalam mencari kebutuhan pokok untuk bertahan dimasa pandemic. Budikdamber plus akuaponik merupakan salah satu cara membudidayakan tanaman dan sayuran dalam ember dengan cara yang sederhana dan modal yang sedikit. Dengan adanya penemuan teknik pertanian dan perikanan yang sederharhana yaitu bukdidamber plus akuaponik diharap bisa membantu menghadapi permasalahan saat ini. Bukdidamber mampu menciptakan peluang usaha dan menambah pengahasilan ditengah masa pandemi covid 19 seperti sekarang.

DIGITALISASI WARUNG SEMBAKO DAN TERINTEGRASI DENGAN PAYMENT GATEWAY BERBASIS SYARIAH Ahmad Riswantio; Abrista Devi
PKM-P Vol 4 No 2 (2020): Desember 2020
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/pkm-p.v4i2.747

Mitra dalam KKN Gagasan Tulis Mandiri ini adalah Usaha Mikro Kecil dan Menengah (UMKM) yang bergerak dalam bidang usaha retail atau warung sembako di Bantar Kemang Kota Bogor. UMKM yang menjadi mitra pengabdian ini belum lama membuka usahanya di bidang retail dan dari segi pemasarannya masih menggunakan cara yang konvensional. Karena itu UMKM ini perlu diberikan pelatihan mengenai digital marketing agar pemasarannya dapat lebih baik dan dapat memperluas cakupan pasarnya serta dapat menunjang kegiatan penjualan yang lebih baik. Selain itu, UMKM ini pun diberikan bantuan dalam membuat akun bisnis berupa Google Bisnis, Kerja sama dengan mitra yaitu WARKO Platform usaha retail online dan Mengintegrasikan dengan Payment Gateway Syariah, dan bantuan cara penggunaannya. Luaran atau hasil yang didapatkan adalah akun Google Bisnis, bermitra dengan WARKO, integrasi dengan Payment Gateway, dan artikel ilmiah yang diterbitkan dalam jurnal nasional. Metode yang digunakan dalam hal ini adalah ceramah, pendampingan dalam membuat akun, bermitra dengan warko dan mengitegrasikan dengan payment gateway, dan penyuluhan penggunaan sistem yang telah dibuat tersebut. Hasil dari pengabdian ini adalah ilmu dalam melakukan pemasaran secara digital dengan memanfaatkan teknologi yang telah ada untuk meluaskan target pasar, dan untuk membiasakan dalam new normal.

Analisis Pengelolaan Dana Wakaf Uang Di Indonesia Aam S. Rusydiana; Abrista Devi
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 10 No 2 (2017): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v10i2.74

Wakaf merupakan salah satu hukum Islam yang menyangkut kehidupan masyarakat sebagai ibadah ijtima’iyyah yang berfungsi untuk kepentingan masyarakat dalam rangka pengabdian kepada Allah SWT. Dalam prakteknya perwakafan di Indonesia saat ini menghadapi persoalan yang cukup rumit, karena umumnya merupakan wakaf non produktif. Berbicara tentang wakaf tunai, institusi wakaf tidak hanya sebagai ritualitas keagamaan tetapi bisa menyentuh aspek kemanusiaan dengan memberdayakan potensinya untuk kesejahteraan publik semaksimal mungkin. Penelitian ini mencoba untuk mengidentifikasi faktor-faktor yang dominan menjadi hambatan dalam pengelolaan dana wakaf tunai di Indonesia, dengan pendekatan metode Analytic Network Process (ANP), berikut prioritas solusi yang dapat ditawarkan. Hasil penelitian menunjukkan bahwa permasalahan yang muncul dalam pengelolaan danawakaf tunai di Indonesia terdiri dari 4 aspek penting yaitu: aspek sumber daya manusia (SDM), aspek kepercayaan, aspek sistem, dan aspek syariah. Penguraian aspek masalah secara keseluruhan menghasilkan urutan prioritas: 1) masalah kepercayaan (dimana prioritas nomor satu masalah sub kriteria kepercayaan adalah lemahnya kepercayaan donator), 2) masalah syariah (yaitu tidak terpenuhinya akad wakaf, 3) masalah sumberdaya manusia (yaitu penyelewengan dana wakaf), dan 4) masalah sistem (yaitu lemahnya sistem tata kelola). Adapun strategi yang dapat dibangun untuk mengembangkan wakaf tunai berdasarkan urutannya terdiri dari: 1) komputerisasi manajemen pengelolaan dana wakaf tunai, 2) pembentukan lembaga pendidikan wakaf, 3) peningkatan kualitas pengelola dana wakaf, dan 4) transparansi dan akuntabilitas. Keywords: Cash Waqf, Management, ANP

Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Amri, Yusuf Annisa Yasrien Algaisya Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Muâ€™jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Ghefira Shindy Nofianti Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri, Muhammad Muhammad Faishal Hidayat Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah mustafidah, shofiatul Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurman Hakim Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Prastowo, Bramastyo Bontas Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusdi Kasman Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Zulfahmi Zulfahmi Zulfahmi Zulfahmi

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