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Abrista Devi

Universitas Ibn Khaldun Bogor

Author-ID : 1193220

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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MENCARI SOLUSI PENGEMBANGAN LEMBAGA KEUANGAN MIKRO SYARIAH DI INDONESIA Aam S. Rusydiana; Abrista Devi
Jurnal Dialog Vol 36 No 1 (2013): JURNAL DIALOG
Publisher : Sekretariat Badan Litbang dan Diklat Kementerian Agama RI

LKMS merupakan lembaga keuangan yang berorientasi pada upaya peningkatan kesejahteraan anggota dan masyarakat. Lahirnya lembaga keuangan mikro syariah di Indonesia merupakan salah satu jawaban melihat perkembangan perbankan syariah yang masih terpusat kepada masyarakat menengah ke atas. Faktanya, LKMS telah tumbuh menjadi alternatif pemulihan kondisi perekonomian di Indonesia, khususnya sebagai partner para pengusaha kecil dalam penyediaan modal. Walaupun tumbuh dengan pesat, namun LKMS masih mengalami banyak kendala dalam pengembangannya. Masih banyak permasalahan yang dihadapi oleh institusi ini baik dari sisi internal maupun eksternal. Penelitian ini mencoba untuk mengidentifikasi penyebab serta faktor-faktor yang dominan menjadi hambatan dalam pengembangan LKMS di Indonesia, dengan pendekatan metode BOCR Analytic Network Process (ANP), termasuk solusi strategis yang diusulkan. Berdasarkan urutan prioritas, maka alternatif aspek menunjukkan bahwa aspek technical menjadi aspek prioritas, selanjutnya diikuti oleh aspek legal/structure, pasar/komunal, dan SDM. Penguraian solusi secara keseluruhan menghasilkan urutan prioritas 1) Pembinaan/ sosialisasi/pendampingan masyarakat menjadi prioritas utama, selanjutnya diikuti oleh 2) inovasi produk, 3) lokasi strategis, 4) kerjasama dengan LKS lainnya, dan 5) menjadikan elemen eksternal sebagai pusat informasi dan media sosialisasi. Sedangkan prioritas strategi yang dianggap dapat meningkatkan pengembangan LKMS di Indonesia terdiri dari: 1) mengoptimalkan peran pemerintah dalam pendanaan, 2) melakukan koordinasi dengan PINBUK, dan 3) linkage program LKMS-BMT-BPRS-Bank Umum Syariah.

STRATEGI PENGELOLAAN DANA WAKAF TUNAI DI INDONESIA: SEBUAH PENDEKATAN METODE AHP Aam S. Rusydiana; Abrista Devi
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Waqf is one of Islamic law that concern to people’s lives which is has a function for the community interest in order to obey to Allah SWT. In practice, waqf in Indonesia faces many hard problems, because commonly known as non-productive waqf. Talking about cash waqf, waqf institution not only as religious rituality but also could touch humanity aspect by empowering its potency to maximize public wealth. This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using AnalyticHierarchy Process (AHP) method. Here is also offered some solutions for the problems identified. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) the development of waqf education institutions, 2) more computerized cash waqf management, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step. The overall results are relatively consistent with studies Rusydiana and Devi (2013) on the same theme, although there is little difference in terms of eigenvalue

PERAN FINANCIAL TECHNOLOGY PADA PEMBIAYAAN PEER TO PEER SYARIAH TERHADAP PERTUMBUHAN USAHA KECIL: PENDEKATAN ANALYTIC NETWORK PROCESS Nida Hafia; Ahmad Mulyadi Kosim; Abrista Devi
Kasaba Vol 12, No 2 (2019)
Publisher : Univ Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/kasaba.v12i2.3019

Financial technology (Fintech) is proof the development of digital technology that provides innovation in the form of a financial service provider, it certainly will affect economic growth in Indonesia. Fintech in Indonesia has not been fully utilized by the public especially Fintech Sharia Peer to Peer Lending. widespread activity based on digital creates challenges and opportunities to develop businesses / businesses for MSMEs, challenges faced by one of them MSME mindset that is not yet in tune with technological developments. MSME businesses can access Islamic financial services products and apply for financing directly without having to go to Islamic finance offices. With this like then can increase financial inclusion and encourage MSME business growth. Using a method Analytic Network Process (ANP) of this research try to decipher the factors which affects the growth of the MSME business MSMEs in the form of Benefit, Opportunity, Cost, Risk criteria and formulate Strategy as acceleration optimize the role of fintech sharia peer to peer lending in encouraging the growth of the MSME business. The results of the analysis of data processing shows the cluster opportunity criteria be the main factor which can given fintech sharia peer to peer lending to encourage the growth of the MSME and the followed by the Benefit, Cost and Risk criteria. Financial education and socialization to MSMEs became the highest agreement of the experts as an effort to optimize the role fintech sharia peer to peer lending in encouraging the growth of the MSME.

Pengaruh Pemahaman Agama Islam terhadap Perilaku Sosial Siswa di SMP Negeri 1 Ciomas Fida Khotimah; M. Kholil Nawawi; Abrista Devi
As-Syar'i: Jurnal Bimbingan & Konseling Keluarga Vol 5 No 1 (2023): As-Syar’i: Jurnal Bimbingan & Konseling Keluarga
Publisher : Fakultas Syariah IAIN Laa Roiba Bogor

The way students behave today needs serious attention. Because many things are not in accordance with the understanding of Islam that is shown in the family and at school, it is due to a lack of understanding of Islam by students. This study aims to determine 1). Understanding of Islam in class VIII at SMP Negeri 1 Ciomas, 2). Social Behavior of Class VIII students at SMP Negeri 1 Ciomas, and 3). The influence of Islamic religious understanding on the social behavior of eighth grade students at SMP Negeri 1 Ciomas. The approach used is quantitative with a survey method, namely a data collection carried out in the form of a questionnaire/questionnaire, which is then disseminated to respondents. The selected respondents are the return of 59 students of class VIII. The results of this study indicate that the understanding of Islam in class VIII is in the good category. This is based on the number of respondents' answers with the answer "Strongly Agree" 65.3%, the answer "Agree" 28.0%, the answer "Doubtful" 10.6%, and for the answer "Disagree" 16.6%. Class VIII Social Behavior in good category. This is based on the number of respondents' answers with the answer "Strongly Agree" 31.6%, the answer "Agree" 26.2%, the answer "Doubtful" and the answer "Disagree" 30.4%. From the simple linear regression test (ANOVA test) that the results of Fcount = 8.214 with a significant value of 0.006 <0.05 so it can be ascertained that Religious Understanding has an effect on Students' Social Behavior. Then based on the coefficient test, the Constant (a) value of 1.875 shows that when Religious Understanding (X) is feasible or not increasing, Social Behavior (Y) will still be worth 1.875. Then, the value of the regression coefficient (B) is 0.344, which indicates a unidirectional effect. That is, if the understanding of religion increases by one unit, it will increase behavior by 0.344 units with a significant 0.006 <0.05 so that it can guarantee that religious understanding has an effect on students' social behavior. Keywords: Understanding of Islam, Social Behavior.

INTERPERSONAL CONFLICT AND ORGANIZATIONAL POLITIC AS JOB PERFORMANCE’S PREDICTORS OF BTN SHARIA OFFICERS Abrista Devi; Ilham Wahyudi; Muchlis Muchlis; Nisa Gettar Sukma Sari
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 6, No 2 (2022)
Publisher : Univeristas Islam Bandung

This study is addressed to investigate the impact of interpersonal conflict and organizational politics toward job-strain and employee’s performance of BTN (Bank Tabungan Negara) sharia, Bogor. Hybrid model of PLS were developed with the basis of an extensive literature review, the model also will be tested to obtain an empirical insight about the hypothesized impact. The data were collected from 215 employees who works in BTN Sharia for minimum a year. Performance data were also obtained from employee’s self-evaluation. This study employs quantitative approach with SEM-PLS (Structural Equation Modeling – Partial Least Square) methodology. The findings show that interpersonal conflict and organizational politics have positive and significant impact to the job strain, and interpersonal conflict has direct and indirect impact to job performance. There was no evidence that job strain moderated the effects of organizational politics to job performance. In addition, this study implies that the management of BTN sharia requires to maintain on manageable interpersonal conflict and good quality of organizational politics to achieve lessen job strain and boost job performance of their employee.

Faktor-Faktor yang Mempengaruhi Keputusan Investasi Syariah Mahasiswa di Kabupaten Bogor Reza Maulana; Abrista Devi; Suyud Arief
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 2 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The development of the economic and financial sectors has had a major impact on the increasing number of financial instruments and products offered as a form of adjustment to meet the needs & desires of the global community, one of which is sharia investment. Sharia investment instruments were developed to meet the needs of most of the world's Muslims in developing their assets with sharia principles. As one of the countries with the largest Muslim population in the world, Indonesia has enormous potential in sharia investment. But in fact, until now its market share is still relatively low.College students are a worthy target of market share to increase the rate of sharia investment in Indonesia because students have a high level of sensitivity to existing developments and are considered to have proper knowledge. In determining investment decisions, of course, there are factors that can influence investors, some of which include sharia investment, sharia financial literacy, religiosity, social environment, sociodemography, and investment returns.. In this study, the influence of these factors was identified on sharia investment decisions with students in Bogor Regency as subjects. Quantitative research is the method used by researchers with a sample of 100 respondents and the Structural Equation Modeling (SEM) method by IBM SPSS AMOS22 as the data analysis technique. The results showed that there was a significant & positive effect both simultaneously & partially on the variables of Islamic financial literacy, religiosity, social environment, sociodemography, and investment returns on Islamic investment decisions of students in Bogor Regency. Keywords: Sharia Investment, Islamic Financial Literacy, Religiosity, Social Environment, Sociodemography, and Investment Return.

Analisis Fenomena Praktik Money Game pada Aplikasi Trading Investasi Menurut Perspektif Islam Siti Salbiah; Hendri Tanjung; Abristadevi Abristadevi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The rise of binary options trading, especially the OctaFX application, in carrying out buying and selling financial assets. Whether it's buying and selling foreign currency (forex), stocks, derivatives, to cryptocurrencies (cryptocurrency). practice money game and the views of Islamic law by using three sharia rule guidelines (AAOIFI Standards, MUI Fatwa, and POJK). Thus, it can determine the suitability of binary options trading with sharia law. In this study, the author uses a descriptive qualitative method of content analysis in which the data source is taken from news related to the object of research, namely the case of phenomena that occur in the OctaFX application from the period 2021 to early 2022. The data will be analyzed using content analysis , namely by adjusting the data obtained with the basic guidelines of sharia rules. The extent of compliance with sharia law on binary options trading on the OctaFX application. Based on the results of research conducted and explained by the author that trading practices on the OctaFX application are still far from conforming to sharia rules, as well as the existence of elements of money game which are characterized by the absence of legality in the application, the presence of gharar elements, and not in accordance with the rules of muamalah law. Keywords: Money Game Practice, OctaFX Trading, Islamic Perspective

PENGEMBANGAN HANDOUT PEMBELAJARAN IPA BERBASIS STEM UNTUK MENINGKATKAN KEMAMPUAN BERPIKIR KRITIS SISWA KELAS 5 MI Erni Ermawati; Retno Triwoelandari; Abristadevi Abristadevi
VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Vol 13, No 2 (2022): NOPEMBER
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/ve.v13i2.1819

ABSTRAKBerangkat dari permasalahan dalam sektor pendidikan diantaranya yaitu rendahnya kemampuan berpikir kritis siswa, penyampaian materi pembelajaran dengan menggunakan metode yang kurang bervariasi, sehingga menyebabkan siswa kurang termotivasi, cepat jenuh, dan sulit untuk memahami pelajaran. Tujuan dari penelitian ini adalah menghasilkan produk berupa handout pembelajaran IPA berbasis STEM untuk meningkatkan kemampuan berpikir kritis kelas 5 MI. Penelitian yang dilakukan termasuk penelitian pengembangan (Research and Development) yang memanfaatkan model ASSURE yang dikembangkan oleh Smaldino 2005. Hasil validasi handout oleh ahli materi mendapat persentase 84,2%, ahli bahasa 88,8%, dan ahli desain 65,9% sehingga handout yang dibuat dinyatakan layak untuk digunakan dalam pembelajaran di kelas. Uji coba perorangan kepada 3 siswa hasilnya sebesar 63.45%. Pada uji coba kelompok kecil sejumlah 8 siswa hasilnya adalah 75.47% dan uji coba kelompok besar sebanyak 18 siswa hasilnya adalah 79.69%. Hasil pretest dan posttest menunjukan adanya peningkatan kemampuan berpikir kritis siswa pada rata-rata perbedaan uji coba perorangan sebesar 14.33, rata-rata perbedaan uji kelompok kecil sebesar 17.12 dan uji coba kelompok besar sebesar 12.27, hal tersebut menunjukan bahwa handout pembelajaran IPA berbasis STEM efektif digunakan untuk meningkatkan kemampuan berpikir kritis siswa kelas 5 MI.Kata Kunci: Handout, Pembelajaran IPA, STEM, Berpikir Kritis ABSTRACTDeparting from problems in the education sector including the low critical thinking skills of students, the delivery of learning materials using methods that are less varied, causing students to be less motivated, quickly bored, and difficult to understand lessons. The purpose of this study was to produce a product in the form of STEM-based science learning handouts to improve the critical thinking skills of class 5 MI. The research carried out includes research and development that utilizes the ASSURE model developed by Smaldino 2005. Validation handout by material experts got a percentage of 84.2%, linguistic experts 88.8%, and design experts 65.9% so that handouts made were declared suitable for use in classroom learning. Individual trials to 3 students the results of 63.45%. In the small group trial of 8 students the result was 75.47% and the large group trial of 18 students the result was 79.69%. The results of pretest and posttest showed an increase in students' critical thinking skills on the average difference in individual trials of 14,33, the average difference in small group trials of 17,12 and large group trials of 12,27, this shows that handouts are effectively used to improve the critical thinking skills of 5th grade MI students.Keywords: Handout, Science Learning, STEM, Critical Thinking

Upaya Guru dalam Menumbuhkan Sifat Kepemimpinan Siswa di MA Mu’allimien Muhammadiyah Leuwiliang Irma Nur Sapitri; Oking Setia Priatna; Abristadevi Abristadevi
Jurnal Pendidikan dan Konseling (JPDK) Vol. 4 No. 5 (2022): Jurnal Pendidikan dan Konseling
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v4i5.7800

Kepemimpinan masa kini perlu dipersiapkan secara terencana, bertahap dan melalui proses yang panjang. Maka dari itu, kepemimpinan dalam diri seseorang dapat terlahir melalui beberapa proses yaitu proses akademik, proses alami, dan perpaduan keduanya. Dalam hal ini, sekolah sebagai lembaga pendidikan formal sangat penting dan berperan dalam memajukan generasi penerus bangsa karena di dalamnya terdapat kegiatan proses belajar mengajar yang teratur dan terencana. Tujuan dari penelitian ini yaitu untuk mendeskripsikan upaya yang dilakukan oleh guru dalam menumbuhkan sifat kepemimpinan siswa dan menganalisis sejauhmana sifat kepemimpinan siswa di MA Mu’allimien Muhammadiyah Leuwiliang. Adapun metode yang digunakan pada penelitian ini ialah kualitatif dengan pendekatan studi kasus. Hasil penelitian menunjukan bahwa : 1) Upaya guru dalam menumbuhkan sifat kepemimpinan siswa dilakukan dengan dimuatnya kurikulum yang menunjang yaitu tersedianya mata pelajaran takhasus diantaranya mata pelajaran keorganisasian, ilmu dakwah dan ilmu guru, penggunaan metode pembelajaran dengan diskusi dan kelompok, memberikan nasihat dan motivasi kepada siswa, serta melalui keteladanan. 2) Sifat kepemimpinan yang dimiliki siswa diantaranya mempunyai sifat tanggung jawab, mampu berkomunikasi yang baik, jujur dan percaya diri. Sejauh ini sifat kepemimpinan di MA Mu’allimien Muhammadiyah Leuwiliang dikatakan cukup baik namun perlu terus ditingkatkan.

PERAN MATA PELAJARAN KEORGANISASIAN TERHADAP SIKAP KEPEMIMPINAN SISWA MA MU’ALLIMIEN MUHAMMADIYAH LEUWILIANG BOGOR Khofifah Indah Nurhasanah; Oking Setia Priatna; Abristadevi
KOLONI Vol. 1 No. 2 (2022): JUNI 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

There is a decrease in leadership attitudes in students so that schools need subjects that support to maintain student leadership attitudes so that they are well maintained and there is no continuous decline in student leadership attitudes. Organizational subjects have a role in student leadership attitudes, namely student responsibility, student discipline, student confidence, and student communicativeness. The author uses descriptive qualitative research methods, the data obtained through interviews, questionnaires, and documentation. The approach used by the researcher is a field research approach, namely the results of the data as research findings, abstracted to obtain complete information on drawing conclusions. This research took place at MA Mu'allimien Muhammadiyah Bogor. Based on the research that has been done, the following results are organizational subjects are sciences that study organizational values and leadership, which include organizational theories, basic theories of leadership, basic theories of management, basic theories of problem solving. In the learning process there are teachers who have certain competencies, enthusiastic students, use organizational book media, use lecture, discussion, and question and answer methods, study materials that have been designed, and evaluate organizational learning subjects by means of UAS, UTS, and other assignments. So that organizational subjects have a role in the leadership attitude of the students of MA Mu'allimien Muhammadiyah Leuwiliang Bogor. This is evidenced from the results of the calculation of the correlation value or R relationship which is equal to 0.557, the coefficient of determination (R square) is 0.311 which implies that the X variable to the Y variable is 31.1%. The results of the data that have been presented show that the significance value obtained is 0.001 which means that the X variable affects the Y variable. Keywords: Organizational Subjects, Attitudes, Student Leadership

Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Amri, Yusuf Annisa Yasrien Algaisya Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Muâ€™jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Ghefira Shindy Nofianti Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri, Muhammad Muhammad Faishal Hidayat Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah mustafidah, shofiatul Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurman Hakim Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Prastowo, Bramastyo Bontas Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusdi Kasman Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Zulfahmi Zulfahmi Zulfahmi Zulfahmi

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