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Understanding Financial Risk Dynamics: Systematic Literature Review inquiry into Credit, Market, and Operational Risks: (A Long-life Lesson From Global Perspective to Indonesia Market Financial Strategy) Rizal S, Muh.; Siraj, Muhammad Luthfi; Syarifuddin, Syarifuddin; Tadampali, Andi Caezar To; Zainal, Henni; Mahmud, Ramlan
Atestasi : Jurnal Ilmiah Akuntansi Vol. 7 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v7i2.927

Abstract

This research delves into the intricate dynamics of financial risks—specifically credit, market, and operational risks—within the banking, investment, and corporate sectors, with a focus on both global and Indonesian contexts. By examining the key factors contributing to credit risk, the impact of global market volatility on financial stability, and the operational risks associated with the digital transformation of the financial sector, the study seeks to offer a comprehensive analysis that is both theoretically robust and practically relevant. This research employs a qualitative systematic literature review (SLR) to explore credit, market, and operational risks within the banking, investment, and corporate sectors, focusing on global and Indonesian contexts. The SLR process includes formulating research questions, identifying and screening relevant literature from databases like Scopus and Google Scholar, and synthesizing findings into key themes: credit risk dynamics, market volatility, operational risks in the digital age, and integrated risk management. This research provides a comprehensive analysis of financial risk management in the banking, investment, and corporate sectors, with a focus on Indonesia and global perspectives. The study reveals that digitalization has a significant impact on operational risk, enhancing efficiency but also increasing vulnerability to cybersecurity threats and disruptions. This underscores the need for robust risk management frameworks to address technology-driven challenges. The research also highlights the importance of improving risk disclosure transparency, which can positively influence credit risk management. Liquidity risk is identified as having a greater short-term impact on financial stability than credit risk, necessitating proactive liquidity management strategies. Technological innovations in finance are found to correlate with increased risks, including failures and cybersecurity threats, which must be carefully managed. The study examines the risks associated with platform-based financing models and the influence of global market volatility on investment strategies. In Indonesia, the banking sector faces distinct credit risk challenges due to high market concentration and systemic shocks, as well as operational risks from rapid digital transformation. The research emphasizes the necessity for Indonesian financial institutions to implement comprehensive cybersecurity measures, maintain resilient IT infrastructure, and utilize advanced monitoring tools to address these emerging risks. The study also stresses the importance of adopting integrated risk management frameworks that account for the interdependencies between credit, market, and operational risks in a globalized market.
From Idea to Publication: Pelatihan Penulisan Artikel Penelitian bagi Mahasiswa untuk Mendorong Budaya Publikasi Ilmiah Adiningsih S, Sri Hutami; Ampa, Andi Tenri; Tadampali, Andi Caezar To; S, Ratnah; Tahir, Muhammad Ilyas Thamrin
Jurnal Pengabdian Masyarakat Mentari Vol. 2 No. 4 (2025): November
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmm.v2i4.171

Abstract

Kemampuan menulis artikel penelitian merupakan keterampilan penting yang perlu dimiliki mahasiswa dalam dunia akademik. Namun, banyak mahasiswa yang masih menghadapi kendala dalam menuangkan hasil penelitiannya ke dalam bentuk tulisan ilmiah yang layak publikasi. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan kemampuan mahasiswa dalam menulis artikel penelitian melalui pelatihan bertajuk “From Idea to Publication.” Peserta kegiatan berjumlah 35 mahasiswa semester 5 Program Studi Pendidikan Ekonomi. Metode pelaksanaan meliputi ceramah interaktif, praktik penulisan, penggunaan aplikasi pengelola referensi Zotero, dan pendampingan penyusunan artikel. Hasil kegiatan menunjukkan peningkatan rata-rata kemampuan menulis ilmiah sebesar 35% berdasarkan perbandingan hasil pre-test dan post-test. Sebanyak 30 peserta berhasil menghasilkan draf artikel penelitian yang sesuai dengan struktur penulisan ilmiah. Selain itu, terbentuk komunitas Young Research Writer Club sebagai wadah keberlanjutan kegiatan. Kegiatan ini terbukti efektif dalam menumbuhkan budaya publikasi ilmiah di kalangan mahasiswa serta mendukung pencapaian indikator kinerja utama perguruan tinggi dalam peningkatan luaran akademik mahasiswa.
The Influence Of Social Proof, Brand Advocacy, Digital Campaigns And Digital Literacy Abilities On Instagram In Building Yotta's Purchase Intention Andi Caezar To Tadampali; Ika Wisudawaty; Sri Hutami Adiningsih S
International Journal of Education, Vocational and Social Science Vol. 4 No. 04 (2025): September - November, International Journal of Education, Vocational and Socia
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijevss.v4i04.2567

Abstract

Marketing in the digital era has evolved with the advent of social media-based marketing strategies. Social media-based marketing strategies are becoming increasingly important for both large companies and MSMEs in building purchase intention for their products. Yotta, a well-known beverage brand in Makassar, presents a digital campaign with the tagline #SemangatYo. The #SemangatYo digital campaign is a form of Yotta's initiative to increase consumer visibility and engagement through digital platforms. This study aims to analyze the influence of social proof, brand advocacy, digital campaigns, and digital literacy on Instagram in building purchase intention for Yotta. This study uses quantitative methods with techniquesnon probability samplingwith the type of sample taken in the research, namelypurposive sampling. This study was conducted through an online questionnaire with 97 respondents from Generation Y and Generation Z who had purchased Yotta products, followed Yotta's Instagram account, and resided in South Sulawesi. Data analysis techniques used classical assumption tests and multiple regression analysis to examine the influence of independent variables (social proof, brand advocacy, digital campaigns, digital literacy) on the dependent variable (purchase intention). The results of the study indicate that the four independent variables simultaneously have a positive and significant influence on Yotta's purchase intention among generation Y and generation Z in South Sulawesi. Partially, the social proof and brand advocacy variables on Yotta's Instagram do not have a positive and significant influence on Yotta's purchase intention among generation Y and generation Z in South Sulawesi. Meanwhile, the digital campaign and digital literacy variables on Yotta's Instagram partially have a positive and significant influence on Yotta's purchase intention among generation Y and generation Z in South Sulawesi. Then the coefficient of determination has a value of 81.5% which indicates that there is 81.5% of the influence of social proof, brand advocacy, digital campaigns, and digital literacy simultaneously on purchase intention while the remaining 18.5% is influenced by other variables that are not used as variables in this study.
ANALISIS STRATEGI PENGEMBANGAN BISNIS MEBEL MUHAJIR DALAM MENGHADAPI PERSAINGAN DI KECAMATAN BAJO KABUPATEN LUWU Najib, Marhawati; Nuralisa, Nuralisa; Tadampali, Andi Caezar To; Ampa, Andi Tenri; Mustari, Mustari
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 3 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i3.4703

Abstract

This study aims to analyze the business development strategy of the Muhajir furniture industry in Rumaju Village, Bajo District, Luwu Regency. Established in 2016, this company faces tight competition and limited innovation and marketing. Informants in this study include the owner of the Muhajir furniture industry, production employees, and customers. This study uses a qualitative research method with data collection techniques in the form of observation, interviews using questionnaires, and documentation. The data analysis technique used is SWOT with the Competitive Positioning Analysis approach. The results of this study indicate that strengths such as having various adequate production machines so that they can produce quality products and can facilitate production, but some weaknesses include dependence on wood suppliers as raw materials and lack of online infrastructure. The opportunities for this furniture business include market expansion, which can open up opportunities to reach more consumers, thus increasing furniture sales. Threats include competition with other furniture industries serving the same segment in the Luwu and Palopo regions, as well as machine breakdowns that could hamper production. Through SWOT analysis, development strategies such as digital marketing, product diversification, and risk management are formulated to increase competitiveness and sustainable growth.