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All Journal Jurnal Orasi Jurnal Tamaddun Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam Jurnal Akta JURNAL YAQZHAN: Analisis Filsafat, Agama dan Kemanusiaan Eralingua : Jurnal Pendidikan Bahasa Asing dan Sastra JURNAL EDUCATION AND DEVELOPMENT Jurnal Hukum Ekonomi Syariah Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat BERNAS: Jurnal Pengabdian Kepada Masyarakat Didaktika: Jurnal Kependidikan Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Jurnal Studi Inovasi Al Fiddhoh: Journal of Banking, Insurance, and Finance Jurnal Studi Sosial Keagamaan Syekh Nurjati Rausyan Fikr: Jurnal Ilmu Studi Ushuluddin dan Filsafat Mafaza : Jurnal Pengabdian Masyarakat Legal Protection for the Partnership Agreement Parties Al Hurriyah : Jurnal Hukum Islam Focus: Jurnal of Law Al Barakat: Jurnal Kajian Hukum Ekonomi Syariah IRSYADUNA: Jurnal Kemahasiswaan IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Jurnal Manajemen Dan Bisnis Ekonomi Strata Law Review Hutanasyah : Jurnal Hukum Tata Negara Strata Social and Humanities Studies Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Journal of Law Justice Journal of Economics and Business LEGALITAS : Jurnal Ilmiah Ilmu Hukum AGHNINA: Jurnal Penelitian Hukum Ekonomi Syariah Multidisciplinary Journal of Religion and Social Sciences (MJRS) Jurnal Pendidikan Impola Journal of Law and Justice ABDIMAS Iqtishadia AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam Ecobankers : Journal of Economy and Banking Jurnal Cakrawala Akademika Jurnal Hukum Ekualitas Jurnal Ilmu Manajemen dan Bisnis (JURMANIS) Dialog Legal: Jurnal Syariah, Jurisprudensi dan Tata Negara Tanfizi : Journal of Islamic Constitutional and Political Law IRSYADUNA: Jurnal Kemahasiswaan Khazanah Hukum Khazanah Sosial International Journal of Islamic Khazanah JURNAL PENGABDIAN KEPADA MASYARAKAT (JPKM) KEBANGSAAN Jurnal Pengkajian Penelitian Syariah dan Ilmu Hukum Jurnal empower : jurnal pengembangan masyarakat Islam Orasi: Jurnal Dakwah dan Komunikasi Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah PEPAKEM: Jurnal Hukum Tata Negara dan Politik Islam DIMASEJATI:Jurnal Pengabdian Kepada Masyarakat
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Resolving Sharia Economic Disputes In Indonesia: Principles, Legal Frameworks, And Implementation Challenges Hafizd, Jefik Zulfikar; Mukhlas, Oyo Sunaryo; Hakim, Atang Abd.
FOCUS: Jurnal of Law Vol 5 No 1 (2024): Focus: March Edition
Publisher : Faculty of Law Universitas 17 Augustus 1945 Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47685/focus.v5i1.607

Abstract

The resolution of Sharia economic disputes requires compliance, stability, public trust, and protection of rights and business relationships. This qualitative research uses a normative juridical approach with library research to analyze the Sharia economic dispute resolution system in Indonesia. The study covers Sharia economic disputes, Sharia principles, the authority of Religious Courts, dispute resolution methods, and challenges in implementing Sharia principles. The findings show that Sharia economic disputes arise from transactions or activities based on Islamic principles. Key principles in dispute resolution include justice, Sharia compliance, consultation, agreement, confidentiality, consensus, and non-discrimination. Religious Courts have exclusive authority over Sharia economic cases based on Law No. 3/2006, the Constitutional Court Decision No. 93/PUU-X/2012, and Supreme Court Regulation No. 14/2016. Disputes can be resolved through litigation or non-litigation methods such as mediation or arbitration. Challenges include limited legal awareness, legal complexity, infrastructure issues, legal harmonization, and differing interpretations.
Pengelolaan Dana Tabarru dan Proses Klaim Asuransi Kesehatan Syariah pada Bank Muamalat Cabang Sumber Hafizd, Jefik Zulfikar; Al-Hanif, Elbayati; Khoirudin, Ahmad; Fatakh, Abdul
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 3 No. 4 (2025): Oktober : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v3i4.3590

Abstract

This study aims to analyze the management of tabarru funds in sharia health insurance and the sharia health insurance claims process at Bank Muamalat Syariah. The method used in this study is a literature study method, and through a qualitative descriptive approach. Sharia Health Insurance has a solid legal basis, firmly rooted in the principles of Islamic sharia (ta'awun, avoiding gharar and usury) and supported by positive Indonesian law (Law No. 40 of 2014) and DSN-MUI Fatwas (No. 21, 52, 53) which regulate general guidelines, Wakalah bil Ujrah contracts, and Tabarru' contracts. All operations are based on the main principles of Takaful (mutual responsibility), Wakalah (representation), and Tabarru' (voluntary contribution) for the benefit of the community broadly and sustainably. In practice, Bank Muamalat's Sumber Branch, in collaboration with trusted insurance partners, strictly manages the Tabarru' Fund, which is separated from the company's funds and invested in halal instruments such as Sukuk and Sharia Deposits. To ensure fairness, the Claims Process is designed to be efficient through a Cashless or Rembes mechanism, while still implementing strict health history verification (anti-fraud) to exclude pre-existing conditions, ensure transparency, and ensure compliance with the agreed-upon agreements to maintain participant trust.
Leasing dan Waralaba dalam Hukum Syariah di Era Digital: Konsep Ijarah dalam Leasing Syariah serta Franchise Halal dan Regulasi Bisnis Waralaba ana, Kusti; Pratama, Farhan Putra; Fadli, Mahfud; Hafizd,M.H., Jefik Zulfikar
LEGALITAS : Jurnal Ilmiah Ilmu Hukum Vol 10, No 2 (2025)
Publisher : Universitas 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31293/lg.v10i2.8683

Abstract

AbstrakArtikel ini mengkaji praktik leasing (sewa guna usaha) dan waralaba (franchise) dalam perspektif hukum syariah, khususnya dalam konteks era digital yang menuntut efisiensi, transparansi, dan kepatuhan terhadap nilai-nilai Islam. Leasing syariah yang didasarkan pada akad ijarah menjadi alternatif pembiayaan yang menghindari unsur riba dan spekulasi (gharar). Ijarah sendiri merupakan akad pemanfaatan suatu aset dengan imbalan tertentu, di mana objek akad harus bersifat halal, jelas manfaatnya, serta tidak mengandung unsur ketidakpastian yang merugikan salah satu pihak. Dalam konteks leasing, akad ini dapat dikembangkan menjadi ijarah muntahiya bit tamlik, yakni sewa menyewa yang diakhiri dengan perpindahan kepemilikan, selama dilaksanakan sesuai dengan prinsip-prinsip syariah. Sementara itu, waralaba halal merupakan bentuk kerja sama bisnis yang membutuhkan kepatuhan terhadap standar halal baik dari segi produk, jasa, hingga sistem operasional dan tata kelola usaha. Sertifikasi halal dari otoritas seperti MUI menjadi aspek penting dalam memastikan kehalalan sistem waralaba. Selain itu, regulasi waralaba syariah harus memperhatikan prinsip keadilan, transparansi dalam akad, dan tanggung jawab bersama antara franchisor dan franchisee. Era digital membawa tantangan sekaligus peluang dalam pelaksanaan prinsip-prinsip ini, melalui teknologi verifikasi halal, sistem kontrak digital, serta pengawasan berbasis platform daring. Artikel ini menggunakan pendekatan kualitatif deskriptif dengan studi pustaka sebagai metode utama. Hasil analisis menunjukkan bahwa praktik leasing dan waralaba dapat sejalan dengan hukum Islam apabila dirancang dan dilaksanakan sesuai dengan prinsip syariah. Kajian ini diharapkan menjadi referensi bagi pelaku usaha, regulator, dan akademisi dalam mengembangkan model bisnis syariah yang berkelanjutan dan adaptif terhadap perkembangan teknologi.Kata Kunci: Leasing Syariah, Ijarah, Waralaba Halal, Hukum Syariah, Era Digital
The Influence of Social Media on the Electability of Political Parties in Cirebon in The 2024 Elections Syaeful Anam; Jefik Zulfikar Hafidz; Am'mar Abdullah Arfan
Tanfizi : Journal of Islamic Constitutional and Political Law Vol. 1 No. 2 (2025): December 2025
Publisher : Program Studi Hukum Tata Negara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/tanfizi.v1i2.9737

Abstract

Elections are a stage for political parties and an embodiment of Indonesian Democracy as stated in article 1 paragraphs 2 and 3 of the 1945 Constitution. In the context of modern politics, social media has become a significant campaign tool for political parties to attract the attention of voters, influence public opinion, and expand the reach of political communication. Social Media impact on the Party's Popularity or Electability. This research aims to analyze the influence and impact of social media on the electability of political parties in the 2024 General Election (Pemilu), as well as the implementation of campaigns using social media from the perspective of Law no. 7 of 2017 concerning Elections, case study of political parties in Cirebon. The method used by researchers is a qualitative method using a Normative Juridical and Empirical Juridical Approach. Data collection techniques are observation, interviews and documentation. The conclusion of this research is that the effective use of social media has a positive correlation with increasing the electability of political parties, especially new parties that do not yet have high electability, on the other hand, parties that are old and have many cadres and have political figures who have been in parliament for a long time do not have much influence through social media on increasing the party's electability
Peran Perguruan Tinggi dalam Membentuk Generasi Moderat: Pentingnya Moderasi Beragama bagi Mahasiswa Jefik Zulfikar Hafizd; Mohamad Rana; Edy Setyawan; Akhmad Shodikin; Ahmad Khoirudin; Tsulis Affah Muntajah; Nurul Ilaina
Irsyaduna: Jurnal Studi Kemahasiswaaan Vol. 5 No. 1 (2025): April
Publisher : LP3M IAI Al Urwatul Wutsqo Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54437/irsyaduna.v5i1.1811

Abstract

This study explores the role of higher education institutions in shaping a moderate generation through the internalization of religious moderation values within academic environments. The focus is on the Faculty of Sharia at UIN Siber Syekh Nurjati Cirebon, which implements strategic approaches through an integrative curriculum, participatory teaching methods, and value-based student activities. This research adopts a descriptive qualitative approach using observations and interviews with lecturers teaching courses related to religious moderation. The findings reveal that values such as tolerance, justice, and balance are conveyed through the integration of moderation content in Islamic studies courses, the use of relevant case studies, and open classroom discussions. Students are also engaged in interfaith programs and community service projects that allow them to apply these values in real-life contexts. The study concludes that higher education plays a strategic role in shaping inclusive and tolerant student character. A holistic curriculum and an open academic environment are effective in fostering a moderate generation in a pluralistic society
Tinjauan Yuridis Normatif Eksekusi Penghitungan Suara Ulang Pemilihan Kepala Desa Bode Lor Oleh PTUN Bandung Firdausiyah, Salsabila; Arfan, Am’mar Abdullah; Hafizd, Jefik Zulfikar
Jurnal Hukum Ekualitas Vol 2 No 1 (2026): Jan-Jun 2026
Publisher : PT. AORSA ADIVISI KAKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56607/8cq7eh98

Abstract

The State Administrative Court is one of the executors of judicial power for people seeking justice regarding State Administrative disputes. Settlement of disputes in the general election of village heads through a State Administrative Court lawsuit is the appropriate legal action because the PTUN has the authority to decide and adjudicate disputes at the election stages. This research aims to review the execution process of decision Number 57/G/2020/PTUN.BDG. The method used in this research is qualitative with a normative juridical approach. The data collection used is literature. The results of this research show that the decision letter in question has been decided to be valid and declared to remain in effect since the PTUN decision has permanent legal force and the Regent of Cirebon did not make a new decision because the person who received the most votes in the process of recounting the votes at the Court regarding the elected Kuwu did not change. even though there were additional votes for all candidates from votes that were previously considered invalid.
The Urgency of Deriving Islamic Law to Ensure Legal Certainty in Indonesia’s Sharia Financial System Jefik Zulfikar Hafizd; Ahmad Khoirudin; Zelanti Deviana Putri; Nur Arifah; Leliya Leliya
JURNAL AKTA Vol 13, No 1 (2026): March 2026
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v13i1.50532

Abstract

Ensuring legal certainty in Indonesia’s Sharia financial system requires more than formal regulations; it depends on the methodologically accountable derivation of Islamic law (ijtihād) to translate Sharia principles into clear, consistent, and enforceable standards for products, supervision, and dispute resolution. Rapid innovation in financial instruments, increasing regulatory complexity, and the value-based nature of Sharia norms intensify the need for institutional ijtihād that preserves the integrity of the Sharīʿah while remaining operational within a codified national legal order. Normative legal analysis, supported by a focused literature review and an examination of relevant statutory, regulatory, and fatwa materials, is complemented by limited field evidence drawn from purposive interviews with key stakeholders—namely a regional MUI chair, legal scholars, Sharia economics experts, and academics—to validate the practicality and institutional relevance of the arguments advanced. Five integrated strategies are advanced for regulatory strengthening: deepening maqāṣid al-sharīʿah as a normative framework, integrating contemporary ijtihād into regulatory structures, harmonizing institutional roles among DSN–MUI, Otoritas Jasa Keuangan (OJK), and Sharia financial institutions, strengthening education and applied research in Islamic economic law, and pursuing limited codification and standardization of Sharia products. Legal certainty is thereby positioned as an outcome of coherent governance and disciplined Islamic legal reasoning, supporting a Sharia financial system that is substantively just, predictable, and sustainable.
PENDAMPINGAN HAFALAN TEMATIK QS. AL-HUJURAT AYAT 11 SEBAGAI UPAYA PENECEGAHAN BULLYING PADA REMAJA Jannah, Syarah Nur Athari; Zulfikar Hafizd, Jefik
JURNAL PENGABDIAN KEPADA MASYARAKAT (JPKM) KEBANGSAAN Vol. 2 No. 1 (2026): Edisi 3
Publisher : LPPM UKRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31848/jpkmkebangsaan.v2i1.4424

Abstract

Verbal bullying remains a significant issue among madrasah adolescents despite their religious educational environment, indicating insufficient internalization of Qur’anic ethical values in daily social behavior. This community service program aimed to prevent bullying through thematic memorization assistance of Surah Al-Hujurat verse 11 integrated into the Qur’anic tahfidz program at Madrasah Aliyah Miftahul Anwar, Garut. The implementation employed educational, da’wah-based, and participatory approaches through guided memorization, verse interpretation, tasmi’ activities, anti-bullying seminars, and parental reinforcement via women’s religious study groups. The results demonstrated improved understanding of Islamic social ethics, more respectful communication patterns among students, and increased collective awareness to reject bullying practices. The program confirms that thematic tahfidz integrated with contemporary social issues is effective in strengthening adolescent character education and enhancing collaboration between schools and families.
Convergence of Sharia Principles in Otoritas Jasa Keuangan (OJK) Indonesia Regulations and Their Impact on National Financial Policy Hafizd, Jefik Zulfikar; Arifin, Tajul; Bisri, Hasan; Jubaedah, Dedah
Khazanah Sosial Vol. 8 No. 1 (2026): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v8i1.51562

Abstract

This study analyzes the convergence of Sharia principles within the Financial Services Authority (OJK) regulatory framework and its impact on the transformation of Islamic financing law in Indonesia. Pursuant to Law No. 21 of 2011 on the Financial Services Authority and Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (P2SK), OJK is mandated to ensure that all Islamic financial institutions operate in compliance with Sharia principles. However, implementation remains suboptimal, both in terms of regulatory products and practical application. Using a qualitative empirical juridical approach, this study combines normative analysis of statutory regulations, OJK circulars (POJK and SEOJK), and DSN-MUI fatwas with field interviews conducted at the OJK Regional Office in Cirebon. In line with Antonios E. Platsas’s theory of legal convergence, the study finds that OJK’s regulatory approach reflects a multimodal integration of top-down legal harmonization and institutional adaptation of Sharia ethics. Nonetheless, convergence in practice remains largely formalistic, as many regulations still prioritize prudential and administrative compliance over substantive realization of maqāṣid al-sharī‘ah. Strengthening coordination between OJK and the Sharia Supervisory Board (DPS) is therefore essential to align regulatory governance with Sharia’s moral objectives of justice, partnership, and sustainability within Indonesia’s national financial system.
Analisa Produk Tabungan iB Hijrah Haji Dengan Akad Wadi’ah Yad Dhamanah Di Bank Muamalat KCP Majalengka Jefik Zulfikar Hafizd
INKLUSIF (JURNAL PENGKAJIAN PENELITIAN SYARIAH DAN ILMU HUKUM) Vol. 6 No. 1 (2021): Juni 2021
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/inklusif.v6i1.7477

Abstract

Ibadah Haji merupakan rukun Islam kelima yang wajib dikerjakan apabila mampu. Sebelum melaksanakan ibadah haji, calon jamaah perlu mendapatkan nomor porsi dengan sebelumnya melakukan pendaftaran dan pembayaran Biaya Perjalanan Ibadah Haji (BPIH). Peran bank sangat diperlukan mengingat banyak masyarakat Indonesia tidak memiliki dana yang mencukupi. Penelitian ini merupakan studi lapangan dengan metode kualitatif deskriptif. Pengumpulan data penelitian dilakukan melalui observasi lapangan, wawancara, dan dokumentasi di Bank Muamalat KCP Majalengka. Tujuan penelitian ini adalah untuk mengetahui produk-produk Bank Muamalat dan mekanisme tabungan Hijrah Haji dengan akad Wadi’ah Yad Dhamanah. Adapun hasil temuan dalam penelitian ini, yaitu pertama, ada tiga macam produk Bank Muamalat yang ditawarkan, yaitu produk penghimpunan dana, produk pembiayaan (penyaluran dana), dan produk pelayanan jasa. Kedua, tabungan iB Hijrah Haji merupakan mekanisme tabungan Hijrah Haji dengan akad Wadi’ah Yad Dhamanah Bank Muamalat KCP Majelengka dilakaksanakan dengan baik sesuai Fatwa DSN MUI Nomor 02/DSN-MUI/IV/2000 tentang Tabungan. Kekurangan Tabungan iB Hijrah Haji adalah pada jumlah nasabah yang relatif masih sedikit. Bank Muamalat KCP Majelengka bisa melakukan berbagai strategi pamasaran, sosialisasi pentingnya tabungan iB Hijrah Haji, dan pemanfaatan secara maksimal e-Banking mengingat potensi transaksi digital sangat baik.
Co-Authors A, Mohamad Fajar Abdul Fatakh Abdul Fatakh Abdul Hakim, Fadlih Achmad Otong Busthomi Adyananda Firnaz Asyifa Aen, I. Nurol Aenuliya Aenuliya Afif Muamar Ahmad Faridz Anwar Ahmad Khoirudin Ahmad Khoirudin Ahmad Khoirudin Ahmad Rofii Ajeng Listya Prihatini Aji, Aniko Akhmad Khalimy Akhmad Shodikin Al-Hakim, Sofian Al-Hanif, Elbayati Alam, Wahyu Bahrul Alaydiah, Fifi Alfaris, Dean Am'mar Abdullah Arfan Amelia, Rika Am’mar Abdullah Arfan Am’mar Abdullah Arfan Am’mar Abdullah Arfan ana, Kusti Anam, Syaeful Anwar Ihsan Hidayat Anwar, Syahrul Apriyanti, Afia Arfa, Dhita Ulviera Arrizky, Muhammad Fadel Aryanti, Agustina Asep Asep Saepullah Asep Saepullah Asep Saepulloh Atang Abd Hakim Avissa, Avrilia Aurelia Azahra, Nayla Alifah Azahra Azriyah, Azriyah B.A.P, Silvy Kanawanti Barokah , Tika Siti Dahlan, Ahmad Zaeni Dean Alfaris Dewi Safitri Dila Mahfidatunnisa Dita Nurjanah Ditta Mardiatta Dwi Astuti Edy Setyawan Edy Setyawan Edy Setyawan Eka Safitri Elisah Elok, Kharisma Ema Nurkhaerani Ema Nurkhaerani Esti Royani, Esti Fadillah Mursid Fadli, Mahfud Fajar Faturrachman Setiawan Fajri, Julfi Fatin Hamamah, Fatin Fauziah, Rifana Febiana, Via Fetty Zelia Fitriani Firdausiyah, Salsabila Gojali, Dudang Guna, Bayu Cakra Hakim, Atang Abd Hakim, Atang Abd. Hakim, Jihan Fadhilah Hamzah Fansuri Harahap, Viviyen Jensifa Harsya, Rabith Madah Khulaili Hasan Bisri Hasan Bisri Hasan, Mustofa Herawati, Mila Huda, Rizki Ihsan Sa'dudin Ikhsan Ikhsan Ilaina, Nurul Ilham Bustomi Ilham Bustomi Iman , Chaerul Jaelani, Ammar Ibnu Jannah, Syarah Nur Athari Janwari, Yadi Jubaedah, Dedah Kaerudin, Pipin Karim, Noer M. Abdul Kharisma Elok Khoirudin, Ahmad Kosim Kosim Leliya Leliya M. Akbar Nafa Mario Rizaldi Maulana Yusup Maulana, Rifkih Maulina, Ade Fitri Meli Musyarofatul Ummah Mohamad Rana Mohamad Rana Mubarok, M. Zaki Muhammad Zaki Mubarok Mukhlas, Oyo Sunaryo Muntajah, Tsulis Affah Mustopa Mustopa Nandito, Moh. Nia Laila Apriliani Nindiani, Resa Normalia, Nita Noviyanti, Alinda Nur Arifah Nurfalah, Fika Siti Nurherawati, Irma Nursetiawati Nursetiawati Nurul Ilaina Nuryani Nuryani Oktaviani, Tabitha Oyo Sunaryo Mukhlas Perdana, Cinta Putu Pratama, Farhan Putra Purnama S, Mei Linda Putri Rahmawati Putri, Zelanti Deviana Rahmadani, Gilang Ramadhan, Mohamad Arya Pradana Ratna Dewi Rita Rita, Rita Riyusi Fitriani Riza Fasya Faturrakhman Rizaldi, Mario Rizky, M. Haikal Rofi, Ahmad Rohana Rohana Rosianti, Elshi Elvira Saiful Ansori Setiawan, Fajar Faturrachman Setiawati, Suci Shodikin, Akhmad Siswahyudianto Sobirov, Babur Sofian Al Hakim, Sofian Sugianto Sugianto Syaeful Anam Syafe’i, Rahmat Tajul Arifin Tajul Arifin Theguh Saumantri Tita Siti Fatimah Tsulis Affah Muntajah Ubaidillah, Ubaidillah Viviyen Jensifa Harahap Wadud, Abdul Muiz Abdul Wibisono, Ian Ainun Widiya Fradinda , Eka Widyawati, Inayah Wing Redy Prayuda Yadi Janwari Yati Haryati Zahra Septiani Zalafy, M. Faqihuddin Zelanti Deviana Putri