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PERSEPSI PEDAGANG PASAR TRADISIONAL TERHADAP PENGGUNAAN SISTEM PEMBAYARAN QRIS (STUDI KASUS: PASAR INDUK TAMIN, KOTA BANDAR LAMPUNG) Rizki Ramdanti, Elma; Ruslaini, Ruslaini; Abizar, Abizar
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 7 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i7.2023.3330-3337

Abstract

Kemajuan teknologi informasi mendorong terciptanya berbagai inovasi pada sistem pembayaran yang lebih praktis, cepat, aman dan efisien. QRIS (Quick Response Code Indonesian Standard) menjadi salah satu opsi pembayaran digital yang relatif baru di Indonesia, namun kian populer dan diminati oleh masyarakat. Bandar Lampung merupakan salah satu kota di Indonesia yang telah menerapkan pembayaran QRIS di pasar tradisional sejak tahun 2021. Adanya kebijakan tersebut, pedagang tradisional di Pasar Induk Tamin dituntut untuk melek terhadap penggunaan teknologi dan memiliki kesiapan berubah dalam pelayanan bertransaksi. Tujuan dari penelitian ini untuk mengetahui persepsi pedagang pasar tradisional dalam penggunaan sistem pembayaran QRIS. Penelitian ini menggunakan pendekatan kuantitatif berbasis deskriptif melalui penyebaran kuesioner. Hasil penelitian menunjukkan penerapan QRIS sebagai metode pembayaran alternatif di Pasar Induk Tamin dinilai belum efektif, karena persepsi pedagang terhadap penggunaan QRIS memiliki persepsi negatif.
The Impact Of Wholesale Pricing Strategies On The Implementation Of Price Conformance Guarantees By Retailers: A Qualitative Review From A Supply Chain Perspective Muhammad Rizal; Ruslaini Ruslaini; Yessica Amelia
International Journal of Business Law, Business Ethic, Business Comunication & Green Economics Vol. 1 No. 4 (2024): Desember: International Journal of Business Law, Business Ethic, Business Commu
Publisher : LPPM STIE Kasih Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70142/ijbge.v1i4.257

Abstract

This study examines the impact of wholesale pricing strategies on the implementation of Price Matching Guarantees (PMGs) by retailers within the supply chain context. While PMGs serve as tools to enhance consumer attraction and loyalty, their implementation is influenced by the pricing policies set by manufacturers. Through an in-depth literature review, this research finds that discriminatory wholesale pricing strategies hinder retailers from offering PMGs, negatively affecting consumer satisfaction and market competitiveness. Conversely, when wholesale pricing is uniform, PMGs can function more effectively, even if manufacturers oppose such practices. This study suggests the need for increased transparency and collaboration between manufacturers and retailers to create a fairer and more sustainable market environment. The findings provide insights for policymakers to formulate regulations that support more ethical pricing practices and for retailers to optimize their pricing strategies to meet consumer expectations.
Pengembangan Kapasitas Aparatur Gampong terkait Penyelesaian Perkara melalui Peradilan Adat Mansari, Mansari; Rizkal, Rizkal; Hadana, Erha Saufan; Nurjannah, Via; Irwansyah, Irwansyah; Hakim, Lukman; Haikal, Muhammad; Ruslaini, Ruslaini; Isa, Muhammad; Hidayat, Rahmad; Bahri, Samsul; Ikhsan, Ikhsan; Fitriliana, Fitriliana
Abdurrauf Journal of Community Service Vol. 2 No. 2 (2025): Abdurrauf Journal of Community Service
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/ajcos.v2i2.459

Abstract

This community service program was carried out to strengthen the capacity of Lam Lumpu Village officials in resolving disputes through customary justice, which has long been the main mechanism for maintaining social harmony. The identified issues include limited understanding of the legal foundations regulated in the qanun and national legislation, case resolution procedures, mediation techniques, and weaknesses in systematically preparing case documents. Through participatory training, field observations, and intensive mentoring, the program focused on improving the technical skills and professional conduct of village officials in handling various types of customary disputes.  The results of the program show a significant improvement in the understanding of customary law as regulated in the Qanun, as well as in the ability to apply mediation techniques supported by effective communication, thereby providing better solutions for the community. [Kegiatan pengabdian kepada masyarakat ini dilaksanakan untuk memperkuat kapasitas aparatur Gampong Lam Lumpu dalam penyelesaian sengketa melalui peradilan adat yang selama ini menjadi mekanisme utama dalam menjaga keharmonisan masyarakat. Permasalahan yang diidentifikasi yaitu pemahaman terhadap dasar hukum yang diatur dalam qanun dan peraturan perundang-undangan, prosedur penyelesaian perkara, teknik mediasi, serta lemahnya kemampuan dalam menyusun dokumen perkara secara sistematis. Melalui pendekatan pelatihan partisipatif, observasi lapangan, pendampingan intensif, kegiatan ini difokuskan pada peningkatan keterampilan teknis dan sikap profesional aparatur dalam menangani berbagai bentuk sengketa adat. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada aspek pemahaman hukum adat yang diatur dalam Qanun, kemampuan menerapkan teknik mediasi berbasis komunikasi efektif sehingga memberikan solusi yang terbaik bagi masyarakat.]
PENINGKATAN MANAJEMEN DAN TEKNOLOGI PEMASARAN PADA UMKM OJESA (OJEK SAHABAT WANITA) DALAM MENGATASI LESS CONTACT EKONOMI MASA COVID-19 Ruslaini, Ruslaini; Abizar, Abizar; Ramadhani, Nina; Ahmad, Imam
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2021): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v4i1.139-144

Abstract

Ojesa (Ojek Sahabat Wanita) is an online motorcycle start-up business specifically targeted for women in the city of Bandar Lampung. Like any other startup business, Ojesa has experienced several obstacles, especially in the aspects of management and application being used; these obstacles have been a bigger challenge during the Covid-19 period. Among the challenges were the absence of planning, organizing, actuating, and controlling (POAC) functions as well as the break down of the server  which made the drivers of Ojesa experienced obstacles in communicating with consumers. The purposes of method of the activities were carried out to explore problems, to find out the urgent less contact problems in the economy during the Covid period, to conduct training and assistance in the aspects of management and marketing technology. These activities have resulted in the implementation of the management function (POAC) in the activity and recording plan, and it eventually launched new products. The upgrade Ram is set unlimited so that the consumers' demands can be served properly, automatically and in real time. There is a more integrated marketing technology development system. Also, there is an improvement in skills and management for its human resources so that they can serve customers in a friendlier, more patient and gentle manner and in the future it is expected to have a solid team and professional human resources.
Enhancement of Skin Pigmentation and Intestinal Health in Comet Goldfish (Carassius auratus) Using Dunaliella salina Teodoresco 1905 Supplemented Diets Iba, Wa; Martono, Martono; Syam, Rukman Awan; Ruslaini, Ruslaini; Abidin, La Ode Baytul; Kurnia, Agus; Nur, Indriyani; Rice, Michael A
Jurnal Ilmiah Perikanan dan Kelautan 2026: JIPK VOLUME 18 ISSUE 2 YEAR 2026 (JUNE 2026, ISSUE IN PROGRESS)
Publisher : Faculty of Fisheries and Marine Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jipk.v18i2.83250

Abstract

Graphical Abstract Highlight Research 1. Dunaliella salina meal (7–9%) optimally enhanced skin carotenoid deposition in C. auratus. 2. Higher D. salina inclusion improved intestinal morphology and reduced inflammatory lesions. 3. Intestine somatic index stabilized at 7–9%, indicating better digestive efficiency. 4. Survival rates increased with D. salina supplementation due to antioxidant and immunoprotected effects. 5. Microalgal carotenoids show strong potential as functional additives for ornamental fish feed.   Abstract Maintaining efficient and stable carotenoid-based pigmentation remains a challenge in aquaculture due to limited dietary carotenoid bioavailability and variable intestinal absorption. Comet goldfish (Carassius auratus) were used as a model species for aquaculture nutrition and digestive physiology to evaluate the effects of natural carotenoid supplementation from microalgae Dunaliela salina on skin pigmentation and intestinal health. This study aims to determine the effect of D. salina meal addition in formulated feed on the carotenoid content of fish skin, growth and survival as well as the intestinal condition of comet gold fish. Experimental diets were prepared by incorporating D. salina meal into a formulated feed at graded inclusion levels (0, 3, 5, 7, and 9%), where the microalgal meal was homogenized with other feed ingredients, pelleted, and oven-dried before use. The initial weight of experimental fish was 4 ± 1 g. The fishes were maintained in aquarium measuring of 40 × 35 × 35 (l × w × h) cm for 30 days and fed until satiation with 5 treatments of formulated feed added microalgae meal at 0, 3, 5, 7 and 9 %.  Commercial feed was used as control feed and all treatments were in triplicates. The highest final carotenoid content in skin of comet fish at 14.82 mg. g-1 was obtained with addition of 7 % microalgae meal.  The highest weight gain was obtained with addition of 5 % microalgae meal at 5.5 g.  Normal comet fish intestinal morphology was found in those feds on 9 % microalgae meal. Intestinal inflammation was observed in those feds with the addition of 3, 5 and 7 % microalgae meal and control feed.  The intestinal somatic index (ISI) value obtained was 1.08-3.06 %.  The survival was 100 % in fish fed with the addition of microalgae meal at high percentage from 5-9%. The findings provide practical guidance for developing natural, microalgae-based functional feeds that improve pigmentation efficiency, support intestinal health, and enhance survival, thereby contributing to more sustainable and economically valuable aquaculture production.  We recommend to use 7-9 % of D. salina meal for use in aqua feed to maintain optimal color, growth and survival of ornamental fish or cultured finfish in general.
Integrasi IQ, EQ, Penguasaan Teknologi dan Ketelitian pada Kualitas Keputusan Organisasi Ruslaini Ruslaini; Ekawahyu Kasih
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 1 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i1.5617

Abstract

In the current era of rapid technological disruption, effective decision-making within organizations is crucial for maintaining competitive advantage and operational sustainability.This study investigates the elements that lead to prudent decision-making, emphasizing the combination of emotional and intellectual intelligence (EQ), constant advancement in technological and information mastery, and meticulousness. The study identifies how these elements interact to improve decision quality by synthesizing the body of previous information. The results show that IQ and EQ together account for 50% of decision quality, whereas knowledge, technological proficiency, and meticulousness account for 20% and 30% of the total, respectively. While EQ focuses on understanding and controlling emotions, IQ covers cognitive skills like logical reasoning and problem-solving. Technology and knowledge mastery facilitate decision-making by delivering pertinent information in a timely manner via efficient knowledge management systems (KMS). Meticulousness, characterized by careful attention to detail, is essential for thorough and precise decision-making. The integration of intellectual intelligence (IQ) and emotional intelligence (EQ), technological proficiency, and meticulousness forms a comprehensive framework for achieving wise and accurate decisions, ensuring that organizations remain agile and responsive to dynamic environments.
Sustainability Dalam Rantai Pasok Global: Tinjauan Literatur Dari Perspektif Bisnis Internasional dan Manajemen Rantai Pasok Ruslaini Ruslaini; Eri Kusnanto
Journal Of Business, Finance, and Economics (JBFE) Vol 1 No 2 (2020): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v1i2.5691

Abstract

In the context of supply chain management and international business, sustainability in global supply chains is crucial. This literature review synthesizes various studies to explore strategies, outcomes, and challenges related to sustainability initiatives in different organizational settings. The findings highlight the importance of stakeholder engagement, technological innovation, and regulatory compliance in promoting sustainable practices. Additionally, adopting green technologies and collaborating with suppliers are essential for enhancing sustainability and operational efficiency. Integrating Sustainable Development Goals (SDGs) and digital advancements is key to achieving competitive advantage and resilience in global markets.
Adopsi Cloud Computing UMKM DKI Jakarta: Peran Kesiapan Teknologi dan Pembelajaran Organisasi Ruslaini Ruslaini; Muhammad Rizal
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 1 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i1.5692

Abstract

This study investigates how organizational learning and technological readiness affect cloud computing adoption strategies among Jakarta's Micro, Small and Medium-Sized Enterprises (MSMEs). The research methodology employed is qualitative with a phenomenological approach. Data were collected through in-depth interviews with MSME owners, managers, and IT professionals, selected using purposive sampling to ensure the variation and relevance of respondents to the research topic. The data obtained were analyzed using thematic analysis to identify and understand the patterns of interaction between technology readiness, organizational learning, and cloud computing adoption. The findings indicate that technology readiness, which includes adequate infrastructure and trained human resources, is a key determinant of cloud computing adoption among MSMEs in Jakarta. Additionally, organizational learning was found to assist MSMEs in overcoming challenges associated with adopting new technologies.
Peran Regulasi dalam Mendorong Adopsi Cloud Computing UMKM DKI Jakarta Muhammad Rizal; Ruslaini Ruslaini; Eri Kusnanto
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 1 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i1.5707

Abstract

This study aims to understand SMEs' perspectives on the impact of regulation on their decisions to adopt cloud computing technology. The research employs a qualitative method with a phenomenological approach to explore the experiences of SME owners, managers, and IT professionals regarding regulatory frameworks affecting cloud computing adoption decisions. Data were collected through interviews with SMEs in the DKI Jakarta region and analyzed using thematic analysis. The findings indicate that government regulations play a crucial role in shaping cloud adoption strategies among SMEs. However, ambiguous and complex regulations present challenges and hinder SMEs' efforts to adopt cloud computing. Despite these obstacles, SMEs demonstrate resilience and flexibility in navigating regulatory challenges by utilizing certified and recognized cloud service providers, thereby mitigating risks associated with regulatory compliance. This study provides insights for policymakers and practitioners to support cloud computing adoption in the SME sector, helping them maintain competitiveness in increasingly competitive markets.
Pengaruh Ekspektasi Kinerja, Ekspektasi Upaya, Dan Keamanan Yang Dirasakan Terhadap Minat Menggunakan Pembayaran Digital Di Jabodetabek Muhammad Rizal; Ruslaini Ruslaini; Sabrina Dwi Aprilia
Studia Ekonomika Vol. 23 No. 2 (2025): Juli: Studia Ekonomika
Publisher : STIE KASIH BANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70142/studiaekonomika.v23i2.180

Abstract

Penelitian ini memiliki tujuan untuk mengetahui pengaruh dari ekspektasi kinerja ekspektasi upaya, dan keamanan yang dirasakan terhadap minat menggunakan digital payment di Jabodetabek. Penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer yang didapatkan dari kuesioner yang disebar. Populasi dalam penelitian ini mencakup pengguna digital payment dari berbagai latar belakang, seperti masyarakat umum, mahasiswa, pekerja, dan sebagainya, yang menggunakan atau tertarik menggunakan pembayaran digital dalam transaksi keuangan mereka di wilayah Jabodetabek. Dengan menggunakan metode pengambilan sampel yang dapat digunakan untuk judul tersebut adalah metode pengambilan sampel acak (random sampling). Dalam metode ini, setiap anggota populasi memiliki peluang yang sama untuk dipilih sebagai sampel. Analisis data menggunakan software SPSS Versi 25 untuk uji instrumen, analisis deskriptif dan regresi linier berganda, uji asumsi klasik, dan uji hipotesis/statistik. Penelitian menunjukkan bahwa ekspektasi kinerja, ekspektasi upaya dan keamanan yang dirasakan berpengaruh positif dan signifikan secara parsial dan simultan terhadap minat menggunakan digital payment.
Co-Authors A. Sigit Pramono Hadi Abdillah, Satria Yuda Abdul Rahman Abizar Abizar Abizar AGUS KURNIA Agustinus, Rendy Amalia, Yessica Amir Mukhlis Andrew Subhana Anggoro Sugeng Apriadi, Anton Ardana, Pitharia Ariesta, Tierza Asban, Asban Asep Kusmawan Aslan, La Ode Muhammad Briliani, Khoirunnisa Budi, M. Wahid Setio Cahyatih Kumandang Chandra Purnama, Chandra Choirunnisak, Choirunnisak Dadang Irawan Derren Christof Wilson Diajeng Herika Hermanu Eka Wahyu Kasih Eri Kusnanto Ernawati Ernawati F Fatimah, F Fachry Abda El Rahman Fadilla, Fadilla Firnanda, Riska Fitriliana Fitriliana Grace Yulianti Hadana, Erha Saufan Heri Sutopo Iba, Wa Ikhsan, S.Sy., MH Imam Ahmad Indradewa, Rhian Indriana, Nova Irwansyah Iskandarsyah, Egastia Lazuardie Jumianti, Jumianti Kafiden Langsar Waruwu Kasmin, Rosmida La Ode Baytul Abidin Liana Ependi, Zelsy Lukman Hakim Mansari, Mansari Martono Martono Megawatie, Megawatie Mohamad Chaidir Mohammad Chaidir Muhammad Fillah Muhammad Haikal Muhammad Idris Muhammad Isa Muhammad Luthfi Muhammad Rizal Nasutiah Nasutiah Ngadi Permana Nina Ramadhani Wulandari Nofita, Nofita Noor Islahudin, Ahmad Nur ‘Azah Nur, Indriyani nurjannah, via Perwitasari, Malida Praningsih, Tati Pribadi, Bhakty Abda Purba, John Tampil Ramadhani W, Nina Ramadhani, Nina Ramdhani W, Nina Rice, Michael A Rina Amelia Rizkal, Rizkal Rizki Ramdanti, Elma Rohana Rinjani Manurung, Ully Romadan, Gilang Royan Mustofa, Muhammad Rudy Haryanto S Sumarno Sabrina Dwi Aprilia Sahala Harahap Samsul Bahri Sari, Lidya Sekar Shinta Amelia Siti Masitah Sri Utami Nurhasanah Subhki, Farid Fauzan Sulistiani Sulistiani, Sulistiani Syam, Rukman Awan Tanti Sugiharti Ulil Albab Ulil Albab Wahyu Wulandari Wulandar Abizari, Nina Ramadhani Yessica Amelia Yessica Amelia Yumerza, Revi Zulaiha, Erni