Claim Missing Document
Check
Articles

Pengaruh Non Performing Loan Dan Loan to Deposit Ratio Terhadap Rerurn On Assets Pada PT. Bank Rakyat Indonesia (Persero) Tbk. Risma; Afriyani; Andriani Yasin, Nurfatwa; Rahman, Agussalim
Khazanah Journal: Economics, Muamalah & Entrepreneurship Vol. 2 No. 2 (2025)
Publisher : LPPM STIE Tri Dharma Nusantara - Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/kh.v2i2.650

Abstract

 The purpose of this study is to determine the Effect of Non Performing Loan and Loan to Deposit Ratio on Return On Asset in PT. Bank Rakyat Indonesia (Persero), Tbk. The types of data used in this study are qualitative and quantitative. The data source used in this study is secondary data. The analysis methods used are descriptive analysis and multiple linear regression, determination coefficient (R2), correlation coefficient (r), t-test, and F test. The results of this study show the regression equation Y = 15,081 – 0.832X1 – 0.118X2, determination coefficient, (R2) = 31,2% and correlation coefficient (R) = 0,559. Non Performing Loan and Loan to Deposit Ratio have a significant effect on Return On Asset. Non Performing Loan have a negative and significant effect on Return On Assets. Meanwhile, the Loan to Deposit Ratio has a negative and significant effect on the Return On Asset at PT. Bank Rakyat Indonesia (Persero), Tbk. H1, H2 and H3 were rejected.
Green Park Energy sebagai Strategi Inovatif Peningkatan Energi Terbarukan di Indonesia Berbasis Green Wakaf Hardiansyah, Kiki; Kanthi Pawening Tyas; Qintar Alifah Ristiana; Risma; Tuti; Rumaisah Azizah Al Adawiyah
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 16 No. 1 (2023): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol16Iss1.183

Abstract

This article aims to develop the concept of green park energy to provide alternative solutions for increasing renewable energy in Indonesia based on green waqf. The research method used is descriptive qualitative with a conceptual type of article. Green park energy is a program that aims to increase the capacity of renewable energy in Indonesia and a means of community recreation in the form of parks. The park will produce electrical energy due to the conversion of various renewable energy such as water flow, solar light, wind or wind movement, biomass energy, and supporting renewable energy derived from pressure into electrical energy and supporting energy such as cooking fuel and vehicle fuel. In its financing, this green project is supported by waqf funds. The park will produce electrical energy due to the conversion of various renewable energy such as water flow, solar light, wind or wind movement, biomass energy, and supporting renewable energy derived from pressure into electrical energy and supporting energy such as cooking fuel and vehicle fuel. In its financing, this green project is supported by waqf funds.
Karakteristik Anak Penderita PJB dengan Pirau Kiri ke Kanan Disertai Pembesaran Ventrikel Kiri di RSPAL dr.Ramelan Fitria Maharani Subroto, Inggrid; Rokhmadoni Pikir, Rizqi; Risma; Diarsvitri, Wienta
Jurnal Kedokteran Meditek Vol 31 No 5 (2025): SEPTEMBER
Publisher : Fakultas Kedokteran Universitas Kristen Krida Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36452/jkdoktmeditek.v31i5.3535

Abstract

Introduction: Congenital Heart Disease (CHD) is one of the most common congenital disabilities, with an incidence of 8-10 per 1000 live births in full-term infants and ten times higher in preterm infants. In Indonesia, the incidence of CHD is estimated at around 8 per 1000 live births.  Understanding the anatomy and pathophysiology of the defect that occurs contributes to the accuracy of management planning.  Purpose: This study aims to identify the characteristics of pediatric patients with CHD featuring left-to-right shunt accompanied by left ventricular enlargement at RSPAL dr. Ramelan Surabaya from 2020 to 2023. Methods:  The descriptive study uses secondary data (medical records) of pediatric CHD patients with left-to-right shunt and left ventricular enlargement, specifically focusing on ventricular septal defect (VSD) and patent ductus arteriosus (PDA) at the pediatric clinic of RSPAL dr. Ramelan.  Results: Based on medical records from 45 samples, the majority of CHD patients were aged 1-12 months (23 children). CHD with VSD was more common in males (18 children), while PDA was more common in females (11 children). Most CHD patients showed no initial complaints (39 children) and did not have other types of congenital heart diseases, with 23 children having VSD and 10 having PDA. Additionally, most patients did not have comorbidities (39 children). Echocardiographic results indicated that most patients had an ejection fraction (EF) greater than 75% (27 children) and a fractional shortening (FS) greater than 45% (23 children). The main management involved echocardiographic evaluation and medication.  Conclusion: The predominant age group for CHD cases at the pediatric clinic of RSPAL dr. Ramelan was 1-12 months, with echocardiographic results showing normal left ventricular function, with EF >75% and FS >45%.  
PEMANFAATAN TEKNOLOGI MELALUI LITERASI DIGITAL UNTUK MENINGKATKAN KETERAMPILAN BERBAHASA DALAM KONTEKS SASTRA Risma; Abel Widiastira; Abdul Haliq
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10 No. 02 Juni 2025 In Build
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.24963

Abstract

This study aims to analyze the use of technology through digital literacy in improving students' language skills, especially in the context of literature learning. This study uses a qualitative descriptive approach with a literature study method to explore the use of digital media such as podcasts and Wattpad. Data were obtained from literature reviews and relevant previous research results. The results of the study show that digital technology, especially through digital literacy, plays an important role in supporting the development of four language skills: listening, speaking, reading, and writing. Podcasts have proven effective in improving listening and speaking skills, while Wattpad encourages students' interest in reading and creative writing skills. Digital literacy also makes a positive contribution to students' ability to filter information, think critically, and communicate effectively in the digital era. Digital media integration is important to improve students' language competency.
SOSIALISASI GERAK TERNAK SEJAHTERA KKN REGULER ANGK. V UNIM BONE DI DESA WAEMPUTTANGE KECAMATAN AMALI: GERAK TERNAK SEJAHTERA Muh. Yusri; H. Sandi, S.Pd., M.Pd.; Herlisa; Nirmalasari; Mursalim; Septian Bayu Anggara; Risma; Andi Arya Saputra; Arisman L
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 03 (2025): Volume 10 No. 03 September 2025 In Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i03.33594

Abstract

This activity is one of the flagship work programs of the Faculty of Agriculture and Animal Husbandry (FPP) by Regular KKN Batch V students of Muhammadiyah University of Bone in the form of community service activities that aim to provide information to the community through socialization, especially to livestock farmers in Waemputtange Village, Amali District, Bone Regency regarding methods or ways to improve the welfare of livestock farmers through increasing livestock productivity, livestock health, and sustainable livestock management such as the results of the livestock. The main target of this prosperous livestock movement socialization activity is the general public who are involved or not in the livestock sector in Waemputtange Village. This activity was carried out with direct presentation of material by KKN students. Based on the results of the activities that have been carried out, the participants, especially livestock farmers, were very enthusiastic about listening to the socialization material and played an active role during the question and answer process regarding increasing livestock productivity, livestock health, and sustainable livestock product management by livestock farmers that are appropriate and have the potential to be implemented in the Waemputtange Village environment. After the socialization activity of the prosperous livestock movement was held, the farmers gained a lot of new knowledge regarding the ease of raising livestock, increasing livestock productivity, maintaining the health of livestock and managing livestock and its results, so that the objectives of implementing this socialization by KKN students were successfully achieved.
Development of Microlearning Teaching Materials Based on Local Culture of North Sumatera in The Subject of Elementary School Social Studies Education Tambunan, Husna Parluhutan; Risma; Nasution, Yusra
JTP - Jurnal Teknologi Pendidikan Vol. 26 No. 2 (2024): Jurnal Teknologi Pendidikan
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jtp.v26i2.52680

Abstract

This study aims to: (1) describe the results of expert tests on the product of E-Book Based on Local North Sumatra Culture in the Elementary School Social Studies Education Course of PGSD Unimed, and (2) describe the usability of the development of Microlearning Teaching Materials Based on Local North Sumatra Culture in the Elementary School Social Studies Education Course of PGSD Unimed. The research method used is the research and development model (Research and Development/R&D) with the Van den Akker development model by developing Microlearning Teaching Materials for Elementary School Social Studies Education Based on Local North Sumatra Culture. The location of the research was carried out at the PGSD study program, FIP Unimed, located on Jl. Willem Iskandar / Pasar V, Medan. The population of this study was all PGSD Unimed students of the 2020 batch totaling 225 students consisting of 11 (AK) regular and extension classes. The sample of this study was carried out through class events and one class was selected, namely class B Regular 2020, totaling 40 students. The results of the study indicate that the Local Culture-Based E-Book of North Sumatra in the Elementary School Social Studies Education Course of PGSD that was developed has been validated by material and media experts. The average score obtained from the material experts in stage I was 71% with the criteria "Feasible" and the average score of the material experts in stage II was 90.6% with the criteria "Very feasible". And the results of the media expert assessment were 91.43% with the criteria "Very feasible". In the trial of the Microlearning Teaching Material product to students, a pre-test trial was obtained with a completeness of 23.07% and a post-test result with a completeness of 96.15%. It is concluded that the Microlearning Teaching Material product Based on Local Culture of North Sumatra in the Elementary School Social Studies Education Course of PGSD Unimed is feasible, effective, and practical to use for PGSD Unimed students in 2020.
KEANEKARAGAMAN MAKROFUNGI DI HUTAN LINDUNG GAMBUT LONDERANG, PROVINSI JAMBI, INDONESIA Maritsa, Hasna Ul; Risma; Kartika, Winda Dwi; Batubara, Ummi Mardhiah; Haryadi, Bambang; Ihsan, Mahya
Berita Biologi Vol 23 No 1 (2024): Berita Biologi
Publisher : BRIN Publishing (Penerbit BRIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55981/beritabiologi.2024.4867

Abstract

Makrofungi telah lama menarik perhatian para ilmuwan dan masyarakat karena peran penting mereka dalam kehidupan manusia dan lingkungan. Namun, informasi tentang keanekaragaman hutan rawa gambut intropis makrofungi masih terbatas. Penelitian ini bertujuan untuk membuat katalog keanekaragaman hayati makrofungi dari Hutan Lindung Londerang di Provinsi Jambi, Indonesia. Area ini rentan terhadap kebakaran, yang dapat menyebabkan penurunan keanekaragaman hayati termasuk macrofungi.Penelitian ini menggunakan metode eksplorasi berupa pembuatan jalur makrofungi, dan identifikasi makrofungi. Hasil penelitian menunjukkan bahwa dijumpai sebanyak 39 spesies macrofungi milik divisi filum Basidiomycota dan Ascomycota. Sembilan keluarga diwakili, yaitu: Polyporaceae (tujuh genus: Microporus, Polyporus, Earliella, Daedaleopis, Pycnoporus, Trametes, Ganoderma); Crepidotaceae (satu genus: Crepidotus); Tricholomataceae (dua genus: Mycena, Marasmius); Agaricaceae (dua genus: Cystolepiota, Lepiota); Russulaceae (satu genus: Russula); Auriculariaceae (satu genus: Auricularia); Genus Cantharellaceae 1 Cantharellus, gen Lycoperdiaceae 1 yaitu Calvatia, dan genus Xylariaceae 1 yaitu Daldania. Berdasarkan tempat pertumbuhannya, 68% ditemukan tumbuh di kayu mati dan 16% ditemukan tumbuh di tanah atau sampah.
IMPLEMENTASI KEPEMIMPINAN KEPALA SEKOLAH DALAM MEMBANGUN BUDAYA DISIPLIN DI SEKOLAH DASAR Risma; Raditia; Muhammad Ihsan
Jurnal Humaniora dan Sosial Sains Vol. 2 No. 3 (2025)
Publisher : Pojok Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menggambarkan bagaimana kepala sekolah menerapkan kepemimpinannya dalam membangun budaya disiplin di sekolah dasar. Penelitian dilakukan dengan pendekatan kualitatif melalui metode studi kasus. Teknik pengumpulan data meliputi observasi, wawancara mendalam, serta analisis dokumen. Hasil kajian menunjukkan bahwa kepala sekolah berperan sebagai figur teladan, penggerak kedisiplinan, sekaligus pengawas dalam penerapan aturan sekolah. Budaya disiplin terbentuk melalui komunikasi yang konsisten, penerapan penghargaan dan sanksi secara proporsional, serta keterlibatan aktif guru, peserta didik, dan orang tua. Temuan ini menegaskan bahwa kepemimpinan yang efektif menjadi faktor penentu terciptanya lingkungan belajar yang tertib dan kondusif.
PERAN GURU DALAM MENUMBUHKAN KARAKTER DISIPLIN SISWA SEKOLAH DASAR MELALUI PEMBIASAAN DALAM PEMBELAJARAN Risma; haifaturrahmah; Ineng Irma Rezkillah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 04 (2025): Volume 10 No. 04 Desember 2025 Terbit
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i04.35024

Abstract

This study aims to describe the teacher’s role in developing students’ discipline through habituation in elementary school learning. A qualitative descriptive approach was employed, involving teachers and fifth-grade students from an elementary school as research subjects. Data were collected through observation, interviews, and documentation. The results indicate that teachers act as role models, guides, and supervisors in instilling positive habits such as obeying classroom rules, completing tasks on time, and maintaining neatness. Habituation is implemented through daily routines, teacher modeling, reinforcement, and consistent consequences. Challenges faced by teachers include student behavior differences and lack of parental support in reinforcing discipline at home. This study highlights that consistent habituation and school environment support are crucial for shaping students’ discipline. Keywords: Teacher’s Role, Discipline, Habituation, Elementary School
Cardiovascular responses to high-intensity exercise: A systematic literature review comparing trained and untrained individuals Satrianingsih, Baiq; Risma; Dupri; Yulianto, Ari Gana
Journal Sport Area Vol 10 No 3 (2025): December
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/sportarea.2025.vol10(3).21721

Abstract

Background: High-intensity exercise induces distinct cardiovascular responses, but systematic comparisons between trained and untrained individuals remain limited. Objective: The primary objective of this study was to compare cardiovascular responses to HIIT specifically heart rate, blood pressure, and blood lactate levels and to identify factors influencing these differences. Methods: A systematic literature review following the PRISMA framework was conducted for this study. The initial search on the Scopus database using keywords such as “High-Intensity Exercise,” “Cardiac Output,” “Trained,” and “Untrained” yielded 380 articles. After a rigorous screening process, which applied strict inclusion and exclusion criteria including the requirement that articles be published in Q1-Q4 ranked journals between 2014 and 2024 a final set of 10 primary articles was selected for in-depth analysis. Findings/Results: High Intensity Interval Training effectively improves cardiovascular function in both trained and untrained individuals. Significant increases in cardiac output and VO₂ max are observed, particularly in trained cyclists. While untrained individuals also benefit, superior cardiovascular adaptations are seen in those who are trained. Furthermore, HIIT is proven to be safe; it does not increase the risk of cardiovascular dysfunction and even has a cardioprotective effect, demonstrated by an increase in cardiac ejection fraction. Conclusion: This review provides the first systematic synthesis comparing cardiovascular responses to high-intensity exercise between trained and untrained individuals. The findings highlight the importance of training status in exercise prescription and offer practical insights for coaches and health practitioners in optimizing high-intensity training programs.
Co-Authors A. Nur Fitri Abdul Haliq Abel Widiastira Achmad Abubakar Afriyani Afriyani Al Adawiyah, Rumaisah Azizah Andi Arya Saputra Andi Irga Satrawati Taslim Anugerah Putra, Ridha Anwar , Mukhlis Kaspul arham, ihsan Arisman L Armita Atih Rohaeti Dariah BAHRUL ULUM Baiq Satrianingsih Bambang Haryadi Batubara, Ummi Mardhiah Darwin Jaya Tafanao Diaz Capriani Djatiwidodo Edi Pratiknya Dudung Abdullah Dupri EDI PRAKTIKNYA, DJATIWIDODO Ela Eva Pasaribu Fadillah Fahmi Hafid Faizul Faridha Nasir Ferika Desi Fisdayu Fitria Maharani Subroto, Inggrid Fransiska Wulan Safitri Hafnidar Haifaturrahmah, Haifaturrahmah HAMIDAH Hardiansyah, Kiki Harjum Abadi Noer Harmin Sarana Hasnaul Maritsa Helmi Wardah Nasution Herlisa Hikmah Ihsan, Mahya Ineng Irma Rezkillah Isholiha, Nur Istiyanti Jumriani Saputri Kaddas, Badruddin Kanthi Pawening Tyas KEES DE ROODE Kembong Daeng Khairunissa M. Nurzin R. Kasau M. Wahyuddin Abdullah4 Maharani , Dewi Mariani Riska Marlia Rianti Marvin Meylani, Rima Micael Jeriko Damanik Minar Trisnawati Lumbantobing Muh Taufiq Amin Muh. Yusri Muhammad Farid Muhammad Ihsan Mursalim Mutmainnah, Andi Nasrul Nasrul Nasution, Yusra Nirmalasari Nuraini Kasman Nurhusna Nurul Andini Nuswantari, Atika Oka Mahendra, Ida Bagus Putu Parhusip, Austin Alexander Purnama, Hairun Nisa Purnomo Purnomo Qintar Alifah Ristiana Raditia Rahman, Agussalim Ramadhani Fitri Risnauli Rokhmadoni Pikir, Rizqi Rolando Marpaung Ruslina Rusmin Sabarguna, Boy Subirosa Safrin, Muhammad Sahiruddin Sahlan Samirah Samsidah Sandi Sandi Saputri, Julizar Mulya Sarazudin Sariman, Sarina Sarwadi Septian Bayu Anggara Simanjuntak, Bornok Siswanto, Vadil Sopiana , Yunita St. Harbiah Suleha Supiawani Surandi Syarifah Nur Fajrin Tambunan, Husna Parluhutan Tuti Vela, Nur Wienta Diarsvitri Wijaya, Hamid Winda Dwi Kartika, Winda Dwi Yasin, Nurfatwa Andriani Yulianto, Ari Gana YUSUF, RAMAYANI Zainila Wati