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LEVERAGING INITIAL CAPITAL AND INCOME THROUGH HR-DRIVEN INNOVATION: STRENGTHENING HUMAN RESOURCE MANAGEMENT EFFECTIVENESS IN MSMES Dinna Dewi, Almas Farah; Agustiyaningsih, Dea Nova; Handriyono; Fadah, Isti
Bisma: Jurnal Bisnis dan Manajemen Vol. 19 No. 1 (2025)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v19i1.53706

Abstract

This study explores how initial capital, when strategically utilized through HR-driven innovation, enhances the effectiveness of human resource management (HRM) in Micro, Small, and Medium Enterprises (MSMEs). Drawing on data from 155 MSMEs and using multiple regression analysis, the findings reveal that both initial capital and HR-driven innovation significantly influence HRM effectiveness, particularly in areas such as talent development, employee motivation, and organizational adaptability. The interaction between initial capital and innovation indicates that financial readiness, when aligned with innovative HR practices, amplifies the capacity of MSMEs to manage and retain human capital effectively. Meanwhile, other variables such as age, number of dependents, working hours, business duration, monthly capital, monthly personal expenditure, education, marital status, and domicile showed no significant impact. These results underscore the importance of integrating financial strategy with human resource innovation to promote sustainable business growth.
Analisis Islamic Corporate Governance dalam Meningkatkan Kinerja Lembaga Amil Zakat, Infaq dan Shadaqah Muhammadiyah (Lazismu) Bondowoso Isnani, Rofiqoh Nur; Fadah, Isti; Shulthoni, Moch.
IJABAH Vol. 3 No. 1 (2025): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v3i1.633

Abstract

The purpose of this research is to explore the implementation of the principles of Islamic Corporate Governance and analyze the implementation of the principles of Islamic Corporate Governance in improving the performance of the Muhammadiyah Amil Zakat, Infaq and Shadaqah Institution in Bondowoso Regency. Implementation of Islamic Corporate Governance by analyzing the principles in it, namely the principles of transparency, accountability, responsibility, independence, justice and sharia compliance. In this study, the informants were the President Director, Director of Fundraising and Cooperation, Director of Empowerment and Distribution and Director of Finance and Assets of Lazismu Bondowoso. The research method used in this research is qualitative with a case study approach. The results of this study are first, the mechanism for implementing Islamic Corporate Governance by Lazismu Bondowoso has generally been implemented but not fully. Because, there are some shortcomings in several aspects of accountability and transparency. Second, the application of Islamic Corporate Governance aspects, namely transparency, accountability, responsibility, independence, fairness, sharia compliance, has a positive impact on improving the performance of Lazismu Bondowoso.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Pembelian Konsumen Muslim di Alfamart Cabang Tenggarang Bondowoso Ristiana; Isti Fadah; Suparman
IJABAH Vol. 3 No. 1 (2025): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v3i1.1336

Abstract

This study aims to find out and analyze the factors that affect the purchase decision of Muslim consumers at Alfamart Tenggarang Bondowoso branch. This research was carried out quantitatively by collecting primary data obtained through a google form link distributed to respondents. The population of this study is consumers of Alfamart Tenggarang Bondowoso branch. Meanwhile, for the determination of the sample, the Nonprobability Sampling technique of the Purposive Sampling type was used so that a sample of 115 people was prepared. This study uses a multiple linear regression analysis method with SPSS analysis tools. The results of this study show that promotions and price perspectives affect the purchasing decisions of Muslim consumers at Alfamart Southeast Bondowoso branch. Meanwhile, religiosity, product perspective, and location have no effect on Muslim consumers' purchasing decisions at Alfamart Southeast Bondowoso branch. This result is different from previous research where in previous studies it was stated that all research variables affect consumer purchase decisions. This research provides more specific insights into Muslim consumer behavior at Alfamart Tenggarang Bondowoso branch. The main novelty lies in the discovery of two factors that have a significant influence on purchasing decisions, namely promotion and price perspective.
Penguatan Layanan Keiwirausahaan Berbasis Masyarakat di PKBM Rumah Pintar Melalui Aplikasi ROOMPI auliya, yudha alif; Fadah, Isti; Baihaqi, Yustri
Dedication : Jurnal Pengabdian Masyarakat Vol 9 No 2 (2025)
Publisher : LPPM Universitas PGRI Argopuro Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31537/dedication.v9i2.2581

Abstract

Karangharjo Village, located in the Silo District of Jember Regency, exhibits a low level of community education and an economic resilience rating that falls below the national average. During the inaugural year, the collaborative service initiative with PKBM Rumah Pintar concentrated on enhancing application-oriented educational services through ROOMPI. Preliminary assessments indicated an immediate necessity to enhance community entrepreneurial capabilities, especially in financial literacy, digital marketing, and technology application. Consequently, in the advanced phase, the application-oriented entrepreneurship service ROOMPI-HUB was created as a digital platform to enhance micro-business competencies. The employed approaches include of needs assessment, thematic training, mentoring, and the creation of prototype-based application functionalities. The recently introduced feature, the Digital Business Hub, enables students and the public to access interactive modules, discussion forums, and entrepreneurship training services. The training materials encompass financial literacy, micro-business management, product photography, digital branding, and marketing methods through marketplaces. The activity's results indicate a substantial enhancement in competence, as evidenced by pre-tests and post-tests of 20 participants, reflecting an average increase of 62.5%. Specifically, comprehension of photography rose by 63.2%, product downstreaming by 58.1%, digital branding by 68.9%, and digital marketing techniques by 63.8%. The attendance percentage attained 95%, with 90% of participants evaluating the program as pertinent to their enterprises, and 80% indicating their preparedness to implement sustainable digital initiatives. This program not only promoted technological innovation through ROOMPI-HUB but also effectively enhanced the entrepreneurial literacy of the Karangharjo community. The integration of technology with practical training has demonstrated the ability to enhance the competitiveness of micro-enterprises within the SME sector. To maintain the sustainability of this digital ecosystem, long-term support is essential for the continued development of applications and user capacity in accordance with local needs.
Pengaruh Religiusitas, Faktor Sosial Ekonomi, Dan Faktor Teknologi Terhadap Minat Pengggunaan Linkaja Syariah Pada Generasi Z Di Kabupaten Bondowoso Rachmasari, Alfani; Fadah, Isti; Hanim , Anifatul
IJABAH Vol. 1 No. 1 (2023): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i1.295

Abstract

This study aims to determine the influence of religion, socio-economic factors, and technological factors on the interest in using Linkaja Syariah in Generation Z in Bondowoso Regency. This type of research uses explanatory research which explains the relationship or influence between independent and dependent variables. This research is a quantitative study with a sample of 80 respondents. The sample is Linkaja Syariah users aged 18-27 years (generation z). The data was obtained by distributing questionnaires, namely in the form of questionnaires directly to the respondents. The data analysis method in this study uses multiple linear analysis. The results of this study were taken based on the regression test. The test results are first, partially religiosity influences interest in use. Second, partially socio-economic factors influence user interest. Third, partially technological factors influence user interest. Fourth, simultaneously religiosity, socio-economic factors, technological factors influence user interest.
Analisis Keputusan Investasi: Tinjauan Literatur Sistematis Ni Putu Shinta Dewi; Isti Fadah
Widya Manajemen Vol. 7 No. 2 (2025): Widya Manajemen
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/96q0es61

Abstract

This systematic literature review examines the key theories and factors influencing investment decision-making, based on 25 articles published between 2019 and 2024. The study highlights the role of behavioral finance and prospect theory in explaining how psychological biases, such as overconfidence and loss aversion, impact investor behavior. Financial literacy is identified as a critical factor in promoting informed decision making, while socio-economic and cultural factors, such as age and education, also shape investment preferences. The growing significance of sustainable finance, driven by environmental, social, and governance (ESG) considerations, is also discussed. The review emphasizes the need for future research to explore the interaction of these factors for better investment outcomes.
Pemberdayaan Agro Edu Wisata Berkonsep Sustainable Tourism kepada BUMDesa Bung Karjo di Desa Karangharjo Kabupaten Jember Isti Fadah; Auliya, Yudha Alif; Yustri Baihaqi
Jurnal Pengabdian Masyarakat Vol 5 No 2: Maret 2025 - Agustus 2025
Publisher : Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/jpm.v5i2.1450

Abstract

Desa Karangharjo merupakan desa yang terletak di Kecamatan Silo, Kabupaten Jember, Provinsi Jawa Timur. Lokasinya yang berada di lereng pegunungan membuat lingkungannya cocok untuk ditanami komoditas pertanian dan perkebunan. Keragaman dan akulturasi budaya di Desa menjadi daya tarik yang menjanjikan untuk dijadikan destinasi desa wisata. Ada juga beberapa layanan wisata yang sudah mulai diinisialisasi antara lain; edukasi alam dan outbond. Melihat potensi tersebut dan hasil kesepakatan bersama mitra digagas agro edu wisata di Desa Karangharjo. Berdasarkan kesepakatan bersama mitra di peroleh kesepakatan Tiga Permasalahan Utama yang akan diselesaikan pada pemberdayaan wisata pada tahun 2024 yaitu: belum adanya perencanaan dan strategi pengembangan wisata yang baik. kurangnya kemampuan manajemen wisata pada anggota BUMDesa, masih minimnya kualitas layanan wisata yang ditawarkan. solusi dari permasalahan tersebut yaitu pengembangan edu wisata dengan konsep Sustainable Tourism yang meliputi pengembangan roadmap, penguatan softskill BUMDesa dan Peningkatan kualitas layanan agro edu wisata. Prinsip-prinsip pada konsep tersebut mencakup upaya untuk melestarikan dan memperbaiki lingkungan, pemberdayaan masyarakat lokal, serta memastikan manfaat ekonomi yang adil bagi semua pihak. Berdasarkan hasil evaluasi selama 3 bulan diperoleh berbagai masukan terkait pengelolaan wisata, sistem manajemen wisata dan telah dilakukan inisiasi kerjasama terhadap customer potensial yaitu sekolah dasar dan sederajat di Kabupaten Jember.
Branding Desa Mawar Karangpring melalui Bakpia Mawar dan Kartini Ecopreneur Wilantari, Regina Niken; Aprillianto, Bayu; Wahyuni, Nining Ika; Amilia, Winda; Fadah, Isti; Apriono, Markus; Wardayati, Siti Maria; Awwaliyah, Intan Nurul; Agustriono, Aldi; Irmadariyani, Ririn
Lebah Vol. 19 No. 1 (2025): September: Pengabdian
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/lebah.v19i1.294

Abstract

Desa Karangpring berlokasi di Kabupaten Jember yang memiliki potensi alam yang signifikan, terutama dalam budidaya bunga mawar. Berdasarkan survei dan diskusi dengan masyarakat setempat, bunga mawar selama ini lebih banyak dijual sebagai sarana ziarah dan persembahan untuk pemakaman, sehingga belum mampu memperkuat citra Desa Karangpring sebagai "Desa Mawar." Aparatur desa dan warga setempat memerlukan pendampingan dalam pengolahan produk berbahan dasar mawar, tidak hanya untuk memperkuat branding desa, tetapi juga untuk meningkatkan nilai ekonomi dari bunga mawar. Program pengabdian kepada masyarakat yang dilaksanakan oleh Keris-Dimas ESG FEB Universitas Jember bertujuan untuk memperkuat branding Desa Karangpring sebagai "Desa Mawar" melalui program Kartini Ecopreneur dan inovasi produk bakpia mawar. Luaran dari program ini meliputi: 1) pembentukan kelompok Kartini Ecopreneur yang bertanggung jawab dalam keberlanjutan pengolahan mawar menjadi bakpia mawar untuk tujuan komersial, 2) terciptanya produk bakpia mawar inovatif dengan cita rasa unik dan lezat berbahan dasar mawar, serta 3) pengembangan branding bakpia mawar melalui pembuatan logo dan kemasan produk
ANALISIS REAKSI INVESTOR SAHAM PERUSAHAAN RITEL TERHADAP RAMADHAN EFFECT DI BURSA EFEK INDONESIA Wisand, Sultan Risaldi; Fadah, Isti; Farida, Lilik; Awwaliyah, Intan Nurul; Utami, Elok Sri
VALUE: Journal of Business Studies Vol. 4 No. 1 (2025): VALUE : Journal of Business Studies
Publisher : Study Program of Management Faculty of Economics and Business University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/value.v4i1.53697

Abstract

Penelitian ini bertujuan untuk mengkaji dan menganalisis reaksi investor di pasar modal pada bulan Ramadan 2024 dengan fokus pada abnormal return saham perusahaan ritel yang tercatat di Bursa Efek Indonesia. Penelitian ini menggunakan metode event study dengan menganalisis return sebelum dan sesudah Ramadan, dengan menggunakan uji normalitas Shapiro-Wilk, dimana tingkat signifikansi di atas 5% menunjukkan data berdistribusi normal, dan di bawah 5% menunjukkan data berdistribusi tidak normal. Pengujian hipotesis dilakukan dengan menggunakan Paired Sample T-Test untuk data berdistribusi normal dan Wilcoxon Signed Rank Test untuk data berdistribusi tidak normal. Alat analisis yang digunakan antara lain Microsoft Excel 365 dan SPSS v29. Hasil penelitian menunjukkan tidak ada perbedaan signifikan abnormal return sebelum Ramadan (Sya'ban) dan sesudah Ramadan (Syawal), yang ditunjukkan dengan nilai signifikansi di atas 5% pada kedua uji hipotesis.
The Effect of Financial Performance and Environmental Sensitivity on ESG Disclosure: Empirical Study in Agroindustrial Sector Apriono, Markus; Fadah, Isti; Wardayati, Siti Maria; Niken, Regina; Aprillianto, Bayu; Wahyuni, Nining Ika; Awwaliyah, Intan
International Journal of Applied Business and International Management Vol 8, No 3 (2023): December 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v8i3.2531

Abstract

Environmental, Social, Governance (ESG) has become an essential issue in business operation as a result from pressures from stakeholder such as government, society, creditors, and investors not to only seeking profit, but also preserving the environment, caring the society, and having good governance. The purpose of this study is to examine the effect of financial performance and environmental sensitivity on ESG implementation by using regression model. The financial performance measured by Return on Asset (ROA), environmental sensitivity measured by dummy variable which divided companies into two groups with high and low Green House Gas (GHG), and ESG disclosure measured by ESG indicators. There were 18 agroindustrial companies listed in Indonesia Stock Exchange from 2019-2021 observed. The result of this study showed that there was no significant effect of financial performance measured by Return on Asset (ROA) on ESG, otherwise there was positive significant influence of environmental sensitivity on ESG.
Co-Authors Achmad Yusuf Adhani, Brilian Farel Agung Wahyu Wicaksono Agustiyaningsih, Dea Nova Agustriono, Aldi Agustyantono, Galang Ahmad Faqih Hasyim Ahyar, Muhammad Aji Akhidah Dihargi Ake Wihadanto Angga Kusuma, Aditya Anggraeni Putri Manikam Anies Firdyanti Kusuma Anisatun Muthi'ah Ariwan Joko Nusbantor Ariwan Joko Nusbantoro Awwaliyah, Intan Aziz, Mohd Kasturi Nor Abd Baihaqi, Yustri Baiq Reinelda Tri Yunarni Bayu Aprillianto Budi Yuswanto, Istatuk Cattleyana, Dilla Cecilia, Cecilia Daniel Manek Dayu Kristianto Denok Pratiwi Desva Kansa Vijonta Diana Sulianti K Tobing Diana, Fahriza Dinna Dewi, Almas Farah Dwi Perwitasari Wiryaningtyas Eka Prasasti Nur Rachmani Elok Rosyidah Elok Sri Utami Fadilah, Sayyidatul Fajar Wahyu Prianto Ferawati, Indah Wahyu Hadi Paramu Handriyono Handriyono Handriyono Hanim , Anifatul Hari Sukarno Helyati Hendrian Hendrian, Hendrian Heri Istanto Heriani Heriani I Komang Oka Permadi Ike Arisanti Ilma, Muhammad Zidni Indrianawati Usman Intan Nurul Awwaliyah Isnani, Rofiqoh Nur Istatuk Budi Yuswanto Istatuk Budi Yuswanto Istatuk Budi Yuswanto Istatuk Budy Yuswanto Lilik Farida Maria Ulfa Nur Rahmatillah Markus Apriono Marmono Singgih Maslihatul Bisriyah Mas’odi Maulida, Nelvi Moch. Shulthoni, Moch. Mohamad Rifqi Fathoni Munastiwi, Erni Narandha Arya Ranggianto Nasar, Ismail Nely Supeni Ni Putu Shinta Dewi Niken, Regina Nining Ika Wahyuni Novi Puspitasari Novi Puspitasari Nuraidya Fajariah Nurhayati Nurhayati Nuril Musrifah Nurshadrina Kartika Sari Partono Pratama, Theodicy Kristian Purnamie Titisari Putra, Mohamad Hengki Riaran Rachmasari, Alfani Rahmi, Wifqi Ridhotama, Firli Adri Rini Yayuk Priyati, Rini Yayuk Ririn Irmadariyani Ristiana Rizka Rif’ati Farahnaz Rohadatul Aisy Alsen RR. Ella Evrita Hestiandari Rudy Suprapto Safira, Firjin Sarwan Sekarini Arum Sejati Sembiring, Rinawati Septarina Prita Dania Sofianti Shodiqin, M Siti Imas Wanti Zainia Siti Indah Purwaning Yuwana Siti Maria Wardayati Slamet Sucahyo Utomo Slamet Sucahyo Utomo, Slamet Sucahyo SRI RAHAYU Sri Wahyuni Sudarsih Sudarsih Sumani Sumani Suparman Suwargono, Eko Tatang Ary Gumanti Tatit Diansari Reskiputri Tatok Endhiarto Tobing, Diana Sulianti Triska Dewi Pramitasari Ulin Nuha Annafiah, Afiya Via Lailatur rizki Wahyu Andani Wasito Wasito Widnyani, Ni Made Wilantari, Regina Niken Winda Amilia Wisand, Sultan Risaldi Yudha Alif Auliya Yudha Alif Auliya, Yudha Alif Yudiana Febrita Putri Yudiana Febrita Putri, Yudiana Febrita YUSLI MARIADI Yustri Baihaqi Zahrani Firsta, Fanisa Zainuri Zainuri