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TELAAH NILAI INTI EKONOMI KERAKYATAN Novianto Putra, Ronny Ersya; Suman, Agus
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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This research aim to: a. Assessing patterns of irregularities Pancasila as the philosophy of life in the economically; b. Knowing and reviewing the core value democratic economic  Methods used are qualitative, with analysis tools library studies. Research results portray: there has been a pattern of aberration Pancasila in neoliberal wisdom economically practices that only benefit the individual and  the core values of the mandate UUD 1945 and Soekarno-Hatta thought philosophical excavated for pulcked core of message. Recommendations from the research needed to build the economy of sector development sustainable basis by establishing financial institutions that brought the implementation of core values democratic economy Keyword: Core Values Democratic Economy, Pancasila, Basis sector  Economy, Financial Institutions
ANALISIS DAMPAK PERPINDAHAN BANDAR UDARA TERHADAP PERTUMBUHAN PEREKONOMIAN DI KABUPATEN LOMBOK TENGAH Prasetya, Lalu Muhammad Azmi; Suman, Agus
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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The purpose of this study is to analyze the impact of the existence of an airport on five sub- districts in Lombok Tengah regency that is Praya , Praya Barat , Praya Barat Daya ,  Praya Tengah , and Pujut .The impact of the displacement the airport includes central change growth and changes public welfare area around Lombok International Airport ( LIA). The method of analysis used was analysis   scallogram , centrality index, analysis of gravity, descriptive analysis. The analysis showed that a growth center near the area of the LIA is in Praya with in Praya Barat , Praya Barat Daya , Praya Tengah , and Pujut is the hinterland of Praya. Then the overall LIA positive impact on improving the welfare of the community around the LIA regardless of some problems inflicted .   Keywords: Growth Center, Scallogram, Centrality, Gravity, Public Welfare, Typology Klassen
IMPLIKASI PEMBEBASAN LAHAN PADA EKONOMI PETANI (Studi Keberadaan Migas Blok Cepu Banyuurip Bojonegoor) Zuhdiyaty, Noor; Suman, Agus
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Penelitian ini bertujuan untuk mengetahui dan mendeskripsikan tentang kondisi perekonomian petani pasca keberadaan Blok Cepu Banyuurip di Kecamatan Gayam Kabupaten Bojonegoro, penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode pengumpulan data observasi, dokumentasi serta wawancara. Lokasi penelitian di Kecamatan Gayam Kabupaten Bojonegoro. Hasil penelitian menunjukkan  bahwa adanya informasi asimetris saat proses transaksi pembebsan lahan.  Keberadaan Blok Cepu Banyuurip telah membuat perpindahan profesi dari sektor pertanian ke non pertanian bagi masyarakat yang tidak mempunyai lahan sawah untuk digarap, serta menimbulkan beberapa perubahan pada sikapdan kebiasaan masyarakat.  Kata Kunci : Blok Cepu Banyuurip, Masyarakat tani, Ekonomi dan Kelembagaan
Analisis Efisiensi Usahatani dan Pendapatan Pertani Usahatani Padi (Kasus Kecamatan Kepanjen, Kabupaten Malang, Jawa Timur) Wicaksono, Dwiki; Suman, Agus
Jurnal Ilmiah Mahasiswa FEB Vol. 4 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Tujuan penelitian adalah (1) mengetahui pengaruh faktor produksi (tenaga kerja, benih, pupuk Urea, pupuk phonska, pupuk ZA, herbisida, dan insektisida & fungisida) terhadap produksi usahatani padi di tingkat petani; (2) mengetahui efisiensi alokasi penggunaan faktor produksi pada usahatani padi di tingkat petani; (3) mengetahui pendapatan petani padi jika dibandingkan dengan UMR (Upah Minimum Regional). Penelitian ini dilakukan dengan metode survei, mulai bulan September hingga November  2015  di  Kabupaten  Malang.  Pengambilan  sampel  dari  tingkat  kecamatan hingga tingkat petani dilakukan secara purposive dan jumlah petani sampel sebanyak 90 petani.  Model  analisis  yang  digunakan  :  (1)  hubungan  masukan  dengan  produksi dianalisis melalui model fungsi produksi Cobb-Douglass, (2) tingkat efisiensi alokasi penggunaan masukan dianalisis menggunakan indeks efisiensi alokasi (ki), (3) tingkat pendapatan petani dianalisis menggunakan analisis tabulasi dan R/C ratio. Hasil penelitian menunjukkan bahwa jenis faktor produksi pupuk urea, pupuk ZA, dan insektisida & fungisida kuantitas penggunaannya berpengaruh terhadap produksi padi pada musim hujan (MH), sedangkan pada musim kemarau (MK) disamping keempat jenis faktor produksi tersebut, faktor produksi tenaga kerja juga berpengaruh terhadap produksi, sehingga penambahan keempat jenis masukan tersebut dapat   meningkatkan produksi padi. Ditinjau dari efisiensi alokasi pada MH maupun MK, semua jenis masukan yang masih dapat ditambahkan seperti tersebut diatas belum efisien. Pendapatan petani dari usahatani padi dibanding UMR Kabupaten Malang setiap bulannya menunjukkan bahwa pada musim hujan (MH) petani dengan luas usahatani 0,5 ha; 1 ha; dan >2 ha mampu mencapai pendapatan yang lebih tinggi dibanding UMR masing-masing sebesar 16,4%; 137,53%; dan 980,2%. Sedangkan pada musim kemarau (MK) pendapatannya lebih produktif lagi dibanding UMR, yang mana pada luas usahatani 0,375 ha; 1 ha; dan >2 ha masing-masing melebihi UMR sebesar 11,9%; 187,6%; dan 1154,1%.   Keywords : production of rice in the rainy season (MH), production of rice in the dry season (MK), production elasticity, the level of efficiency of the allocation of inputs, the income of the farmer compared to UMR.      
Dynamics of the underground economy in border areas: A case study of Indonesia-Timor Leste Nalle, Frederic Winston; Suman, Agus; Kaluge, David; Ekawati, Marlina
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 13 No. 4 (2025): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v13i4.41879

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The underground economy in border regions represents a complex phenomenon shaped by regulatory gaps, limited access to formal economic systems, and high transaction costs in legal trade. This study analyzes the dynamics of informal cross-border trade along the Indonesia–Timor-Leste border, focusing on North Central Timor (TTU) Regency and the Oecusse Enclave. Employing a qualitative descriptive approach, the research draws on field observations, semi-structured interviews, and thematic analysis to demonstrate that underground economic activities function not only as a survival strategy but also as an informally institutionalized, socially organized economic ecosystem. The findings reveal that price disparities, weak supervision, and limited institutional capacity collectively drive communities’ dependence on illicit trade. A comparative analysis of similar cases from international border regions highlights the need for policy responses tailored to local contexts. The study recommends strengthening bilateral cooperation, adopting surveillance technologies suited to regional capacities, and implementing community-based economic empowerment programs to facilitate the transition toward an inclusive and sustainable formal economy.
Inclusiveness of economic development in the multidimensional perspective in provinces in Indonesia Susilowati, Dwi; Suman, Agus; Susilo, Susilo; Prasetyia, Ferry
Jurnal Ekonomi & Studi Pembangunan Vol. 26 No. 2: October 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v26i2.27485

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Achieving genuinely equitable and sustainable national progress depends on understanding and effectively measuring inclusive economic development, a complex and often elusive goal. Despite Indonesia's sustained economic growth over the past decade, questions persist about the extent to which this progress has translated into inclusive outcomes across regions and dimensions of well-being. This study addresses the empirical gap in comprehensive measurement by developing and applying a rigorous quantitative framework to estimate the Inclusive Economic Development Index across 34 Indonesian provinces from 2011 to 2023. Using national data from Statistics Indonesia (BPS) and supplementary records from other government bodies, we construct province-level inclusive development scores that encompass multiple dimensions of inclusive economic development, including economy, social factors, political aspects, ICT, governance, and the environment. The findings reveal significant variation in inclusive development across provinces, with West Sumatra, West Java, and Bali leading in the 4-dimensional model; West Sumatra, Maluku, and Aceh in the 5-dimensional model; and Maluku, East Nusa Tenggara, and East Kalimantan in the 6-dimensional model. Despite these provincial disparities, overall inclusivity levels demonstrate relative consistency. Nationally, the index fluctuated during the period, peaking at 4.65 in 2011 and hitting a low of 3.75 in 2022, resulting in an average of 4.18. These results underscore that inclusive development remains a persistent systemic and structural challenge for Indonesia.
An empirical analysis of profit-and-loss sharing financing in Indonesian Islamic banks Suman, Agus; Supriani, Indri; Rajasa, Muhammad Attar Indra; Anisa, Vera Novia
Jurnal Ekonomi & Keuangan Islam Volume 12 No. 1, January 2026
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol12.iss1.art6

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Purpose – This study examines the determinants of profit-and-loss sharing (PLS) financing adoption in Indonesia by incorporating bank-specific, macroeconomic, and religiosity variables.Methodology – Utilizing monthly time-series data from October 2014 to October 2023, this research employs the Autoregressive Distributed Lag (ARDL) approach to model both long-run and short-run relationships. The analyzed variables include PLS financing, non-performing financing (NPF), capital adequacy ratio (CAR), total assets (TA), Zakat, Infaq, and Shadaqah (ZIS), the Islamic financing rate, the exchange rate, inflation, and the Industrial Production Index (IPI).Findings – The results indicate that in the short run, PLS financing is significantly influenced by CAR, TA, ZIS, and IPI. In the long run, however, PLS financing is predominantly determined by internal banking factors, specifically CAR and TA. Bank capitalization and asset size are critical to PLS financing dynamics, ensuring stability and responsiveness to internal financial conditions, thereby enhancing its viability within Indonesia’s dual banking system.Implications – The findings suggest that Indonesian regulators and bank policymakers should focus on enhancing the long-term availability of PLS-based financing, establishing standardized monitoring frameworks, and improving financial transparency. Furthermore, fostering innovation in Sharia-compliant products and investing in capacity-building initiatives that integrate Islamic jurisprudence with modern finance are recommended to strengthen the sustainability and competitiveness of PLS financing.Originality – This study contributes to the literature by providing an integrated empirical analysis of both internal bank-specific and external macroeconomic determinants of PLS financing in Indonesia, a comprehensive approach rarely explored in prior research.
Village Development Inequality in Indonesia: Mapping the Influence of Human Capital and Village Funds Hakim, Lukman; Rizaldi, Muhammad; Suman, Agus; Ekawaty, Marlina; Riza, Akmal; Zhahirah, Nasywa
Jurnal Ilmiah Peuradeun Vol. 14 No. 1 (2026): Jurnal Ilmiah Peuradeun
Publisher : SCAD Independent

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26811/peuradeun.v14i1.1307

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Village-level development disparities remain a persistent challenge in Indonesia's broader economic progress. This study aimed to map and analyze regional disparities in village development across 33 provinces in Indonesia from 2018 to 2022, using the Village Development Index (VDI) as a proxy. Employing descriptive statistical analysis and spatial mapping, the study examined the roles of two key factors: human capital, measured by the Human Development Index (HDI), and fiscal transfers, proxied by the Village Fund. The findings revealed that provinces in Java generally achieved higher VDI scores compared to those outside Java, with Bali as a notable exception. The disparities were influenced by the quality of human resources, accessibility to basic services, proximity to economic centers, and the effectiveness of Village Fund management. The study underscored the importance of strengthening human capital, improving governance in fund allocation, and addressing structural inequalities to promote more equitable and sustainable village development. These insights offer valuable implications for national policy and contribute to broader discussions on inclusive development strategies in emerging economies.
PEMBERDAYAAN EKONOMI MASYARAKAT DESA PURWOASRI MELALUI DIGITALISASI UMKM Suman, Agus; Widiyanti, Dwi Retno; Ardina, Sovia
Studi Kasus Inovasi Ekonomi Vol. 10 No. 01 (2026)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v10i01.42637

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Program Pengabdian ini dilaksanakan di Desa Purwoasri, Kecamatan Singosari, Kabupaten Malang, yang memiliki potensi besar di sektor pertanian dan UMKM namun terkendala literasi digital yang rendah. Sebagian besar pelaku UMKM masih mengandalkan metode pemasaran konvensional dan belum terbiasa dengan sistem pembayaran non-tunai. Kegiatan ini bertujuan untuk meningkatkan pemahaman UMKM terhadap pentingnya digitalisasi usaha melalui pelatihan pemasaran online, pencatatan keuangan digital, serta praktik foto produk. Metode pelaksanaan mencakup ceramah, diskusi, pendampingan, dan praktik langsung dengan evaluasi melalui pre-test dan post-test. Hasil menunjukkan peningkatan pemahaman peserta pada seluruh materi, dengan capaian tertinggi pada pembuatan foto produk yang naik 27,0% dari rata-rata 3,46 menjadi 4,40. Peningkatan signifikan ini sejalan dengan kebutuhan utama UMKM yang mayoritas bergerak di sektor pangan dan minuman sehingga sangat bergantung pada kualitas visual produk. Pada materi pencatatan dan pembayaran digital, pemahaman meningkat 9,7% dari 3,83 menjadi 4,20, menandakan adanya adopsi awal meski sebagian peserta yang berusia paruh baya masih membutuhkan waktu beradaptasi. Adapun materi pembuatan akun media sosial hanya meningkat 2,4% dari 4,23 menjadi 4,33, yang dapat dipahami karena peserta telah memiliki pengetahuan dasar sebelumnya. Dengan demikian, program ini terbukti relevan dalam mendukung penguatan kapasitas digital UMKM Desa Purwoasri, terutama dalam aspek promosi visual dan manajemen keuangan berbasis teknologi.
Mandalika Specifics: A Conceptual Analysis of Opportunities and Challenges in Tourism-Based Development Strategy in Indonesia Suryadi S, Lalu; Suman, Agus; Ekawaty, Marlina; Prasetyia, Ferry
Journal of Business, Social and Technology Vol. 7 No. 1 (2026): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v7i1.591

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Background: The development of tourism-based Special Economic Zones is one of the Indonesian government's strategies to drive regional economic growth, attract investment, and reduce development disparities between regions. The Mandalika Special Economic Zone in Lombok, West Nusa Tenggara Province, is a national priority project designed as a new growth center through the integration of investment, infrastructure, and the development of world-class tourism sectors. Objective: This study aims to analyze the strategic rationality of area development, identify opportunities for economic, social, and environmental benefits, and evaluate the challenges of implementing inclusive and sustainable development. Methods: The research uses a qualitative approach with a conceptual design through literature studies and analysis of policy documents relevant to the development of special economic zones and tourism development. The analytical framework integrates the theory of special economic zones, the tourism-led growth hypothesis, and the perspectives of sustainable and inclusive development. Results: The analysis results indicate that the Mandalika SEZ has significant potential to drive regional economic growth through increased investment, job creation, strengthening the service sector, and enhancing national tourism competitiveness. Strategic infrastructure and the hosting of international events have also increased the region's visibility on a global level and created economic multiplier effects for supporting sectors, including micro, small, and medium enterprises. However, this study also identifies various key challenges including land acquisition issues, the inclusiveness of development for local communities, pressure on the carrying capacity of the coastal environment, and the complexity of governance and institutional coordination. The long-term success of the region greatly depends on the ability to integrate economic growth with the principles of environmental sustainability and social justice. Conclusion: Therefore, strengthening governance, participatory planning, developing local community capacity, and implementing sustainable development principles are key factors in ensuring that the Mandalika SEZ not only functions as an international tourist destination but also as an instrument for inclusive and sustainable regional economic transformation.
Co-Authors A.S., Putu Mahardika Agatha Christy Permata Sari Agung Yuniarinto Ahmad Erani Yustika Ahmad Erani Yustika Ahmad Erani Yustika Akmal Riza Alfian Adiwantomo Angga Yanuar Triesmarandita Anisa Fitria Utami Anisa Fitria Utami Anisa, Vera Novia Antariksa Antariksa Aqilla Cinantya Wara Dayinta Ardina, Sovia Armanu - Thoyib Asadyawan Putra Asfi Manzilati Astini, Natasya Dyah Putri Atu Bagus Wiguna Bagyo Yanuwiadi BAIDOWI - - Batik, Karlina Bayu Krisnamurthi Benyamin - Parubak Bintang, Ikhsan Bunga Hidayati Bunga Hidayati DAVID KALUGE David Kaluge Davina Jeihan Zafira Devanto Shasta Pratomo Dwi Budi Santoso Dwi Budi Santoso Dwi Susilowati Dwiki Wicaksono, Dwiki Eka Afnan Troena Eka Intan Kumala Putri Ekawati, Marlina Estifania Krisnawati Faisol Muttaqin, Alfin Fauziah, Nurafikatul Febitania, Nabila Zakia Ferry Prasetyia Frederic Winston Nalle Ghozali Maskie Grace Sumbung Habibie, Muhammad Fadhlan HAMAMAH, M.Pd. Haya, Aulia Aqila Hendika S.L. Ibrahim - - Ida Ayu Nyoman Saskara Indah Dewi Nirwana Iswan Noor Jayawarsa, A.A. Ketut Jeany Mandang Jose Rizal Joesoef Karimah, Haifa Asma Karlina Batik Katili, Annisa Pratiwi Khairani Alawiyah Matondang KHOIRUL ANAM Khusnul Ashar Khusnul Ashar Khusnul Ashar Khusnul Ashar Killian, Pantri Muthriana Erza Kliwon Hidayat Lukman Hakim M Pudjiharjo M Umar Burhan M. Firmansyah M. Firmansyah M. Umar - Burhan M.S. Idrus Marlina Ekawaty Matondang, Khairani Alawiyah Muhammad Eko Purnomo Musyaffa, Muhammad Ashari Neli Aida Ni Nyoman Yuliarmi Noer Soetjipto Nur Farida Nuraini, Adinda Putri Nurhuda, M. Nurrachman, Yendi Rio Paulus Kindangen Pinatih, Ni Komang Desy Arya Prasetya, Lalu Muhammad Azmi Pudjihardjo .. Putu Mahardika A. Saputra Putu Mahardika A.S. Rachmad Kresna Sakti Rachmad Kresna Sakti Rahel Kimbal Rajasa, Muhammad Attar Indra Renaldy Rakhman Luthfi Riniati Rizaldi, Muhammad Rizki Nufiarni, Rizki Ronny Ersya Novianto Putra Rosyidah, Lathifatul Rudi Masniadi S.M. Kiptiyah Sasongko Sasongko Sasongko Sasongko, Sasongko Satti Wagistina Setiawan, Fredy Nugroho Siti Hamidah Siti Rohima Siti Rohima Sitoresmi, Luthfiah Nur Soemarno Soemarno Supriani, Indri Surachman Surachman Suryadi S, Lalu Susilo . Susilo Susilo Sutrisno - Djaja Treesye I Turang Ubud - Salim Virnanda, Yohana Widiyanti, Dwi Retno Wildan Syafitri Yohanes Hadi Soesilo Zhahirah, Nasywa Zuhdiyaty, Noor