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All Journal Jurnal Ilmu Pertanian Indonesia Jurnal Komunikasi Pembangunan Jurnal Manajemen dan Organisasi Jurnal Penyuluhan Jurnal Agribisnis dan Ekonomi Pertanian MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Jurnal Manajemen dan Agribisnis Buletin Peternakan Jurnal Manajemen Teknologi Jurnal Sosial Ekonomi Pesisir Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Sosial Ekonomi Pertanian JDM (Jurnal Dinamika Manajemen) IQTISHADIA Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Forum Agribisnis Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal AGRARIS: Journal of Agribusiness and Rural Development Research JURNAL MANAJEMEN TRANSPORTASI & LOGISTIK Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Caraka Tani: Journal of Sustainable Agriculture Jurnal SEPA (Social Economic and Agribusiness Journal) al-Uqud : Journal of Islamic Economics Jurnal Manajemen Pembangunan Daerah Jurnal Organisasi Dan Manajemen Buletin Ilmiah Litbang Perdagangan AFEBI Management and Business Review Tadbir Muwahhid Amwaluna Jurnal Ekonomi dan Keuangan Syariah Value: Jurnal Manajemen dan Akuntansi Agro Bali: Agricultural Journal Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Journal of halal product and research (JHPR) Journal of Strategic and Global Studies Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi International Journal of Social Service and Research Eduvest - Journal of Universal Studies JIASEE Journal of Integrated Agricultural Socio-Economics and Entrepreneurial Research Electronic Journal of Education, Social Economics and Technology Jurnal Teknologi Pangan dan Industri Perkebunan Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Policy Brief Pertanian, Kelautan, dan Biosains Tropika
Lukman M. Baga
Departemen Agribisnis, Fakultas Ekonomi Dan Manajemen - Institut Pertanian Bogor
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Journal : IQTISHADIA

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APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Effendi, Jaenal; Baga, Lukman Mohammad; Beik, Irfan Syauqi; Nursyamsiah, Tita
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Jaenal Effendi; Lukman Mohammad Baga; Irfan Syauqi Beik; Tita Nursyamsiah
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
Co-Authors A. Faroby Falatehan Abdul Azis Achmad Noerkhaerin Putra Adetya, Aulia Adhitya Wardhono Adhyta Puspita Summase Affandi, M Joko Agnes A. D. Puspita Alamsyah, Lufhti Faturahman Alfayanti, Alfayanti Amin, Amirullah Muh Ammar Fathin Mahdi Amri Syahardi Amzul Rifin Anggraini Sukmawati Aridhona, Nina Arif Imam Suroso Asep Mulyana Asep Mulyana Asep Taryana Asikin , Zenal Bambang Juanda Bandjar, Sitti Bulkis Bastari, Iman Bayu Krisnamurthi Burhanuddin Burhanuddin Burhanuddin Burhanuddin Busaid Busaid, Busaid Butolo, Ivana Dara Intan Salassa Demokratsia, Muhamad Akmal Desita Jumiar, Alfath Diah Krisnatuti Dian Fauzi Dita Pratiwi Dita Pratiwi Dwi Rachmina DWI SURYANTO Eduart Wolok Erliza Noor Etriya Etriya Fahlepi, Rozi Fajrin Rimadhyani Firdaus Fariyanti, Anna Fathin Ahmad Naufal Fatinsyah, Enrico Fauzi, Dian Fauzi, Humam Feryanto Feryanto Feryanto Fitria Naimatu Sa'diyah Harianto Harianto Harsasi, Mairani Helen Wiryani Henoch Kindangen Heny K Daryanto Heny K Suwarsinah Heny Kuswanti Suwarsinah Herien Puspitawati Hermanto Siregar Holyness Nurdin Singadimedja Hutagaol, Manuntun Paruliah Illah Sailah Imam Hartono Imam Teguh Saptono Irdika Mansur Irfan Syauqi Beik Iskandar, Dony Ariya Ivan Godang Wardiman JAENAL EFFENDI Jasman, Wahyu Salsabila Joko Purwono Jourdan, Michael Kristijuswati, Kristijuswati Lala M Kolopaking Lestari, Retna Dewi Lisma, Yunandar Luthfi Nur’azkiya M. Syamsul Maarif Ma'mun Sarma Mahanani, Yekti Mahmudah Manurung, Darwin Marta Seli, Ulta Martauli, Elvin Desi Mohammad Arif Yunus Mubaranto, Hendra Muhammad fauzan Nanda Firmanda Netti Tinaprilla Ni Made Wirastika Sari, Ni Made Wirastika Nimmi Zulbainarni Nunung Kusnadi Nur T., Fanny Iswarini Nur, Kurnia Nurlinda Dewi Kusumah Popong Nurhayati Putra, Teguh R. Sapto Hendri Boedi Soesatyo Raharja, Enditya Luhur Rahman, Dwinda Ratna Winandi Ristiyanto, Nirwan Rita Nurmalina Rizal Syarief Rokhmadi, Faqikh Andri Rudie Setiadi Saefudin, Amin Salsabila, Wahyu Sarma, Ma’mun Setiadi Djohar Setiawan, Rofi Arif Shafina Nabilah Sirait, Julius Iskandar siti muhani Sri Hartoyo Sugeng Budiharsono Suprehatin Suprehatin Suryanto, Sony T. Sutriono Edi Syafiq Alfikri Syamsiah, Tita Nur Syamsiar, Syamsiar Syamsul Hilal Syuja' Hakim, Muhammad Alief Tapsi, Syhabuddin Al Tita Nursyamsiah, Tita Triyonggo, Yunus Utami, Anisa Dwi Venty Fitriany Nurunisa Wahyuni, Eling Sri Yanuar, Rahmat Yudha Heryawan Asnawi Yulia Yulia Yulian Anita Yunandar Lisma Yunus triyonggo Yusalina Yusalina Yusman Syaukat Zubedi, Faradiba Faruk