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Journal : E-JRM

Pengaruh Literasi Keuangan, Akses Permodalan Dan Penggunaan Fintech Terhadap Kinerja Umkm Di Kota Batu Pada Masa Pandemi Covid-19 Diana Putri Oktarini; Jeni Susyanti; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 20 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractThe purpose of this study was to determine and analyze financial literacy, access to capital and the use of Fintech on the performance of MSMEs in Batu City during the COVID-19 pandemic. The type of research used in this research is explanatory research with a quantitative approach. The data sources used in this research are primary and secondary data. The population used in this study was 93 MSME actors in Batu City, the culinary sub-sector based on data from the Batu City PLUT in 2021. The sampling technique used in this study was Non-probability sampling with a census/total sampling technique. So that all the population in this study becomes the sample that will be used. The results of this study indicate that partially the financial literacy variable affects the performance of MSMEs, the access to capital variable does not affect the performance of MSMEs, and the variable use of FinTech affects the performance of MSMEs. Keyword : Access to Capital, Financial Literacy, MSME Performance, Use of Fintech
Pengaruh Celebrity Endorser, Perilaku Konsumen Dan Iklan Terhadap Minat Beli Konsumen Pada Produk Avoskin Di Media Sosial Tiktok (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Islam Malang Angkatan 2019) Aisyah Putri Patrisia; Nurhidayah Nurhidayah; Tri Sugiarti Ramadhan
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to examine and explain the influence of celebrity endorsers, consumer behavior and advertising on buying interest in Avoskin products on Tiktok social media (Case Study of Students of the Faculty of Economics and Business, Islamic University of Malang, Class of 2019). This research includes a type of research with quantitative. The method used is multiple linear regression. The sampling technique uses the formula from Solvin with the calculation results of 86 samples. To solve the problem in this study using SPSS with the help of validity test, reliability test, normality test, multiple linear regression analysis, multicollinearity test, heteroscedasticity test, F test, and t test. The results showed that simultaneously. The variables Celebrity Endorser (X1), Consumer Behavior (X2), Advertising (X3) have a significant simultaneous effect on Buying Interest in Avoskin Products on Tiktok Social Media (Y). And there is a partial influence between Celebrity Endorser (X1), Consumer Behavior (X2), Advertising (X3) on Buying Interest in Avoskin Products on Tiktok Social Media (Y) Keywords: Celebrity Endorser, Consumer Behavior, Advertising, Buying Interest
Pengaruh Komunikasi, Lingkungan Kerja, Pengembangan Sumber Daya Manusia Dan Motivasi Terhadap Semangat Kerja (Studi Kasus pada Pegawai Gudang Anteraja Malang) Nanda Purnama; Nurhidayah Nurhidayah; Khalikussabir Khalikussabir
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 07 Agustus 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The purpose of this study is to find out the description of communication, work environment, human resource development, motivation and work spirit. To know and analyze the impact of communication, work environment, human resource development, motivation and morale. To find out and analyze the impact of communication on morale. To find out and analyze the impact of the work environment on morale. To find out and analyze the impact of human resource development on morale.This study uses a saturated sample, namely all employees of PT. Anteraja Malang, totaling 40. The results of this study indicate that communication, work environment, human resource development, motivation have a significant effect on work morale. work communication has a positive and significant effect on work morale. Work environment has a positive and significant effect on work morale. Human Resource Development has a positive and significant effect on work morale. Motivation has a positive and significant effect on work morale. Keywords: Influence, Communication, Work Environment, Human Resource Development, Motivation
Pengaruh Konflik Peran Ganda Dan Stress Kerja Terhadap Motivasi Kerja Pada Karyawan Perempuan (Studi Kasus PT.Manunggal Indowood Investindo) Imro’atus Sholihah; Nur Hidayati; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 10 No. 10 Februari 2021
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to examine the effect of multiple role conflict, and job stress, on the work motivation of female employees at PT. Manunggal Indowood Investindo is located at Jl. Lumbang, Blk. Tempuran, Wringinom, Kec. Tongas, Probolinggo, East Java. The population used is female employees who are married. The sample used was 32 respondents. The analytical tool that the researcher uses is the spss analysis tool (Statistical Package for the Social Sciens).From this research, the following results are obtained: From this study it is concluded that both multiple role conflicts and work stresses both affect the work motivation of female employees who are married to PT Manunggal Indowood Investindo. The dual role conflict affects the work motivation of female employees who are married to PT Manunggal Indowood Investindo. Job stress affects the work motivation of female employees who are married to PT Manunggal Indowood Investindo. Keywords: Multiple Role Conflict, Job Stresss, Work Motivation
Pengaruh Motivasi Kerja Dan Disiplin Kerja Terhadap Kinerja Guru Di Madrasah Tsanawiyah Shirothul Fuqoha’ Akhmad Husein Rifa’i; M. Ridwan Basalamah; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 10 No. 09 Agustus 2021
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research was conducted at Madrasah Tsanawiyah Shirothul Fuqoha' . The type of research used is quantitative research where the data are expressed in numbers and analyzed by statistical techniques. The purpose of this study was to determine the effect of work motivation and work discipline of teachers at Madrasah Tsanawiyah Shirothul Fuqoha'. The independent variables used are work motivation and work discipline, while the variables used are teacher performance. The sample used in this study were 34 respondents who were teachers who worked at Madrasah Tsanawiyah Shirothul Fuqoha' . Data collection techniques using a questionnaire. The analytical method used is the instrument test, normality test, regression assumption test, multiple linear regression analysis, f test, t test and determination test, using SPSS 25 computer software for data processing. The results of this study indicate that work motivation has a positive and significant effect on teacher performance at Madrasah Tsanawiyah Shirothul Fuqoha', work discipline has a positive and significant effect on teacher performance at Madrasah Tsanawiyah Shirothul Fuqoha'. Keywords: Work Motivation, Work Discipline and Teacher Performance.
Pendapatan Keuangan Dan Pengetahuan Keuangan Terhadap Perilaku Keuangan Karyawan Di Lingkungan PT. CS2 Pola Sehat Pasuruan Ahmad Wanto Baihaki; Nurhidayah Nurhidayah; Khalikussabir Khalikussabir
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 12 Agustus 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The purpose of this study was to analyze and test the effect of Financial Income and Financial Knowledge on the Financial Behavior of employees. This study uses an explanatory research approach. The location of this research was conducted at the company PT CS 2 Healthy Patterns Pasuruan. This research will be conducted in December October 2021 until it is completed. The population in this study were employees of PT CS 2 Healthy Pattern Pasuruan. Sampling was carried out based on the census method, with a total sample of 33 samples. The results of the study stated that Financial Income and Financial Knowledge had a positive and significant effect on Financial Behavior, Financial Income had a positive and significant effect on Financial Behavior and Financial Knowledge had a positive and significant effect on Financial Behavior. Keywords: Financial Behavior, Financial Income and Financial Knowledge
Pengaruh Loan To Deposit Ratio, Non Performing Loan, Net Interest Margin Dan Biaya Operasional / Pendapatan Operasional Terhadap Return On Asset Pada Bank Umum Swasta Nasional Devisa Yang Terdaftar Di BEI Tahun 2019-2021 M Arif Syaifulloh; Budi Wahono; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The purpose of this research to determine the influence of Loan to Deposit Ratio, Non-Performing Loan, Net Interest Margin and Operational Cost of Operational Income towards Return On Asset of National Private Foreign Exchange Commercial Banks listed on the BEI in 2019-2021. The data used in this study is secondary data. The population used is National Private Foreign Exchange Commercial Banks at BEI for the period 2019-2021. The sampling technique was done by purposing sampling method. The sample of this research is 16 companies. Data analysis was done by using multiple linier regression method. The result of this study indicate that (1) Loan to Deposit has no effect on ROA, with a significance level of 0,534 > 0,05. (2) Non-Performing Loan has a segnificant negative effect on ROA, with a significance level of 0,018 < 0,05. (3) Net Interest Margin has a segnificant positive effect on ROA, with a significance level of  0,045 < 0,05. (4) Operating Costs Operating Income has a segnificant negative effect on ROA with a significance level of 0.000 <0.05. Keywords: Loan to Deposit Ratio, Non Performing Loan, Net Interest Margin, Operating Costs Operating Income and Return On Asset
Pengaruh Financial Literacy, Trus Dan Image Terhadap Behaviour Intention To Use Fintech (Studi Pada Mahasiswa Prodi Manajemen Angkatan 2018 Fakultas Ekonomi dan Bisnis Universitas Islam Malang) Retno Damayanti; Nurhidayah Nurhidayah; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 04 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract

Abstract This study aims to determine the effect of Financial Literacy, Trust and Image on Behavior Intention to use Fintech in Management Study Program Students Class of 2018 Faculty of Economics and Business, Islamic University of Malang. Methods of analysis using multiple linear regression analysis. The population in this study were Active Students of Management Study Program Class of 2018 Faculty of Economics and Business, Islamic University of Malang, which was obtained as many as 518 students. In this study, the sample selection used the Slovin formula with purposive sampling technique, in order to obtain 84 students who met the criteria. The results of this study indicate that (1) Financial Literacy has no significant effect on Behavior Intention to use Fintech, (2) Trust has a significant and positive effect on Behavior Intention to use Fintech, (3) Image has a significant and positive effect on Behavior Intention to use Fintech. . Keywords : Financial Literacy, Trust, Image, Behavior intention to use Fintech. 
Pengaruh Good Corporate Governance Dan Leverage Terhadap Kinerja Keuangan (Studi Kasus Sektor Perbankan Tahun 2018-2020) Luthfi Arief Prayoga; Nurhidayah Nurhidayah; Ratna Tri Hardaningtyas
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 01 Agustus 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract

Abstract Currently, the development of banks is increasingly rapid and a high degree of complexity can affect the operation of the bank. The high complexity of the banking business increases the risks that banks in Indonesia face. Banking is an industry that in its business relies on the trust of the public, so the soundness of the bank must be maintained. According to a World Bank survey, the  implementation of  corporate governance systems is weak or generally known as good corporate governance. has not been maximized in the implementation process. The implementation of good corporate governance system has not been effective or effective because  many cases still occur such as: money laundering, embezzlement, theft and corruption carried out by unscrupulous banks themselves. still happening in Indonesia. Financial performance management in the banking sector To know and analyze the role of leverage on financial performance in the banking sector, quantitative research is a type of research with technical characteristics systematic, well-planned and clearly structured end-to-end study design. This study used a data-documentation approach, namely by collecting data from a variety of identified sources. Data on banking and financial statements are obtained from the official website of the Indonesian Stock Exchange. The results of the trials carried out can be described in depth in relation to the results of the research carried out, and also  on the basis of the results of the tests carried out they can be made in relation to the results of the studies carried out. regarding the presentation of the results. Based on the research conducted, it can be concluded that good corporate governance using the variables of organizational ownership and manager ownership does not have a significant effect on financial performance, leading to concluded that good corporate governance and leverage variables have a significant effect on financial performance. Keywords: Good Corporate Governance, Leverage, Financial Performance
Pengaruh Shopping Lifestyle Dan Fashion Involvement Terhadap Keputusan Pembelian Impulsif Pada E-Commerce Tokopedia (Studi Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Islam Malang) Fahmi Faizal Izmy; Ronny Malavia Mardani; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 13 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract

AbstractThe purpose of this study was to determine and analyze the effect of Shopping Lifestyle and Fashion Involvement on Impulsive Purchase DecisionsBy using a population of all students of the Faculty of Economics and Business, Islamic University of Malang), 96 respondents' answers were taken as the population. Using nonprobability sampling and using purposive sampling. Purposive sampling method uses a sampling technique with certain considerations by the researcherThe results in this study indicate that there is a partial influence of Shopping Lifestyle on purchasing decisions and the Fashion Involvement variable has no effect on purchasing decisions Keywords: Shopping Lifestyle, Fashion Involvement and Purchase Decision 
Co-Authors A.Wulandari Achmad Agus Priyono Ahmad Wanto Baihaki Ahmad Yani Aisyah Putri Patrisia Akhmad Husein Rifa’i Ali Imran Sinaga Alifa Fitrah Amran Yahya Anak Agung Istri Sri Wiadnyani Ananda Lutfiyatul Hasanah Andika Fahmil Hamdani Alim Andy Prasetya Budy Nugroho Ani Pujiantini Anita Anita Anna Miftahuhul Jannah Nurrohmani Ansyarif Khalid Aprilia Azamti, Baiq Nova Ario Senjaya Arlina, Arlina Asnaniar, Wa Ode Sri Aswin Nur Syahbana Aulia Syahfitri Basalamah, Muhammad Ridwan Bilqis Salsabila Deswita Dewi Agustina Diana Putri Oktarini Dimas Fathur Fauzi Juniawan Dinar Syahputri Dita Suci Romadhoni Diyah Prawestri Duwi Putri Lestari Dwi Handayani Edward E. Pandelaki eif sparzinanda Eliaty Paturungi Endang Susilowati Erianjoni Erianjoni Etty Saraswati Eunike Shine Sitohang Fahmi Faizal Izmy Farid Faradin Farida Halis Febrian Josua Panjaitan Finkah Sabillah Firdausi Nafiroh Fitri Hayati Frastica Deswardani Griselda Putri Vania Florence Hasudungan Gultom Hindayati Mustafidah I MADE SUTARGA I Nyoman Suaka Iful Amri IKA RAKHMAWATI Imam Subarkah IMRO’ATUS SHOLIHAH Imsar Imsar Indah Ramadhani Indriyana Indriyana Inul Gacici Irfan Saputra Isjoni Isjoni Ita Athia Jeni Susyanti Jesi Pebralia Khalikussabir, Khalikussabir Kholilah Zuhairoh Kusuma, Ratu Lefi Ayarai Leoni Alfina Linda Handayani Luthfi Arief Prayoga M Arif Syaifulloh M. Amin M. Farchan Fuadi M. Habibi Ramadhan Made Pasek Kardiwinata Maria Fatima Palupi Maryam Maryam Maysa Chairani Meilinda Hamida Hasan Melisa Melisa Miratul Imaniah Mohamad Bastomi Mohamad Choerul Subchi MUHAMMAD AGUS SALIM Muhammad Sholehuddin Mulia Syahputri Mushochichul Chasanah Nadia Raifah Nawa Kartika Nanda Purnama Nehru Nehru Ni Nyoman Karmini Nihayatul Husna Niya Uswatun Nuha Novi Diah Ayu Angelita Novida Ariyani Novitasari, Rifni Nuari Anisa Sivi Nunung Febriyaningsih Nur Fadhilah Ahmad Hasibuan Nur Hidayati Nur Ilah Phadila Nurlina Nurlina Pratiwi Puji Pratiwi Puji Lestari Puriani, Risma Anita Putri Putri Quen Kholisa Purba Rahmi Dewanti Palangkey Ramdazani Ramdazani Ratna Tri Hardaningtyas, Ratna Tri Ratu Kusuma Retno Damayanti Soejoedono Rifda Nur Irwani Rini Lidia Tamba Rizal Soekarno Putra Rizki Novirson Ronny Malavia Mahardani Ronny Malavia Mardani Ronny Malavia Mardani Roro Fatikhin Rosmala Dwi Rosmini Rosmini Rusmelia Rusmelia Rustan Selvia Apriliani1 Septa Sari Serli Rosalina Shen Shen Panggabean Sindi Putri Ayu SITI KHOMARIYAH Siti Nur Aini Sururi Sitti Nikmah Marzuki, Sitti Nikmah Stevani Trio Saputra Sulhikmah Sulhikmah Syamsiar, Syamsiar Tika Arniza Meidina Tika Restianingsih Titin Woro Murtini Tri Sugiarti Ramadhan Ummi Khairi Putri Usiono Usiono VEVI SURYENTI PUTRI, VEVI SURYENTI Wahidyanti Rahayu Hastutiningtyas Wanda Yunita Pramesti Yeni Solfiah Yesni, Marnila Yulastini, Fitria zainarti zainarti Zeinal Abidin Zuhrinal M. Nawawi