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All Journal Indonesian Journal of Islam and Muslim Societies MUQTASID Jurnal Administrasi Bisnis (JABis) EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Perisai : Islamic Banking and Finance Journal al-Uqud : Journal of Islamic Economics Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Management, Accounting and Technology (JEMATech) Efektor Jambura Journal of Educational Management Inovasi: Jurnal Ilmiah Ilmu Manajemen Jurnal Administrasi dan Manajemen Jurnal Manajerial JURNAL EKSBIS Dinasti International Journal of Education Management and Social Science Revitalisasi : Jurnal Ilmu Manajemen Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmiah Manajemen Kesatuan Jurnal E-Bis: Ekonomi Bisnis JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Jurnal Disrupsi Bisnis Jurnal Ilmu Manajemen Advantage Indonesian Journal of Innovation Studies Indonesian Journal of Public Policy Review Indonesian Journal of Islamic Studies Journal of Islamic and Muhammadiyah Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal Publicuho Journal Research of Social Science, Economics, and Management Paradoks : Jurnal Ilmu Ekonomi Research Horizon Innovative Technologica: Methodical Research Journal IIJSE Jurnal Pemberdayaan Ekonomi dan Masyarakat Journal of Economics and Economic Policy Frontiers in Research Journal Journal of Micro, Small and Medium Enterprises Ulil Albab Jurnal Ilmu Manajemen Academia Open International Journal of Economic Integration and Regional Competitiveness Journal of Artificial Intelligence and Digital Economy
Kumara Adji Kusuma
Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo, Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

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Bankziska and loan sharks eradication in Souhteast Asia: Evidence from Indonesia Kusuma, Kumara Adji; Fauji, Imam; Faruq Ahmad Futaqi; Tai Wai, Khoong; bin Ramlan, Syafiq Izwan; Binti Nordin, Nadhirah
al-Uqud : Journal of Islamic Economics Vol. 8 No. 2 (2024): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v8n2.p161-174

Abstract

Loan sharking is still prevalent in Muslim-majority countries in Southeast Asia, such as Indonesia, Malaysia, and Brunei Darussalam. Several policies have been drawn by government and non-government institutions with negative results in eradicating the practice of usury. The phenomenon of Banziska as a new type of financial institution, which combines the principles of Islamic microfinance and charity in Ponorogo City, Indonesia, has the great potential of becoming the solution to eradicating riba in society. Since its first operation up to the last three years ago, it has liberated 65 percent of 585 active partners from loan sharks and conducted 1807 rounds of financing. It has now been duplicated in other neighboring cities. The research approach is a combination of desk research (literature review and case studies), primary research (data collection through surveys and interviews), and analysis (qualitative and quantitative methods). The result is a description of the Bankziska model. The concept is creating an ecosystem involving many elements in society, such as societal/religious organizations, partners, charity institutions, and volunteers. It follows a pattern that aims to transform mustahiq into muzakki and achieve the objective of sharia of zakat.
KNOWLEDGE SHARING AND CREATIVITY VALUE AS AN EFFORT TO IMPROVE ISLAMIC BANKING PERFORMANCE Ummi Syakinah, Innani; Abadiyah, Rifdah; Adji Kusuma, Kumara
JURNAL EKBIS Vol 25 No 1 (2024): EKBIS (Jurnal Analisis, Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

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Abstract

When employee needs are met at work, job satisfaction will arise. Where job satisfaction is a state of happy emotions or positive emotions that come from an assessment of one's work or experience. With high job satisfaction, it will improve employee performance towards the organization where they work. Performance is the result of an employee's actions in carrying out the role given by the organization, both quantity and quality in accordance with the responsibilities given. For the Islamic banking industry, knowledge sharing is very important because it allows staff members to exchange knowledge, skills and experiences. By sharing ideas and knowledge the Islamic banking sector can stimulate innovation in its products and services that comply with sharia principles. This can help the banking sector to remain relevant and compete in the growing Islamic finance market. This study aims to determine the mediating role of job satisfaction on employee performance which is influenced by knowledge sharing and creativity value. This research is a quantitative study with SEM-PLS as a data analysis method with the Smart PLS 3.0 tool. Consists of 50 research sample respondents. The results showed that knowledge sharing, creativity value, and job satisfaction have a positive and significant influence on employee performance. Furthermore, knowledge sharing and creativity value have a positive and significant influence on employee performance of BSI Bank KCP Sidoarjo employees through job satisfaction.
ROLE SHARIAH ENGAGEMENT IN THE CONTEXT OF IMPROVING SHARIA BANKING PERFORMANCE Nisail Azizah, Risma; Abadiyah, Rifdah; Adji Kusuma , Kumara
JURNAL EKBIS Vol 25 No 1 (2024): EKBIS (Jurnal Analisis, Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

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Abstract

Islamic banks must ensure that all operational activities and financial products comply with sharia principles. Sharia Engagement's role helps ensure compliance with Islamic law in all aspects of banking. Employees who understand sharia principles can carry out their duties well and in accordance with Islamic values. This can improve employee performance in sharia banking. Another factor that improves employee performance is that the company is able to create a balance between work and family life for employees and provides a conducive work environment that creates comfort at work. This research aims to determine the influence of work life balance and work environment on employee performance with sharia engagement as an intervening variable. This research is quantitative research with SEM-PLS as a data analysis method with the Smart PLS.3.0 tool. Consisting of 50 research sample respondents. The research results show that work-life balance, work environment, and Sharia Engagement have a positive and significant influence on employee performance. Furthermore, work-life balance and the work environment have a positive and significant influence on improving the performance of Bank BSI KC Sidoarjo employees through Sharia Engagement.
Pengaruh Kompensasi, Stres Kerja dan Kepuasan Kerja Terhadap Kinerja Karyawan PT. Wangsa Manunggal Jaya Perkasa Ditya, Dhiki Arta; Kusuma, Kumara Adji
Innovative Technologica: Methodical Research Journal Vol. 3 No. 2 (2024): June
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/innovative.v3i2.17

Abstract

This study aims to determine the partial effect of compensation on employee performance, the partial effect of work stress on employee performance, the partial effect of satisfaction on employee performance and the simultaneous effect of compensation, job stress, and job satisfaction on employee performance. This type of research uses quantitative research methods. The research population is employees of the production department at PT. Wangsa Manunggal Jaya Abadi, the population taken by the study was 185 employees with a total sample of 127 respondents. The data analysis technique used multiple linear regression analysis with F test and t test. The results showed that compensation has an effect on employee performance. Job stress affects employee performance, job satisfaction affects employee performance and compensation, job stress, job satisfaction simultaneously affects employee performance at PT. The Manunggal Jaya Mighty House. This means that with changes in compensation, job stress and job satisfaction, employee performance will increase.
Kepuasan Kerja, Kompensasi, dan Disiplin Kerja Karyawan dalam Meningkatkan Produktivitas Karyawan pada Industri Kecil Menengah Kerupuk di Sidoarjo Riyandah, Bayu Rafid; Kusuma, Kumara Adji
Innovative Technologica: Methodical Research Journal Vol. 2 No. 2 (2023): June
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/innovative.v2i2.30

Abstract

Penelitian ini bertujuan untuk mengetahui Kepuasan Kerja, Kompensasi, dan disiplin Kerja terhadap Produktivitas karyawan. Penelitian ini menggunakan jenis penelitian (explanatory research) dengan menggunakan pendekatan kuantitatif. Pengambilan sampel pada penelitian ini sebanyak 80 responden dari karyawan IKM Sumber Makmur. Teknik pengumpulan data dengan menggunakan kuesioner yang di distribusikan melalui angket. Pengolahan data dalam penelitian ini menggunakan program software SPSS 22 (Statistical Program For the Social Sciences). Hasil penelitian menunjukkan bahwa: Kepuasan Kerja, Kompensasi Dan Disiplin Kerja Karyawan berpengaruh terhadap Produktivitas Karyawan Pada Industri Kecil Menengah Kerupuk Sumber Makmur Prambon Sidoarjo.
Kepemimpinan, Komitmen Organisasi, dan Beban Kerja dalam Meningkatkan Kinerja Karyawan UD. Sinar Terang Beton Surabaya Payapo, Muhammad Sabilal Akbar; Kusuma, Kumara Adji
Innovative Technologica: Methodical Research Journal Vol. 1 No. 3 (2022): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/innovative.v1i3.59

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Kepemimpinan, Komitmen Organisasi, dan Beban Kerja terhadap Kinerja Karyawan UD. Sinar Terang Beton Surabaya. Penelitian ini menggunakan pendekatan kuantitatif. Pengambilan sampel pada penelitian menggunakan teknik total sampling, dengan jumlah responden sebanyak 52 responden dari karyawan UD. Sinar Terang Beton Surabaya. Teknik pengumpulan data dengan menggunakan kuesioner yang didistribusikan melalui angket. Pengolahan data dalam penelitian ini menggunakan program software SPSS 25 (Statistical Program For the Social Sciences). Hasil penelitian menunjukkan bahwa: Kepemimpinan berpengaruh signifikan terhadap Kinerja Karyawan UD. Sinar Terang Beton Surabaya, Komitmen Organisasi berpengaruh signifikan terhadap Kinerja Karyawan UD. Sinar Terang Beton Surabaya, dan Beban Kerja berpengaruh signifikan terhadap Kinerja Karyawan UD. Sinar Terang Beton Surabaya.
Pengaruh Stress Kerja, Work Life Balance dan Konflik Peran Terhadap Kinerja Karyawan Zaenha, Mochamad Abdi Redani; Kusuma, Kumara Adji; Abadiyah, Rifdah
REVITALISASI : Jurnal Ilmu Manajemen Vol 13 No 1 (2024): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v13i1.4835

Abstract

With the increasing degree of human requirements over time, the economy is also evolving and changing. Accordingly, to obtain it, working becomes the main way for those in need of money. There are a lot of students who work and study concurrently. They encountered numerous challenges as a result of this circumstance, including role conflict (X3), stress (X1), and work-life balance (X2). With 110 respondents, the research population consisted of active management study program students at UMSIDA campus one, and the non-probability sampling technique was employed. Multiple linear regression is used in this data analysis with the aid of SPSS software. The study's findings demonstrated the influence of role conflict (X3), work-life balance (X2), and job stress (X1) on the performance of employees who studied at UMSIDA. This is shown by the F-count value of 56.240 with a significance of 0.000 (<0.05).
Optimizing Employee Loyalty Through Career Development, Work Life Balance, and Compensation Walidah, Laili Zana; Andriani, Dewi; Kusuma, Kumara Adji
Jurnal Ilmu Manajemen Advantage Vol. 8 No. 1 (2024): June 2024
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v7i2.1210

Abstract

This research aims to determine the influence of career development, work life balance and compensation on the loyalty of Wonoayu Community Health Center employees, both partially and simultaneously. This research is a type of quantitative research using a 1-5 Likert scale analysis tool and data testing, namely validity testing, reliability testing, classical assumption testing, multiple linear regression analysis, and hypothesis testing. The data collection technique uses a questionnaire distributed via a Google form link. The population in this study was Wonoayu Community Health Center employees, totaling 95 people and the sampling technique used a census technique, namely 95 respondents. The results of this research prove that the loyalty of Wonoayu Community Health Center employees can be influenced through career development, work-life balance and compensation. From the results of the coefficient of determination, it is known that the contribution of career development, work-life balance and compensation variables has an influence on the employee loyalty variable, namely 78.7% and the remaining 21.3% is influenced by other variables not used in this research.
Time Required for Education Up to College Level Kusuma, Kumara Adji
Indonesian Journal of Public Policy Review Vol 25 No 3 (2024): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijppr.v25i3.1397

Abstract

This study explores the imperative of mandatory college education in Indonesia, amidst recent protests against rising tuition fees. Despite higher education's recognized socio-economic benefits, Indonesia has yet to mandate college attendance, lagging behind global trends. Drawing on comparative analysis with Malaysia, South Korea, and European nations, the research underscores the potential of mandatory college education to enhance workforce skills, promote innovation, and reduce social disparities. Findings advocate for government commitment, increased funding, and collaboration with the private sector to ensure equitable access and quality in higher education, ultimately driving economic growth and social development. Highlights : Global Trends Comparison: Benchmarks Indonesia against leading nations for educational policy insight. Equitable Access and Quality: Ensuring fairness and standards for a skilled, diverse workforce. Government-Private Sector Collaboration: Partnerships vital for sustainable funding and educational enhancement. Keywords: Mandatory Education, Indonesia, Socio-Economic Benefits, Collaboration, Funding
Debunking the Concept of Liberalism A Critical Review Kusuma, Kumara Adji
Indonesian Journal of Public Policy Review Vol 25 No 3 (2024): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijppr.v25i3.1398

Abstract

This study critically examines the basic tenets of liberalism and their implications for the discourse between Islam and the West. With reference to texts from thinkers such as John Locke and John Stuart Mill, it challenges the rationality and coherence of liberal ideology, particularly regarding equality, freedom and hedonistic morality. Islamic perspectives on these issues are considered, highlighting differences in epistemological foundations. The research underscores the need for nuanced dialogue and critical inquiry, emphasizing the importance of epistemological diversity in addressing the challenges of contemporary society. Highlights : Critiquing liberal ideology: equality, freedom, morality coherence challenged. Contrasting Islamic epistemological foundations with liberalism's rationality. Emphasizing nuanced dialogue and diverse epistemology for contemporary challenges. Keywords: Liberalism, Islam, Dialogue, Epistemology, Diversity
Co-Authors Abadiyah, Rifda Abbadiyah, Rifdah Abdul Hadi Abiadiyah, Rifdah Adi Setiyawan, Moch. Rizqi Aidah Safira Maharani Aji, Yovan Khrisna Alshaf Pebrianggara Amaliyah, Rose Amelia Khusnul Chotima Amelia, Ananda Mety Amin, Muchammad Iqbal Al Ananda Ratih Ayu Kumalasari Anggara, Reza Tri Ardiansyah, M. Ilham Aril Amanda Putri Arini, Yulita Tri Arumalaita, Dina Asfianto, Firda Oktavia At’taib , Adam At’taib, Adam Aulia Riza Ainun Nur Rohmah Aulia Safira Andrianti Aulia, Nabilah Syaharani Aureliyah Putri, Ladynah Zarrah bin Ramlan, Syafiq Izwan Binti Nordin, Nadhirah Cahyaningrum , Bunga Dyah Chusna, Nisaul Chusnah, Yunia Najachatul Della Puspita Maretania Detak Prapanca Dewi Andriani Dewi Andriani Dewi Komala Sari Dhinin Bella Ira Sari Ditya, Dhiki Arta Dyah Atia Mayang Fa&#039;una Efendy, Syahril Effendie , Abdul Haris Eka Febriansah, Rizky Eko Hardi Ansyah Fandi Ardiansyah Faruq Ahmad Futaqi Fauline Arizka Putri Fauzi Ahmad Muda Febrianti, Shela Firda Oktavia Asfianto Firdaus, Nala Alifiyah Firdausi Gita Agustiya Firmansyah, Syafril Adin Fita Widi Rahmawati Fitriyah, Yeni Gitania, Ahmita Dwi Hadi Praseno Harijono, Dyah Alifia Wulandhari Hasan Ubaidillah Hasan Ubaidillah Herlinda Maya Kumala Sari Herlinda Maya Kumala Sari, Herlinda Maya Kumala Hidayatulloh Ida Wijayanti Ilmi, Samrotul Imam Fauji, Imam Julian Adam Khoong Tai Wai Kyki Veronica Anggraeni Lailatul Ilmia Lestari , Indah Dwi Lilik Indayani M. Farid Hilmi Najim Machdani, Muchlis Dzul Maharani, Febi Putri Mas Oetarjo Mashuri, Muchamad Ali Maulana Rizky Widhiarto Misti Hariasih Miya Wulandari Setyaningsih Mochamad Rizal Yulianto Mochamad Rizal Yulianto Mochammad Fatur Irawan Mohammad Ridho Mubarok Muhamad Nafik Hadi Ryandono Muhammad Rajib Krisnahadi Muhammad Yani Muhammad Yani, Muhammad Neni Dwi Riris Setyowati Nisail Azizah, Risma Nugroho, Mukhamad Aditya Bayu Nur Kholidah Nurhafizah, Intan Oktaviani, Ika Pamungkas, Nur Cahyo Bagas Payapo, Muhammad Sabilal Akbar Praseno, Hadi Putri, Dhita Eka Ananda Rafli Permana Putra Rara Novalia Rifdah Abadiyah Rindiani Rindiani Risma Septiani Rita Ambarwati Rita Ambarwati Sukmono Riyandah, Bayu Rafid Riza Nur Laila Rizki Ragil Pamungkas Rizky Eka Febriansah Rizky Eka Febriansah Rosyihin, Farih Ayu Mukhoirotin Sirojul Umma Sabrina, Herdina Safina, Maria Salsabila Putri Agustina Santosa, Lexssy Saputra , Marchelino Tryas Sari, Melani Fitria Devita Sari, Puput Dwi Sasmita Setiawan, Mochammad Agung Setyowati, Neni Dwi Riris Sinta Listia Siti Jamilah Siti Nur Hidayati Sumartik Syafrianda, Adityan Tai Wai, Khoong Taris Dwi Wulandari Teguh Prasetyo Teguh Prasetyo Tiga Andina Tri Ardha Rachmadani Tuffah Hati Umniyyah Ubaidillah , Hasan Ubaidillah, Hasan Umi Nafakhatu Ambariya Ummi Syakinah, Innani Uswatun Nur Lailiya Utami, Siska Putri Vera Firdaus Wahyu Danang Setiawan Wahyuma, Nukhi Khusna wahyuni wahyuni Wai, Khoong Tai Walidah, Laili Zana Wibowo, Zurna Arifah Masruri Widi, Yodik Lestyo Wijayanti, Ida Yodik Lestyo Widi Yulianita Dwi Safitri Yunia Najachatul Chusnah Yusuf Sobirin Zaenha, Mochamad Abdi Redani