Garuda - Garba Rujukan Digital

p-Index From 2021 - 2026

7.139

P-Index

This Author published in this journals

Putri Ayu Lestari

Fakultas Sains dan Teknologi Universitas Islam Negeri (UIN) Sultan Syarif Kasim Riau

Author-ID : 306330

Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Social Sciences Other

Published : 58 Documents Claim Missing Document

Claim Missing Document

Articles

2 3 4 5 6

Artificial Intelligence and the Future of Financial Governance Lestari, Putri Ayu; Andika, Cruift
Moneta : Journal of Economics and Finance Vol. 3 No. 2 (2025): April 2025
Publisher : Indonesian Scientific Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61978/moneta.v3i2.916

Artificial Intelligence (AI) is increasingly recognized as a transformative force in financial decision-making, with applications spanning risk prediction, portfolio optimization, fraud detection, corporate financial reporting, consumer finance, and market sentiment analysis. This narrative review aims to synthesize current knowledge on the opportunities and risks associated with AI adoption in the financial sector. Literature was collected from leading academic databases, including Scopus, Web of Science, and Google Scholar, using keywords such as “Artificial Intelligence,” “Financial Decision-Making,” “Risk Management,” and “Portfolio Optimization.” Inclusion criteria prioritized peer-reviewed studies published between 2010 and 2025. Findings reveal that AI consistently outperforms traditional approaches in risk prediction and credit assessment, with neural networks and hybrid models achieving predictive accuracies exceeding 85%. AI-driven robo-advisors provide higher investment returns and expand financial inclusion by reducing cost barriers. In fraud detection, adaptive algorithms achieve accuracy rates up to 90% and improve resilience against evolving threats. Corporate reporting benefits from AI-driven transparency, particularly when supported by high-quality auditing. Moreover, AI tools promote sustainable financial practices by aligning investment strategies with social and environmental objectives, while advanced models like GPT enhance market sentiment analysis. However, the review also identifies key challenges, including black-box opacity, algorithmic bias, systemic vulnerabilities, and regulatory uncertainties. Addressing these issues requires explainable AI, algorithmic audits, representative datasets, and collaborative governance mechanisms. This review concludes that while AI holds enormous potential to transform global financial systems, its sustainable and equitable integration depends on balancing innovation with regulatory adaptation, transparency, and fairness.

Bridging the Sustainability Gap: Aligning Consumer Expectations and Corporate ESG Strategies in Indonesia Lestari, Putri Ayu
Commercium : Journal of Business and Management Vol. 2 No. 1 (2024): February 2024
Publisher : Indonesian Scientific Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61978/commercium.v2i1.976

Sustainability has become an increasingly salient issue in Indonesia’s consumer and corporate sectors. This study examines the alignment between consumer expectations and corporate readiness in advancing sustainability. It aims to assess how far market demand is matched by corporate ESG initiatives. Using a descriptive analytical method and secondary data sources, this research synthesizes findings from consumer behavior surveys and corporate ESG reporting metrics. Demand side indicators include willingness to pay (WTP), behavioral adoption of sustainable practices, and perceived barriers. Supply side data were drawn from sustainability report filings, ESG index membership, and regulatory frameworks including POJK 51/2017 and SEOJK 16/2021. The findings reveal a high level of consumer engagement with sustainability. About 79% of respondents expressed willingness to pay (WTP) for sustainable goods, while 68% reported behavioral adoption. However, barriers such as availability (44%), lack of information (40%), and affordability (31%) limit broader adoption. On the corporate side, 97% of issuers submitted sustainability reports, but only 111 firms were included in ESG indices, indicating a gap between compliance and strategic ESG integration. This misalignment hinders the development of a fully responsive sustainability ecosystem. The discussion emphasizes that aligning corporate ESG strategies with consumer values yields reputational, competitive, and financial benefits. It also highlights the role of targeted policies and cross sector collaboration in supporting deeper ESG adoption. Educational initiatives and capacity building for SMEs are identified as critical enablers for closing the demand supply gap. In conclusion, the study argues for a paradigm shift from compliance to strategic alignment. Bridging the consumer corporate gap in sustainability will enhance Indonesia’s market resilience and contribute to long term national development goals.

The Trust Gap in Online Marketplaces: Policy and Platform Dynamics in the European Union's Digital Economy Lestari, Putri Ayu
Commercium : Journal of Business and Management Vol. 2 No. 1 (2024): February 2024
Publisher : Indonesian Scientific Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61978/commercium.v2i1.977

This study introduces the Trust Risk Index (TRI) as a novel, policy-relevant metric to capture digital risks privacy, fraud, misinformation, and targeted advertising shaping consumer trust in EU e-commerce. Unlike prior measures, TRI integrates consumer perception and behavior, providing actionable insights for regulators and platforms in restoring trust. The TRI captures consumer concerns related to privacy, fraud, misinformation, and targeted advertising. Using descriptive statistics, regression analysis, and principal component methods, the study analyzes how TRI scores correlate with e commerce engagement across EU countries. Results indicate that higher TRI scores are associated with significantly lower online shopping frequency. Privacy concerns, in particular, emerged as more influential than financial or product related risks. Platforms play a dual role, offering both protective measures and algorithmic risks that affect consumer perception. The findings highlight the importance of regulatory frameworks such as GDPR, the Digital Services Act, and the Digital Markets Act in restoring and maintaining digital trust. The study concludes that addressing non financial digital risks is essential for a sustainable digital economy. The TRI provides a scalable, policy relevant tool for measuring trust deficits and guiding targeted consumer protection strategies in the EU.

Digital Tools, Sectoral Dynamics, and Learning Intensity: An Empirical Analysis of KM Adoption Across Industries Widaningsih; Lestari, Putri Ayu
Commercium : Journal of Business and Management Vol. 2 No. 1 (2024): February 2024
Publisher : Indonesian Scientific Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61978/commercium.v2i1.985

This study examines how the adoption of knowledge management (KM) systems influences organizational learning (OL) outcomes across sectors. In the era of digital transformation, platforms such as Learning Management Systems (LMS), Electronic Performance Support Systems (EPSS), and collaboration tools like Microsoft Teams play a pivotal role in knowledge strategies. The study aims to assess whether the use of these systems is associated with learning intensity, measured by training hours and per-employee spending. A cross sectional analysis was conducted using secondary data from LinkedIn Learning, ATD, Microsoft, and international databases such as OECD and the European Commission. Independent variables included LMS and EPSS/KMS adoption rates, and Microsoft Teams’ user metrics. Dependent variables captured organizational learning outcomes across sectors, including healthcare, manufacturing, and services. Results indicate a positive association between the adoption of LMS and collaboration tools with increased learning intensity. Organizations with high LMS usage and digital collaboration capabilities reported greater training hours and learning investments. EPSS/KMS usage remains limited but represents untapped potential for performance aligned learning. Sectoral differences were notable, with manufacturing leading in training hours, while healthcare focused on compliance learning. Organizational size also influenced outcomes, with larger firms better equipped to support structured learning systems. The findings contribute to understanding how KM systems influence organizational learning performance and highlight the need for context specific KM strategies. Despite some limitations in data scope and causality, the study emphasizes the strategic importance of aligning KM tools with learning goals to foster adaptive, knowledge driven organizations.

Pengaruh Model Pembelajaran Inkuiri Terhadap Hasil Belajar Matematika pada Materi Bangun Datar Lestari, Putri Ayu; Saraswati, Sari
Jurnal Ilmu Pendidikan, Sains dan Humaniora Vol. 1 No. 3 (2025): Maret 2025
Publisher : Fakultas Ilmu Pendidikan Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jipsara.v1i3.8610

Hasil belajar matematika merupakan salah satu capaian belajar dalam memahami konsep, menerapkan keterampilan, dan menyelesaikan masalah matematika. Penelitian ini bertujuan untuk mengetahui pengaruh model pembelajaran inkuiri terhadap hasil belajar matematika pada materi bangun datar pada kelas VII. Rancangan penelitian ini menggunakan True Experimental Design bentuk Post-test Only Control Design. Penelitian ini melibatkan 29 peserta didik sebagai kelas eksperimen dan 21 peserta didik sebagai kelas kontrol. Instrumen penelitian berupa lembar tes sebanyak dua butir soal uraian. Teknik analisis data menggunakan statistik deskriptif dan inferensial meliputi uji normalitas, uji homogenits dan uji t-tes. Hasil penelitian menunjukan bahwa rata-rata hasil belajar kelas eksperimen lebih baik dari kelas kontrol. Berdasarkan analisis yang disimpulkan bahwa terdapat pengaruh model pembelajaran inkuiri terhadap hasil belajar matematika pada materi bangun datar kelas VII.

Green Economy and Public Sector Innovation: A Narrative Review of Global Transitions Lestari, Putri Ayu
Sinergi International Journal of Economics Vol. 3 No. 3 (2025): August 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/economics.v3i3.869

This study presents a narrative review of global and local practices in advancing sustainable development through green economy policies, health literacy initiatives, and digital transformation in the public sector. The aim of the review was to synthesize empirical and theoretical contributions to understand the enabling and constraining factors that shape sustainability outcomes. Literature was systematically collected from Scopus, Web of Science, and Google Scholar using keyword combinations such as “green economy,” “health literacy,” and “digital transformation,” with inclusion criteria focusing on peer-reviewed articles published between 2018 and 2024. A total of 126 articles were reviewed after screening 312 records. The results reveal that sustainability has emerged as a central policy and research theme, with evidence showing that green finance, carbon pricing, and stakeholder engagement significantly enhance ecological and economic performance. Comparative insights highlight that developed nations benefit from robust infrastructure and regulatory frameworks, while developing countries face systemic challenges including financial limitations, policy uncertainty, and social inequalities. The discussion underscores the importance of multisectoral collaboration, public education, and fiscal instruments in overcoming these barriers. However, gaps remain in the literature, particularly regarding long-term impacts and the experiences of marginalized populations. The review concludes that advancing sustainable development requires integrative strategies that combine ecological, economic, and social dimensions, with future research needed to explore innovative and inclusive approaches that ensure equitable progress.

Transparency and Accountability in the Digital Era: Insights from Public Sector Accounting Lestari, Putri Ayu
Sinergi International Journal of Accounting and Taxation Vol. 3 No. 3 (2025): August 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijat.v3i3.864

This study presents a narrative review examining how digital transformation reshapes public sector accounting by synthesizing recent literature on its opportunities, challenges, and policy implications. The review aims to analyze the transition from manual to digital and data-driven systems using a structured and integrative approach. Literature from Scopus and Web of Science was reviewed through targeted keywords—digital transformation, e-government, and public sector accounting—focusing on peer-reviewed studies published between 2010 and 2024 to ensure quality and relevance. Findings reveal that digital accounting systems enhance operational efficiency and reduce fraud risks, while e-government platforms improve transparency and citizen engagement by increasing access to financial data. The integration of big data analytics and forensic accounting strengthens auditing and oversight, though implementation success largely depends on infrastructure readiness and institutional support. Human capital emerges as a decisive factor, as digital literacy gaps among accountants and auditors hinder effective adoption. Persistent challenges include organizational resistance, limited resources, and data security risks across regions. Drawing on institutional theory, the discussion highlights how structural and cultural factors influence adoption patterns and outcomes. The study concludes that the transformative potential of digitalization in public sector accounting can only be realized through comprehensive strategies integrating technological investment, capacity building, and supportive policy frameworks. Future research should explore longitudinal and cross-regional analyses to deepen understanding of digital transformation’s long-term impacts on governance and accountability.

PENGEMBANGAN OBJEK WISATA ALAM DANAU RANAU DI PERBATASAN KABUPATEN LAMPUNG DAN OGAN KOMERING ULU Lestari, Putri Ayu; Hertati, Lesi; Puspitawati, Lilis; Gantino, Rilla; Ilyas, Meifida
JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA Vol 2, No 1 (2021): JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA
Publisher : STIE Atma Bhakti

Tujuan dari pengabdian masyarakat ini adalah untuk menunjang salah satu obyek wisata yang dapat menunjang perekonomian di perbatasan Kabupaten Lampung dan Kabupaten Ogan Komering Ilir, lokasi ini juga dikenal dengan sebutan danau. Karena tempatnya sangat asri dan sejuk serta pepohonan yang sangat asri. banyak orang dari berbagai daerah berkunjung dan berlibur di danau ini. Pengembangan dilakukan dengan membuat petunjuk arah menuju lokasi objek wisata. Metode yang diterapkan adalah dengan mewawancarai pengunjung tempat wisata dan spot foto, website desa dan promosi, publikasi di media sosial. Perkembangan pariwisata sangat bergantung pada kunjungan yang datang mengunjungi tempat tersebut. Peningkatan jumlah kunjungan yang terjadi merupakan cerminan dari terus berkembangnya pariwisata untuk mempertahankan dan meningkatkan jumlah kunjungan wisatawan. Pengembangan pariwisata sebagai upaya untuk meningkatkan atau meningkatkan fasilitas dan pelayanan yang dibutuhkan masyarakat. Kata kunci: Pembangunan, Pariwisata, Danau Ranau

ANALISIS KADAR GULA, PH, MUTU ORGANOLEPTIK, DAN DAYA TERIMA MINUMAN GOUTSEEL DENGAN PROPORSI EKSTRAK DAUN KERSEN DAN BUAH APEL Lestari, Putri Ayu; Supriyono, Teguh; Rahayu, Cucu
SENTRI: Jurnal Riset Ilmiah Vol. 2 No. 12 (2023): SENTRI : Jurnal Riset Ilmiah, Desember 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v2i12.1966

Penyakit tidak menular salah satu penyakit tidak mampu ditularkan melalui individu satu ke individu lainnya seperti gout arthritis (asam urat). Asam urat biasanya di tangani dengan obat-obatan medis yang menimbulkan beberapa efek samping, oleh karena itu masyarakat banyak mencari ramuan herbal yang dibuat dari daun kersen dimodifikasi dengan penambahan ekstrak apel. Metode Penelitian: Desain penelitian ini menggunakan Rancangan Acak lengkap (RAL) 3 perlakuan dan 6 ulangan dengan proporsi daun kersen dan buah apel P1 (K:A) = 10%:90%, P2 (K:A) = 20%:80%, P3 (K:A) = 30%:70%. Hasil dan Pembahasan: hasil uji kadar gula menunjukkan bahwa semakin tinggi ekstrak buah apel maka semakin tinggi kadar gulanya. Kadar pH produk diperoleh hasil 6, artinya minuman goutseel memenuhi syarat untuk dikonsumsi. Hasil uji mutu organoleptik menunjukkan panelis menilai warna kurang hijau hingga tidak hijau, aroma khas minuman goutseel, rasa kurang manis, dan tampilan kurang jernih. Hasil uji kesukaan ada perbedaan yang signifikan terhadap warna, rasa, aroma, dan kejernihan. Formula minuman goutseel yang disukai adalah proporsi 10% daun kersen : 90% buah apel.

The Causes of Students Bullying Ramadhani, Sunainatul; Lestari, Putri Ayu; Emelda, Emelda; Norhayatun, Norhayatun
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 9, No 2 (2025): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (Maret)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v9i2.8404

This research aims to open up the public's view that perpetrators of bullying also need to receive special attention, not just be judged and considered completely wrong. One of the main factors in bullying occurs due to a lack of concern from the surrounding environment. By using a qualitative approach through source triangulation method towards students who bully at MTS Nurul Ummah, and those closest to them. The research results show that internal and external factors are the biggest causes of bullying. This lack of concern extends to perpetrators who want to be seen and be the center of attention. This research recommends handling bullying perpetrators by not judging the perpetrators, providing a form of concern for the perpetrators, and providing a sense of responsibility to the perpetrators so that the perpetrators can learn from healthy experiences.

Co-Authors Abdul Rahim Abidin, Rifai Zainul Adekunle, Ahmed Oluwatobi Afrilzal, Afril Zal aliamin aliamin Ambarwati, Mega Dewi Amerta, I Dewa Gd Bayu Ari Andika, Cruift Ani Siti Anisah, Ani Siti Anjani, Dinda Dewi Aprianto, Rizal Ardi Ardi Arfilia Wijayanti Ariani, Kadek Peni Ary Susatyo Nugroho Azza, Ziadatul Azzahrawani, Fatharisa Dewi, Yunita Fourina Diana Rozelin Duwi Nuvitalia Eddyono, Fauziah Edeh, Friday Ogbu Elfattah, Hagar Yehia Abd emelda, emelda Evoni, Anggita Fitri Evy Nurachma Fadilah, Resmi Afifah Fadillah, Shyaillah Firman Aziz Fitriani Lubis Fitriyah, Aidatul Gangodawilage, Damith Garini, Anggita Riastina Ginanjar, Ani Yanti Gunawan, Didik Hayya, Adieba Warda Kalsum, Zuhriah Umi Ken, R.R, Wening Khan, Dwiki Rahman Lesi Hertati, Lesi Lestari, Fidia Dewi Lilis Puspitawati Lopiani, Salmanera Senja Marbun, Rany Mariani, Made Sri Maulida, Anik Nafisah Meifida Ilyas Muhalim, Muhalim Muhammad Syaipul Hayat Mukarom Mukarom, Mukarom Munggaran, Silvi Wulan Nafa Aqla Islami Naibaho, Regina Yolanda Nasrulloh, Ubaid Fandi Ni Ketut Putri Ariani Norhayatun Norhayatun Nugroho, Yusuf Arieffudin nurhadi, mokhamad Paramita S, Novia Prasetyo Prasetyo Pujiharti, Yulita Purwani, Nur Setya Puspaningrum, Cici Rachmawati, Amira Yuniar rahayu, cucu Ramadhani, Sunainatul Retno Purwani Setyaningrum Rijal, Muhammad Safitri, Awalina Dea Safitri, Layil Saraswati, Sari Sari, Loesita Slamet Suhartono Suryani, Dessy Rizki Sutri, Sutri Syarifuddin Dollah Teguh Supriyono Tiara Putri Ryandini Ulwan, Gina Nuzul Wahyu Hidayat Wahyuningsih Widaningsih Widari, Alvira widyawati, mei Yayi Suryo Prabandari Yolifiandri Zaky Yopiannor, Farid Zulfayani, Zulfayani Zuliansyah, Rhyzky Ditya

Title

Found 58 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 58 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 58 Documents
Search