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Interaction of Customer Satisfaction and Digital Service Retention: Evidence of PLS from Indonesian Islamic Banking Alfarizi, Muhammad
International Journal of Islamic Economics and Finance (IJIEF) Vol 6, No 1 (2023): IJIEF Vol 6 (1), January 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v6i1.16824

Abstract

The Indonesian Islamic banking sector has been transformed by integrating technology in banking services to satisfy customers for retention and market share post-COVID-19. This study, therefore, investigates the impact of Islamic banking digital service quality post-COVID-19 in Indonesia on customer satisfaction and retention. This study applied the construction of an electronic service quality model (E-S-Qual) and a banking service quality model (BSQ) focusing on digital services in Islamic commercial banks in Indonesia after the COVID-19 pandemic. This study also used an explanatory method by collecting survey data from customers of Islamic banks in Indonesia. PLS-SEM analysis tool with SmartPLS tool version 4 was utilized to search for hypothetical evidence. This study uncovered the effect of ease of use, efficiency, interoperability, privacy security, responsiveness, reliability, service cost, and service portfolio on ISBC customer satisfaction. In addition, among the significance of ISBC customer satisfaction on customer retention intention, there was a mediating effect of Islamic financial literacy. Islamic banks, consequently, must maintain a digital service system to meet customers' financial needs through quality control of system infrastructure and continuous network maintenance. Moreover, the demand for strategies to strengthen new digital services through adding features and promoting the advantages of digital financial services is needed to gain market share in the Indonesian financial market.
PENGARUH PROGRAM KAMPUS MERDEKA DALAM MENINGKATKAN MUTU PERGURUAN TINGGI SWASTA Alfarizi, Muhammad; Wijaya, Lianna; Maulida, Ahmad Fikron
Jurnal Penelitian Kebijakan Pendidikan Vol 16 No 2 (2023)
Publisher : Pusat Standar dan Kebijakan Pendidikan, BSKAP, Kemendikbudristek

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24832/jpkp.v16i2.813

Abstract

Penelitian ini bertujuan untuk mengeksplorasi peran program Merdeka Belajar Kampus Merdeka dalam meningkatkan mutu perguruan tinggi swasta. Program ini adalah strategi baru untuk meningkatkan mutu perguruan tinggi swasta sebagai lembaga pendidikan mandiri di era Masyarakat 5.0. Penelitian ini menerapkan pendekatan kuantitatif dengan pengumpulan data melalui survei online kepada 227 mahasiswa perguruan tinggi swasta secara purposif. Data dianalisis menggunakan teknik Partial Least Squares – Structural Equation Modeling. Hasil analisis menunjukkan bahwa program Merdeka Belajar Kampus Merdeka memiliki pengaruh positif terhadap budaya akademik, pengalaman mahasiswa, dan pengalaman dosen. Budaya akademik juga memengaruhi pengalaman dosen dan mahasiswa, tetapi tidak memiliki pengaruh signifikan terhadap peningkatan mutu perguruan tinggi. Mahasiswa dan dosen memiliki peran penting dalam meningkatkan mutu perguruan tinggi swasta. Selain itu, branding perguruan tinggi swasta berpengaruh terhadap peningkatan mutu, tetapi tidak berpengaruh pada kompetensi karier mahasiswa. Penelitian ini mendorong percepatan program untuk meningkatkan kualitas mahasiswa dan dosen sebagai penggerak utama dalam mencapai mutu perguruan tinggi swasta di Indonesia.
INDONESIAN HALAL MSME OPEN INNOVATION WITH ISLAMIC FINTECH ADOPTION Alfarizi, Muhammad; Ngatindriatun, Ngatindriatun
Jurnal Akuntansi dan Keuangan Indonesia Vol. 19, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Fourth Industrial Revolution has led to the development of Islamic FinTech innovations to meet the needs of the Muslim community. This study analyzes the factors that determine the adoption of Sharia FinTech by halal MSME owners. The study utilized an exploratory method based on an online survey of halal MSME owners with 319 samples. The PLS-SEM analysis technique was chosen to prove the research hypothesis. This research finds that variables such as religiosity, Islamic financial literacy, and perception of risk affect the intention to adopt Islamic FinTech. The UTAUT2 variable has a positive effect on knowledge of Sharia FinTech adoption, while the adoption of Islamic FinTech positively impacts the sustainability of halal MSME businesses. The study recommends strengthening the infrastructure of the Sharia FinTech system and enhancing the value of financial services for halal MSMEs. Integrating Sharia FinTech into business operations can also enhance brand image and increase the sustainable business capacity of halal MSMEs. These insights can help develop effective strategies for Islamic FinTech innovation.
Model Quadruple Helix Sebagai Prinsip Desain Smart Village Dalam Pengembangan Desa di Indonesia Alfarizi, Muhammad; Hanum, Rastinia Kamila; Jane, Antonia Felicia
CAKRAWALA Vol 17, No 1: Juni 2023
Publisher : Badan Penelitian dan Pengembangan Provinsi Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32781/cakrawala.v17i1.451

Abstract

Studi ini mempelajari sinergi Quadruple Helix dalam mengembangkan Desa Cerdas di Indonesia. Tujuan utamanya adalah meningkatkan kualitas hidup penduduk dalam berbagai aspek individu dan sosio-profesional. Konsep Desain Desa Cerdas dan Desa Berkelanjutan menjadi dasar, dengan pengetahuan yang tersebar sebagai syarat untuk kompetensi interdisipliner. Hasilnya menunjukkan bahwa pengelolaan holistik Desa Cerdas merupakan solusi terbaik untuk menggali potensi desa. Dalam konteks teknologi inovatif, pembangunan Desa Cerdas harus mempertimbangkan teknologi kognitif dan kecerdasan buatan. Prinsip Quadruple Helix terbukti efektif dalam mewujudkan konsep Desa Cerdas di Indonesia. Kolaborasi antara pemerintah, akademisi, industri, dan masyarakat menjadi kunci sukses dalam memanfaatkan TIK untuk mengembangkan desa dan meningkatkan taraf hidup masyarakat pedesaan. Studi ini memberikan solusi visi dalam menciptakan desa berbasis Desa Cerdas dan Desa Berkelanjutan, dengan pengelolaan holistik berbasis Quadruple Helix sebagai fondasi utama. Kolaborasi aktif antara pemerintah, akademisi, industri, dan masyarakat menjadi kunci dalam mencapai tujuan pengembangan desa yang cerdas dan berkelanjutan.
Refocusing on COVID-19 Local Budgets and Achieving Absorbability of the Recovery of the Local Economic Situation and Public Health: A Systematic Study Alfarizi, Muhammad
Bestuurskunde: Journal of Governmental Studies Vol 3 No 1 (2023): Politik Belanja Daerah: Antara Realisasi Anggaran, Pemilihan Program Pembangunan,
Publisher : Ministry of Home Affairs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53013/bestuurskunde.3.1.1-12

Abstract

After the stipulation of COVID-19 as a national pandemic, government policies have automatically been adjusted. This, of course, is no exception to the main problems related to financial settlements carried out by the central government and local governments. The State mandates regional governments to carry out various efforts, including budget refocusing in handling COVID-19. Synergy understanding of policy refocusing of the budget if we focus on studies carried out by regional expenditures in handling the COVID-19 pandemic, efforts need to be made for further evaluative surgery, especially about managing public health and regional economic recovery. This evaluation research was conducted by systematically reviewing the process of refocusing regional budgets and implementation and the impacts obtained from various supporting scientific literature plus supporting data from existing Regional Governments with PRISMA Analysis. This research can at least state the success of almost all local governments in carrying out the budget function in dealing with the COVID-19 pandemic in terms of public health and economic recovery. The central role of the Regional Government, especially the Regional Planning and Development Agency and the Financial Management Agency, is to encourage budget absorption through communication and regulatory functions. Part of the community is needed in Government Programs, especially in dealing with COVID-19. It is essential in this study that budget refocusing is only sometimes carried out because it is related to the country's fiscal stability.
Pemodelan Kapabilitas UMKM Dalam Perdagangan Hijau Berkelas Dunia : Studi Kasus UMKM Provinsi DI Yogyakarta Alfarizi, Muhammad; Sari, Rini Kurnia
Cendekia Niaga Vol 8 No 1 (2024): Cendekia Niaga Volume 8 Nomor 1 Tahun 2024
Publisher : Pusat Pendidikan dan Pelatihan Aparatur Perdagangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52391/jcn.v8i1.907

Abstract

Global warming and climate change demand sustainable responses from the business sector, including SMEs, which are now the largest contributors to emissions. SMEs in Indonesia, especially in the DI Yogyakarta Province, have the potential to become key players in world-class green trade. This study aims to investigate the influence of transportation infrastructure, logistics capabilities, and Green Information System on the capabilities of SMEs in the DI Yogyakarta Province in world-class green trade. The study adopts a quantitative approach based on a survey of 225 SME owners in the DI Yogyakarta Province. Purposive sampling technique was selected and analyzed using Partial Least Square-Structural Equation Modelling (PLS-SEM). The results show that transportation infrastructure substantially influences the ability of SMEs' green supply chains and global logistics. The logistics capabilities of SMEs in Yogyakarta have a positive impact on the capabilities of green supply chains. The implementation of GIS has also been shown to enhance the capabilities of green supply chains and international logistics by providing visibility, transparency, and efficiency in business operations. The influence of supply chain capabilities was found to be significantly positive on international logistics. The research findings affirm the crucial role of green supply chain capabilities and international logistics in enhancing the capabilities of SMEs to enter international trade.
KABUPATEN CILACAP MENUJU SMARTCITY: PENERIMAAN GEN Z-MILLENIAL DALAM VISI CILACAP SMART REGENCY Alfarizi, Muhammad; Arifian, Rafialdo
Jurnal Inovasi Daerah Vol. 2 No. 2 (2023): JID : Jurnal Inovasi Daerah, Desember 2023
Publisher : Badan Perencanaan Pembangunan Penelitian dan Pengembangan Daerah Kabupaten Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56655/jid.v2i2.122

Abstract

The development of Cilacap Smart City must consider the needs of its population, even though generally, districts and cities adopt similar Smart City systems. Cilacap is striving to develop Cilacap Smart City with a focus on achieving a balance between urban and rural areas. However, there has been no research on how rural communities, deeply rooted in cultural traditions and local wisdom, respond to this concept. This study aims to uncover the acceptance of the millennial and Gen Z generations in Cilacap towards Smart City, particularly the Cilacap Smart Regency program. In this research, the "Cilacap Smart Regency Millennial-Gen Z Adoption" model based on UTAUT2 theory is employed. The research methodology utilizes an online survey with 163 millennial and Gen Z respondents from Cilacap. Data is analyzed using PLS-SEM techniques and validated for reliability. The research findings indicate that perceptions of security and privacy influence trust in technology, although this trust does not affect the intention to use technology. Self-efficacy and effort expectations influence the intention to use Smart City technology. Trust in the government impacts the perceived value of technology, which in turn affects the intention to use Smart City technology. This study underscores the importance of involving the millennial and Gen Z generations in the development of Cilacap Smart Regency. Other critical factors include robust infrastructure, sustainability, sector collaboration, privacy protection, education, startup support, inclusivity, as well as community evaluation and feedback efforts to achieve success in the Smart City initiative in Cilacap Regency.
PENGARUH PROGRAM KAMPUS MERDEKA DALAM MENINGKATKAN MUTU PERGURUAN TINGGI SWASTA Alfarizi, Muhammad; Wijaya, Lianna; Maulida, Ahmad Fikron
Jurnal Penelitian Kebijakan Pendidikan Vol 16 No 2 (2023)
Publisher : Pusat Standar dan Kebijakan Pendidikan, BSKAP, Kemendikbudristek

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24832/jpkp.v16i2.813

Abstract

Penelitian ini bertujuan untuk mengeksplorasi peran program Merdeka Belajar Kampus Merdeka dalam meningkatkan mutu perguruan tinggi swasta. Program ini adalah strategi baru untuk meningkatkan mutu perguruan tinggi swasta sebagai lembaga pendidikan mandiri di era Masyarakat 5.0. Penelitian ini menerapkan pendekatan kuantitatif dengan pengumpulan data melalui survei online kepada 227 mahasiswa perguruan tinggi swasta secara purposif. Data dianalisis menggunakan teknik Partial Least Squares – Structural Equation Modeling. Hasil analisis menunjukkan bahwa program Merdeka Belajar Kampus Merdeka memiliki pengaruh positif terhadap budaya akademik, pengalaman mahasiswa, dan pengalaman dosen. Budaya akademik juga memengaruhi pengalaman dosen dan mahasiswa, tetapi tidak memiliki pengaruh signifikan terhadap peningkatan mutu perguruan tinggi. Mahasiswa dan dosen memiliki peran penting dalam meningkatkan mutu perguruan tinggi swasta. Selain itu, branding perguruan tinggi swasta berpengaruh terhadap peningkatan mutu, tetapi tidak berpengaruh pada kompetensi karier mahasiswa. Penelitian ini mendorong percepatan program untuk meningkatkan kualitas mahasiswa dan dosen sebagai penggerak utama dalam mencapai mutu perguruan tinggi swasta di Indonesia.
Kinerja Berkelanjutan UMKM Kuliner Indonesia dalam Praktik Standar Halal: Investigasi Kapabilitas Internal-Tekanan Eksternal Bisnis Alfarizi, Muhammad
Journal Financial, Business and Economics Vol. 1 No. 1: Journal Financial, Business and Economics
Publisher : Journal Financial, Business and Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57176/jfine.v1i1.1

Abstract

Sektor Halal Global khususnya pada subproduk makanan-minuman mengalami pertumbuhan yang sangat signifikan. Indonesia sebagai kawasan ekonomi kreatif halal memiliki harapan sebagai episentrum industri halal global mendorong UMKM Kuliner Indonesia berkembang dengan mengutamakan proses produksi sesuai standar halal. UMKM Kuliner didorong untuk bisa refleksi bisnis khususnya implementasi standar halal agar produk terjamin kehalalannya sekaligus mendorong kinerja bisnis positif yang berkelanjutan. Studi ini bertujuan untuk mengeksplorasi faktor-faktor dalam implementasi standar operasional halal serta implikasi terhadap kinerja bisnis UMKM Kuliner Halal Indonesia yang terus berkelanjutan. Metode kuantitatif berbasis survei dilaksanakan dengan melibatkan 209 responden pemilik UMKM Kuliner di Indonesia dengan teknik pengambilan data purposive sampling. Hasil data yang dikumpulkan melalui proses analisis PLS SEM (Partial Least Square-Structural Equation Modelling) dengan aplikasi SmartPLS. Hasil analisis menunjukkan bahwa persaingan industri, fungsi pemasaran, peningkatan operasional dan komitmen organisasi berpengaruh signifikan terhadap penerapan standar operasional halal, sedangkan regulasi pemerintah dan tekanan konsumen berdampak tidak signifikan. Hasil juga menunjukkan bahwa adopsi standar operasional halal berpengaruh signifikan terhadap kinerja bisnis UMKM Kuliner Indonesia.
PERAN SERTIFIKASI HALAL DAN KEPATUHAN PRAKTIK HALAL TERHADAP KINERJA BISNIS BERKELANJUTAN: INVESTIGASI PEMODELAN EMPIRIS SEKTOR UMKM KULINER NUSANTARA Alfarizi, Muhammad
Harmoni Vol. 22 No. 1 (2023): Januari-Juni 2023
Publisher : Research and Development Center for Guidance for Religious Societies and Religious Services, the Research and Development and Education and Training Agency of the Ministry of Religious Affairs of the Republic of Indonesia (MORA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32488/harmoni.v22i1.654

Abstract

Sertifikasi halal pada industri mikro kuliner Indonesia menjadi sebuah kebutuhan untuk memenuhi permintaan konsumen muslim sekaligus mendukung keberadaan Indonesia sebagai sentral industri halal kawasan Asia. Program sertifikasi halal memiliki dampak pada sektor bisnis kuliner yang jarang diteliti. Studi ini bertujuan untuk mengeksplorasi hubungan antara sertifikasi halal produk kuliner nusantara dan kinerja bisnis. Terdapat enam variabel yang terlibat yakni sertifikasi halal kuliner, kepatuhan praktik halal, penjaminan mutu halal yang berikutnya dihipotesiskan dengan variabel intervening kinerja operasional dan dihubungkan dengan peningkatan kinerja keuangan bisnis. Studi ini melibatkan 183 pemilik UMKM kuliner yang sebelumnya telah menjalani penilaian sertifikasi halal dengan teknik pengambilan convenience sampling. Hasil data dianalisis menggunakan teknik pemodelan SEM PLS melalui aplikasi SmartPLS Versi 3. Studi ini menunjukkan program sertifikasi halal kuliner, kepatuhan praktik halal dan penjaminan mutu halal mempengaruhi kinerja operasional bisnis. Pada akhirnya kinerja operasional bisnis meningkatkan kinerja keuangan bisnis secara positif. Tiga bagian rekomendasi besar terbentuk bagi pihak UMKM Kuliner, BPJPH dan Akademisi di Indonesia.
Co-Authors Abdul Azis Abdul Halim Hasugian Al Hakim, Muhammad Rafif Al-Faqih, Ali Sofyan Andriana Firmansyah, Almayda Anggraeni, Deby Gita Apriani, Yosi Arifian, Rafialdo Arofah, Ulfa Arwandi, Jhon Berliana Br Bangun, Eka Uliyanti Putri DEWI SARTIKA Dinda Lestarini Dodik Hartono Edmizal, Eval Fairus, Aisyah Nur Farhan, Muhammad Raja Farizal Saputra Gita Anggraeni, Deby H, Syaibatul Aslamiyah Hakim, Muhammad Saiful Hanum, Rastinia Kamila Hazizah, Siti Nur Hendrawan, Jodi Ikhsan, Ridho Bramulya Ira Rahmawati Irika Widiasanti Jane, Antonia Felicia Julpiani, Julpiani Kaltsum, Salma Nabilla Kamila Hanum, Rastinia Kartanegara, Rd. Mulyadhi Khamdalah, Retno Makhtufir Kirana, Sandi Kurnia Sari, Rini Lantin Sulistiyorini, Lantin M.F., Muhammad Fathan Marfuah Marfuah Mariani Mariani Maulida, Ahmad Fikron Megawati, Suci Muhammad Prawibowo Mulyadi, Sandi Hidayutul Nabilah Khairunnisa Darwin Nafolion Nur Rahmat, Nafolion Nur Nelwida Nelwida Ngatindriatun Ngatindriatun Ngatindriatun Ngatindriatun Noer, Lissa Rosdiana Novitasari, Ida Nugroho, Ramadhan Aryo Nurhayati Oktafiani, Astrid Wardani Oktaviani, Wiwin A Panita, Shakila Peni Perdani Juliningrum, Peni Perdani Perdana, Akmal Perdana, Ayu Lestari Primirti, Irmarawati Dia Putri Tunggal Putriani, Dian Qanita, Aisyah Rafialdo Arifian Rafialdo Arifian Rahmawati, Iis Ramadhan, Noval Anki Rini Kurnia Sari Rini Kurnia Sari Rini Kurnia Sari Rini Kurnia Sari, Rini Kurnia Rizka Yunita Rosdiana Noer, Lissa saleh, zulkifli Saputra, Baruna Saputri, Nelsa Satrio, Rizky Wahyu Septiani, Indri Setyapratiwi, Hela Sri Wahyuni Suhari Suhari Taronisokhi Zebua Tatang Mulyana, Salma Nabilla Kaltsum Tehuayo, Haris Thahur, Dhiya Tjung Hauw Sin, Tjung Hauw Tumanggor, Rahmayanti Uma Khumairoh Wijaya, Krisna Nata Wijaya, Lianna Wiwin Addriani Mangngampe Wusqo, Urwatul Yulia Rachmawati Yuniarty Yuniarty Zalika, Zela Zela Zalika