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Sahlan Sahlan
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Analysis of the Concept of Bill Discounting in Sharia Banking (DSN-MUI Fatwa Study No. 58/DSN-MUI/V/2007) Sahlan, Sahlan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.1279

Abstract

This research examines the analysis of the DSN-MUI fatwa No. 58 / DSN-MUI / V/ 2007 concerning Hiwālah practice which is currently being applied in Islamic Financial Institutions. Bill discounting is a contract for providing services to a Sharia (Islamic) Bank in the form of takeover of customer debt by the Bank. Bill discounting is not intended to seek profit, but to facilitate the implementation of financing because Bill Discounting includes multi-service financing. The main objective of DSN-MUI in implementing the contract is to maintain the common good. Thus allowing for quick and simultaneous debt settlement. In this article, the main problem is how the concept of bill discounting in Islamic Banking according to the DSN fatwa No. 58 / DSN-MUI / V / 2007. The research method used is library research with the uṣūlī approach. The conclusion of this study is that one of the principles of DSN is hifż al-māl (safeguarding assets) with financial institutions obliged to safeguard (amānah) customers' funds as well as possible.
Co-Authors A. Bisri, A. Ababiel, Reno Abd. Rasyid Syamsuri Adi Jufriansah Ahmad Ramadhan Aisha, Suci Nur Akbar Akbar Alberth, Alberth Amar Salahuddin Amin, Chintia Nazilah Ana, Haeurn Andi Bustamin Daeng Kunu Aprimadedi Aris Badara, Aris Arman Anwar Arta Mevia, Dilla Asnani Asnani Aulia, Rahma Ayyub, Rusli Azmi Khusnani Baharuddin Ali, Baharuddin Bahasa Indonesia, Bahasa Indonesia Berlian Arswendo Adietya Deprizon, Deprizon Dian Permana, Dian Djohas, Saharuddin Donuata, Pujianti Bejahida Ernida, Ernida Erwin, Yulias Farizi, Zakaria Al Fattah, Muh Arifin Firdaus, Amrul Fitriani, Nadya Hamza, Hamza Hanafi, Fahruddin Harijaty, Erny Herlindayana, Herlindayana Hermawan Hermawan Hermawan, Baso hikmatiar, hamzarudin Husain Insawan, Husain Ikhwan, Rizky Imranah, Imranah Indah, Sulfajriyani Irma Handayani, Irma Ismatullah, Muh Izzul Jayadin Jultia, Wa Ode Jumiati Jumiati Juni, Nur K., Armin Kalimudin, Kalimudin Kasim, Armin KEKKA, ABRAHAM Konisi, La Yani Koten, Florentinus P. N Laepe, Ader Lestari, Afdhal Lubis, Zubaidah Maulana Muhamad Sulaiman Megawati, Elisa Mhw, Muh NurFitrah Moh. Iqbal, Moh. Mohammad Natsir Muhammad Azan Muljibir Rahman, Muljibir Naryaningsih, Agustien Nita, Yunra Nofian Nur Fatinah, Siti Nurdin Nurdin Nurjannah S NURMAN, ILHAM Nursyam, Ucy Rahmayani Patadjai, Andi Besse Puastiningsih, Sri Pusadan, Sulwan Putri Dewi Putri, Azzahrah Insawan Putri, Nurul Rania Rahim, Amirudin Rahmawati, Rahmawati Rasti, Rasti Refika, Refika Rini, Theresia Nona Risqah Amaliah Kasman Rusdin, Muhamad Epi S Siswanto Sabarudin Saputra Sagala, Sutan Muda Saharul, Saharul sakban, sakban Salsabila, Ririn Samsurizal, M. Sulaeman Sara NST, Mega Saskia, Indra Sessu, Andi Siti Wardah, Siti Soleh, Mohamad Sri Suryana Dinar, Sri Suryana Sulaiman, Lalu Sulastin, Sulastin Suriyani Suriyani, Suriyani Susilowati, Yuli Sutriasni, Oni Sya’bania, Nursina Uddin, Abdul Karim Veithzal Rivai Zainal Verlia, Venti Warinta, Yespa Wattimena, Josina Augustina Yvonne Wibowo H.N, Wibowo Widyanthi, Astri Widyastuti, Ester Yudhiakto Pramudya Yulianto, Muhamad Arief Yunus Yunus Zalili Sailan Zarah, Jihan Annisa