Articles
PENGARUH FINANCIAL ATTITUDE DAN FINANCIAL KNOWLEDGE TERHADAP PERSONAL FINANCIAL MANAGEMENT MAHASISWA UNIVERSITAS INTERNASIONAL BATAM
Yulfiswandi, Yulfiswandi;
Ellen, Ellen;
Jasmine, Florentina;
Vernando, Lovis;
Kelvin, Kelvin;
Vincent, Vincent
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 12, No 1 (2024): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.24127/jp.v12i1.10417
Each individual has their own assets, but the important thing is how to manage them properly and correctly. A bad investment or even consumptive behavior will cause the person to experience losses and bankruptcy. Lack of knowledge and education about managing finances will be a big challenge, especially for students. This research aims to examine the effect of financial knowledge and financial attitude on the personal financial management of Batam International University students. Data was obtained by filling out questionnaires, which were distributed to 97 students at Batam International University using Google Forms as a data collection tool. The analytical method used in this study is the partial least squares structural equation model (PLS-SEM). Based on the results of the research, it can be concluded that financial knowledge and financial attitude have a significant positive effect on financial management.
Peran Manajer Dalam Meningkatkan Kinerja Keuangan Bank OCBC Tbk
Yulfiswandi;
Candy;
Alzi;
Miftachul Choiri;
Brahmantya Chriswardhana;
Jimmy Tjong
Jurnal Manajemen Vol 9 No 2 (2024): Volume 9 Nomor 2 Tahun 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Satya Negara Indonesia
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.54964/manajemen.v9i2.394
The aim of the research was to observe and analyze the role of managers in banking financial reports. The research method uses a quantitative descriptive research model with PT. Bank Oversea-Chinese Banking Corporation NISP or PT. Bank OCBC NISP Tbk. as a research object. The sample is the financial report of PT. Bank OCBC NISP Tbk. from 2018 to 2022. The research results concluded that PT. Bank OCBC NISP Tbk. included in the category of "healthy" banking companies assessed by ROA, ROE and NIM, but BOPO is considered "unhealthy". The research recommendation is that directors and managers must increase operational monitoring and operational expenses incurred to run operational businesses to reduce the BOPO ratio in order to achieve "healthy" standards in accordance with the standards of the Indonesian Banking Statistics Agency.
Risk perception dan anchoring dalam pengambilan keputusan investasi
Rico Limgestu;
Yulfiswandi;
Alvin;
Nopry;
Ilianto Tri Sagianto
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 9 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
Investors may not always think logically based on real events; they sometimes think irrationally. Investor decisions can be based on illogical reasoning Psychological biases influence thinking, which can often lead to poor judgment in Financial Behavior when investing something. This study aims to determine the effect of anchoring and risk perception on the investment decisions of Indonesian sharia investors. This research uses quantitative research methods. The sampling method uses simple random sampling, and the data collection method is from a questionnaire survey. Descriptive analytical sampling and structural equation modeling were used to analyze the data (SEM). The findings reveal this anchoring variable has a positive impact on investment decision making on Sharia investors in the city of Batam. Then this risk perception variable also has a positive impact on investment decision making on Sharia investors in the City of Batam.
Pengaruh Penerapan Sistem Manajemen Sumber Daya Perusahaan (ERP) dalam Meningkatkan Kinerja Manajemen Rantai Pasok (SCM) AirAsia
Yulfiswandi;
Hartono, Benedicte;
Carol;
Jackson;
Sonata, Vina;
Angelina, Winna
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 1 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.51903/e-bisnis.v16i1.1130
Superior companies need good management, including supply chain management which must also run well to prevent things that have a negative impact on the company. Good supply chain management provides advantages for companies, one of which is for AirAsia so that valuable resources are needed. This research discusses what the ERP system looks like at AirAsia and how this ERP system can maximize supply chain performance that is currently running. This research uses a type of qualitative research and data analysis was carried out using a qualitative descriptive technique. The conclusion drawn from the results of this research analysis is that the ERP system has succeeded in improving the performance of supply chain management at AirAsia so that it is effective in increasing efficiency in AirAsia's own operations as a low-cost airline with the best quality in the world.
Penerapan ERP dan Supply Chain Management di Penginapan Homstay Batam
Yulfiswandi;
Immanuel Zai;
Chanda Vedalla Putra;
Charles Tan;
Jason;
Johanes Prawira;
Ng Thian Way;
Steven
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 1 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.51903/e-bisnis.v16i1.1147
This writing discusses Homstay Batam, an inn located in Batam City, Riau Islands. The author chose Homstay Batam as a case study because the lodging business as a service company has a different resource supply chain flow than a product company. Enterprise Resource Planning and Supply Chain Management are the main focus in this paper, where supply chain is the management of various activities to obtain raw materials that are transformed into a product in a process and continued with delivery to consumers through distribution. The stages in supply chain management include planning, process, production, storage, delivery, and return of goods. Enterprise Resource Planning is implemented with the help of social media. It is concluded that Homstay Batam has done the right division and distribution of resource planning so that the business can run optimally and generate maximum profit.
Analisa Penerapan ERP dalam Meningkatkan Kinerja SCM Grand Pet Shop
Immanuel Zai;
Yulfiswandi;
Defen;
Florensia Sutjiali;
Nathania Jocelyn;
Sherlyca Styvani;
Vonnylia;
Windy Wihue Tarekar
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 2 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.51903/e-bisnis.v16i2.1184
The purpose of this study is to determine the application of company resource management and supply chain management at the Grand Pet Shop. In conducting an analysis of business partners, researchers used qualitative methods in the form of direct interview techniques with the owner of the Grand Pet Shop. The results found through analysis, Grand Pet Shop has implemented a supply chain process including planning, processing, storage, shipping and returns of goods then partners have also involved 4 functional areas, namely marketing and sales, supply chain management (SCM), accounting and finance, and human resources in running their business as well as analyzing the use of Enterprise Resource Planning (ERP) is still not recommended at this time because there has not been found a suitability for Grand Pet Shop use due to the high cost and the Enterprise Resource Planning system is too complicated for Grand Pet Shops which are still SMEs, but do not rule out the possibility in the future.
ANALISIS RISIKO LIKUIDITAS PADA BANK UMUM SYARIAH DI INDONESIA
Yulfiswandi, Yulfiswandi;
Halim, Rynando Sadrakh
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 2 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35508/jom.v17i2.17069
Sharia Commercial Banks in Indonesia are experiencing rapid growth, as can be seen from the significant increase in sharia banking assets. As a result, Sharia Commercial Banks need to ensure bank liquidity is well maintained. This research evaluates the influence of liquidity and macroeconomic factors on the profitability of Sharia Commercial Banks. This research uses quarterly financial report data from 13 Sharia Commercial Banks during the 2018-2022 period. Sampling technique that used in this research was purposive sampling. The analysis method used is panel data regression. The research results show that the LATA and INF variables have a significant positive influence on ROA, while the CUR variable has a significant negative influence on ROA. Meanwhile, the LATD, FDR and GDP variables do not have a significant influence on ROA. Keywords: Sharia Commercial Banks; Liquidity Risk; Macroeconomics; Bank Profitability
ESG Performance and Indonesia Stock Return
Agustin, Isnaini Nuzula;
Suhendri, Nindi;
Anchao, Wang;
Yulfiswandi, Yulfiswandi
Jurnal Riset Akuntansi dan Keuangan Vol 12, No 2 (2024): Jurnal Riset Akuntansi dan Keuangan. Agustus 2024 [DOAJ dan SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.17509/jrak.v12i2.71539
As the sustainability become imperative, investors started to pay attention on how ESG performance affect the market performance. This study aims to analyze the influence of ESG performance on stock returns and volatility, with Covid-19 stringency posits as moderating variable. This study include all companies listed on the Indonesia Stock Exchange spans from 2020 to 2022, resulting 150 observations. Employing panel regression, this study exhibit that the Social aspect significantly influence stock returns, while environment aspect has a significant effect on stock return. Further, it has also revealed that covid-19 stringency proved to moderating the relationship between Governance and ESG on stock volatility, implying the prominence of government intervention during the pandemic. This finding is expected to be useful for investors who are concerns on ethical and sustainability point of view. By understanding the ESG- market performance nexus, investors are expected to have clearer picture on sustainable stock selections.
The Influence Of Corporate Governance on the Performance of Islamic Banks in Indonesia
Yulfiswandi, Yulfiswandi;
Hesniati, Hesniati;
Elida, Shelly
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.32832/moneter.v12i2.926
This research was conducted with the aim of testing the influence of Corporate Governance on the performance of Sharia Banks. The measurement used to measure this independent variable is to analyze the total size of the board, audit committee, non-executive directors, sharia board and risk management committee. Quantitative data is used as research data by looking at the annual report of the company concerned. Sharia Bank is used as the object of this research. The sample was determined using a purposive sampling method and resulted in 13 Sharia Commercial Bank companies. The annual report for the 2018-2022 period is used as processed data obtained from the official website of the company concerned. This research analysis uses panel regression of company data. This research uses five independent variables consisting of Board Size, Non-Executive Directors, Audit Committee, Shariah Board, and Risk Management Committee. The dependent variable in this research is sharia bank performance which is measured using ROA (Return On Assets) and ROE (Return On Equity). This research uses panel regression. The F test results in this study were 0.014378 for ROA measurements and 0.0000 for ROE measurements. The adjusted R square test results are 0.282995 for ROA and 0.729184 for ROE. The conclusion of this research is that the board size variable obtained insignificant results. The non-executive director variable for ROA measurement shows significant results, while the ROE measurement is not significant. The audit committee variable obtained insignificant results. The sharia board variable produces insignificant results and the risk management committee variable produces insignificant results. The author was limited in completing this research because the researcher only used the Islamic banking sector, so in selecting the sample the data obtained was relatively small. Recommendations from researchers that can be given to other prospective researchers are to be more detailed in assessing the performance of Islamic banks. You can expand the independent and dependent variables
The Impact of Gender Diversity on Firm Performance: Intellectual Capital as a Moderator
Hesniati, Hesniati;
Verandi, Rizal;
Yulfiswandi, Yulfiswandi
At-Tadbir : jurnal ilmiah manajemen Vol 9, No 1 (2025): At-Tadbir: jurnal ilmiah manajemen
Publisher : Islamic University of Kalimantan MAB Banjarmasin
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31602/atd.v9i1.16534
Indonesia has the highest gender gap in ASEAN. This research examines the moderating role of intellectual capital in the relationship between gender diversity and company performance. Data from industrial sector companies listed on the Indonesia Stock Exchange were analyzed using panel data and moderated regression analysis in STATA 17. A supplementary test was also conducted based on IDX board classification. Key findings include: (1) gender diversity negatively impacts firm performance; (2) structural capital weakens the negative effect of gender diversity on firm performance, while capital employed strengthens it; and (3) the positive effect of gender diversity on performance is only evident in companies listed on the main board. The study recommends future research with a broader scope, including countries that have yet to be explored. These insights highlight the complex interaction between gender diversity and intellectual capital in shaping corporate outcomes across different board classifications.