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Behavioral Economic Analysis of Brand Image, Service Quality, Social Media Quality, and Price Perception in Influencing Generation Z’s Purchase Intention for Cross-Border Personal Shopping Services: The Mediating Role of Trust Yulfiswandi, Yulfiswandi; Rosmawati, Rosmawati
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9272

Abstract

The jastip (personal shopper) business has become a popular trend in Indonesia in recent years. In the context of trade and consumption, jastip refers to a service where someone (jastip provider or personal shopper) offers to buy goods from a particular place or store at the request of another person (consumer). In return, the jastip provider will usually charge a service fee or commission on top of the price of the goods purchased. The research in this article aims to examine the factors that influence Purchase Intention on jastip, especially in generation Z, using the variables Brand Image, Service Quality, Social Media Quality, and Price Perception mediated by Trust. The study uses primary data that has been processed through the distribution of questionnaires in the form of Google Forms to the Batam City Community who have used jastip. A total of 311 respondent data that meet the criteria and are then processed using the SPSS program for respondent demographic data analysis and the SmartPLS program for hypothesis testing. The results of the study indicate that Brand Image, Service Quality, Social Media Quality, and Price Perception have a significant positive effect on Purchase Intention through Trust mediation. This study shows the importance of Trust as a mediator that connects all variables in influencing Purchase Intention towards Jastip among Generation Z in Batam City.
ESG and firm performance: The moderating role of gender diversity Marheni, Dewi Khornida; Sherry, Sherry; Yulfiswandi, Yulfiswandi
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 14 No. 1 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v14i1.8647

Abstract

Disclosure of ESG from companies around the world has experienced a drastic increase, this phenomenon is also accompanied by an increase in socially responsible investment. This study investigates the moderating role of gender diversity in the relationship between the individual dimensions of ESG (environmental disclosure, social disclosure, and governance disclosure) and the company’s performance (Tobin's Q) in IDX companies. The research design is causal-explanatory. Based on the theory of previous findings, hypotheses were developed and tested by applying panel data regression to 42 IDX companies in the period of 2017 to 2021. The results found that disclosure of governance had a significant negative effect on company performance as measured by Tobin's Q. Moderation of gender diversity plays a role in weakening the relationship between governance disclosure with company performance. Several managerial implications are proposed based on this research. Managers may consider other ways to address stakeholder concerns about environmental and social performance. Indonesian policymakers can authorize regulations regarding ESG disclosure requirements to boost firm performance and lead to economic stability.
Pembuatan Sistem Keuangan dengan Menggunakan Aplikasi Microsoft Access di Cafe Abang Batam Yulfiswandi; Nopry
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 4 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dalam dunia bisnis baik itu perusahaan atau UMKM, tidak terlepas dari sistem manajemen keuangan. Bisnis dengan manajemen keuangan yang baik akan lebih teratur dalam kegiatan operasionalnya dan membantu dalam mengembangkan bisnis menjadi lebih baik. Obyek yang dipilih untuk kegiatan Pengabdian kepada Masyarakat dalam artikel ini adalah sebuah UMKM yang bergerak dibidang kuliner berdomisili Batam yang bernama Café Abang. Melalui wawancara dan observasi yang dilakukan, diketahui manajemen keuangan Café Abang masih sangat minim dimana pencatatan transaksi penjualan atau pembelian masih berupa tulis manual. Hasil dari kegiatan Pengabdian kepada Masyarakat adalah Café Abang mendapatkan sistem keuangan yang dibuat dengan aplikasi Microsoft Word dimana dapat membantu pemilik merekap transaksi serta menyediakan laporan-laporan pendukung seperti buku besar, neraca saldo, laba rugi, dan lainnya.
ANALISIS RISIKO KREDIT DAN MAKRO EKONOMI PADA BANK UMUM SYARIAH DI INDONESIA Yulfiswandi, Yulfiswandi; Wen, Wel
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 3 (2024): Edisi September - Desember 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i3.4734

Abstract

Sebagai bagian dari sistem keuangan nasional, perbankan syariah memainkan peran yang signifikan dalam aktivitas ekonomi. Baik perbankan konvensional maupun syariah memengaruhi ekonomi Indonesia. Ada perbedaan antara keduanya berdasarkan prinsip yang mendasari transaksi keuangan. Dengan mengumpulkan dana dari masyarakat dan memberikan mereka melalui pembiayaan atau kredit, perbankan syariah bertindak sebagai intermediasi. Pembiayaan mudah, musyarakah, murabahah, ijarah, dan lain-lain adalah beberapa jenis produk yang ditawarkan oleh pembiayaan bank syariah. Dalam penelitian ini, variabel dependen adalah rasio ROA, yang merupakan ukuran kinerja BUS. Di antara variabel independen yang diteliti, NPF (Non-Performing Financial) menunjukkan risiko kredit; NIM (Net Interest Margin) menunjukkan risiko kredit; ALR (Actual Liquidity Ratio) menunjukkan rasio kredit; GDP (Gross Domestic Product) menunjukkan makroekonomi; dan inflasi menunjukkan makroekonomi. Fokus penelitian ini adalah semua bank umum syariah Indonesia yang terdaftar di Bursa Efek Indonesia dan memiliki total 9 BUS. Data panel digunakan dari tahun 2018 hingga 2022.
THE INFLUENCE OF PROFITABILITY RATIOS, DER, PBV, AND COVID19 ON STOCK RETURNS Lee, Albert; Yulfiswandi, Yulfiswandi
Jurnal Keuangan dan Bisnis Vol. 22 No. 1 (2024): Jurnal Keuangan Dan Bisnis Volume 22 Nomor 1 Maret 2024
Publisher : Catholic University Musi Charitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32524/jkb.v22i1.1040

Abstract

Investment is one of the activities that influences the growth of the Indonesian economy. Investment not only helps in economic development in Indonesia but also helps companies optimize their growth and provide a good response to investors. Investors have the main goal, namely achieving high returns or stock returns. However, high returns can also carry high risks, because shares have no certainty that they will rise or fall quickly and suddenly. Sudden changes in stock prices play an important role in determining stock prices and returns which can rise or fall very sharply so that they can create uncertainty for investors in making decisions to invest in a stock. The aim of this research is to determine the effect of PBV, ROE, NPM, EPS, DER, COVID on stock returns. To find out what factors cause what, this research uses a comparative causal research strategy. Companies in the Financial sector (consisting of 106 shares) which are included in the Composite Stock Price Index (also called IHSG) are the focus of this research. Data is taken from the application (Stockbit), in obtaining financial data. that researchers will use (idx.co.id). PBV has a positive effect on stock returns. Meanwhile, ROE, NPM, EPS, DER, COVID have no effect on stock returns
Islamic and conventional stocks: Impact of Russia-Ukraine saga on global commodities Agustin, Isnaini Nuzula; Yulfiswandi, Yulfiswandi; Rehman, Saeeda; Ur Rahman, Haseeb
Jurnal Ekonomi & Keuangan Islam Volume 10 No. 2, July 2024
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol10.iss2.art5

Abstract

Purpose – This study intends to scrutinize the relationship between oil and gold prices on Indonesia’s Islamic stock market before and during the war between Russia and Ukraine, and compare the nature of sharia and conventional stock during the period of study.Methodology – This study uses daily price data of oil price, gold, Islamic index, and LQ45 index. The period spans from 2020 to 2022, which is split into two sub-periods: pre-war and during the war period. Structural vector autoregression (SVAR) was used for data analysis.Findings – This study provided three main findings. First, the Islamic index was found to be more exogenous than conventional stock, implying the safe haven properties of Islamic stock. Second, oil prices have a negative and significant impact on both conventional and Islamic stocks. However, Islamic stocks are less affected by oil price shocks than conventional stocks. Lastly, Gold is a safe haven asset for both Islamic and conventional stocks.Implications – This study is expected to be beneficial for Islamic investors making investment decisions, particularly in the war period, which is still ongoing and more specific for taking advantage of diversification opportunities.Originality – Despite a huge number of studies that investigate the Islamic stock – oil price nexus, this study uncovers the impact of the most recent geopolitical tension during the Russia-Ukraine War.
PERAN MANAJER YANG BERMANFAAT DALAM MENINGKATKAN KINERJA PERUSAHAAN Yulfiswandi; Brillian, Ahmad; Zetty Aqmi, Alifia Lisda; Melina, Bonita; Fortuna, Dewi
JIM UPB (Jurnal Ilmiah Manajemen Universitas Putera Batam) Vol 12 No 1 (2024): Volume 12 Nomor 1 2024
Publisher : Universitas Putera Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33884/jimupb.v12i1.8285

Abstract

In the current era of digitalization and globalization, the role of managers is growing in managing the increasing information technology risks in modern banking. In addition, managers also play an important role in internal and external communication. This research was conducted with the aim of knowing the role of managers in improving company performance is multifaceted by adopting a qualitative descriptive method. Through a qualitative descriptive methodological approach based on literature review, content analysis, triangulation, and synthesis, the researcher was able to extract relevant information from the literature, organize the findings in a coherent framework, and provide meaningful interpretations for the academic community and business practitioners. The results of the research reveal that the role of managers in improving company performance is very significant. Managers act as leaders, planners, decision makers, facilitators, liaisons, mentors, and change agents
The Influence of Enterprise Resource Planning (ERP) on PT Kimia Farma Tbk Yulfiswandi, Yulfiswandi; Angel, Angel; Pratama, Desi; Go, Michelle; Sunaidi, Nicholas; Shirlyn, Shirlyn
Invoice : Jurnal Ilmu Akuntansi Vol. 6 No. 1 (2024): Maret 2024
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/inv.v6i1.14362

Abstract

Kimia Farma is a company engaged in pharmaceutical health in Indonesia with subsidiaries PT Kimia Farma Apotek, PT Kimia Farma Diagnostika, PT Kimia Farma Plant, and PT Kimia Farma Trading & Distribution. Initially, in 1817, Kimia Farma company was named NV Chemicalien Handle Rathkamp & Co.. This company provides decision-making support tools as well as multi-currency and multilingual system support tools that are useful for supporting the progress of the company on an international scale. The type of research that is conducted to analyze this company is by using descriptive research. Descriptive research is a research conducted by providing a description of an event that is currently happening by giving a detailed explanation. The scope of the ERP implementation done by Kimia Farma includes license acquisition, hardware/servicer acquisition, ERP implementation service acquisition, and managed service acquisition. By increasing the services provided and adding more facilities, customers who visit or seek for treatments at Kimia Farma could get maximum service and feel more comfortable.
How government incentives shape consumer intention to adopt electric vehicles: A study in Batam City Saputra, Suyono; Yulfiswandi, Yulfiswandi; Yuwono, Wisnu
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 12 No. 4 (2024): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v12i4.36897

Abstract

This study analyzes the factors influencing the intention to purchase electric vehicles (EVs) following the implementation of financial incentives. It integrates the Theory of Planned Behavior (TPB), the Technological Acceptance Model (TAM), and extensions of TPB, including consumer knowledge, perceived risk, and financial incentives. Data were collected from 384 respondents, comprising both EV users and non-users in Batam City. The findings reveal that attitude has an insignificant effect on the intention to buy EVs, while perceived usefulness also shows an insignificant effect on attitude. In contrast, consumer knowledge and financial incentives significantly influence both attitude and purchase intention. Perceived risk negatively affects attitude and intention to buy EVs. The study highlights the need for policies providing financial incentives to consider long-term benefits for consumers to ensure sustainable adoption of EVs.
Analysis of the influence of green intellectual capital on the sustainable performance advantage of catering SMEs in Batam city Yulfiswandi, Yulfiswandi; Alvin, Alvin
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Over the course of time, the enterprise as a social institution, not only plays a role in promoting economic development, but also has a certain negative impact on the ecological environment and has an indispensable responsibility for the sustainable development of resources and the environment. If an enterprise fulfills its social responsibilities, and through technological innovation, it can not only reduce energy consumption, but also save resources, reduce enterprise production costs, and thereby enhance enterprise competitiveness. Moreover, the global challenges from COVID-19 directly impacted 82.9% of small, medium, and micro businesses. Therefore, this study will examine the impact of Sustainability Performance to increase product competitiveness. by using 3 aspects that influence Sustainability Performance, namely Green Human Capital, Green Structural Capital, and Green Relational Capital.
Co-Authors Agus Tamrin Reni agustin, isnaini nuzula Agustino, Malvin Albert Lee Alexander Alexander Janio Wijaya Aliandrina, Dessy Alvin Alvin Alvin, Alvin Alzi Ana Anchao, Wang Angel Angel Angel Lim, Michelle Angelin, Angelin Angelina Angelina Angelina, Winna Angeline Aurellia Angeline Aurellia Anzarika, Ria Aris, Hardianto Ariyanto, Hepy Hefri Aurellia, Angeline Benedicte Hartono Benwanto Ardiyano Brahmantya Chriswardhana Brillian, Ahmad CALVIN CALVIN Candy, Candy Carol Carol Celine Kho Celine Kho Chanda Vedalla Putra Charles Tan Charles Tan Cindy Cindy Cindy Valentina Dafi Pralibdo Defen Delfina Delfina Della Jane Wijaya Devin Devin Devin, Devin Dewi Fortuna Dewi Kurniawaty Dion Dewa Barata Dion Dewa Barata Donal Mon, Muhammad Elida, Shelly Elissa Jocelynn Ellen Ellen Elvina Syahara Erick Estina Sativa Fahlevi, Renza Febrian Hermawan Fionna Quinn Florensia Sutjiali Florentina Jasmine Gelasia Gwyneth Go, Michelle Halim, Rynando Sadrakh Hardi Suandri Hardianto Aris Hardy Winata Lie Hartono, Benedicte Herliyanti Sanjaya Herman Eka Putra Hesniati, Hesniati Ilianto Tri Sagianto Indah Mawarni Irvan Kurniawan Irvin Ng IVAN JONES Ivana Metta Noviany Ivander Lukito Jackson Jackson Jasmine, Florentina Jason Jason Jenny Jenny Jenny Jenny Jenny Yang Jenny, Jenny Jeslin Jessica Novia Jessica Valeria Jessica Valeria Jhonny Se Jimmy Tjong Joey Joey Jofen Cenedi Jongestu Johanes Prawira Johanes Prawira Johny Budiman Jollin Jollin Julia Rahayu Putri Junita Junita Justyanita Justyanita Juviyanty Juviyanty Kelvin Kelvin Kelvin Kelvin Kelvin Keven Keven Kho, Celine Kristina Kristina Kristina Laiden Ellebin Purba Laulita, Nasar Buntu Lee, Albert Leven Dickson Lim Winny Lim, Vera Edelia Lindawati Lindawati Lovis Vernando M.Aidil Basri Maidan Setiawati Mardiana, Asri Marheni, Dewi Khornida Melina, Bonita Mentari Indah Sari Michelle Angel Lim Michelle Angel Lim Miftachul Choiri Miftahul Jannah Muhammad Rivaldy Hisham Muhammad Rizky Wahyudi Muhammad Saprudin Nathania Jocelyn Ng Thian Way Ng Thian Way Nico Hadi Nopry Nopry Nopry Novia Junita Nurul Jofia Oktris Susanti Olivia Lysion Pralibdo, Dafi Pratama, Desi Purwanto Purwanto Rehman, Saeeda Ria Anzarika RICKO MARTHIN Ricky Ricky Rico Lim Gestu Rico Limgestu Robin Robin Robin Rosmawati Rosmawati Rusiana, Nia Sari Wahyuni, Lily Sudhartio, Sartika Eliya Selen Angelina Sentoso, Antony Sephia Septiana Septiany, Sheila Septriana Septriana Sherlyca Styvani Sherry Sherry Sherry Sherry, Sherry Shinta Dewi Shinta Dewi Shirlyn, Shirlyn Silvia Salim Silvia Salim Siti Rohani Sonata, Vina Stephanie Steven Steven Suhendri, Nindi Sunaidi, Nicholas Supriyadi Arifin Suyono Saputra Taqiyuddin Taqiyuddin, Taqiyuddin Tiffany Lim Ur Rahman, Haseeb VALENCIA VALENCIA Valentina, Cindy Venessa Venessa Veni Sisca Verandi, Rizal Verina Verina Vernando, Lovis Verren Calystania Vina Sonata Vincent Vincent Vincent Vincent, Vincent VINNA RUDIANTO Vira Vivi Sonata Viviani Viviani Vonnylia Wahyu Satriyo Wicaksono Wahyudi, Zulfikar Wen, Wel Winda Fionita Sitorus Windy Wihue Tarekar Winna Angelina Wisnu Yuwono Yessa Natasha Yessa Natasha Yovita Yolanda Budiman Yudhistira Yudhistira Yuliyanti Zai, Immanuel Zetty Aqmi, Alifia Lisda