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Journal : Al Maal: Journal of Islamic Economics and Banking

Peranan Bank Syariah Indonesia dalam Memajukan Sektor Industri Makanan Halal Warto, Warto; Nurlaila, Lala; Khumaini, Sabik
Al Maal: Journal of Islamic Economics and Banking Vol 5, No 1 (2024)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v5i1.10571

Abstract

This research aims to determine the role of Indonesian Sharia Banking in advancing the halal food industry in Indonesia and determine the types of financing products used. This research is descriptive qualitative in nature, the data sources the author uses are primary and secondary data. Data collection was carried out by means of observation, interviews, literature study and documentation. The results of this research show that Bank Syariah Indonesia plays a role in developing the halal food industry in Indonesia through; (a) KUR financing products, namely BSI KUR Micro and BSI KUR Small. This funding also supports the development of halal food businesses for micro-entrepreneurs in the Tangerang Balaraja area. (b) Human Resources Development. These two products play a crucial role in advancing the halal food industry in the area and contributing to improving the economy of their customers. However, BSI KCP Tangerang Balaraja needs to supervise the use of financing so that it is actually used for business capital needs and not for consumtive needs.
Pengaruh Zakat, Infak dan Sedekah Terhadap Kesejahteraan Mustahik di Baznas Kota Tangerang di Masa Pandemi Covid-19 Khumaini, Sabik; Abdullah, Muhammad Dinal; Warto, Warto
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.7200

Abstract

This study aims to determine the effect of zakat, infaq and alms on the welfare of mustahik in the BAZNAS Tangerang City during the COVID-19 pandemic. This type of research is a quantitative approach. The data used is primary data obtained based on respondents' answers to the questionnaire distributed by researchers to mustahik in BAZNAS Tangerang City. The data analysis method uses the Classical Assumption Test which includes the Normality Test, Multicollinearity Test, Heteroscedasticity Test, Autocorrelation Test, Multiple Regression Analysis, F Test, Adjusted R Square Test, and t Test. The results of this study indicate that partially Zakat has a significant positive effect on the welfare of mustahik. Infaq has a significant positive effect on the welfare of mustahik. Alms have a significant positive effect on the welfare of mustahik. Furthermore, simultaneously zakat, infaq and alms have a significant positive effect on mustahik with a level of significance of less than 5%. Meanwhile, based on (R2), it can be seen that the value of Adjusted R Square is 84.5%. It means that the ability of the independent variable to explain the variance of the dependent variable is 84.5% and 15.5% is explained by other variables.
Co-Authors Abduh, Haziki Abdul Aziz Abdullah, Muhammad Dinal Abdur Rahim, Abdur Achmad Buchori Achmad Nuruddin Safriandono Adela Salsabila Adiwilaga, Mochamad Hisam Akhmad Arif Musadad Alam, Muhammad Bagus Sekar Almuqtadir, Thariq Amiruddin Amiruddin Ananda Dyta Marlina Setiawan Ananda, Dea Anwar Nababan, Siharta Leman Arief Rahman Asmiran, Atika Andrian Assidiqi, Muadz Budhijana, R Bambang De Rosal Ignatius Moses Setiadi Dian Kristiawan Nugroho Djono Djono Dody Darly Ediono, Suryo Erna Sulistyorini Etika Kartikadarma Fauziah, Nike Mutiara Fikri, Muhamad Mufid Al Ganda Febri Kurniawan Gomiasti, Fita Sheila Haris Firmansyah Harto Juwono, Harto Hastuti, Tiwuk Kusuma Hermanu Joebagio Ika Rahmatika Chalimi Indarti, Adrian Jamaluddin Jamaluddin Jamin Safi Jutono Gondohanindijo, Jutono Kaswoto, Junet Khoirudin, Achmad Didik Khumaini, Sabik kusrini, Desi Layinah, Ayuni Leo Agung S Mamdukh Budiman Manik, Nijusiho Muhammad Lutfi Muslikh, Ahmad Rofiqul Nassa, Azzka Farikatun Ngatmini Ngatmini Nurlaila, Lala Ojugo, Arnold Adimabua Panca Kusuma, Bangbang Putri, Supanca Ade Qomar, Akhlis Syamsal Rahayu, Ratih Rahman Latif Alfian, Rahman Latif Rindha Widyaningsih Saputro, Muhammad Handri Aris Sariyatun Sariyatun Setiasih, Insiwi Febriary Sholeh, Kabib Sofyan Hadi Sudarmanto, Eko Sudarto Sudarto Sugara, Badra Suprayitno, Abdi Supriyono Supriyono Sutimin, Leo Agung Syaeful Rohman, Pupung Syahputra, Guntur Adham Syahroni Wahyu Iriananda, Syahroni Wahyu Titis Srimuda Pitana, Titis Srimuda Triana Rejekiningsih dkk Triyanto, Ade Try Adhi Bangsawan Tubagus Ilham Nugaraha Ulfah, Baiq Maulinda Vera Firdaus Wahyono, Zubaidi Wahyu, Itama Citra Dewi Kurnia Wardojo, Waskito Widi Wiyono, Joko Yulianti, Umi