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All Journal Edu-Sains: Jurnal Pendidikan Matematika dan Ilmu Pengetahuan Alam Jurnal Paradigma Ekonomika E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis AKSIOMA: Jurnal Program Studi Pendidikan Matematika I-Finance Journal Jurnal IUS (Kajian Hukum dan Keadilan) Daya Saing : Jurnal Ilmu Manajemen Indonesian Journal of Educational Research (IJER) JURNAL TEKNIK INFORMATIKA DAN SISTEM INFORMASI Jurnal Pengelolaan Laboratorium Pendidikan Sosio e-kons Jurnal Cendekia : Jurnal Pendidikan Matematika JURNAL SILOGISME : Kajian Ilmu Matematika dan Pembelajarannya Technologia: Jurnal Ilmiah JURNAL PENDIDIKAN MIPA Jurnal Magrobis Jurnal Hukum Ekonomi Syariah PARETO : Jurnal Ekonomi dan Kebijakan Publik Al-Bahtsu : Jurnal Penelitian Pendidikan Islam PRAJA: Jurnal Ilmiah Pemerintahan JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal Ilmiah Administrasita' JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Teknologi Rekayasa Jaringan Telekomunikasi (TRekRiTel) Al-MIKRAJ: Jurnal studi Islam dan Humaniora Formosa Journal of Multidisciplinary Research (FJMR) Journal of Innovation Research and Knowledge Jurnal Teknik Mesin Sinergi Edu Research : Jurnal Penelitian Pendidikan Benefit : Journal of Bussiness, Economics, and Finance Jurnal Ilmiah Mahasiswa Pertanian Depik Jurnal Ilmu-Ilmu Perairan, Pesisir dan Perikanan Indonesian Journal of Multidisciplinary Sciences MULTIPLE: Journal of Global and Multidisciplinary International Journal of Sustainable Applied Sciences (IJSAS) Journal of Humanities and Social Studies International Journal of Economic Research and Financial Accounting Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of The Indonesian Society of Integrated Chemistry Depik Jurnal Ilmu-Ilmu Perairan, Pesisir, dan Perikanan Jurnal Intelek Insan Cendikia Hikmah: Jurnal Studi Pendidikan Agama Islam Journal of Religion and Social Community Journal of Economics and Development JTA Jurnal Ilmiah Tenaga Listrik.
Muhammad Rusdi
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Journal : Jurnal Paradigma Ekonomika

 1 
Efektivitas Program Kredit Usaha Rakyat di PT Bank Sulselbar terhadap Pendapatan UMKM di Kabupaten Sidenreng Rappang Nurul Ainun Salsabila; Pratiwi Ramlan; Haslindah; Muhammad Rusdi
Jurnal Paradigma Ekonomika Vol. 20 No. 2 (2025): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v20i2.47219

Abstract

Micro, small, and medium enterprises play a strategic role in driving regional economic growth, yet they still face challenges in accessing capital. The government, through PT Bank Sulselbar, distributes the People's Business Credit program as an effort to increase the income of business actors. This study aims to determine the effectiveness of the People's Business Credit program on increasing the income of micro, small, and medium enterprises in Sidenreng Rappang Regency. The research uses a descriptive quantitative approach with survey techniques through questionnaires distributed to 68 respondents. Data analysis was conducted using validity tests, reliability tests, normality tests, multiple linear regression, and hypothesis testing. The results show that input and process variables have a positive and significant effect on income increase, with a contribution rate of 68.1 percent. This study concludes that the People's Business Credit program is effective in supporting business development and increasing the income of small business actors in the region.
Co-Authors , Haslindah A Asrul Abdul Jabbar Abdul Razak Samal abubakar abubakar Adam Latif Afif Osamah Hermansyah Agun Sutrianto Ahmad Fadhil Kasim Aina Lestari Okika Sinaga Andi Hardianti Andi Zahra Auliya Akram Anggi Yulistia Anisum Annisa Nurul Irviani Anti Zalika Antok Kurniawan Anwar Deli Aprianty Aprianty Arman Maulana Ahmad Ayunita Rahma Bagus Anwar Hidayatulloh Barika Barika Benny Kurniawan Berlian Agus Tari Cici Ariska A dahriah dahriah Dedi . DEKY, DEKY ANWAR Dhani Aryanto Dian Elvandri Saski Dian Rifany Kurniaty Dina Citra Resmi Edy Miswar Emiliyana Varida Sholehah Erwin Hafid Essy Harnelly Evi Evi Faisal Abdullah Fakhrina Febbry Romundza Firdaus, Riska Firdiawan Ekaputra Habib Fahtoni Haeruddin Syarifuddin HAIZAH HAIZAH Haji Sirajudin Harizon Harizon Hartanto Haryanto Haryanto Haslindah Hasmira Rahmadani Hasniati Hasniati Hawa Liberna Herman Dema Herman, Bahtiar Hikmawati Hikmawati Hilma Suryani Hugo Aries Suprapto Ilyas Mansur Irga Ayu Permadi Ismet Dwi Agus Riauwaldi Iwan Musawir Izharudin Izharudin Jefri Marzal Jules Nurhatmi Kamid, Kamid Lela Rospida M. ISNANDO TAMRIN MAHMUD ALFAN JAMIL Makwiyah A Chaliluddin Marwah Umar Mhd. Ilham Amri Mijahamuddin Alwi Muh. Taufik Rusli Muh. Yusuf Hasanuddin Muh.Fajri Apriansya M.S Muh.Syawal Muhammad Agung Abdullah Muhammad Amin Muhammad Arsyad Muhammad Edya Rosadi Muhammad Idham Jamal Muhammad Irham Muhammad Jufri Dullah Muhammad Riandi Muhammad Yunus Muhiddinur Kamal Nadia Vega Nairatul Anisah Nizlel Huda Nofrianto Akbar Nur Aisyah Nur Selviati Nuramaliah Isra Nurul Ainun Salsabila Nurwijayanti Pahmi Barus Rabiatun Adawiah Rahma Yulia Rahman Yakub Rahmi Raja Batar Hasibuan Ramlah Ramlan, Pratiwi Rayandra Asyhar Refli Sepriandito Rizqy Amaliah Ardhiani Rosderia Purba Rulitawati, Rulitawati Said Munawar Sai’in, Asrizal Salmi Wati Samsul Rizal Sangkala Sangkala Senah Wati Sepniyanti Sepniyanti Sinsin Asmy Sofyan B SRG, Syifa Chairunnisa Azzahra Suci Pratama Putri Sudirman Supriyadi Kahar Syaiful Syakia Ramadhani Syarifah Huriyah Syifa Chairunnisa Azzahra SRG Syindi Putri Padillah Wanda Wedra Aprison Winda Kustiawan Wulan Gontina Yan Kondo