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All Journal Indonesian Journal of Tropical and Infectious Disease JURNAL DINAMIKA VOKASIONAL TEKNIK MESIN JURNAL MANAJEMEN EDUVELOP (Journal of English Education and Development) Journal of Languages and Language Teaching SEIKO : Journal of Management & Business JURNAL PENDIDIKAN TAMBUSAI JURKAM: Jurnal Konseling Andi Matappa SALTeL Journal (Southeast Asia Language Teaching and Learning) SULTANIST: Jurnal Manajemen dan Keuangan Jurnal 'Aisyiyah Medika Ethical Lingua: Journal of Language Teaching and Literature JTAM ROTARY Jurnal Pengabdian Kepada Masyarakat Ungu ( Abdi Ke Ungu) Quantitative Economics and Management Studies JOLLT Journal of Languages and Language Teaching JOURNAL OF COMMUNITY ENGAGEMENT AND EMPOWERMENT Connection : Jurnal Pengabdian Kepada Masyarakat East Asian Journal of Multidisciplinary Research (EAJMR) Jurnal Ilmiah Pendidikan Dasar (JIPDAS) Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Indonesian Journal of Applied Accounting and Finance Mitra Abdimas: Jurnal Pengabdian kepada Masyarakat Health & Medical Sciences Jurnal Pendidikan, Kesehatan dan Olahraga Jurnal Riset Sains dan Kesehatan Indonesia Jurnal Pharma Bhakta Indonesian Journal of Law and Justice Journal of Research in Mathematics, Science, and Technology Education Bersama: Jurnal Pengabdian Kepada Masyarakat
Lia Agustina, Lia
Jurusan Pendidikan Biologi, FKIP, Universitas Sultan Ageng Tirtayasa
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The Impact of Financing Profit Sharing Ratio, Murabahah, and Non-Performing Finance on the Performance of Islamic Banks in Indonesia Agustina, Lia; Irsyad, Mohamad
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 4 No. 3 (2025): JUNE
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v4i3.1736

Abstract

This research centers on the impact of Profit Sharing Ratio scheme, murabaha financing, and Non-Performing Finance (NPF) on the financial performance of Islamic banks in Indonesia, specifically focusing on the Return on Assets (ROA) metric. Utilizing a quantitative methodology, data from 12 Islamic Commercial Banks from 2014-2023 is analyzed using multiple linear regression techniques with EViews 10 software. The findings show that the Profit Sharing Ratio has no significant effect on the Return on Assets of Islamic Commercial Banks. Although Profit Sharing Ratio is a factor that can reflect the profit sharing between banks and customers, this finding indicates that the volatility of profit sharing schemes does not directly affect the profitability of banks, which could be due to the volatile and uncertain nature of the Islamic market itself. On the other hand, murabaha financing shows a significant effect on Return on Assets, indicating that fixed-margin financing is more effective in increasing bank profitability. Murabaha financing, which is based on the principle of sale and purchase with a clear margin, provides stability and predictability in cash flows, which is important in managing the financial performance of Islamic banks, compared to profit-sharing-based financing products that depend on market fluctuations. In addition, Non-Performing Finance has a significant impact on the financial performance of banks. High Non-Performing Finance indicates a high risk of non-performing financing, which can reduce profits and strain the financial stability of the bank. Hence, improved risk management is essential for Islamic banks to stay profitable and financially healthy.
Artificial Intelligence-Supported English Language Instruction: Impacts on Student Achievement Dja'far, Veri Hardinansyah; Agustina, Lia; Hamidah, Fitria Nur
Eduvelop: Journal of English Education and Development Vol 9 No 1 (2025): Eduvelop: Journal of English Education and Development
Publisher : Universitas Sulawesi Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31605/eduvelop.v9i1.5432

Abstract

In the continuously evolving digital era, mastering English in a professional context has become a primary necessity, especially for accounting students who are required to understand technical terminology and effectively communicate financial information. This research aims to explore the effectiveness of artificial intelligence tools in enhancing the teaching of English for Accounting, specifically within the framework of English for Specific Purposes education. Utilizing a quasi-experimental design, the study incorporates a pretest and posttest control group, comprising two distinct groups of accounting students. One group receives conventional instruction, while the other benefits from AI-enhanced teaching methods. The findings suggest that the group that participated in the experiment showed notable enhancements in their knowledge of technical terms, ability to comprehend financial documents, and proficiency in both writing and communication related to accounting when compared to the group that did not participate. Additionally, the use of AI proved to help reduce cognitive load and enhance learning motivation among students. These findings imply the need for systematic integration of artificial intelligence technology into the ESP curriculum, as well as training for instructors to optimize its use. Thus, AI technology plays not only a supportive role but also serves as an adaptive learning strategy relevant to current industry needs.
English Partnering Efl Students With Chatgpt To Enhance Students’ Skills In Oral Communication Agustina, Lia; Handoyo, Futuh; Damaryanti, Rita
Ethical Lingua: Journal of Language Teaching and Literature Vol. 12 No. 2 (2025): Volume 12 No 2 October 2025
Publisher : Universitas Cokroaminoto Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30605/25409190.836

Abstract

The use of technology and robots in foreign language learning has gained popularity in recent years. The introduction of sophisticated artificial intelligence technology for language learning has the power to completely change the way that languages are taught and acquired. ChatGPT is an evolving language model created by OpenAI that can produce texts. ChatGPT may prove to be a useful tool for language learning for both educators and students. Artificial intelligence technology is transforming foreign language education by offering new pedagogical approaches. ChatGPT presents practical applications for both language instructors and students in educational settings. This study aimed to enhance students’ oral communication skills by partnering in which is a tool of ChatGPT. It answered the following questions: How can ChatGPT enhance students’ oral communication skills and also enhance students’ attitudes toward learning English. The findings reveal that large language models, such as ChatGPT, can substantially enhance English language learning through a multifaceted approach. Specifically, the research demonstrates that these AI-powered platforms facilitate language acquisition by (a) providing specific feedback on language accuracy and (b) fostering language fluency through ample contextual practice. The participants consisted of 25 students from the accounting management program at State Polytechnic of Malang. To sum up, it can be stated that ChatGPT contributed to students' success by enhancing their attitudes and verbal communication skills.
Upaya meningkatkan minat belajar Anak melalui Program Pesantren Kilat Gampong Rambong Cut Kecamatan Seunagan Kabupaten Nagan Raya Efendi, Sumardi; Fauza, Muflihatul; Alfanma, Hardani; Agustina, Lia; Purnawi, Ratih; Dewi, Ayu Mila; Armiya; Sari, Ratna; Asmayuni, Rika; Natasya, Aqida Sella
Connection : Jurnal Pengabdian Kepada Masyarakat Vol 3 No 2 (2023): Oktober
Publisher : Prodi Bimbingan dan Konseling Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/connection.v3i2.6660

Abstract

Pesantren kilat merupakan salah satu wahana alternatif kegiatan ekstrakurikuler di luar sekolah dalam rangka memantapkan pembinaan keimanan dan ketakwaan terhadap Allah SWT. Dosen dan mahasiswa merupakan masyarakat akademik yang wajib melaksanakan tridharma perguruan tinggi guna mencerdaskan generasi bangsa. Dalam penelitian ini penulis berupaya meningkatkan minat belajar anak­anak melalui program pesantren kilat Gampong Rambong Cut Kecamatan Seunagan Kabupaten Nagan Raya. Dengan menggunakan metode pendampingan Participatory Action Research (PAR). Dari hasil penelitian disimpulkan pesantren kilat merupakan pendidikan diluar sekolah yang sangat di sukai anak-anak dengan materi-materi yang disajikan adalah pengetahuan umum serta pengetahuan keagamaan dalam hal belajar dan mengaji, yang di dalamnya yaitu cara berpidato, mengaji dengan makhraj yang benar, azan, menghafal ayat-ayat pendek, praktek wudhu dan menghafal do'a sehari-hari sehingga dapat mengembangkan karakter dan pengetahuan anak-anak khususnya di bidang agama, melalui program ibadah yang berkesinambungan
Legalitas Implementasi Asas Poligami dalam Perkawinan Menurut Undang-Undang Perkawinan Rahma, Annisa Aulia; Agustina, Lia; Azzahra, Rika Afifah; Arroyyan, Muhammad Ahza; Narutomo, Priaji Oka; Alfionita, Sherly; Nawaidah, Yasmin Sobikhoh; Reyhan, Maulana Arfidata
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Artikel ilmiah ini bertujuan untuk menganalisis legalitas implementasi asas poligami di negara Indonesia yang masih banyak sekali terjadi kesalahan dalam memaknai arti asas poligami dan penerapannya di dalam perkawinan. Analisis artikel ilmiah ini menggunakan metode yuridis normatif yang menitikberatkan kepada penelitian kepustakaan melalui sumber-sumber literatur yang terdahulu untuk mengkaji lebih dalam terkait permasalahan yang diusung dalam artikel ilmiah ini. Hasil analisis menunjukkan bahwasannya poligami diperkenalkan didalam situasi tertentu yang mendesak ataupun ketentuan-ketentuan lan yang berdasar kepada undang-undang.
Encouraging Students to Do Collaborative Learning In ESP Courses to Strengthen Students’ Oral Communication Skills Agustina, Lia
Journal of Languages and Language Teaching Vol. 10 No. 1 (2022): January
Publisher : Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jollt.v10i1.4353

Abstract

Collaborative learning is a strategy of teaching and learning by grouping students to work together to solve a problem, complete an assignment, and produce a product. It increases learners’ motivation and promotes a harmonious atmosphere, decreasing classroom anxiety and facilitating interaction discussion and an individual sense of self-centeredness. At the same time, it enlarges students' knowledge and skills. One of the important skills is oral communication. Oral communication is an important skill to learn as it could express ideas and opinions. It uses to discuss knowledge and bridge the communication for ones who do not understand English. Therefore, this study aims to encourage students to do collaborative learning to strengthen their oral communication skills. The researcher used the action research method to see the improvement of the students’ communication skills. The subject was 32 students of the Accounting Department State Polytechnic of Malang. The study resulted that most students showed an improvement in all four language skills, but speaking skills had the greatest improvement.
Using Informal Assessments in Project-Based Learning to Motivate Students to Speak Up: A Classroom Action Research Learned from ESP Courses Handoyo, Futuh; Agustina, Lia; R, Setiawan; Laaribi, Manal; Chuyen, Nguyen Thi Hong
Journal of Languages and Language Teaching Vol. 12 No. 2 (2024): April
Publisher : Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jollt.v12i2.9574

Abstract

An assessment is a way of gathering and discussing data from various sources to gain an understanding of what a student knows, understands, and is able to do with their knowledge resulting from their education to improve their future learning. The purposes of this study were to see the motivation of students to learn the English project suggested in the ESP Course,  Business Meetings Project, and also measured the student's success in language skills, especially oral communication skills.The study was conducted  using an action research method where a questionnaire, students' achievements, and classroom activities were taken as the data. The questionnaire was scored using the Likert scale rating. Students will respond to this scale by rating the motivation factor on a scale. The researchers employed a pre- and post-test to determine how much the students' abilities had improved. The pre-test and post-test mean scores were compared and computed by the researcher using the T-test technique. The participants were 26 students from the Accounting Department of the State Polytechnic Of Malang. The outcome of this study was the successful implementation of the model. The T-test for the first project showed 62,30, the second project had 74,69, and the third project had 79,30.
The Efficacy of Case-Based Learning Model Integrated with Critical Thinking Skills to Improve EFL Learners’ Reading Comprehension Agustina, Lia; Ro'isatin, Umi Anis
Journal of Languages and Language Teaching Vol. 12 No. 3 (2024): July
Publisher : Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jollt.v12i3.11619

Abstract

The CBL offer dynamic and engaging learning experiences that cater to diverse learning styles and preferences. By working collaboratively in groups, students not only enhance their language skills but also develop essential communication, teamwork, and problem-solving abilities. Therefore, this study is aimed at investigating the efficacy of case-based learning model integrated with critical thinking skills to improve EFL learners’ reading comprehension. This study is designed in a classroom action research. 27 EFL learners are involved in this study. The research participants are selected in purposive random sampling. To collect the research data, the observation sheets, reading tests, and critical thinking tests are applied as the research instruments. The data consisted of qualitative and quantitative one. Qualitative data are analyzed qualitatively while the quantitative data are counted in statistical analysis. Based on the results, the findings show that the case-based learning model integrated with critical thinking skills is effective to improve EFL learners’ reading comprehension. The improvement lies on learners’ vocabulary mastery, grammar knowledge, comprehension, reading strategies, and fluency. For further studies, researchers can include metacognitive strategies and measure learners’ linguistic awareness in learning language skills.
Research on Blended Learning in Secondary Schools: Trends and Patterns (1982–2022) Agustina, Lia
Journal of Research in Mathematics, Science, and Technology Education Vol. 1 No. 1 (2024): Journal of Research in Mathematics, Science, and Technology Education
Publisher : Scientia Publica Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70232/rsy92q81

Abstract

One of the most popular teaching strategies in modern digital age is blended learning. The purpose of this study to examine the state of blended learning research from 1982 to 2023. Analyzing yearly publications, often used keywords, most referenced papers, most publications, most active sources, most often used institutions, productive, and most contributing countries is the main goal of this study. A total of 567 papers from Scopus database were evaluated. The study’s findings indicate (1) a consistent rise in publications between 2018 and 2022, (2) “Students,” “blended learning,” “teaching,” and “e-learning” are the most often utilized terms. (3) The work of Ramadhani et al. (2019) is the most referenced document. (4) Authors that have significantly advanced blended learning research Gomes, A.S., Divayana, D.G.H., Aristovnik, A., Arifani, Y., Umek, L., Tomaževič, N., Ramdani, A., Killian, C.M., Keržič, D., Jatmiko, B. (5) The most recent source is Physics Conference Series publication. (6) Malang State University is the most prolific institution. (7) Indonesia the nation of origin of the institution that made most contribution, followed by China in second place, United States in third place, and Taiwan in fourth. It is intended that the findings of this study will serve as examples in the future.
EDUKASI MENGENAI UPAYA MENJAGA PRIVASI DATA PRIBADI DALAM PENGGUNAAN E-HEALTH Susilowati, Indah; Agustina, Lia; Nurkhalim, Ratna Frenty
Journal of Community Engagement and Empowerment Vol. 7 No. 1 (2025)
Publisher : Institut Ilmu Kesehatah Bhakti Wiyata Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perlindungan data pribadi merupakan salah satu hak asasi manusia yang tertuang dalam UUD 1945 Pasal 28G. Di Indonesia, terdapat laporan data informasi kesehatan bocor dijual di forum daring pada  kasus BPJS Kesehatan (2021), dari 279 juta penduduk Indonesia. Ini dapat  memicu berbagai kejahatan cyber, mulai dari pencurian identitas, pemerasan, hingga penipuan berbasis klaim asuransi kesehatan. Tujuan pengabdian pada masyarakat ini adalah untuk memberikan informasi dan meningkatkan kesadaran masyarakat tentang pentingnya layanan e-Health dan perlindungan data pribadi dalam penggunaan platform digital kesehatan. Metode pelaksanaan diawali dengan tanya jawab seputar kesehatan, terutama  perawatan & pemeriksaan e-Health, kemudian diskusi layanan digital kesehatan. Selanjutnya sosialisasi serta praktik penggunaan aplikasi e-Health pada masyarakat untuk memberikan informasi mengenai manfaat layanan serta kermudahan aksesnya. Hasil informasi dan diskusi dari warga masyarakat tanggal 17 - 20 Juli 2024, kerjasama dengan Mitra menyatakan 80% (80 orang ) telah mengetahui adanya aplikasi layanan kesehatan  e-Health yang dapat memudahkan akses pemeriksaan jarak jauh, 20% (20 orang) pernah menggunakan aplikasi e-Health untuk konsultasi. Hasil sosialisasi dari brosur perlindungan data pribadi, masyarakat telah memahami untuk menjaga kerahasiaan password, dan sadar untuk menyimpan data riwayat kesehatan dengan baik. Simpulan, masyarakat perlu menjaga data pribadi dalam penggunaan e-Health karena melibatkan informasi riwayat kesehatan seseorang. Disarankan, sebaiknya masyarakat mau membaca ketentuan serta kebijakan privasi di aplikasi kesehatan, tentang ketentuan penggunaanya, sehingga tidak salah langkah dalam menggunakan platform digital ini yang bisa berdampak fatal.
Co-Authors Ady Inrawan Agus Surono Akmal Akmal ALDO, JEFRI Alfanma, Hardani Alfionita, Sherly Amaranggana, Amalia Putri Amiruddin Amiruddin ANGGRAINI, RENI Armiya Arroyyan, Muhammad Ahza Asmayuni, Rika Aulia Rahma Annisa Azzahra, Rika Afifah Baehaqi Candra, Sofita Chuyen, Nguyen Thi Hong Daharnis Daharnis Damaryanti, Rita Damayanti, Nita Dedi Sanjaya Desvia, Cindy Dewi, Ayu Mila Dja'far, Veri Hardinansyah Dyah Aryantini, Dyah Endang Sriningsih Erawati, Erawati Fauza, Muflihatul Fery Pujiono, Fery Fitria Nur Hamidah, Fitria Nur Futuh Handoyo Handayani, Sri Hariko, Rezki Hariz Dedy Sayogi, Muhammad Hipson, Meita Indah Susilowati Indra Fauzi Sabban Irsyad, Mohamad Istiyah, Istiyah Iwan Kresna Setiadi JUBAEDAH JUBAEDAH, JUBAEDAH Juni Ekowati Khairun Nisa Khairunnisa, Fadhila Komalasari Komalasari Laaribi, Manal Lestari , Tri Puji Made Susanto, I Mariki, I Wayan Wawan Monika Handayani, Monika Muh. Shofi Narutomo, Priaji Oka Natasya, Aqida Sella Nawaidah, Yasmin Sobikhoh Ninis Yuliati, Ninis Nurabiah, Nurabiah Pasaribu, Jupita Sari Prasetyo Hadi Purnawi, Ratih R, Setiawan R. Setiawan Rahmi, Fadia Ratna Frenty Nurkhalim Ratna Sari Rehan, Rehan Reyhan, Maulana Arfidata Ro'isatin, Umi Anis Rohani Rohani Safnedi, Sefnedi Sari, Rahmi Hamda Sariwati, Atmira Setiawan, M Rizky Thessar Siregar, Liper Siti Ning Farida Soehartono , David R. Soehartono, David Raditya Suhaida, Suhaida Sumardi Efendi Susanto, I Made Tarigan, Parman Tiyas, Widya Tri Ana Mulyati, Tri Ana Wahyuni, Ismiy Wardani, Siska Widianti, Riska Widianti Wijaya, Rian Putra Wulandari, Sherli Yufrizal Yufrizal, Yufrizal Yusmanijar, Yusmanijar Zaitul Zaitul Zamhari, Ahmad