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Journal : PENANOMICS: INTERNATIONAL JOURNAL OF ECONOMICS

The Influence of Financial Literacy, Pocket Money and Lifestyle on Student Consumptive Behavior on Online Shopping Platforms Muridno, Danna Gemadigda; Prayitno, Putra Hilmi; Inayati, Ro’ufah; Munir, Syahrul
PENANOMICS: International Journal of Economics Vol. 3 No. 1 (2024): April
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56107/penanomics.v3i1.163

Abstract

Consumption behavior in the current digitalization era is high because shopping platforms make it easier for everyone to access online shopping through several online shopping platforms. For students, uncontrolled consumptive behavior will burden their finances and cause financial problems to arise in the future. The purpose of this study was to determine (1) the effect of financial literacy on student consumptive behavior on online shopping platforms, (2) the effect of pocket money on student consumptive behavior on online shopping platforms, (3) the effect of lifestyle on student consumptive behavior on online shopping platforms (4 ) the effect of financial literacy, pocket money and lifestyle on student consumptive behavior on online shopping platforms. This study uses descriptive quantitative research with correlational methods using the help of the IBM SPSS Statistics 25 for Windows application program. The population in the study was 136, and in determining the sample using a purposive sampling technique, were 101 respondents in the sample. Data collection for financial literacy used tests for pocket money variables, lifestyle and consumptive behavior using questionnaires. Based on the results of the analysis, it can be concluded that (1) there is an effect of financial literacy on consumptive behavior, (2) there is an effect of pocket money on consumptive behavior, (3) there is an influence of lifestyle on consumptive behavior(4) there is a simultaneous effect of financial literacy, pocket money and lifestyle towards consumptive behavior.
Co-Authors Adinda Marcelliantika Afis Baghiz Syafruddin Agus Budi Upoyo Agus Wibowo Agus Wibowo Agustina, Nur Indah Agustini, Ni Putu Dewi Alby Aruna Alfan Bramantya Alfiota, Syf. Ine Andi Basuki Andi Basuki, Andi Anggraeni, Sefira Oktavia Annisaa Hammidah Imaduddina Annisya Annisya', Annisya' Annisyah Rahmania Rayhan Ari Gunawan Ari Gunawan Ayuninggar, Imaniar Lintang Bagus Shandy Narmaditya Debby Juliadi Dinata, Vania Mitzi Dwi Wulandari Dwi Wulandari Dwi Wulandari Eddy Sutadji Eka Putri Surya Emma Yunika Puspasari Enggar Bagus Prawira Erna Cahyaningsih Farida Rahmawati Ferdiansyah, Rifaldy Adinandra Fikri Aulia Fuad Indra Kusuma Hadi Sumarsono Handayani, Sri Hari Wahyono Heny Kusdiyanti, Heny Imam Mukhlis Inayati Nuraini Dwiputri Indriati, Widia Nur Istiqomah, Ni`' Matul Karima, Ummul Lutfi Asnan M. Sulton Alfian Magistyo P Purboyo Mahadewi Cantika Anggraini Mawaddah, Naili Ifrozul Megawati, Fitria Muridno, Danna Gemadigda Ni Luh Kade Arman Anita Dewi Ni Made Dwi Mara Widyani Nayaka Ni Nyoman Wahyu Udayani Ni'matul Istiqomah NILA RAHMAWATI Ningrum, Linda Agustin Novi Saputri, Dela Refi Nur Amalina Astri Tumala Nur Anita Yunikawati Otto Fajarianto Prasetyo, Abdul Rahman Prawira, Enggar Bagus puguh santoso, puguh Puji Handayati Putra, I Made Agus Sunadi Putri, Rafela Yumaning Putu Era Sandhi Kusuma Yuda Qodri, Lutfi Asnan Rafela Yumaning Putri Ramdhani, Hikmat Rani Septiani Rifaldy Adinandra Ferdiansyah Ro'ufah Inayati Saputri, Dela Refi Novi Shadi Emad Areef Alhaleh Sheerad Sahid Sofiah Nada Fauziah Suryati Ishak Syafruddin, Afis Baghiz Syahrul Munir Syaifruddin, Afis Baghiz Syarifa, Najwa Kamila Titin Agustin Titin Agustin Ubeid Fandi Nasrulloh Upoyo, Agus Budi Wahjoedi Wahjoedi Wahyuni, Khusniyatul Wikan Budi Utami Wulandari, Widia Ayu Yuli Agustina, Yuli