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All Journal The International Journal of Accounting and Business Society MIX : Jurnal Ilmiah Manajemen Jurnal Studi Manajemen dan Bisnis Jurnal Ekonomi dan Bisnis NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Mandiri Aptisi Transactions on Technopreneurship (ATT) Jurnal Doktor Manajemen (JDM) International Journal of Financial, Accounting, and Management Dinasti International Journal of Management Science Journal of Global Business and Management Review Dinasti International Journal of Digital Business Management Enrichment : Journal of Management BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Aliansi : Jurnal Manajemen dan Bisnis Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Pengabdian kepada Masyarakat Kompleksitas: Jurnal Ilmiah Manajemen, Organisasi, dan Bisnis Mediastima Jurnal Pengabdian Teratai International Journal of Islamic Business and Management Review Jurnal Abdimas Perbanas Jurnal Manajemen dan Perbankan (JUMPA) Annals of Human Resource Management Research Reviu Akuntansi, Manajemen, dan Bisnis Journal of Accounting and Finance Management (JAFM) Jurnal Kewirausahaan, Akuntansi, dan Manajemen TRI BISNIS Jurnal Manajemen dan Pemasaran Jasa Management Research Studies Journal Populer: Jurnal Penelitian Mahasiswa Worksheet : Jurnal Akuntansi Jurnal Manajemen, Akuntansi, Ekonomi JEBD Jurnal Ilmiah Manajemen Surya Pasca Scientia Adpebi International Journal of Multidisciplinary Sciences Manajemen : Jurnal Ekonomi Jurnal Bakti Dirgantara Pelita : Jurnal Penelitian, Terapan dan Aplikatif Journal of Business, Finance, and Banking
Yohanes Ferry Cahaya
Universitas Dirgantara Marsekal Suryadarma
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Integrating Green Banking into Sustainable Development Strategies for Commercial Bank Efficiency Siswanti, Indra; Riyadh, Hosam Alden; Nawangsari, Lenny Christina; Cahaya, Yohanes Ferry; Putra, Yananto Mihadi
Aptisi Transactions On Technopreneurship (ATT) Vol 8 No 1 (2026): March
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v8i1.759

Abstract

Digital banking is rapidly transforming commercial bank operations by improving efficiency, service quality, and sustainability orientation. Banks face increasing pressure to balance financial performance with environmental and social responsibility. In Indonesia, this transformation is closely linked to Green Banking (GB) practices and operational efficiency to support sustainable business performance. This study examines the effect of digital banking on the sustainable business performance of Indonesian commercial banks and investigates the mediating roles of GB and efficiency, as well as the moderating role of foreign ownership. The population includes all KBMI 3 and 4 banks, totaling 13 commercial banks. A saturated sampling technique was used, and the data were analyzed using EViews 12. Digital banking significantly enhances sustainable business performance and promotes GB and efficiency. GB positively affects sustainability and mediates the digital banking sustainability relationship. Efficiency (measured by BOPO) improves sustainability but does not mediate the effect. Foreign ownership does not moderate the relationship. Digital banking contributes to sustainability mainly through strengthening GB rather than efficiency alone. The absence of mediation by efficiency and moderation by foreign ownership represents an important boundary condition and a key contribution of this study.
PENGARUH PERENCANAAN ANGGARAN, PELAKSANAAN ANGGARAN, DAN KUALITAS KINERJA SDM TERHADAP TINGKAT PENYERAPAN ANGGARAN DI DIREKTORAT JENDERAL X TAHUN ANGGARAN 2024 Verdina Wardhiningtyas; Eneng Sugihyanty; Yohannes Ferry Cahaya
Worksheet : Jurnal Akuntansi Vol 5, No 2 (2026)
Publisher : UNIVERSITAS DHARMAWANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/wjs.v5i2.8453

Abstract

Budget absorption is a crucial performance indicator for government agencies. However, the phenomenon of year-end budget accumulation (fiscal dumping) and inconsistent realization between the first and second semesters still persists within the Directorate General X. Although the 2024 budget realization reached 89.08%, there remains a significant remaining budget, indicating a need to evaluate the influencing factors. This study aims to analyze the influence of budget planning, budget execution, and human resources (HR) performance quality on budget absorption at the Directorate General X for Fiscal Year 2024. Using a quantitative approach with multiple linear regression analysis through the use of SPSS version 26 software, the study involved 70 financial management respondents comprising Commitment Making Officials (PPK), Treasurers, and other financial management staff selected through purposive sampling. The results show that simultaneously, budget planning, budget execution, and HR performance quality have a significant positive effect on budget absorption, contributing 81.8%. Partially, all three variables significantly influence budget absorption, with budget execution being the most dominant factor. The study concludes that budget absorption optimization is highly dependent on the synergy between planning, execution discipline, and HR competence. To obtain more comprehensive results, further research should explore other determinant variables and extend the study's scope to more than one Directorate General.  Keyword: Budget Absorption, Budget Planning, Budget Execution, Human Resource Performance Quality
From Green HRM to sustainability: A study of ground handling in java with employee performance as a key link Ratih Puspitaningtyas Faeni; Dewi Puspaningtyas Faeni; Heni Pujiati; Yohannes Ferry Cahaya
Annals of Human Resource Management Research Vol. 5 No. 3 (2025): September
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v5i3.2991

Abstract

Purpose: This study aims to examine the direct and indirect relationship between Green HRM variables, as well as provide theoretical and practical contributions in the development of environmentally friendly HR management strategies in the ground handling company. Research Methodology: Using a descriptive method with a purposive sampling technique. A total of 160 respondents from ground handling companies were used as samples. Primary data were collected through questionnaires (Google Form), and secondary data were obtained from various published sources. The analysis used included regression, correlation, percentage, and structural equation modeling. Results: Green recruitment, green training, and green performance appraisal significantly affect employee performance through the mediation of organizational sustainability. Environmentally oriented HR policies have been proven to improve organizational sustainability and employee performance. Conclusions: Green HRM practices have direct and indirect effects on employee performance and organizational sustainability. The integration of eco-friendly principles into HR strategies is essential for long-term productivity and sustainability. Limitations: This study was limited to companies in Java province, potential for questionnaire bias, the approach was only quantitative, and did not consider external factors such as organizational culture and leadership. Contributions: This research reinforces the importance of implementing GHRM to improve employee performance and organizational sustainability and encourages follow-up research with qualitative approaches and external factors.
Education Level and Achievement Motivation Mediated by Job Satisfaction in Developing Nurses Performance at Moh. Ridwan Meuraksa General Hospital Yohanes Ferry Cahaya; Herni Pujiati; Santi Dwi Jayanti; Annathasia Puji Erasashanti; Theresia Oktavia Sadipung
Jurnal MANDIRI: Ilmu Pengetahuan, Seni, dan Teknologi Vol 9 No 2: Desember 2025
Publisher : Lembaga Kajian Demokrasi dan Pemberdayaan Masyarakat (LKD-PM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33753/mandiri.v9i2.344

Abstract

Nursing performance remains critical to quality healthcare delivery, yet the mechanisms through which education level and achievement motivation influence performance outcomes remain understudied. This study examines the mediating role of job satisfaction in the relationships between education level, achievement motivation, and nurse performance at Moh. Ridwan General Hospital, Meuraksa. A cross-sectional study was conducted with 250 nurses using Smart PLS-SEM analysis. Data were collected through validated questionnaires measuring education level, achievement motivation, job satisfaction, and performance. Education level significantly influenced both job satisfaction and performance. Achievement motivation demonstrated strong positive effects on job satisfaction and performance. Job satisfaction partially mediated the relationships between education level and performance, and between achievement motivation and performance. The findings emphasize the importance of developing educational pathways and motivational programs while fostering job satisfaction to enhance nursing performance in hospital settings.
PENGARUH KEPEMIMPINAN, KOMPETENSI STAF DAN KOMITMEN ORGANISASI TERHADAP PENERAPAN MANAJEMEN RISIKO KEFARMASIAN DI RSAU DR ESNAWAN ANTARIKSA Ratna Wijayanti; Herni Pujiati; Yohanes Ferry Cahaya
KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS Vol 15, No 1 (2026): KOMPLEKSITAS EDISI JUNI 2026
Publisher : ITB Swadharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56486/kompleksitas.vol15no1.1233

Abstract

Pharmaceutical risk management is a fundamental aspect of the healthcare system, particularly due to the increasing complexity of drug services in hospitals and pharmaceutical service facilities. Implementing risk management in hospital pharmacies is crucial to ensuring drug availability, patient safety, and operational efficiency. Surveys and interviews with pharmacy staff and patients revealed that several incidents related to the implementation of pharmaceutical risk management still occur. Therefore, this study aims to analyze the influence of leadership, staff competence, and organizational commitment on the implementation of pharmaceutical risk management, and to examine the indirect influence of leadership and staff competence on this implementation through organizational commitment as a mediator. The study used an associative, quantitative approach, collecting data via questionnaires and structured interviews. Data were analyzed using path analysis techniques. The sample was determined using saturated sampling/total sampling of a population of 60 IFRS staff members at Dr. Esnawan Antariksa. The results of the study found that (1) leadership does not have a direct and significant effect on organizational commitment; (2) Staff competence has a direct and significant effect on organizational commitment; (3) Leadership has a direct and significant positive effect on the implementation of pharmaceutical risk management. (4) Staff competence does not have a direct and significant effect on the implementation of risk management; (5) Organizational commitment does not have a direct and significant effect on the implementation of pharmaceutical risk management; (6) The indirect effect of leadership on the implementation of pharmaceutical risk management through the mediation of organizational commitment produces results that are not significant; (7) The indirect effect of staff competence on the implementation of pharmaceutical risk management through the mediation of organizational commitment produces results that are not significant. The implications of this study provide empirical evidence on how HRM and risk management theories apply in military organizations, especially military hospitals, which have unique cultures, hierarchies, and value systems.Manajemen risiko kefarmasian merupakan aspek fundamental dalam sistem pelayanan kesehatan terutama karena semakin meningkatnya kompleksitas pelayanan obat di rumah sakit maupun fasilitas pelayanan kefarmasian. Implementasi manajemen risiko di farmasi rumah sakit sangat penting untuk memastikan ketersediaan obat, keamanan pasien, dan efisiensi operasional. Dari hasil survey dan wawancara dengan staf farmasi dan pasien, ditemukan fakta dan data bahwa masih ada beberapa kejadian terkait penerapan manajemen risiko kefarmasian. Untuk itu penelitian ini bertujuan untuk menganalisis pengaruh kepemimpinan, kompetensi staf, dan komitmen organisasi terhadap penerapan manajemen risiko kefarmasian serta menganalisis pengaruh tidak langsung kepemimpinan dan kompetensi staf terhadap penerapan manajemen risiko kefarmasian dengan mediasi komitmen organsiasi. Penelitian menggunakan pendekatan kuantitatif asosiatif dengan metode survei untuk mengumpulkan data dengan kuesioner dan wawancara terstruktur. Data dianalisis menggunakan teknik analisis jalur. Penentuan sampel menggunakan sampel jenuh/total sampling terhadap populasi sejumlah 60 orang staf IFRS dr. Esnawan Antariksa. Hasil penelitian mendapatkan bahwa (1) kepemimpinan tidak berpengaruh langsung dan signifikan terhadap komitmen organisasi; (2) Kompetensi Staf berpengaruh langsung dan signifikan terhadap komitmen organisasi; (3) Kepemimpinan berpengaruh langsung positif secara signifikan terhadap penerapan manajemen risiko kefarmasian; (4) Kompetensi staf tidak berpengaruh langsung dan signifikan terhadap penerapan manajemen risiko; (5) Komitmen organisasi tidak berpengaruh langsung dan signifikan terhadap penerapan manajemen risiko kefarmasian; (6) Pengaruh tidak langsung Kepemimpinan terhadap penerapan manajemen risiko kefarmasian melalui mediasi komitmen organisasi memberikan hasil tidak berpengaruh signifikan; (7) Pengaruh tidak langsung kompetensi staf terhadap penerapan manajemen risiko kefarmasian melalui mediasi komitmen organisasi memberikan hasil tidak berpengaruh signifikan. Implikasi penelitian ini memberikan bukti-bukti empiris tentang bagaimana teori-teori MSDM dan manajemen risiko berlaku dalam organisasi militer khususnya rumah sakit militer, yang memiliki budaya, hierarki, dan sistem nilai yang khas
Competitive Strategy and Performance in Traditional Food SMEs: The Role of Competitive Advantage Vera Sylvia Saragi Sitio; Novita Damayanti; Yohanes Ferry Cahaya; Shirley M.C. Yeung; Sri Yanthy Yosepha
MIX: JURNAL ILMIAH MANAJEMEN Vol. 16 No. 2 (2026): MIX : Jurnal Ilmiah Manajemen
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jurnal_mix.2026.v16i2.002

Abstract

Objective: Improving business success remains a problem for traditional food SMEs. Digital literacy, productivity, legality, financing, branding, human resources, certification products, standard distribution, quality products, quantity products, and customer services are all necessary because of the lack of innovation and technology.Methodology: This research uses a quantitative approach with Structural Equation Modelling (SEM). The statistical method used to determine the objectives of the study was SmartPLS 3.0.Data collection through a questionnaire and distributed to SMEs in Jabodetabek (Jakarta, Bogor, Bekasi, and Tangerang). The data was obtained 300  respondents.Findings: The findings demonstrated that entrepreneurial approach had little bearing on how well a business performed. Conversely, market orientation had a favourable and noteworthy impact on firm performance, entrepreneurial orientation on competitive advantage, and market orientation on competitive advantage. Business performance is influenced by competitive advantage as an intervening variable.Conclusion: These findings prove that managerial skills, decision-making, entrepreneurial orientation, and innovation are essential for traditional food SMEs to optimize business performance and achieve competitive advantage. In addition, this research provides the right insights for the government, SME players, and customers in achieving SMEs’ business goals and promoting traditional Indonesian food products in both domestic and global markets.
STRATEGI FORMULASI REKOMENDASI PENGAWASAN SISTEM PENERIMAAN MURID BARU TAHUN 2025 SEBAGAI INSTRUMEN PENGUATAN KINERJA SDM PELAKSANA: STUDI PADA KEASISTENAN UTAMA VII OMBUDSMAN RI Taufik Akbar; Yohanes Ferry Cahaya
Manajemen: Jurnal Ekonomi Vol. 8 No. 2 (2026): Manajemen: Jurnal Ekonomi
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/stscqb49

Abstract

Penelitian ini bertujuan untuk menganalisis strategi formulasi rekomendasi Ombudsman dalam pengawasan Sistem Penerimaan Murid Baru (SPMB) sebagai instrumen penguatan kinerja Sumber Daya Manusia (SDM) pelaksana. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif dengan pendekatan studi kasus pada Keasistenan Utama VII Ombudsman Republik Indonesia. Pengumpulan data primer dilakukan melalui wawancara mendalam terstruktur, yang didukung oleh data sekunder berupa dokumen laporan hasil pengawasan nasional. Hasil penelitian menunjukkan bahwa strategi formulasi rekomendasi berhasil mengidentifikasi celah kinerja (performance gap) pada SDM pelaksana di daerah, yang meliputi rendahnya pemahaman regulasi teknis petugas verifikator serta adanya kendala sinkronisasi basis data lintas sektoral. Melalui pelaksanaan Forum Gelar Pendapat yang bersifat kolektif-kolegial, Ombudsman merekonseptualisasi arah rekomendasi dari yang semula bersifat reaktif dan punitif menjadi sebuah intervensi yang preventif dan sistemik. Intervensi tersebut difokuskan pada tiga pilar utama, yaitu peningkatan kompetensi teknis petugas pelaksana, sinkronisasi sistem data nasional, dan penguatan akuntabilitas perilaku aparatur. Dampak strategis dari formulasi rekomendasi ini adalah diterbitkannya Surat Edaran oleh Direktorat Jenderal Pendidikan Dasar dan Menengah sebagai instrumen kepastian hukum yang menstandarisasi operasional pelayanan secara nasional sekaligus menutup celah terjadinya maladministrasi yang berulang
Crypto apps: How user perceptions shape continued usage? Yohanes Ferry Cahaya; Sungkono Sungkono; Ovalia Rukmana; Jakia Rajoana; Anita Setyarachma; Johan Hendri Prasetyo; Eddy Setyanto
Jurnal Manajemen dan Pemasaran Jasa Vol. 17 No. 2 (2024): September
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/v17i2.19866

Abstract

This study aims to understand and analyze how user perceptions shape sustainable usage in Crypto apps, a group of cryptocurrency exchange platforms based in Indonesia that facilitate buying, selling, and trading various digital assets. Utilizing a quantitative-causal approach, questionnaires were distributed to 245 users of several Crypto Apps in Indonesia, such as Tokocrypto, Indodax, Pintu, Rekeningku, Triv, Koinku, Upbit Indonesia, Bitocto, Zipmex, IDEX, Pluto, and Bechipin, to gather data. This study is grounded in the technology acceptance model (TAM), which postulates that perceived usefulness and ease of use significantly influence users' attitudes and behavioral intentions toward technology adoption. By applying TAM, the research seeks to identify the key factors driving sustainable usage of Crypto apps. The collected data was analyzed using SEM-PLS to examine the hypotheses. The results indicate that perceived usefulness and ease of use positively impact consumer attitudes and intention to continue using the platform. However, consumer attitude does not directly impact continuance intention and does not serve as a mediating factor. These findings hold practical implications for Crypto apps, suggesting the need to improve service quality and application features to maintain user loyalty. Moreover, the study contributes theoretically to understanding the factors influencing users’ intentions to use cryptocurrency applications. In summary, users’ perceptions of the application's benefits and ease of use significantly shape their attitudes and intentions to continue using Crypto apps.
MENINGKATKAN MOTIVASI BELAJAR UNTUK MERAIH CITA-CITA PRESETASI SISWA SMK JAYA BUANA TANGERANG Yohanes Ferry Cahaya; Herni Pujiati; Dewi Puspaningtyas Faeni; Ahmad Faisal; Theresia Oktavia Sadpung; Noerlina Anggraeni
Jurnal Pengabdian Teratai Vol. 7 No. 1 (2026): Vol. 7 No. 1 (2026): Jurnal Pengabdian Teratai
Publisher : Lembaga Penelitian Dan Pengabdian Pada Masyarakat (LPPM) Institut Bisnis dan Informatika (IBI) Kosgoro 1957

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55122/teratai.v7i1.2086

Abstract

Rendahnya motivasi belajar siswa Sekolah Menengah Kejuruan (SMK) merupakan permasalahan krusial yang menghambat pencapaian prestasi dan realisasi cita-cita. Kegiatan pengabdian kepada masyarakat ini dilaksanakan pada 12 Januari 2026 di SMK Jaya Buana Tangerang dengan tujuan meningkatkan motivasi belajar siswa melalui intervensi terstruktur. Program terdiri atas tiga komponen: seminar motivasi inspiratif, pelatihan penetapan tujuan berbasis SMART Goals, dan workshop perencanaan karier vokasional. Sebanyak 85 siswa kelas X dan XI berpartisipasi. Kegiatan ini memberikan model praktis bagi sekolah kejuruan dalam membangun ekosistem motivasi belajar yang berkelanjutan
DIGITAL MARKETING STRATEGIES FOR GREEN HEALTHY BEVERAGE DIVERSIFICATION: FROM INNOVATION AND ABSOPRTIVE CAPACITY PERSPECTIVE Dewi Puspaningtyas Faeni; Herni Pujiati; Yohanes Ferry Cahaya
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2026): Juli 2026
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This Community Service Program (PKM) was carried out to support the development of small and medium enterprises (SMEs) in healthy beverages, focusing on date milk products. The partner, Naning’s Catering in Ciputat Timur, South Tangerang, produces herbal drinks based on date milk, which have strong potential as functional foods due to their nutritional and health benefits. Despite increasing demand, the business faces challenges in semi-manual production, limited packaging design, and underutilization of digital marketing platforms, reducing competitiveness. The PKM team from Universitas Dirgantara Marsekal Suryadarma, together with students, provided solutions through three main activities: (1) improving production capacity with appropriate technology, (2) strengthening business management via training in analysis and marketing strategies, and (3) enhancing branding and digital promotion to expand market reach.
Co-Authors *, Markonah AA Sudharmawan, AA Abdullah Alwyni, Farouk Adolf Kusuma Pratama Agrameri, Alvino Ahmad Faisal Ahmad Faisal Alamsyah, Inas Salma Alesyus Sinar Fajar Alex Sondra, William Alloysius Pamruda Dhika Mahendra Alloysius Pamurda Dhika Mahendra Alloysius Pamurda Dhika Mahendra Alvino Agrameri Andriany, Dessy Anggreani , Noeorlina Anita Setyarachma Anna Nur Intan Lumban Gaol Annathasia P Erasashanti Annathasia Puji Erasashanti Annathasia Puji Erasashanti Annathasia Puji Erasashanti Annathasia Puji Erasashanti Annathasia Puji Erasashanti Annathasia Puji Erasashanti Ardelia, Talitha Mega Asai, Markonah Asep Risman Aspani, Rony Azra Rifda Komala Bilqis, Devia Fairus Bongsu Kurniawan Budi, Yohanes Ch Endah Winarti Ch. Endah Winarti Ch. Endah Winarti Ch. Endah Winarti Chairul , Al Ghifary Dadang Sulistyo Desmar Panji Suryananto Devia Dewi Puspaningtyas Faeni Dewi Septiani Dian Kurniawati Dian Palupi Respatiningdyah Eddy Setyanto Embun Prowanta Endang Swasthika Erick Setiawan Singadilaga Farida Elmi Firda Aisyah Aisyah Pratiwi Harahap, Aswin Syapii Hedwigis Esti Riwayati Hedwigis Esti Riwayati Heni Pujiati Herni Pujiati Hidayat, R. Taufik Hikmah Abdul Rachman Hosam Alden Riyadh A.Alazeez I Dewa Ketut Kerta Widana I Dewa Ketut Kerta Widana I Dewa Ketut Kertawidana Ilham Nawang Armanda Ilham Nawang Armanda Indra Siswanti Irma Selliamanik Irnawasih Isnanto, Samto Hadi Jakia Rajoana Johan Hendri Prasetyo Johan Hendri Prasetyo Johan Hendri Prasetyo Karima, Syafika Khairunnisa Khairunnisa Lanang Firmansyah Lenny Christina Nawangsari Leo Agung, Leo lina basafira dewi Markonah Markonah Markonah Markonah Markonah Markonah Markonah Markonah Markonah, Markonah Meriyana Dhamayanti Rachman Muhammad Rizky Darmawan Muljanto Siladjaja Nabilah Fiqih Gozali Nadia Harimbi Singadilaga Nadya Fitrimady Noerlina Anggraeni NOVITA DAMAYANTI Nurmaliza, Nurmaliza Nyi Mas Rizki Noviyah Nyi Mas Rizky Noviyah Ovalia Ovalia Rukmana Pamcasasti, Ranthy Purnomo, Lucky Bayu Putri Nofzil, Friska Rahardi, Patrick Dwi Ramdan, Amir Ramdhani, Rija Randa, Putera Muhammad Ratih Puspitaningtias Faeni Ratih Puspitaningtyas Faeni Ratih Puspitaningtyas Faeni Ratna Wijayanti Rheza Dwi Andzar Rina Marlina L Riska Intania Hastari Perbanas Institute Riyadi, Christianto Rizki Yuniarti Robby Kurniawan Sadipung, Theresia Oktavia Santi Dwi Jayanti Santoso, Faid Pratama Arif Saripudin Saripudin Shafa Ailsa Hasdani Shirley M.C. Yeung Sidapung, Theresia Oktavia Simroangkir, Panubut Siti Aminah Siti Safaria Siti Soimaturrohmah Sofa Yulandari Sekolah Tinggi Ilmu Ekonomi Y.A.I Sri Wahyuni Sri Yanthy Yosepha Sugihyanty, Eneng Suharyanto Sumarno Manrejo Sumarno Manrejo Sunarto Sunarto Sungkono Sungkono Suryanto Suryanto Suryanto Suryanto Suryanto Suryanto Syamsunasir, Syamsunasir Taufik Akbar Theresa Oliveira Theresia Theresia Oktavia Sadpung Theresia Oktavia Sadpung Usmeila, Evrida Vania Gitta Khansa Putri Vera Sylvia Saragi Sitio Verdina Wardhiningtyas Wahyu Romadhon Wahyuningisih, Erna Widyarsih AV Rahajeng Widyarsih, A.V Rahajeng Wita, Nurul Kurnia Yananto Mihadi Putra Yosepha, Sri Yanthy