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All Journal Jurnal Manajemen Teori dan Terapan Indonesian Journal of Islamic Educational Management JMM (Jurnal Masyarakat Mandiri) Jurnal Al Himayah Jurnal At-Tarbiyat (Jurnal Pendidikan Islam) Al-Amwal EKONOMIKA SYARIAH : Journal of Economic Studies Instructional Development Journal Al-Muqayyad Jurnal Teknik Industri Terintegrasi (JUTIN) Jurnal Pengabdian Masyarakat Multidisiplin Jurnal Ilmu Ekonomi dan Bisnis Islam Islamic Business and Finance (IBF) International Journal of Educational Review, Law And Social Sciences (IJERLAS) EKONOMIKA SYARIAH : Journal of Economic Studies Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Prosiding Seminar Nasional Manajemen dan Ekonomi Sharing: Journal Of Islamic Economics, Management And Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin IIJSE Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat Journal of Economic, Management, Business, Accounting Sustainability Journal of Digital Community Services Journal Of Community Sustainability Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS) JPS (Jurnal Perbankan Syariah) Journal of Community Service and Empowerment Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat
Mohd. Winario
Universitas Pahlawan Tuanku Tambusai, Bangkinang, Indonesia
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Peran Pegadaian Syariah Terhadap Kesejahteraan Masyarakat Rizky, Syafnur M; Winario, Mohd
Journal of Economic, Management, Business, Accounting Sustainability Vol. 1 No. 4 (2024): November 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v1i4.36

Abstract

This research aims to analyze the role of Sharia Pawnshops on community welfare. The research results show that Sharia Pawnshops have an important role in improving community welfare, especially for the lower middle economic group. Through financing schemes that comply with sharia principles, Pegadaian Syariah can help people obtain additional capital to develop their businesses. Apart from that, Sharia Pegadaian also plays a role in providing financial education to the public so that they can manage their finances well and avoid financial shocks. However, there is still an imbalance in public understanding regarding the benefits and risks of using Pegadaian Syariah's service products, so efforts are needed from Pegadaian Syariah to increase financial literacy among the public. Overall, the results of this research show that Sharia Pawnshops have a significant role in improving community welfare.
Optimalisasi Sukuk Wakaf Dalam Pembangunan Ekonomi Syariah Andini, Bunga; Winario, Mohd
Journal of Economic, Management, Business, Accounting Sustainability Vol. 1 No. 4 (2024): November 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v1i4.37

Abstract

This research aims to analyze the optimization of waqf sukuk in sharia economic development, with a focus on the potential and challenges faced in its implementation in Indonesia. The method used in this research is a qualitative approach, which involves literature study, interviews with experts in the field of waqf and sharia finance, as well as analysis of policy documents related to the development of waqf sukuk. The data collected was then analyzed descriptively to provide a comprehensive picture of the implementation of waqf sukuk in Indonesia. The research results show that waqf sukuk have great potential in funding social projects that support the welfare of the people, such as the development of education, health and infrastructure. However, there are several challenges in developing waqf sukuk, including a lack of understanding among the community and waqf managers, as well as regulatory obstacles that limit its growth. This research also found that support for more progressive government policies and increased cooperation between sharia financial institutions, waqf managers and the government are very important to increase the optimization of waqf sukuk as a sustainable sharia economic financing instrument.
Teori Permintaan Dalam Ekonomi Islam: Prinsip, Konsep, Dan Implementasi Delia, Dwi Anisa; Hidayati, Qonita; Winario, Mohd
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.112

Abstract

This study aims to explore the theory of demand in Islamic economics by reviewing its principles, concepts, and implementation in modern economic life. The research approach uses a qualitative method with literature analysis covering primary and secondary sources, such as the Qur'an, Hadith, and classical and contemporary Islamic economic literature. The results of the study indicate that the theory of demand in Islamic economics is based on moral and ethical principles that emphasize justice, balance, and public welfare. Consumer demand in Islamic economics is not only influenced by economic factors such as price and income, but also by spiritual values, such as priority needs, prohibition of excessive consumption (israf), and prohibition of haram goods. In addition, the implementation of the theory of demand in Islamic economics can be realized through policies that encourage the production and consumption of halal and tayyib goods, promotion of ethical awareness in consumption, and strengthening zakat and waqf institutions to support economic redistribution. This study recommends strengthening education related to the principles of Islamic consumption to the community and developing a policy framework that supports the implementation of Islamic values ​​in the modern economic system. The implementation of these values ​​is expected to create a balance between the interests of individuals and society, and contribute to the sustainability of the global economy.
Pendekatan Islam Dengan Nilai Penawaran: Keadilan, Kejujuran Dan Efisensi Irmawanti, Irmawanti; Putri, Elen Sri Ega; Winario, Mohd
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.113

Abstract

This study aims to analyze the Islamic approach to supply values, especially those related to the principles of justice, honesty, and efficiency in economic activities. This study was conducted to identify how these values ​​are applied in the production, distribution, and trade processes, and their impact on market balance and social welfare. The study used a qualitative method with a literature analysis approach, involving a study of primary sources such as the Qur'an and Hadith, as well as contemporary Islamic economic literature. The results of the study indicate that the principle of justice in supply emphasizes the importance of fair distribution and avoidance of exploitation in trade. Honesty as a primary value in supply ensures that information provided by producers or sellers is transparent and free from fraud, thus creating trust between economic actors. Efficiency in the Islamic context is not only related to optimizing resources, but also ensuring that the production and distribution processes do not damage the environment or sacrifice the rights of others. The implementation of these values ​​has been proven to be able to create a more stable market and support the achievement of sharia goals (maqasid al-syariah), such as the welfare of the people and social justice.
Penerapan Qardul Hasan Di Koperasi Syariah Sman 1 Bangkinang Kota Assyifa, Zubaidah; Winario, Mohd; Hasda, Mifta; Reza, Saru; Zakir, Muhammad; Lismawati, Lismawati; Amelia, Nur
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.120

Abstract

This study aims to analyze the implementation of qardhul hasan in the Sharia Cooperative of SMAN 1 Bangkinang City as a form of financing that is in accordance with sharia principles. Qardhul hasan is a sharia financial product in the form of an interest-free loan that aims to help cooperative members in need. The research method used is a qualitative descriptive approach, with data collection techniques in the form of in-depth interviews, observations, and document studies. Data analysis was carried out through data reduction, data presentation, and drawing conclusions. The results of the study indicate that the implementation of qardhul hasan in the Sharia Cooperative of SMAN 1 Bangkinang City is in accordance with sharia principles. The loan provision procedure is carried out by considering the eligibility and repayment ability of members, and is equipped with a simple administrative mechanism. In addition, the implementation of qardhul hasan has a positive impact on cooperative members, such as helping urgent needs without burdening interest, and increasing solidarity and a sense of responsibility among members. However, several challenges such as limited funds and member awareness in repaying loans on time need further attention.
Inovasi dan Tantangan dalam Penyelesaian Sengketa di Perbankan Syariah Larasati, Febrina Putri; Aisyah, Puji Nur; Winario, Mohd
Journal of Legal Sustainability Vol. 1 No. 3 (2024): Desember 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i3.101

Abstract

Penelitian ini bertujuan untuk menganalisis inovasi dan tantangan dalam penyelesaian sengketa di perbankan syariah, yang mencakup mekanisme litigasi dan non-litigasi seperti mediasi dan arbitrase. Metode yang digunakan adalah pendekatan kualitatif melalui studi kasus dan analisis dokumen terkait regulasi dan praktik penyelesaian sengketa. Hasil penelitian menunjukkan bahwa meskipun mekanisme non-litigasi seperti arbitrase syariah semakin diminati, tantangan seperti kurangnya pemahaman terhadap akad syariah dan keterbatasan sumber daya manusia masih menghambat efektivitas implementasi. Penelitian ini memberikan rekomendasi untuk meningkatkan kompetensi hakim dan mediator syariah, serta memperkuat kesadaran masyarakat akan pentingnya penyelesaian sengketa yang sesuai prinsip syariah.
Arbitrase Islam Dalam Perspektif Syariat Islam Pratiwi, Dian; Aminin, Risti; Winario, Mohd
Journal of Legal Sustainability Vol. 1 No. 3 (2024): Desember 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i3.102

Abstract

This article aims to find out about Islamic Arbitration in order to hand over the resolution of their disputes to a neutral and trusted third party, called an arbitrator or hakam. The arbitrator will then decide the case based on Islamic law (shariah) and justice. The method used in this research uses literature and library analysis. The research results show that Islamic Arbitration is an alternative dispute resolution that is in accordance with Islamic law. Islamic arbitration can be the right choice to resolve various types of disputes, including commercial disputes, family disputes, and inheritance disputes. However, it is important to note that Islamic arbitration is only binding on parties who have agreed to use it.
Peran Baznas Kampar Dalam Memberdayakan Ekonomi Masyarakat Di Desa Ridan Permai Khairi, Rifqil; Winario, Mohd; Zakir, Muhammad; Amalia, Nala; Putri, Berliana
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.119

Abstract

The purpose of this study is to determine the role of BAZNAS Kampar in empowering the economy of the community in Ridan Permai village. The target of the output of this study is that the results of the study can be utilized by the research site, for readers and this study is published in the national journal sinta 3 or sinta 4, dummy book, complete report results. The research site is at BAZNAS Kampar Regency, the population and sample of the study are all leaders and employees of BAZNAS Kampar Regency, sample determination by snowball sampling. Data analysis technique by qualitative descriptive analysis. The planned research budget is Rp. 10,550,000 consisting of honorarium, cost of consumables, data collection and reporting costs and research outputs. The results of this study are Through the spirit of "Zakat Menyejahterakan," BAZNAS continues to innovate in creating programs that are relevant to the needs of the community and are able to provide long-term impacts. With a vision to become a trusted leading zakat manager, BAZNAS is determined to maintain the trust of the people and make zakat the main pillar in national development. Hopefully BAZNAS can continue to play a role as a strategic partner in realizing a prosperous, independent, and just society, in accordance with Islamic values ​​that are rahmatan lil alamin.
Pendampingan Pembuatan Website Desa Gunung Malelo untuk Mempermudah Penyebaran Informasi Desa Priyatno, Arif Mudi; Firmananda, Fahmi Iqbal; Ramadhan, Wahyu Febri; Winario, Mohd; Jati, Putri Zulia; Tanjung, Lailatul Syifa
Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat Vol. 1 No. 2 (2023): Dedikasi 2023
Publisher : Institut Teknologi Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/dedikasi.v1i2.20

Abstract

Penyebaran informasi yang efektif merupakan aspek penting dalam pembangunan desa yang inklusif dan berkelanjutan. Dalam konteks tersebut, kegiatan pengabdian masyarakat ini dilakukan dengan tujuan untuk mempermudah penyebaran informasi desa melalui pendampingan pembuatan website Desa Gunung Malelo. Desa Gunung Malelo memiliki potensi pariwisata, perkebunan, dan pertanian, namun masih menghadapi tantangan dalam penyebaran informasi kepada masyarakat setempat. Melalui metode pendampingan yang terstruktur, kegiatan ini melibatkan analisis kebutuhan, pembentukan tim pendamping, pelatihan, pembangunan website desa, pelatihan pengelolaan konten, dan pendampingan teknis. Tim pendamping terdiri dari ahli teknologi informasi, pengembang web, dan fasilitator komunitas. Hasil dari kegiatan ini adalah terwujudnya sebuah website desa yang fungsional dan responsif. Masyarakat Desa Gunung Malelo dapat dengan mudah mengakses informasi penting seperti pengumuman pemerintah desa, kegiatan sosial, informasi kesehatan, jadwal pertemuan, dan layanan publik melalui website tersebut. Pendampingan dan pelatihan yang dilakukan membantu meningkatkan kapasitas sumber daya manusia di desa dalam mengelola dan memperbaharui konten website secara mandiri. Kegiatan ini berhasil mencapai tujuan utama, yaitu mempermudah penyebaran informasi desa. Desa Gunung Malelo mengalami peningkatan aksesibilitas informasi, partisipasi masyarakat, dan pengelolaan konten website yang berkelanjutan. Melalui pengabdian masyarakat ini, terjadi perubahan positif dalam dinamika komunikasi dan pengembangan desa, menuju arah yang lebih maju, terhubung, dan inklusif.
Peran Murabahah Dalam Mendukung Usaha Mikro Kecil Dan Menengah: Tinjauan Dari Sudut Pandang Bank Syariah Lismawati, Lismawati; Winario, Mohd; Khairi, Rifqil
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.115

Abstract

This article evaluates the role of Murabahah in supporting Micro, Small and Medium Enterprises (MSMEs) from the perspective of Islamic banks. Through a literature review, this study highlights that Murabahah provides capital solutions in accordance with sharia principles, facilitating MSMEs' access to working capital and investment. Other benefits include certainty in prices and transparent costs as well as flexibility in the financing period and types of goods that can be financed. The study results show that Murabahah not only provides direct financial benefits, but also increases financial literacy and financial inclusion of MSMEs. With the help of Islamic banks, MSMEs can manage their finances better, increasing their ability to make more precise and sustainable business decisions.
Co-Authors Adityawarman Hidayat Aisyah, Puji Nur Akhdan, Mulki Amalia, Nala AMELIA, NUR Aminin, Risti Andini, Bunga Anggiani, Mei Dinda Arif Mudi Priyatno Ayu Pani Berliana Putri Berliana Putri Budi Trianto Bustanur, Bustanur Candra, Filtra Dedi Sumanto Delia, Dwi Anisa Despira, Despira Dian Novita Dian Pratiwi Dianti, Ratna Diany Mairiza Dinata, Shidiq Ramdan Dwi Widiarsih Emilia Susanti Emilia Susanti Faris, Naufal Firmananda, Fahmi Iqbal Fitriyana, Rinda Hairullah Efendi Harahap, Ahmad Muda Harahap, Ahmad Rofi'i HARAHAP, ISMAIL Hasgimianti Hasgimianti Hasgimianti, Hasgimianti Hendri K, Hendri Heni Pujiastuti Henry Martin Adriansyah Hidayat Hidayat Hidayat Hidayat Hidayati, Qonita Hidayatullah, Iqbal Husni Fuaddi I. Irawati Irawati Irawati Irawati Irawati Irawati Irawati Irmawanti, Irmawanti IRWAN, YUDI Jati, Putri Zulia Jenari, Felisa Juliana Yulianti Kamalin, Muhammad Kasman Ediputra, Kasman Khairunisa, Madona KHAIRUNISA, MADONA Larasati, Febrina Putri Lismawati, Lismawati Lubis, Haniah M. Zaim Maini, Nur Mardiyah, Suci Merry Meilany Mifta Hasda Miza, Rauzatul Mizan Asnawi, Mizan Muhammad Afif Muhammad Mardiansyah Muhammad Syaipudin Muhammad Zakir Muhammad Zakir Munthe, Marabona Nala Amalia Nala Amalia Nala Amelia Nilam Erman Nining Suniarti Nongliasma, Nongliasma Novriavani Novriavani Nur Amelia Nur Amelia NUR HASANAH Nurhamidah, Eva Nurmaini Nurmaini PAISAL PAISAL Putra, Aroiyan Faiz Putri, Alfira Huriyah Putri, Berliana Putri, Elen Sri Ega Putri, Ramanitya Dewi Rafiqoh, Lailan Rahmawati Rahmawati Rahmawati, Rahmawati Rahmayani, Wahyu Rantisi, Muhammad Agil Ridwan, M Sulaiman Rifqil Khairi Rinaldi Rinaldi Rinda Fithriyana Rizky, Syafnur M Rohmannudin, Rohmannudin Saputra, Rio Panji Sari, Efti Novita Sarini, Elfi Saru Reza Simbolon, Muhammad Iran Sisda, Tiara Melfia Siti Fitriyah Suci Mardiyah Suhayanti, Suhayanti Sunelti, Detri Syafnur Muhammad Rizki Syahfitra, Nofri Ramadhani Syam, Zulkharil Hadi Syamsiar, Syamsiar Tanjung, Lailatul Syifa Taufik Taufik Tiara Aninditha Tutia Saputri Wahyu Febri Ramadhan Sudirman Yasra, Dewi Yoly, Zafia Sarina Yudi Irwan Yuliani Yuliani Z, Rafida Zubaidah Assyifa ZULFAN EPENDI