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Pendampingan Pembuatan Website Desa Gunung Malelo untuk Mempermudah Penyebaran Informasi Desa Priyatno, Arif Mudi; Firmananda, Fahmi Iqbal; Ramadhan, Wahyu Febri; Winario, Mohd; Jati, Putri Zulia; Tanjung, Lailatul Syifa
Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat Vol. 1 No. 2 (2023): Dedikasi 2023
Publisher : Institut Teknologi Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/dedikasi.v1i2.20

Abstract

Penyebaran informasi yang efektif merupakan aspek penting dalam pembangunan desa yang inklusif dan berkelanjutan. Dalam konteks tersebut, kegiatan pengabdian masyarakat ini dilakukan dengan tujuan untuk mempermudah penyebaran informasi desa melalui pendampingan pembuatan website Desa Gunung Malelo. Desa Gunung Malelo memiliki potensi pariwisata, perkebunan, dan pertanian, namun masih menghadapi tantangan dalam penyebaran informasi kepada masyarakat setempat. Melalui metode pendampingan yang terstruktur, kegiatan ini melibatkan analisis kebutuhan, pembentukan tim pendamping, pelatihan, pembangunan website desa, pelatihan pengelolaan konten, dan pendampingan teknis. Tim pendamping terdiri dari ahli teknologi informasi, pengembang web, dan fasilitator komunitas. Hasil dari kegiatan ini adalah terwujudnya sebuah website desa yang fungsional dan responsif. Masyarakat Desa Gunung Malelo dapat dengan mudah mengakses informasi penting seperti pengumuman pemerintah desa, kegiatan sosial, informasi kesehatan, jadwal pertemuan, dan layanan publik melalui website tersebut. Pendampingan dan pelatihan yang dilakukan membantu meningkatkan kapasitas sumber daya manusia di desa dalam mengelola dan memperbaharui konten website secara mandiri. Kegiatan ini berhasil mencapai tujuan utama, yaitu mempermudah penyebaran informasi desa. Desa Gunung Malelo mengalami peningkatan aksesibilitas informasi, partisipasi masyarakat, dan pengelolaan konten website yang berkelanjutan. Melalui pengabdian masyarakat ini, terjadi perubahan positif dalam dinamika komunikasi dan pengembangan desa, menuju arah yang lebih maju, terhubung, dan inklusif.
Peran Murabahah Dalam Mendukung Usaha Mikro Kecil Dan Menengah: Tinjauan Dari Sudut Pandang Bank Syariah Lismawati, Lismawati; Winario, Mohd; Khairi, Rifqil
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.115

Abstract

This article evaluates the role of Murabahah in supporting Micro, Small and Medium Enterprises (MSMEs) from the perspective of Islamic banks. Through a literature review, this study highlights that Murabahah provides capital solutions in accordance with sharia principles, facilitating MSMEs' access to working capital and investment. Other benefits include certainty in prices and transparent costs as well as flexibility in the financing period and types of goods that can be financed. The study results show that Murabahah not only provides direct financial benefits, but also increases financial literacy and financial inclusion of MSMEs. With the help of Islamic banks, MSMEs can manage their finances better, increasing their ability to make more precise and sustainable business decisions.
Peran Pembiayaan Mudharabah Dalam Peningkatan Kesejahteraan Ekonomi Masyarakat Amelia, Nur; Winario, Mohd; Rahmawati, Rahmawati
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.117

Abstract

This article aims to provide information related to the role of mudharabah financing in improving the economic welfare of society, especially in the MSME and micro entrepreneur sectors. The research method used is the literature research method or literature review. This method focuses on the analysis and synthesis of written works that are relevant to the research topic being investigated. This research shows that mudharabah financing has the potential to provide wider access to capital for MSMEs without fixed interest charges, thereby encouraging business growth and increasing income. Nevertheless, challenges such as the public's low understanding of Islamic finance and the complexity of risk management remain key factors that need to be overcome to maximize the benefits of mudharabah financing.
Implementasi Prinsip-Prinsip Ekonomi Syariah Dalam Bisnis Ritel Pada Dhuafa Mart Air Tiris Zakir, Muhammad; Mairiza, Diany; Assyifa, Zubaidah; Winario, Mohd; Amalia, Nala; Putri, Berliana
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.118

Abstract

This research aims to analyze the implementation of sharia economic principles in the retail business run by Dhuafa Mart Air Tiris. The sharia economic principles that are the focus include justice, transparency and benefit to the surrounding community, especially in supporting the economy of the poor. The research method used is a descriptive qualitative approach with data collection techniques through interviews, direct observation and documentation. The research results show that Dhuafa Mart Air Tiris has implemented several sharia economic principles, such as a transparent transaction system without usury, as well as a sharia contract-based cooperation pattern between the management and business partners. Apart from that, most of the profits obtained are allocated to social programs and economic empowerment for underprivileged communities. The discussion revealed that this practice not only supports sustainable business growth but also creates a significant social impact in the surrounding environment. This research concludes that the implementation of sharia economics in the retail business can become a business model that is not only profit-oriented but also provides real benefits for society. This is relevant for adoption by other business actors who want to run business with an ethical and sustainable approach in accordance with sharia values.
Dowry in Imam Malik's Fiqh: Implications and Relevance in the Context of Contemporary Society Winario, Mohd; Harahap, Ahmad Rofi'i
Journal of Legal Sustainability Vol. 1 No. 1 (2024): Juni 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i1.16

Abstract

This paper aims to examine Imam Malik's views on dowry and its implications in the context of contemporary society. The method used in this research is literature analysis of Imam Malik's Fiqh books, especially Al-Muwatta, as well as a study of ulama interpretations and other related literature. The research results show that Imam Malik emphasizes the importance of dowry as a form of respect and protection for women's rights in marriage. In the context of contemporary society, Imam Malik's views on dowry have great relevance. Dowry is not only a woman's right, but also a way to maintain justice and equality in marriage. By understanding Imam Malik's views on dowry, contemporary society can learn valuable lessons in maintaining Islamic values in the institution of marriage.
Arbitrase dan Alternatif Penyelesian Sengketa dalam Penyelesaian Sengketa Ekonomi Syariah Nurhamidah, Eva; Winario, Mohd; Mairiza, Diany; Dinata, Shidiq Ramdan
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i2.33

Abstract

The aim of this article is to resolve conflicts in the field of sharia economics using non-litigation channels. Alternative dispute resolution (APS) is an organization that helps resolve differences of opinion through methods agreed by both parties, such as consultation, negotiation, mediation, conciliation, or expert assessment outside of court. This research uses a library study approach, where books and other library sources are the main material. The choice of this approach is based on the fact that literature studies help researchers in the initial stages of determining and compiling a research framework, as well as deepening theoretical understanding and clarifying the methodology used. Literature studies also function as a way to collect relevant research information. Based on the discussion above, the conclusion is: Alternative Dispute Resolution (ADR) in Islam, such as negotiation, mediation, conciliation and arbitration, has been used since ancient times to resolve conflicts between interested parties. The principles of the Qur'an emphasize the importance of peaceful conflict resolution, both inside and outside the courts. Hadith of the Prophet Muhammad also describe activities comparable to modern ADR, indicating that the ideas of negotiation, mediation, conciliation, and arbitration have long been used in Islamic societies. In practice, Alternative Dispute Resolution (APS) in the early days of Islam showed high flexibility and adaptability, which was in line with the essential ideals taught in Islam, namely justice, peace and social harmony.
Peran Dan Tantangan Lembaga Arbitrase Syariah Dalam Menyelesaikan Sengketa Bisnis Syariah Syahfitra, Nofri Ramadhani; Winario, Mohd; Khairunisa, Madona; Syam, Zulkharil Hadi
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i2.67

Abstract

This research examines the role and challenges faced by sharia arbitration institutions in completing sharia business settlements. As an alternative to out-of-court settlement, sharia arbitration offers a solution that complies with sharia principles and Islamic law. This research uses qualitative methods with a literature study approach and in-depth interviews with practitioners in the field of sharia arbitration. The research results show that sharia arbitration institutions play an important role in providing legal certainty and justice for disputing parties, especially in the context of sharia business. However, there are a number of challenges that hamper the effectiveness of this institution, including a lack of public understanding and trust in sharia arbitration, limited competent human resources, and regulatory constraints that do not fully support the development of this institution. Therefore, further efforts are needed to increase socialization, training and regulatory adjustments to strengthen the role of sharia arbitration institutions in completing the recovery of sharia business in Indonesia. The research results show that the Sharia Arbitration Institution plays an important role in providing dispute resolution mechanisms that are in accordance with sharia principles, maintaining the trust of sharia business actors, and reducing the burden on district courts. However, the challenges faced include a lack of public understanding and awareness about sharia arbitration, limited competent human resources, and a lack of harmonization of regulations that support the operationalization of these institutions.
Implikasi Hukum Ekonomi Syariah terhadap Pengembangan Keuangan Mikro dan Usaha Kecil Menengah Winario, Mohd; Rinaldi, Rinaldi; Zakir, Muhammad; Lubis, Haniah; Bustanur, Bustanur
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i2.68

Abstract

This study aims to analyze the implications of sharia economic law on the development of microfinance and Small and Medium Enterprises (SMEs) in Indonesia. The focus of this study is to identify the application of sharia principles in microfinance, examine the challenges faced by SMEs in accessing sharia financial services, and explore the potential and opportunities of sharia microfinance in supporting SME development. This study uses a qualitative method with a case study approach. Data were collected through in-depth interviews with SMEs, sharia financial practitioners, and sharia financial institutions, and supported by analysis of related literature. The results of the study indicate that the application of sharia economic law in microfinance has a positive impact on SMEs, especially in terms of financial inclusiveness and economic justice. However, there are several challenges that still need to be overcome, such as low sharia financial literacy and limited access to sharia financial institutions, especially in rural areas. The potential of sharia microfinance as a tool for empowering SMEs is very large, but requires adequate regulatory and infrastructure support. This study concludes that with increased literacy, access, and appropriate regulation, sharia microfinance can be a strategic solution to accelerate the growth of SMEs in Indonesia.
Implementasi Akad Salam Dalam Pembiayaan Perbankan Syariah Di Indonesia Putri, Berliana; Winario, Mohd
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 1 (2024): Juli 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i1.43

Abstract

The purpose of this article is to discuss the implementation of salam contracts in sharia banking financing in Indonesia. This article uses a conceptual approach by analyzing literature related to the application of salam contracts in sharia banking. The research results show that the implementation of salam contracts in sharia banking in Indonesia has great potential to support sustainable and inclusive economic growth. Akad salam offers a fair and transparent financing solution, enabling farmers and commodity producers to obtain funds up front to finance the production process. This not only helps increase productivity but also stimulates economic aspirations in rural areas.
Perlindungan Konsumen Dalam Perbankan Syariah: Perspektif Hukum Ekonomi Syariah Faris, Naufal; Winario, Mohd
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 1 (2024): Juli 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i1.46

Abstract

This research aims to investigate consumer protection in the context of Islamic banking, with a focus on the legal perspective and best practices implemented. The research method used is descriptive analysis involving literature study and document review to explore various aspects relevant to this topic. The main objectives of this research are to: Examine the various challenges faced in maintaining consumer protection in sharia banking, including clarity of information, sharia compliance, and dispute resolution, investigate best practices that have been implemented by sharia financial institutions in ensuring consumer protection, such as compliance mechanisms strict sharia, conflict management, and consumer education, and provide recommendations for further improvement and development in the consumer protection framework in Islamic banking, both from a legal perspective and operational practices. The results of this research reveal that consumer protection in sharia banking requires a holistic approach that integrates sharia values ​​with best practices in the global financial industry. It is hoped that these findings can provide valuable guidance to regulators, Islamic banking practitioners, and academics in their efforts to strengthen consumer protection frameworks that are effective and in line with Islamic ethical values.
Co-Authors Adityawarman Hidayat Aisyah, Puji Nur Akhdan, Mulki Amalia, Nala AMELIA, NUR Aminin, Risti Andini, Bunga Anggiani, Mei Dinda Arif Mudi Priyatno Ayu Pani Berliana Putri Berliana Putri Budi Trianto Bustanur, Bustanur Candra, Filtra Dedi Sumanto Delia, Dwi Anisa Despira, Despira Dian Novita Dian Pratiwi Dianti, Ratna Diany Mailiza Diany Mairiza Dinata, Shidiq Ramdan Dwi Widiarsih Emilia Susanti Emilia Susanti Faris, Naufal Firmananda, Fahmi Iqbal Fitriyana, Rinda Harahap, Ahmad Muda Harahap, Ahmad Rofi'i HARAHAP, ISMAIL Hasgimianti Hasgimianti Hasgimianti, Hasgimianti Hendri K, Hendri Heni Pujiastuti Henry Martin Adriansyah Hidayat Hidayat Hidayati, Qonita Hidayatullah, Iqbal Husni Fuaddi I. Irawati Irawati Irawati Irawati Irawati Irawati Irawati Irmawanti, Irmawanti IRWAN, YUDI Jati, Putri Zulia Jenari, Felisa Juliana Yulianti Kamalin, Muhammad Kasman Ediputra, Kasman Khairunisa, Madona KHAIRUNISA, MADONA Larasati, Febrina Putri Lismawati, Lismawati Lubis, Haniah M. Zaim Maini, Nur Mardiyah, Suci Merry Meilany Mifta Hasda Miza, Rauzatul Mizan Asnawi, Mizan Muhammad Afif Muhammad Mardiansyah Muhammad Syaipudin Muhammad Zakir Muhammad Zakir Munthe, Marabona Nala Amalia Nala Amelia Nilam Erman Nongliasma, Nongliasma Novriavani, Novriavani Nur Amelia NUR HASANAH Nurhamidah, Eva Nurmaini Nurmaini PAISAL PAISAL Putra, Aroiyan Faiz Putri, Alfira Huriyah Putri, Berliana Putri, Elen Sri Ega Putri, Ramanitya Dewi Rafiqoh, Lailan Rahmawati, Rahmawati Rahmayani, Wahyu Rantisi, Muhammad Agil Ridwan, M Sulaiman Rifqil Khairi Rinaldi Rinaldi Rinda Fithriyana Rizky, Syafnur M Rohmannudin, Rohmannudin Saputra, Rio Panji Sari, Efti Novita Sarini, Elfi Saru Reza Simbolon, Muhammad Iran Sisda, Tiara Melfia Siti Fitriyah Suci Mardiyah Suhayanti, Suhayanti Sunelti, Detri Suniarti, Nining Syahfitra, Nofri Ramadhani Syam, Zulkharil Hadi Syamsiar, Syamsiar Tanjung, Lailatul Syifa Taufik Taufik Tiara Aninditha Tutia Saputri Wahyu Febri Ramadhan Sudirman Yasra, Dewi Yoly, Zafia Sarina Yuliani Yuliani Z, Rafida Zubaidah Assyifa ZULFAN EPENDI