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All Journal Jurnal Dinamika Ekonomi Syariah Jurnal Ekonomi Syariah dan Bisnis Tarbiyah bil Qalam : Jurnal Pendidikan Agama dan Sains Journal of Economics and Social Sciences Swakarya: Jurnal Penelitian Sosial dan Pemberdayaan Masyarakat Jurnal Pengabdian Masyarakat dan Riset Pendidikan Solidarity : Journal of Education, Social dan Culture
Daud
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Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Social Sciences Other

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The 'Gaduh Sapi' Livestock-Sharing Tradition in the Lens of Islamic Economics: A Harmonization of Local Wisdom and Sharia Principles Anjarwati, Atika; Daud; Abidin, Zaenal; Nurjali; Pitri, Alisyah; Nilfatri; Sarwono
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.883

Abstract

This study explores the profit-sharing practices within the gaduh sapi (shared cattle-rearing) system prevalent in Muara Sabak Barat District, Tanjung Jabung Timur Regency, Jambi Province, from the perspective of Islamic economics. The gaduh sapi system represents a traditional form of cooperation between a capital provider (the cattle owner) and a manager (the caretaker), established orally and grounded in social trust. This research adopts a qualitative approach using a case study method to investigate the mechanisms of profit-sharing, patterns of responsibility, and the challenges inherent in the practice. The findings reveal that, while the system embodies values such as honesty and mutual cooperation, imbalances persist in terms of risk distribution, maintenance cost burdens, and weak communication between parties. The absence of written contracts and clearly defined roles poses risks of conflict and potential injustice. From an Islamic economic perspective, the practice contains elements of gharar (uncertainty) and does not fully comply with the principles of mudharabah or musyarakah, which emphasize justice, transparency, and mutual consent. Therefore, a more structured cooperation framework is needed to transform the gaduh sapi system into a just, beneficial, and sharia-compliant economic model.
An Exploration of the Practice of Buying and Selling Mobile Legends Diamonds Based on Sharia Economic Law Jemani; Daud; Khoiratun Nisak, Sayida; Kurniawan; Sunarti, Zeni; Kartika Devi, Erwina; Okva Marwendi, Reza
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.891

Abstract

This study aims to examine the practice of purchasing Mobile Legends diamonds at Toko Samsul Muin Jaya from the perspective of Sharia economic law. Employing a descriptive qualitative approach through a single case study design, this research provides an in-depth analysis of digital transaction mechanisms within a rural context. Data were collected through observation, interviews, and documentation, and analyzed using the Miles, Huberman, and Saldaña model. The findings reveal that the transaction practices are conducted informally, lacking contractual clarity, transparency of the transaction object, and adequate consumer protection. Although the shop is trusted by the local community due to its speed and affordable pricing, the practices still involve elements of gharar (uncertainty) and do not fully comply with Sharia standards. The novelty of this research lies in its direct exploration of digital buying and selling practices in rural areas, which remain underexplored in contemporary Islamic economic law literature. The findings underscore the importance of digital-based Sharia economic literacy education and the active role of religious leaders and regulators in guiding communities toward fair, transparent, and Sharia-compliant digital economic practices
Analyzing Community Saving Behavior at the 'Usaha Bersama' Savings and Loan Cooperative Hardiansah, Abu; Musthofa , M. Arif; Khoiratun Nisak, Sayida; Daud; Kartika Devi, Erwina
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.901

Abstract

This study investigates the saving behavior of members of the “Usaha Bersama” Savings and Loan Cooperative in Merbau Village, Mendahara District, utilizing the Theory of Planned Behavior as the analytical framework. Employing a qualitative approach through interviews, observations, and documentation, the research uncovers the complex interplay of economic, social, and cultural factors influencing members’ saving habits. Findings reveal that ease of access, social proximity, trust in cooperative management, and local cultural values—particularly the principle of ta’awun (mutual cooperation)—significantly shape saving behavior. Although savings amounts tend to be small and irregular due to fluctuating agricultural incomes, saving remains an integral part of the community’s strategy to manage economic uncertainty and urgent needs. The study highlights the cooperative’s innovative flexible deposit policy and transparent, participatory management as key drivers of member engagement and loyalty. Implications emphasize the importance of inclusive cooperative models, continuous financial education, and culturally grounded policies in promoting sustainable savings practices and enhancing rural economic empowerment. This research contributes practical insights for cooperative development and policy formulation aimed at strengthening community-based financial inclusion in underserved rural areas
Pricing Model of Palm Oil by Toke: An Islamic Economic Perspective on Indebted Farmers Rima; Musthofa , M. Arif; Yatima, Khusnul; Daud; Sarwono; Wulandari, Triyana; Edi Saputra, Ahmad
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.903

Abstract

This study examines the unilateral price-setting practices by toke (middlemen) on indebted palm oil farmers in Muara Sabak Timur District from an Islamic economic perspective. The findings reveal that price determination occurs without farmers’ consultation or mutual consent, leading to significantly lower prices for indebted farmers compared to debt-free counterparts. This practice exacerbates economic injustice and deepens farmers’ dependency on toke, who use debt as a covert mechanism of price control. The study identifies elements of gharar (uncertainty), zulm (oppression), and ikrah (coercion) in the pricing practices, which violate the Islamic principle of an-tarāḍin (mutual consent) in transactions. Recommendations include establishing Sharia-compliant cooperatives and microfinance institutions offering interest-free financing and transparent, fair pricing mechanisms. Additionally, the study proposes the implementation of hisbah supervision as a social control instrument to prevent exploitative practices. The research contributes to the agrarian economic literature by integrating maqāṣid shariah principles to promote social justice and economic empowerment for small-scale farmers, ultimately supporting sustainable development and equitable market systems
Optimization of Financing in Joint Business Savings and Loan Cooperatives as a Driving Force of the Economy Gano, Irwan; Daud; Al-Munip; Nisak, Sayida Khoiratun; Fatimah, Siti
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.907

Abstract

This study examines the role of the Joint Savings and Loan Cooperative (KSP-UB) in Mendahara Subdistrict in promoting local economic development, particularly for micro and small business actors. Using a qualitative descriptive approach, the study describes how the cooperative provides accessible, affordable, and tailored financing to its members, thereby strengthening their business capacity and driving village economic growth. Beyond financing, the cooperative also acts as a facilitator for human resource development through training in financial management, digital marketing, and product innovation. KSP-UB supports member product marketing by expanding market access through both traditional and digital networks. The business networks formed among members enhance solidarity, production efficiency, and bargaining power in the market. The findings indicate that the cooperative is not only an alternative financial institution but also a strategic partner that empowers and strengthens the economic independence of the community in an inclusive and sustainable manner. These findings contribute significantly to understanding the role of cooperatives in microeconomic development in rural areas
Economic Revitalization of Suka Maju Village through a Productive Waqf Model: Strategies and Implementation Al-Munawar, Rizky; Wargo; Fatimah, Siti; Daud; sarmiati
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.909

Abstract

Economic empowerment of rural communities is a critical aspect of sustainable national development. Suka Maju Village possesses substantial local resource potential but faces various challenges in optimizing these resources, such as limited business capital, low financial literacy, and inadequate infrastructure. This study examines the economic empowerment strategies of the Suka Maju community through the implementation of productive waqf as an innovative and sustainable Islamic economic instrument. A qualitative case study approach was employed to explore the management practices of productive waqf and its impact on improving community welfare. The findings indicate that a participatory and transparent productive waqf management model can increase community income by 30–50%, while simultaneously strengthening social capital through mutual cooperation and community solidarity. The active role of community leaders in adaptive education and communication proved to be a key factor in the program’s success. This study concludes that professional and participatory governance of productive waqf not only supports the sustainability of economic empowerment programs but also provides a replicable framework for the development of other villages grounded in strong socio-religious values
Peran Kiai dalam Pembentukan Karakter Santri: Suatu Kajian Literatur Daud; Khoirotul Idawati; Hanifudin
Tarbiyah bil Qalam : Jurnal Pendidikan Agama dan Sains Vol. 9 No. 2 (2025): Volume IX Edisi II ( Juli-Desember In-Press)
Publisher : Sekolah Tinggi Ilmu Tarbiyah Al-Bukhary Labuhanbatu

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Abstract

Pendidikan merupakan sarana fundamental dalam membentuk karakter generasi bangsa. Dalam konteks pendidikan Islam di Indonesia, pesantren menempati posisi yang strategis sebagai lembaga pendidikan tradisional yang telah lama berkontribusi dalam mencetak kader-kader umat yang berakhlak mulia, berpengetahuan luas, dan memiliki komitmen keagamaan yang tinggi. Peran kiai sebagai pembentuk karakter santri tidak hanya bersumber dari otoritas akademik, tetapi juga dari kharisma spiritual dan legitimasi sosial yang dimilikinya di mata masyarakat pesantren. Santri tidak hanya menghormati kiai sebagai guru, tetapi juga meneladaninya sebagai uswah hasanah (teladan yang baik). Relasi antara kiai dan santri bukan semata hubungan formal pengajar dan pelajar, melainkan merupakan relasi spiritual yang mengandung unsur pembinaan karakter, akhlak, dan spiritualitas yang mendalam. Dalam konteks ini, kiai menjadi aktor utama dalam internalisasi nilai-nilai Islam melalui pendekatan keteladanan, nasihat, serta pembiasaan dalam kehidupan sehari-hari di lingkungan pesantren. Metode kajian literatur adalah metode penelitian yang dilakukan dengan mengumpulkan, menelaah, dan menganalisis sumber-sumber tertulis (seperti buku, jurnal, artikel, dan karya ilmiah lainnya) yang relevan dengan topik penelitian. Tujuan dari kajian literatur adalah untuk memahami teori dan konsep yang sudah ada serta menemukan celah kajian yang bisa dikembangkan lebih lanjut.
Implementasi Penggunaan Metode Pembelajaran Berbasis Teknologi Pada Mata Pelajaran PAI di SMA Trensains Tebuireng Jombang Faghnawy Achmada, Anjir; Fitria Muktisari; Della Elya Kuswati; Daud; Rofiatul Hosna
Tarbiyah bil Qalam : Jurnal Pendidikan Agama dan Sains Vol. 9 No. 2 (2025): Volume IX Edisi II ( Juli-Desember In-Press)
Publisher : Sekolah Tinggi Ilmu Tarbiyah Al-Bukhary Labuhanbatu

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Abstract

Penelitian ini berfokus pada penerapan metode pembelajaran berbasis teknologi dalam mata pelajaran Pendidikan Agama Islam (PAI) di SMA Trensains Jombang. Tujuannya adalah untuk mendeskripsikan (1) implementasi, (2) faktor pendukung dan penghambat, serta (3) efektivitas penggunaannya. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan jenis penelitian lapangan. Data dikumpulkan melalui observasi dan wawancara dengan subjek penelitian yaitu guru PAI dan siswa kelas XI, yang dipilih menggunakan teknik purposive sampling. Hasil penelitian menunjukkan bahwa (1) pembelajaran berbasis teknologi diimplementasikan melalui penggunaan media seperti video, Canva, Quizizz, dan Google Form. Media ini membuat pembelajaran lebih interaktif, kontekstual, dan menarik, serta sesuai dengan gaya belajar siswa yang beragam, (2) faktor pendukung penerapan meliputi fasilitas laboratorium komputer, akses internet, antusiasme siswa terhadap teknologi, dan kolaborasi guru melalui forum MGMP. Sementara itu, hambatan yang ditemukan adalah keterbatasan perangkat, gangguan jaringan, serta perlunya pengawasan intensif agar siswa tetap fokus, (3) secara keseluruhan, pembelajaran berbasis teknologi di SMA Trensains Jombang efektif meningkatkan partisipasi, motivasi, dan kemampuan berpikir kritis siswa. Selain itu, penerapan ini menjadikan pembelajaran lebih hidup, relevan, serta aplikatif, terutama dalam memperdalam nilai-nilai keislaman yang berkaitan dengan kehidupan sehari-hari.
Co-Authors A. Syamsi Ahmad Edi Saputra Akbar Marhafis, Muhammad Al-Munawar, Rizky Al-Munip Anatun Nisa Mun'amah Anjarwati, Atika Asroni Ardiansyah Della Elya Kuswati dewi, hasna Edi Saputra, Ahmad Erwina Kartika Devi Faghnawy Achmada, Anjir Fitri Wahyuni Fitri Wahyuni Fitria Muktisari Gano, Irwan Haeran Hanifudin Hardiansah, Abu Indra Gunawan Jemani Kartika Devi, Erwina Khoiratun Nisak, Sayida Khoirotul Idawati Kurniawan M. Arif Musthofa Muhammad Mashduqi Mulyana Musthofa , M. Arif Newa Sagita Pasaribu Nilfatri Nisak, Sayida Khoiratun Nur Anggraini Nurjali Okva Marwendi, Reza Pitri, Alisya Pitri, Alisyah Rima Rofiatul Hosna Sapriandi Saputra, Ahmad Edi Sarmiati Sarmiati Sarmilah Sarwono Siti Fatimah SITI FATIMAH Sunarti, Zeni Susanti, Pini Syadia Mutiara wandi Wargo Wulandari, Triyana Yatima, Khusnul Zaenal Abidin Zaenal Abidin