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All Journal Kertha Patrika Al-Manahij: Jurnal Kajian Hukum Islam An-Nisbah: Jurnal Ekonomi Syariah Jurnal Studi Agama dan Masyarakat El-Mashlahah Jurnal Al-Qardh Pembaharuan Hukum Jurnal Akta International Journal of Law Reconstruction Journal of Islamic Architecture Al-Daulah : Jurnal Hukum dan Perundangan Islam SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Jurnal Ilmiah Al-Syir'ah Morality :Jurnal Ilmu Hukum Transformatif Anterior Jurnal Al-Maslahah Jurnal Ilmu Hukum Tambun Bungai El-Usrah: Jurnal Hukum Keluarga Legalite: Jurnal Perundang Undangan dan Hukum Pidana Islam Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Belom Bahadat : Jurnal Hukum Agama Hindu El-Iqtishod: Jurnal Ekonomi Syariah Jurnal Pengabdian Kepada Masyarakat Parta: Jurnal Pengabdian Kepada Masyarakat Jurnal Anifa Studi Gender dan Anak Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Jurnal Pengabdian Masyarakat Formosa (JPMF) Jurnal Penyuuhan dan Pemberdayaan Masyarakat (JPPM) Al-Manahij : Jurnal Kajian Hukum Islam Mazahib: Jurnal Pemikiran Hukum Islam Kunuz: Journal of Islamic Banking and Finance Journal of Scientech Research and Development Akademika : Jurnal Pemikiran Islam Al-Istinbath: Jurnal Hukum Islam Jurnal Manajemen Bisnis, Akuntansi dan Keuangan AMALA Jurnal Pengabdian Kepada Masyarakat Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Satya Dharma: Jurnal Ilmu Hukum An-Nisbah: Jurnal Ekonomi Syariah Al-Mudharabah Antmind Review: Journal of Sharia and Legal Ethics Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Jefry Tarantang
IAIN Palangka Raya
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Journal : Kunuz: Journal of Islamic Banking and Finance

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Religiosity of Muslim Customers as a Motivation to Save at Bank Syariah Indonesia Makka, Misbahul Munir; Fahmi, Chairul; Tarantang, Jefry
Kunuz: Journal of Islamic Banking and Finance Vol 4 No 1 (2024)
Publisher : Program Study Islamic Banking, Faculty of Economics and Bussiness Islam, State Islamic Institute of Manado (IAIN) Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/kunuz.v4i1.838

Abstract

This research explores the perception and motivation of saving from customers of the Branch Office (KC) Bank Syariah Indonesia (BSI) in Manado. This study uses a qualitative approach to understand how customers view Islamic banking services and the factors motivating them to use them. The research method includes in-depth interviews with BSI customers. Interviews are used to explore customers' views on Islamic banking services, the factors influencing their savings decisions, and their experiences and expectations regarding these services. The findings show that religiosity, income, and understanding of Sharia principles are essential in the motivation to save in Islamic banks. Customers choose Islamic banks not only because of their religious aspects but also because they believe in transparency and fairness in financial services based on Islamic teachings. The implications of this research are important for Islamic banks in designing more effective marketing strategies and products that suit the needs of customers with a solid religious background.
Co-Authors Abdur Raysad Adang Kuswaya Adi Astiti, Ni Nyoman Ahmad Balya Nasim Ahmad Ahmad Dakhoir Ahmad Dakhoir Ahmad Dakhoir Ahmad Syaikhu Ahmad Tholabi Kharlie Ahmadi Hasan Ahmadi Hasan Akbar, Wahyu Akhmad Kamil Rizani Akhmad Supriadi, Akhmad Aldina Sri Wahyuni Alfonso Munte Anissa Mutakarima Anissa Ulpah Annisa Awwaliyah Anwar, Harles Asfia, Hilyatul Astarudin, Tatang Astiti, Ni Nyoman Adi Astiti, Nyoman adi Astuti, Maulidia Athoillah Islamy Awwaliyah, Annisa Badarulzaman, Muhammad Hafiz Bella Mutiara Kasih Bella Sapitri Bismi Khalidin Chairul Fahmi Cornelia, Riska Dea Fadila Ramadhani Desi Natalia DESI NATALIA, DESI Dicky Cahyadi E P Enriko Tedja Sukmana Fahmi Hamdi Farhana, Nyimas Tasya Fatma Sumiati Fauzi Ahmad Muda Ferry Firdaus, Gusti Muhammad Ghozali Rahman Go Lisanawati Halim, Halmi Abdul Harfani Haris Fajrianor Heni Rahayu I Nurol Aen Ibnu Elmi AS Pelu Idzam Fautanu Kasenda, Dekie G.G. Kasim, Helmy Khosyi’ah, Siah M Imaduddin Abdurahim Makka, Misbahul Munir Malisi, Muhammad Ali Sibram Marcelia, Baiq Wira Dharma Dhea Tri Maulidia Astuti Meidinah Munawaroh Mirnawati, Elda Mofit Saptono Muchimah Mujiburohman, Mujiburohman Muna Dahlia Munawaroh, Meidinah mursid, fadillah Mustofa Mustofa Nafi’ah, Himmaty Alimatun Najmudin, Deden Ni Nyoman Adi Astiti Ni Nyoman Adi Astiti Ni Nyoman Adi Astiti Ni Nyoman Adi Astiti Ni Nyoman Adi Astiti Noorhana Sesar Sari Novi Angga Safitri Nurrohman Nurrohman Nurtawati Nurtawati Nyoman adi Astiti Pelu, Ibnu Elmi A. S. Pelu, Ibnu Elmi A.S. Putri, Meyrara Widya Qalyubi, Imam Rafik Patrajaya Rahmad Kurniawan Rahmad Kurniawan Rahmad Kurniawan Ramdani Wahyu Sururie Ridwan, Ahmad Hasan Riza Hafizi Rollis, Rollis Sa'diah, Maulida Sadiani Sadiani Saepullah, Usep Sapuadi Septiani Widya Putri Sholihah, Nurul Imratu Sodiq Sofyan Hakim Sri Marliana Sukarni Syahrul Anwar, Syahrul Syaikhu, Ahmad Syawaliah, Syawaliah Tri Anshari Muharrami Wahyu Akbar ZULHAM WAHYUDANI, ZULHAM