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Journal : journal of sharia economics

ANALISIS PENGARUH SISTEM PAYLATER TERHADAP SIKAP KONSUMTIF MASYARAKAT DARI SUDUT PANDANG HUKUM EKONOMI SYARIAH Andriati, Syarifah Lisa
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.3996

Abstract

In this era, human life is heavily influenced by technology, especially in terms of business. The use of PayLater, which means "buy now, pay later," is one example of the use of advanced technology in the business world. With technological advances in the modern era, especially e-commerce payment systems, SpayLater is becoming increasingly popular. PayLater is a purchase method that allows payments to be made later in a given period of time. In Islamic law, this is called the sale of Istijrar. However, scholars argue that it is a violation of the sale system when the goods to be bought are unknown to the buyer and there are new buyers who want to buy the same goods and set the price after summing up all the prices to pay. In fact, SpayLater can be permitted if the price of the goods has been determined after both parties involved in the transaction prove that the price is consistent with and in accordance with Islamic rules. This research aims to find out how PayLater transactions are used and how Islamic law views such actions. The method used is qualitative descriptive research, in which the author uses library studies, i.e., scientific references from books, national and international journals, al-Qur'an and Hadiths, and fiqih books. Because of its ease of use, SpayLater can make people prefer to buy something, which in turn will encourage them to make online debts. Therefore, knowing the potential risks, customers should be wise in distinguishing between needs and desires.
Co-Authors Abduh, Afrita Achmad Wahid Wibisono Affila Affila Amala, Sri Rizky Andreas Lingga, Masdo Aprilia Batubara, Dinda Arafahan, An Aryandi, Aryandi Ashilah Aisyah Silmi Purba Binti Mohd Malian, Ain Najwa Cindy Rizkita CLAUDIA, MARGARETHA YEREMIA dafitri salsabila David Raja Pangihutan Dedi Harianto Detania Sukarja Dwi Aryanti Nur’utami Edi Yunara Edy Ikhsan Ekaputra, M. Erick Jeremi Manihuruk Ernawati Ginting Ester Lauren Putri Harianja Fadhillah fadhillah hamsi Fathiya Al'Uzma Febrianto Lubis, Yudhi Fendi Fendi Ginting, Valencia Adelina Br Godiva, Naomi Kathleen Gunaika, Raka Gurning, Sarah Juni Techy Hafizhah, Annisa Hasyim Purba Hutabarat, Jenrico Louis Imanta Pilipi Masaro Surbakti Indri Dithisari Isnaini, Maulida Jelly Leviza Kaban, Maria Khairunnisa Khairunnisa Lia Hartika Lidya Cristy Ndiloisa Ginting Lorita Tupaida Pane Madiasa Ablisar Magda, Marianne Mahmud Mulyadi Mahmud Mulyadi MAHMUL SIREGAR Mahmul Siregar Malian, Ain Najwa Binti Mohd Manalu, Verawaty Manalu Manalu Manihuruk, Erick Jeremi Marlina Marlina Marlina, Marlina Martha Ruth Elena Matondang, Edy Syahputra Miki Yanti P. Muhammad Kevin Hidayat Mulhadi Mulhadi, Mulhadi Mutiara Sari Nabila Marsiadetama Ginting Nadine Fatih Elsilmie1 Nasution, Mirza Nasution, Rezeki Angelia Nilsya Febrika Zebua, Nilsya Febrika NITA NILAN SRY REZKI PULUNGAN, NITA NILAN SRY REZKI Nurhadi Ahmad Juang Nurmala Sari OK. Saidin Pane, Lorita Tupaida Pertiwi, Sri Rejeki Retna Purba , Hasim Purwadi, Toni Putra, Boni Rafiqoh lubis Ray Amantharo Saragih Rizki, Inneke Kiki Rizkita, Cindy Rosnidar Sembiring Saidin saidin, saidin Sebayang, Dona Martinus Shah, Elbarino Shah, Muhammad Rahmaddian Siagian, Putri Rumondang Sidabariba, Burhan Simarmata, Arnos Dheo Vegha Simbolon, Fransiska Agustina Sinaga, Bachtiar Hasan Sirait, Berkat Muliady Siregar, Namira Romaito Sitepu, Faradila Yulistari SITI mukharomah Suhaidi Suhaidi Sukarja, Detania Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Supran Hidayat Sihotang T. Keizerina Devi Azwar Tan Kamello Theresia Deliana Tranis Bella H Tri Murti Lubis Trisna, Wessy Utari, Yowan Utary Maharani Barus, Utary Maharani Utary Maharany Barus Wessy Trisna WINDHA WINDHA Windha Windha Windha Windha Windha Wulandari Yohanna, Debry