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All Journal Jurisprudence International Journal of Artificial Intelligence Research Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora JSFK (Jurnal Sains Farmasi & Klinis) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Gorontalo Law Review BINAMULIA HUKUM Pagaruyuang Law Journal JURNAL ILMIAH ADVOKASI JHR (Jurnal Hukum Replik) ARBITER: Jurnal Ilmiah Magister Hukum JUNCTO: Jurnal Ilmiah Hukum JURNAL RECTUM: Tinjauan Yuridis Penanganan Tindak Pidana Journal of Sharia Economics Jurnal CREPIDO: Jurnal Mengenai Dasar-Dasar Pemikiran Hukum Filsafat dan Ilmu Hukum Jurnal Hukum Saraswati Ikatan Penulis Mahasiswa Hukum Indonesia Law Journal Locus Journal of Academic Literature Review Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Jurnal Hukum dan Peradilan JUSTICES: Journal of Law International Journal of Economic, Technology and Social Sciences (Injects) AL-SULTHANIYAH JURNAL RETENTUM Mahadi : Indonesia Journal of Law Jurnal Hukum dan Pembangunan Binamulia Hukum Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan JILS (Journal of Indonesian Legal Studies)
Syarifah Lisa Andriati
Universitas Sumatera Utara
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Journal : Journal of Sharia Economics

 1 
ANALISIS PENGARUH SISTEM PAYLATER TERHADAP SIKAP KONSUMTIF MASYARAKAT DARI SUDUT PANDANG HUKUM EKONOMI SYARIAH Andriati, Syarifah Lisa
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.3996

Abstract

In this era, human life is heavily influenced by technology, especially in terms of business. The use of PayLater, which means "buy now, pay later," is one example of the use of advanced technology in the business world. With technological advances in the modern era, especially e-commerce payment systems, SpayLater is becoming increasingly popular. PayLater is a purchase method that allows payments to be made later in a given period of time. In Islamic law, this is called the sale of Istijrar. However, scholars argue that it is a violation of the sale system when the goods to be bought are unknown to the buyer and there are new buyers who want to buy the same goods and set the price after summing up all the prices to pay. In fact, SpayLater can be permitted if the price of the goods has been determined after both parties involved in the transaction prove that the price is consistent with and in accordance with Islamic rules. This research aims to find out how PayLater transactions are used and how Islamic law views such actions. The method used is qualitative descriptive research, in which the author uses library studies, i.e., scientific references from books, national and international journals, al-Qur'an and Hadiths, and fiqih books. Because of its ease of use, SpayLater can make people prefer to buy something, which in turn will encourage them to make online debts. Therefore, knowing the potential risks, customers should be wise in distinguishing between needs and desires.
Co-Authors Abduh, Afrita Affila Affila Amala, Sri Rizky Aprilia Batubara, Dinda Arafahan, An Aryandi, Aryandi Ashilah Aisyah Silmi Purba Binti Mohd Malian, Ain Najwa CLAUDIA, MARGARETHA YEREMIA David Raja Pangihutan Edy Ikhsan Ekaputra, M. Ester Lauren Putri Harianja Fadhillah Fathiya Al'Uzma Fendi Fendi Ginting, Valencia Adelina Br Gurning, Sarah Juni Techy Hafizhah, Annisa Hasyim Purba Hutabarat, Jenrico Louis Imanta Pilipi Masaro Surbakti Indri Dithisari Jelly Leviza Kaban, Maria Khairunnisa Khairunnisa Lia Hartika Lidya Cristy Ndiloisa Ginting Madiasa Ablisar Magda, Marianne Mahmud Mulyadi MAHMUL SIREGAR Malian, Ain Najwa Binti Mohd Manalu, Verawaty Manalu Manalu Manihuruk, Erick Jeremi Marlina Marlina Marlina, Marlina Martha Ruth Elena Matondang, Edy Syahputra Miki Yanti P. Mulhadi, Mulhadi Mutiara Sari Nabila Marsiadetama Ginting Nadine Fatih Elsilmie1 Nasution, Mirza Nasution, Rezeki Angelia NITA NILAN SRY REZKI PULUNGAN, NITA NILAN SRY REZKI OK. Saidin Pane, Lorita Tupaida Purwadi, Toni Putra, Boni Rafiqoh lubis Ray Amantharo Saragih Rizki, Inneke Kiki Rosnidar Sembiring Saidin saidin, saidin Sebayang, Dona Martinus Shah, Elbarino Shah, Muhammad Rahmaddian Siagian, Putri Rumondang Sidabariba, Burhan Simarmata, Arnos Dheo Vegha Simbolon, Fransiska Agustina Sirait, Berkat Muliady Siregar, Namira Romaito Sitepu, Faradila Yulistari Suhaidi Suhaidi Sukarja, Detania Sunarmi Sunarmi T. Keizerina Devi Azwar Tan Kamello Tri Murti Lubis Trisna, Wessy Utari, Yowan Utary Maharani Barus, Utary Maharani Windha Windha WINDHA WINDHA Windha Windha Windha Wulandari Yohanna, Debry