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Suriyanti, Suriyanti
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Journal : Maneggio

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The Influence of Financial Stress on Student Consumption and Savings Behavior in the Era of Economic Crisis Baharuddin, Andi Harnas; Ramlawati, Ramlawati; Suriyanti, Suriyanti
Maneggio Vol. 2 No. 4 (2025): AUGUST-MJ
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/53gs8097

Abstract

  This study aims to analyze the influence of financial stress on the consumption and savings behavior of college students during the economic crisis. The research method used a quantitative approach with a survey technique using a questionnaire to 200 college students as respondents. Data analysis was conducted through multiple linear regression tests to examine the relationship between variables. The results showed that financial stress had a positive and significant effect on college students' consumption behavior, while it had a negative and significant effect on savings behavior. These findings confirm that financial stress encourages increased consumption, both for primary needs and lifestyle, while simultaneously reducing students' ability to save. This study has important implications for college students, educational institutions, and policymakers regarding the need for financial literacy and personal financial management strategies amid the economic crisis.
Co-Authors A, Nurnaningsih A. Dallatika Abduh, Latif Muhammad Ahmad Firman Akbar Akbar Akbar, Ahmad Nurwahyudi Aladin, Tanri Abeng Amaliah, Nur Amanda, Yusril, Amartya, Sheila Amin, Asbi Amir Mahmud Amri, Fatchul Andini, Permata Dewi Andri Andri Aprilah Risnawati, Alma Aprilia, Sabrina Putri Ardasanti, Andi Arfah, Aryati Aristy, Dian Arsindi, Arsindi Arya Putra, Muhammad Dani Asis, Dwi Putri Asri Karolina, Asri Asriany Asriany, Asriany Ayu, Farina Baharuddin, Andi Harnas Basri Modding Basyarewan, Fahji Berliana Berliana Budiandriani, Budiandriani Burhan, Muhammad Fahjrul Syahadat Bustami, Taufik Cahya Firman Agung P Chalid, Lukman DEWI RATNASARI Dirwan Dirwan Eka Yanuarti, Eka Estika, Lala FERAWATI, ANDI Firman Firman Fitriani Fitriani Gaffar, M.Arqam Ghaida, Kayzafazya Ratu Hamzah, Fyrda Faradyba Harmelia Ridwan Saleh Hasan Hasan Hasyim, Muhammad Ibnu Ibnu Munzir Ikram Saprillah Ilahi, Andi Alfianto Anugrah Imaduddin, Imaduddin Irmayani Irmayani Irwan Tahir Isran Sutoyo Jati, Sri Nugroho Kamal, Ayu Lestari Kamidin, Masruhi Komariah, Anis Latief, Fitriani Lisa Rizky Fauziah Mahfud Nurnajamuddin Mahfudnurnajamuddin, Mahfudnurnajamuddin Maimuna Nontji Mansyur, St. Hajrah Mauliati, Desria Melati, Ria Juni Muhammad Arif Muhammad Idris Muhammad Irsan Muhammad Ramli Mus, Abdul Rahman Nasir, Munawir Nirwana, Evi Selva Nur Alam Nur Wahyuni Nurnajamuddin, Mahfud nurnajamuddin, Mahmud Nurpadila, Nurpadila Nursanti Dwi Oktavia Nurul Fauziyah, Nurul Oktaviana, Ningmas Nindri Putri Hidayat, Syifa Amelia Putri, Puji Sabriani Rahmadani, Putri Sri Rahman, A. Syafir Rahmansah, Andi Ahmad Ramlawati Ramlawati ratasya, Nur zalni Rian Gunawan Rostanti Toba Rusdin, Andhika Putra Sabri Hasan SAHABUDDIN SAHABUDDIN Saida, Saida Saman, Iin Nuraini Sari, Khafifa SAUDAH SAUDAH Saudin, La Sayuthi, Dwi Putri Ramadhani Seftiani, Adela Serang, Serli Serlin serang Sismar, Andi Siti Hamidah Surahman, Firly Juanita Susanti, Dewina Syamsuarni, Syamsuarni Syamsuddin Syamsuddin Syerin Annisa Sam Tandiawan, Vira Ula, Zahratul Ulfah Ulfah Untari, Lesya Puspita Vega Pirnanda Wahyudi Wahyudi Wijayanti, Fahdia Feliana Willy Siska Wuskiya, Urwatun Yandra, Rezali Yuli Ashaniais Ramadani Zafira, Zahra Zainuddin Rahman