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PERAN INVESTASI SEKTOR UMKM DALAM MENINGKATKAN PERTUMBUHAN EKONOMI INDONESIA Nur, Muh.; Ummah, Rahila Amanatul; Azizs, Abdul; Ladjin, Nurjanna; Suryati, Suryati
JURNAL LENTERA BISNIS Vol. 14 No. 3 (2025): JURNAL LENTERA BISNIS, SEPTEMBER 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i3.1976

Abstract

This study aims to determine the role of investment in the MSME sector in increasing economic growth in Indonesia. This research approach collects data through a literature review, which involves reading literature from various sources including books, articles, journals, and reports using qualitative and deductive approaches. The results of this study indicate that investment in the MSME sector plays a strategic role in driving economic growth in Indonesia. Access to financing, business mentoring, and technical support enables MSMEs to increase production capacity, output quality, and business competitiveness. Macroeconomically, investment flows into the MSME sector contribute to increased output and Gross Domestic Product (GDP), expanded employment, and strengthened household incomes. It also encourages economic diversification through the development of various business sectors, thereby strengthening the national economic structure. Thus, investment in the MSME sector plays a crucial role in creating inclusive, stable, and sustainable economic growth.
The Role of Emotional Quotient in Enhancing Employee Performance and Organizational Success in the Service Industry Abbas, Bakhtiar; Bagea, Arfin; Budhihard, Andi M.; Nur, Muh.; Sutrino, Anas
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 2 (2025): JIMKES Edisi Maret 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i2.3173

Abstract

The service industry heavily relies on the quality of service provided by employees, with Emotional Quotient (EQ) playing a crucial role in enhancing individual performance and organizational effectiveness. While EI is widely recognized as a key factor in improving workplace interactions and customer satisfaction, many organizations still prioritize technical skills over emotional and interpersonal development. This study examines the role of EQ in the service industry, focusing on its impact on both individual and organizational performance. It explores EQ dimensions, challenges in its development, and strategies for enhancing human resource quality to foster a harmonious and productive work environment. A qualitative descriptive approach is employed, utilizing in-depth interviews with human resource managers, supervisors, customer service employees, academics, and industrial psychologists to analyze the relationship between EQ and employee performance. The findings reveal that EQ not only enhances employees' ability to manage stress and build interpersonal relationships but also plays a strategic role in improving leadership effectiveness and customer service quality. This study underscores the importance of integrating EQ into human resource management policies to cultivate a more adaptive, productive, and sustainable work environment in the service industry.
The Relationship Between Human Capital and Digital Literacy on Financial Inclusion Nur, Muh.; Karim, Kurniati; Alfiana, Alfiana; Windreis, Christ; Renggaala, Nuniek Yuniarti Ningsih
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 7 (2026): February 2026
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18642206

Abstract

Financial inclusion is a crucial element in promoting sustainable and equitable economic development. However, the level of financial inclusion still faces various challenges, particularly those related to the quality of human resources and the ability to adapt to digital technology developments. This study aims to analyze the relationship between human capital and digital literacy on financial inclusion. This study used a qualitative approach with a descriptive-exploratory design. Data were collected through in-depth interviews, observations, and documentation with productive-age individuals, micro and small business owners, and related parties involved in formal financial services. Data analysis was conducted using thematic analysis to identify patterns and meanings emerging from the experiences and perceptions of informants. The results show that human capital plays a significant role in shaping individuals' understanding, attitudes, and trust in formal financial services. Education level, skills, and experience contribute to an individual's ability to access and utilize financial services. Furthermore, digital literacy has proven to be a crucial factor in supporting the utilization of technology-based financial services, particularly in increasing access, security, and intensity of use of digital financial services. This study also found that human capital and digital literacy have a mutually reinforcing relationship in promoting financial inclusion. Individuals with high levels of human capital and digital literacy demonstrate higher and more sustainable levels of financial participation. These findings emphasize that increasing financial inclusion must be accompanied by strengthening the quality of human resources and digital literacy within the community.
Integrating Spatial Planning and Agroecology to Enhance Agricultural Carrying Capacity in Rural Development Zones Tambunan, Rince; Kalsum, Ummy; Nur, Muh.
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 2 (2026): JIMKES Edisi March 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i2.4250

Abstract

Spatial planning has been recognized as a critical tool for guiding regional development in alignment with environmental conservation and food security objectives. However, in practice, discrepancies often exist between formal spatial planning and adaptive, locally-based agricultural systems. This gap creates a knowledge divide in understanding how spatial and agroecological aspects can be synergistically integrated to support the sustainability of agricultural areas. This study aims to explore the integration of spatial planning and agroecology practices to enhance the carrying capacity of agricultural zones within rural development areas. The research employs a qualitative approach with a sequential explanatory design, beginning with in-depth interviews with local stakeholders in North Konawe Regency. The findings indicate that strengthening the carrying capacity of agricultural areas requires a more contextual integration between spatial planning policies and community agroecological practices, which, in turn, enhances the effectiveness of regionally-based development planning. These results have theoretical implications for expanding the understanding of the interrelationship between spatial planning and agroecology, as well as practical implications for formulating policies that leverage local potentials to achieve sustainable rural development.
Benchmarking Quantum Annealers vs. Classical Solvers for Complex Optimization Problems in Financial Modeling Nur, Muh.; Farah, Rina; Anis, Nina
Journal of Tecnologia Quantica Vol. 2 No. 4 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/quantica.v2i4.2601

Abstract

Quantum annealing has emerged as a promising computational paradigm for solving large-scale combinatorial optimization problems that are traditionally intractable for classical algorithms. The financial modeling sector, characterized by complex portfolio optimization, risk minimization, and option pricing problems, offers a fertile ground for benchmarking the performance of quantum versus classical solvers. This study aims to systematically evaluate the computational efficiency, scalability, and accuracy of quantum annealers specifically the D-Wave Advantage system against leading classical optimization algorithms, including simulated annealing and branch-and-bound methods. A comparative experimental framework was developed to test both solver types on real-world financial datasets encompassing portfolio selection and risk-parity optimization tasks. Quantitative performance metrics such as solution quality, convergence time, and energy landscape exploration were assessed. Results revealed that quantum annealers achieved near-optimal solutions significantly faster for high-dimensional problem instances with non-convex cost functions, whereas classical solvers maintained superior consistency for smaller, well-conditioned models. The findings suggest a complementary paradigm where quantum annealing can accelerate subproblems within hybrid financial optimization pipelines. The study concludes that quantum computing, while not yet universally superior, represents a viable accelerator for specific financial optimization classes under current hardware constraints.
Peran Kepuasan Kerja dan Motivasi dalam Memediasi Pengaruh Pemberian Tambahan Penghasilan Pegawai (TPP) Terhadap Kinerja Pegawai BKPSDM Kabupaten Konawe Selatan Zulkifli; Nur, Muh.; Sabilalo, Mahmuddin A.
HORIZON: Indonesian Journal of Multidisciplinary Vol. 4 No. 3 (2026): HORIZON: Indonesian Journal of Multidisciplinary (In-Press)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/hijm.v4i3.5335

Abstract

The study aims to determine the role of job satisfaction and motivation in mediating the effect of employee income supplement (TPP) on employee performance at the Konawe Selatan Regency BKPSDM. The research method used was a quantitative approach. Data were collected using questionnaires and documentation studies. The data analysis technique used is Structural Equation (Smart PLS). The results of this study indicate that employee income supplement (TPP) has a significant effect on employee performance at the Konawe Selatan Regency BKPSDM. Employee income supplement (TPP) has a significant effect on employee job satisfaction at the Konawe Selatan Regency BKPSDM. Employee income supplement (TPP) has a significant effect on employee motivation at the Konawe Selatan Regency BKPSDM. Job satisfaction has a significant effect on employee performance at the Konawe Selatan Regency BKPSDM. Motivation does not have a significant effect on employee performance at the Konawe Selatan Regency BKPSDM. Job satisfaction does not have a significant mediating effect in employee income supplement (TPP) on employee performance at the Konawe Selatan Regency BKPSDM. Motivation does not have a significant mediating effect on the provision of additional employee income (TPP) on the performance of BKPSDM employees of South Konawe Regency
Co-Authors A. Sabilalo, Mahmudin Abbas, Bakhtiar Abdul Azizs, Abdul Abdul Hakim Abdul Kadir Abdul Razak Abdul, Muhammad Zul Ardiansyah Abdullah, Jufri adam, Pasrun Adnin, Chaeriah Adriawan Agussalim, Agussalim Alfiana Alfiana Amin, Fakhry Angi, Robby Daud Anis, Nina Arifin Arifin Arsat, Arsat Asraf Asraf, Asraf Azis Muthalib, Abd. Bagea, Arfin Barqi, Sahbin Baso Silond ae, Andi Basru Wawo, Andi Budhihard, Andi M. Dali, Nasrullah Farah, Rina Fauzih Fitriyani Fitriyani Hapsari, Mirza Hermiraj A.L, Muh. Hertasning, Hertasning Hiendrawati, Hiendrawati Indwiarti Irmawati Irmawati J, Jusriadi Jemadi, Jemadi Jemi Pabisangan Tahirs John Christianto Simon Kalsum, Ummy Kaswidah, Kaswidah Kurniati Karim Kusman Paluala Ladjin, Nurjanna Lisapaly, David C.E. Mas'ud, Arifuddin Masitha, Zainab Maulid, Nur Mido, Muhammad Sardy Sujadi Muhaimin, La Ode Muhammad Nawir Muhammad Rickhzal Putra, La Ode Muthalib, Abd. Azis Nasrul Nasrul Nuralam Syamsuddin Nurdin Nurdin Nurhamzah Nurhilmah, Nurhilmah Putra, Muhammad Andri Purnama PUTRI WULANDARI Rahmah , Wahyuni Rahmah, Wahyuni Rahmatia Rahmatia, Rahmatia Ratih Primandari, Novegya Razak, Abd Renggaala, Nuniek Yuniarti Ningsih S, Syamsul Sabilalo, Mahmuddin A. Sabilalo, Mahmudin A. Safrianto, Muhammad Salleh, Mad Ithnin bin Sambu, Abdul Haris Sarafudin, Sarafudin Saripuddin Supriaddin, Nofal Supriadin, Nofal Suryaningsih Suryaningsih Suryati Suryati Sutrino, Anas Suwandi, Selfa Syaban, Abdul Tambunan, Rince Ummah, Rahila Amanatul Windreis, Christ Wiyanto, Heri Yuana , Indira Yuana, Indira Zulkifli Zulkifli Zulkifli