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All Journal QIJIS (Qudus International Journal Of Islamic Studies) Jurnal Inovasi Teknologi Pendidikan JSW (Jurnal Sosiologi Walisongo) Ziswaf : Jurnal Zakat dan Wakaf Jurnal Mirai Management Jurnal Ilmiah Peuradeun DWIJA CENDEKIA: Jurnal Riset Pedagogik Wahana Islamika: Jurnal Studi Keislaman SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Ihtifaz: Journal of Islamic Economics, Finance, and Banking Logista: Jurnal Ilmiah Pengabdian Kepada Masyarakat YUME : Journal of Management Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat International Journal of Islamic Business and Economics (IJIBEC) ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Jurnal Pemberdayaan Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Community Development Journal: Jurnal Pengabdian Masyarakat Shar-E: Jurnal Kajian Ekonomi Hukum Syariah Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Journal of Sharia Economics ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING PROFICIO: Jurnal Pengabdian Masyarakat Khidmatan Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) As-Sidanah : Jurnal Pengabdian Masyarakat Share: Jurnal Ekonomi dan Keuangan Islam Cakrawala: Jurnal Studi Islam Journal of Trends Economics and Accounting Research Jurnal Manajemen dan Kewirausahaan Nusantara Islamic Economic Journal Jurnal Cakrawala Pendas Jurnal Bisnis dan Kewirausahaan CONSEN: Indonesian Journal of Community Services and Engagement Mutanaqishah: Journal of Islamic Banking Jurnal Pepadu Innovative: Journal Of Social Science Research Wahana Islamika: Jurnal Studi Keislaman Majapahit Journal of Islamic Finance dan Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah JPS (Jurnal Perbankan Syariah) Jurnal Ekonomi, Manajemen, Akuntansi Bale Pengabdian: Journal Of Community Service (BPJCS) Khidmatan Wahana Islamika; Jurnal Studi Keislaman
Purwanto, Purwanto
Sekolah Tinggi Agama Islam Syubbanul Wathon Magelang, Indonesia
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ANALISIS MANAJEMEN PEMBIAYAAN PADA LEMBAGA KSPPS BMT AR-ROHMAH BANDONGAN MAGELANG Rochison, Muhammad; Fitriyani, Yeny; Purwanto, Purwanto; Rifki, Muhammad; Hidayat, Yahya Nur
Journal of Sharia Economics Vol. 5 No. 1 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i1.4198

Abstract

Shariah Savings and Credit and Finance Cooperatives (KSPPS) are microfinance institutions that collect and distribute assets to people who need these funds. This research aims to find out the financial management and internal and external systems in KSPPS BMT Ar-Rohmah Bandongan Magelang; this research uses a descriptive qualitative approach with interview techniques, primary and secondary data collection, and documentation. Using SWOT analysis, we can find the weaknesses, strengths, threats, and opportunities in KSPPS Ar-rohmah institution. The results of this study show that the management system in KSPPS BMT Ar-rohmah institution uses a Sharia financing system and has Sharia principles, as well as having several opportunities and weaknesses and threats for institutions; KSPPS BMT Ar-rohmah mitigates risks by paying attention to character, capacity, capital, collateral and economic conditions in customers.
PENINGKATAN KEMAMPUAN DESAIN GRAFIS SISWA MTS NEGERI 2 MAGELANG MELALUI PELATIHAN CORELDRAW Fikri, Zaki; Purwanto, Purwanto; Syarifah, Laili; Puspitasari, Dakusta
Jurnal Pepadu Vol 5 No 1 (2024): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v5i1.4044

Abstract

Technological developments and advances emphasize the critical role of schools in adapting themselves to the challenges of today's digital world. The service activities at MTS Negeri 2 focus on increasing partners' abilities in graphic design, especially creating logos, covers, and flayers using the CorelDRAW application. This activity aims to improve students' hard skills in graphic design, especially at the class IX level. The method implemented involves a lecture approach, discussion, and direct assistance through practicum using the CorelDRAW application. This activity also includes evaluation through case study assignments, which require students to create a logo, cover, and flayer. Thus, a holistic learning approach ensures students' understanding and practical application in responding to technological advances in this digital era. From the results of distributing questionnaires and evaluating graphic design skills training activities, 90% of participants succeeded in creating logos, cover designs, and flyers. Apart from that, participants can also apply more than one application in the graphic design process.
PENINGKATAN KUALITAS MAJELIS TAKLIM MELALUI PENDAMPINGAN MANAJEMEN DI DUSUN CARIKAN DESA RINGINANOM KECAMATAN TEMPURAN Samaniyah, Safngatul Ngasris; Purwanto, Purwanto; Amin, Muhammad
Jurnal Pepadu Vol 5 No 1 (2024): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v5i1.4210

Abstract

This community service activity aims to improve the quality of the taklim assembly through management assistance carried out in Carikan Hamlet, Ringinanom Village, Tempuran District. The object or target of this service activity is the 40 women members of the Taklim Council in Carikan Hamlet, Ringinanom Village, Tempuran District. The stages carried out in this service activity are preparation, program implementation and evaluation. The mentoring activities carried out can improve the quality of the Taklim Council in Carikan Hamlet, Ringinanom Village, Tempuran District. Mentoring is not only a process of providing direct assistance or direction, but also forming active collaboration between the mentoring team and the Taklim Council management. More than just providing instant solutions, mentoring aims to strengthen the internal capacity of the Taklim Council so that they can be independent in managing activities and overcoming challenges that may arise in the future.
Strategi Pemasaran dalam Menarik Nasabah Simpanan Wadiah di BMT Eka Mandiri Cabang Muntilan Qurrata A’yun, Azkiya; Fitriyani, Yeny; Nur Alfianto, Achmad; Purwanto, Purwanto
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 2 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i2.2702

Abstract

Marketing strategy is the right step to face increasingly fierce competition in promoting a product in the era of globalization. Several analyzes can be done to determine the marketing strategy used by a company. Marketing strategies are useful for formulating company goals, such as increasing the number of customers at BMT Eka Mandiri Muntilan Branch. This research adopts a descriptive method with a qualitative approach. The 4P theory (product, price, place, promotion) is also applied in this study by analyzing customer responses using the AIDCA concept (Attention, Interest, Desire, Conviction, Action). The focus of the research is to understand the marketing strategy of wadiah savings at BMT Eka Mandiri Muntilan Branch and analyze its impact on saving interest. The results showed that BMT Eka Mandiri uses a 4P strategy that successfully creates aspects of buying interest, encouraging potential customers to buy and use wadiah savings products. This research is expected to provide information and become a reading material for the readers regarding the marketing strategies and the analysis conducted.
Implementasi Akad Murabahah di BNU’26 Magelang Ayyusuf, Imanul Achmad Al Amir; Fitriyani, Yeny; Purwanto, Purwanto; Aini, Qurotul
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 1 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i1.2703

Abstract

This research focuses on implementing the Murabaha contract in BNU'26 Magelang District, the only community bank in Indonesia. BNU's problems in implementing the concept of pure Sharia are related to the constraints of banking laws prohibiting direct transactions. Therefore, to carry out Murabaha transactions, BNU has to partner with suppliers of goods. The second problem is more customer understanding of the Murabaha contract. This research was conducted at BNU'26 Magelang using a qualitative method. Data was collected through interviews. The results of this study indicate that murabaha financing uses murabaha bil wakalah, where the bank does not provide goods directly. Alternatively, the bank works with other parties to provide goods used as Murabaha financing to customers.
Implementasi Akad Musyarakah Mutanaqisah di BNU’26 Syariah Magelang Fadli, M. Robit Nailal; Purwanto, Purwanto; Fitriyani, Yeny; Pudail, M.; Labib, Achmad
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 2 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i2.2704

Abstract

One of the obstacles in the Musyarakah Mutanaqisah contract is that two contracts must be carried out, namely cooperation (Syirkah) and rent (Ijarah). In implementing musyarakah mutanaqishah, two types of transactions are involved in one agreement. Therefore, capital goods are not only the object of transactions in musyarakah mutanaqishah but also function as objects in ijarah transactions for business development and as objects in buying and selling transactions to protect ownership of capital goods. This research aims to determine how the implementation of the musyarakah mutanaqisah contract at Bank BNU'26 Syariah Magelang is implemented. Mutanaqisah musyarakah contract is an agreement or arrangement between two or more people that is derivative and in the form of an agreement. This study uses qualitative methods with two approaches, namely interviews and observations. The results of this study confirm that BNU'26 Syariah, implementing the mutanaqisah musyarakah contract to customers, is there is cooperation between the bank and the customer in an effort based on mutual agreement. The contract can be agreed upon if the customer agrees to the requirements that Bank BNU'26 Syariah Magelang has determined.
Product Development Strategy for Increasing Competitive Advantage at BMT Al-Huda Grabag Arum Maesaroh Putri; Yeny Fitriyani; Fuad Yanuar AR; Purwanto
Mutanaqishah: Journal of Islamic Banking Vol. 4 No. 1 (2024): June 2024
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v4i1.1555

Abstract

The research aims to determine BMT Al-Huda Grabag's product development strategy. This research focuses on identifying internal and external elements and creating the right business strategy. Product development strategies are crucial to improving BMT's position and competitiveness. Internal factor identification results indicate that companies today have strengths such as satisfactory and quality services, structured financial services, e-commerce platforms that support UMKM, and cooperation with various parties. Internal factors that need to be more robust are limited human resources and incomplete information on digital platforms. Identification of external factors such as public ignorance of religion, inaccurate customer financial reports, and competition with renters and online loans are threats. This research will enhance understanding of product development and targeted strategies for improving the competitiveness of BMT using qualitative approaches and SWOT analysis. Furthermore, the research results are expected to provide new knowledge for similar research.
Menelaah Persepsi Konsumen Terhadap Kualitas Dan Kehalalan Produk Skincare Marwah: Pendekatan Kualitatif Dalam Konteks Keputusan Pembelian Wasiti, Wasiti; Purwanto, Purwanto; Akhmad Rifa’i, Fuad Yanuar
Innovative: Journal Of Social Science Research Vol. 4 No. 2 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i2.9591

Abstract

Salah satu merek kosmetik yang saat ini sedang berkembang adalah Skincare merek Marwah. Marwah adalah sebuah merek yang dikenal dalam industri perawatan kulit. Marwah menawarkan berbagai produk perawatan kulit, sabun, toner, serum, suncreen, krim malam dan produk - produk perawatan kulit lainnya. Penelitian ini bertujuan untuk menjelajahi dengan lebih mendalam bagaimana persepsi konsumen terhadap kualitas dan kehalalan produk skincare merek Marwah yang pada akhirnya menentukan keputusan pembelian. Penelitian mengadopsi pendekatan kualitatif, yang dikenal dapat memberikan pemahaman mendalam tentang fenomena yang diteliti. Data penelitian dikumpulkan menggunakan teknik wawancara mendalam yang dilakukan terhadap lima narasumber yang berpengalaman menggunakan Skincare Marwah. Data penelitian selanjutnya dianalisis menggunakan teknik interaktif model yang terdiri atas pengumpulan data, reduksi data, dan penyajian data. Hasil penelitian ini mengungkapkan faktor-faktor yang mendorong narasumber untuk memilih produk skincare merek Marwah. Pertama, testimoni positif orang lain. Kedua, pentingnya faktor kehalalan dalam pengambilan keputusan pembelian produk Marwah. Ketiga, keamanan produk menjadi pertimbangan utama, didukung oleh registrasi produk Marwah di BPOM serta produk aman untuk digunakan bagi ibu hamil dan menyusui. Secara keseluruhan, hasil penelitian ini menegaskan bahwa kombinasi dari testimoni positif, kehalalan, dan keamanan produk menjadi faktor kunci dalam mempengaruhi preferensi konsumen terhadap produk Marwah.
Pengelolaan Koin NU di Lembaga Amil Zakat, Infak Dan Sedekah Nahdlatul Ulama Desa Bumiayu Kecamatan Kajoran Al Ayubi, Muhammad Haris; Purwanto, Purwanto; Fitriyani, Yeny
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.9694

Abstract

Salah satu inisiatif utama yang dijalankan oleh NU Care-LAZISNU Desa Bumiayu, Kecamatan Kajoran adalah program Kotak Infaq NU atau lebih dikenal dengan sebutan Koin NU. Konsep Koin NU melibatkan partisipasi aktif dari warga Nahdliyin, dengan mengumpulkan uang receh (koin) melalui penempatan kotak infaq kecil di rumah-rumah warga Nahdliyin. Penelitian ini dilakukan dengan tujuan untuk menganalisis pengelolaan Koin NU di lembaga amil zakat, infak dan sedekah nahdlatul ulama Desa Bumiayu Kecamatan Kajoran. Jenis penelitian ini adalah penelitian lapangan yang dilakukan adalah pendekatan deskriptif kualitatif. Sumber data yang digunakan dalam penelitian ini adalah data primer yang berasal dari observasi dan wawancara peneliti dengan pengurus dan pengelola UPZIS NU Care LAZISNU Desa Bumiayu Kecamatan Kajoran Kabupaten Magelang. Sedangkan data sekunder berasal dari buku, literatur dan catatan yang berhubungan dengan tata kelola zakat, infak dan sedekah di NU Care LAZISNU Desa Bumiayu Kecamatan Kajoran Kabupaten Magelang baik melalui media cetak maupun elektronik. Data penelitian selanjutnya dianalisis dengan menggunakan teknik interaktif model. Berdasarkan penelitian mengenai pengelolaan koin NU di lembaga amil zakat, infak dan sedekah Nahdlatul Ulama Desa Bumiayu Kecamatan Kajoran, dapat disimpulkan bahwa pengelolaan koin NU di Desa Bumiayu memiliki peran penting dalam mendukung kegiatan sosial, ekonomi, dan keagamaan di tingkat lokal. Program Koin NU memungkinkan partisipasi aktif dari masyarakat dengan menyumbangkan uang receh secara rutin melalui kotak infaq yang disediakan di rumah-rumah ataupun di warung/tempat usaha. Selain itu, pengelolaan dana Koin NU dilakukan dengan disiplin dan transparan, dengan petugas penghimpunan yang ditunjuk secara khusus dan mekanisme pengawasan dari berbagai pihak terkait.
Implementation Of Murabaha Financing In Baitul Maal Wat Tamwil: A SWOT Analysis Assodiqoh, Nur Ma'rifah; Fitriyani, Yeny; Yanuar, Fuad; Purwanto, Purwanto; Pambudi, Fajar
JPS (Jurnal Perbankan Syariah) Vol 5 No 1 (2024): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v5i1.1772

Abstract

This research uses the SWOT approach to review Murabaha financing at Baitul Maal Wat Tamwil (BMT). This research is field research, with primary and secondary data sources, such as questionnaires, interviews, and literature. The research sample consisted of 20 people and three informants. Data analysis uses a mixed method approach, quantitatively and qualitatively, with the IFAS, EFAS and SWOT matrices. The research results found that several internal and external factors need to be evaluated, such as public trust, quality leadership, networks and partnerships, excellent and friendly service, practical procedures, and strategic location, which are assets that organizations can utilize to socialize Murabaha financing in the community. Meanwhile, external opportunities such as support from government agencies, a majority Muslim community, and local marketing strategies offer further growth and development potential. However, there are areas for improvement in education and awareness, product and service innovation, limited resources, and local marketing strategies that need to be overcome. Furthermore, threats from many competitors, the same target market, and a low public understanding of Islamic financing exist. This research can be helpful as a reference for future research and then become a reference for BMT in aligning organizational strategy with internal strengths and external opportunities, as well as overcoming existing weaknesses and threats.
Co-Authors A'yuni, Diah Syifaul Abdul Ghofur Abdul Latip Abdul Rochman Abdul Rosyid Achmad Labib Achmad Labib Achmad Labib Achmad Nur Alfianto Achmad Nur Alfianto Ade Wahyudin, Ade Adi Fahrudin Affida, Maulina Ahmad Bayu Ahmad Bayu Ahmad Efendi Efendi Ahmad Fuad Hasyim Ahmad Mustofa Ahmad Rofiq, Ahmad Akhmad Rifa’i, Fuad Yanuar Al Ayubi, Muhammad Haris Alfianto, Achmad Nur Angkoso, Sutanto Prasetyo Anisatul Azizah, Anisatul Ansori, Miswan Arum Maesaroh Putri Assodiqoh, Nur Ma'rifah Ayyusuf, Imanul Achmad Al Amir Budiyarsih Dahlia Dahlia Dakusta Puspitasari, Dakusta Datu Mussolini Sinsuat Lidasan Defa Meliasari Dhea Yustiana Safitri Djamil, Abdul Erwin Dwi Nano Euis Naely Minatika Fachrizi, Ach Resa Fadilla, Nurlita Dewi Fadli, M. Robit Nailal Fatkhul Ngali Fauziah, Nur Dinah Fikri, Zaki Fitriyani, Yeny Fuad Yanuar Ahmad Rifa'i Fuad Yanuar AR Haifah Nabilatul Azizah Halipah Halipah Hartanti, Isnaeni Hasyim HS, Ahmad Fuad Heni Pujiastuti Hidayat, Yahya Nur Ibnu Firmansyah, Ibnu In'amuzzahidin, Muh Indahsari, Sutriyana Kholidah, Nur Kristiadi, David Kurniawati, Vira Kusrianti, Rinda Labib, Achmad Laili Syarifah Lia Nur Cahyani Lidasan, Datu Mussolini Sinsuat M. Pudail Makrifatul Ulum Malikhatul Khayati Mar’atus Sholikhah Maryono . Maryono Maryono Maryono Maryono Milna Wafirah Milna Wafirah Misbah Zulfa Elizabeth Mita Indriani Muchammad Muchammad Muhamad Makhfud Fakhrudin Muhamad Sholikhun Muhammad Afif Ma’ruf Muhammad Alif Muzakki Muhammad Amin Muhammad Rifki Muhammad Sulthon Muhammad Sulthon Mukhamat Nasikin Nailatul Muna Najiyah, Nabila Lailatun Nala Khilmi Nawal Nur Arafah Niken Febrian Nur Alfianto, Achmad Nur Latifah Pambudi, Fajar Pandu Dwi Handika Pramudiyanti, Dian Ayu Pratiwi, Aprilia Pudail Pudail, M. Pudail, M. Qonita Khaulah Qurotul Aini Qurrata A’yun, Azkiya Ramadani, M. Kevin Rifa'i, Fuad Yanuar Akhmad Rifai, Fuad Yanuar Akhmad Rifa’i, Fuad Yanuar Akhmad Rizki Yati, Heliana Rochison, Muhammad Rosowulan, Titis S Siswanto Samaniyah, Safngatul Ngasris Saputra, Ahmad Ghulami Adyan Danar Sausan Salsabila Setianingsih, Purwati Setiyo, Eko Shodiq Abdullah Sholikhun, Muhammad Siswanto Siswanto Siti Khoiriyah Sulis Rokhmawanto Syarifah, Laili Tajun Yuhsinun Titis Rosowulan Tituk Utari Tri Mulyani Tri Nur Fadilah Ulin Ni’matul Mustaniroh Ustadz, Damar Irsyad Wahab Wahab Wasiti Wasiti, Wasiti Wijaya, Roma Wisnu Azhari Yeny Fitriyani Yeny Fitriyani