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All Journal Jurnal Studi Pemerintahan Katalogis EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Dimensi JAKPP : Jurnal Analisis Kebijakan & Pelayanan Publik Islamic Management: Jurnal Manajemen Pendidikan Islam community: Pengawas Dinamika Sosial JURNAL PENDIDIKAN TAMBUSAI Journal of Midwifery and Nursing Inovasi: Jurnal Ilmiah Ilmu Manajemen Journal of Law Science Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Jurnal Ilmu Manajemen Profitability Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Journal of Industrial Engineering & Management Research (JIEMAR) Jurnal Disrupsi Bisnis Bisnis Net : Jurnal Ekonomi dan Bisnis Indonesian Journal of Legality of Law Indonesian Journal of Intellectual Publication (IJI Publication) Jurnal Penkomi : Kajian Pendidikan dan Ekonomi INVOICE : JURNAL ILMU AKUNTANSI Journal of Indonesian Management JSIP: Jurnal Studi Ilmu Pemerintahan The International Journal of Politics and Sociology Research Society: Jurnal Pengabdian Masyarakat Journal of Government Insight Jurnal Sosiologi Dialektika Sosial International Journal of Public Administration Studies Universal Journal of Science and Technology Al-Mujtahid: Journal of Islamic Family Law Profit: Jurnal Manajemen, Bisnis dan Akuntansi Borobudur Nursing Review Mandala of Health : A Scientific Journal Development Policy and Management Review Ranah Research : Journal of Multidisciplinary Research and Development Sharing: Journal Of Islamic Economics, Management And Business Medical and Health Journal Jurnal Ilmiah Multidisiplin Amsir Jurnal Serambi Ekonomi dan Bisnis Jurnal Manajerial dan Bisnis Tanjungpinang Baashima: Jurnal Bisnis Digital, Akuntansi, Kewirausahaan, dan Manajemen Cantaka: Jurnal Ilmu Ekonomi dan Manajemen Jurnal Mahasiswa Antropologi dan Sosiologi Indonesia(JuMASI) Journal Pesona Indonesia Marsipature Hutanabe: Jurnal Pengabdian Kepada Masyarakat Journal of Economics, Management and Accounting (JEMA) EBISMA: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Jurnal Sosiologi USK (Media Pemikiran & Aplikasi) Balance: Jurnal Ekonomi Indonesian Journal of Intellectual Publication (IJI Publication)
Alwi Alwi
Department of Public Administration, Universitas Hasanudin, Makassar, Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Transportation Other

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COMPARISON OF CAPITAL ADEQUACY RATIO IN PT BNI TBK AND PT BRI TBK Rahayu, Defita; Alwi, Alwi
Jurnal Ekonomi Balance Vol. 15 No. 2 (2019): (December 2019)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v16i1.3473

Abstract

The purpose of this study was to find out how much a significant difference between CAR BNI and BRI. The sampling technique in this study used purposive sampling. This research sample for 5 years from 2014-2018 was listed on the Indonesia Stock Exchange. Types of quantitative research data with secondary data sources. The data analysis technique used independent sample t-test. The analysis shows that the CAR variable on BNI and BRI based on the Sig (2-tailed) value of 0.010 so that a significant value of 0.010 <0, 05, then Ho is rejected and Ha is accepted stating that there is a significant difference between the average CAR on BNI and BRI . Of the two banks, BNI's average is 17.760% smaller than the BRI's average of 21.332%. This shows that during 2014-2018 BRI's CAR was better than BNI, due to the increase in the amount of capital received by BRI. When referring to the minimum Bank Indonesia regulation is 8%, both banks have good financial performance in terms of (CAR).
Analisis Rasio Keuangan Untuk Menilai Kinerja Keuangan Pada PT. Astra Internasional, Tbk isti, Nuristiqamah; Alwi, Alwi; Pratiwi, Aliah
Sharing: Journal of Islamic Economics Management and Business Vol. 4 No. 2 (2025): Desember 2025
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v4i2.49989

Abstract

This study aims to analyze the financial performance of PT Astra International Tbk using a financial ratio analysis approach. The financial ratios analyzed include liquidity, solvency, activity, and profitability ratios. This research is a descriptive study with a quantitative approach, utilizing annual financial statements of PT Astra International Tbk that are officially published through the Indonesia Stock Exchange. The results of the analysis indicate that the company’s liquidity ratios are in a fairly good category, reflecting its ability to meet short-term obligations. The solvency ratios show that the company’s dependence on debt remains under control, resulting in relatively low financial risk. The activity ratios indicate that the effectiveness of the company in utilizing assets to generate sales is still fluctuating. Meanwhile, the profitability ratios show fairly good performance, although there is a decline in certain periods. Overall, the financial performance of PT Astra International Tbk can be considered fairly stable and sound. However, the company needs to continuously improve the effectiveness of asset management and maintain profitability in order to remain competitive amid market dynamics.
Analisis Pengaruh Biaya Operasional Pendapatan Operasional Dan Net Profit Margin Terhadap Pertumbuhan Laba Pada Bank Mandiri Mantika, Marangga; Alwi, Alwi; Nurulrahmatia, Nafisah
Sharing: Journal of Islamic Economics Management and Business Vol. 4 No. 2 (2025): Desember 2025
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v4i2.50178

Abstract

This study aims to analyze the effect of operating costs, operating income, and Net Profit Margin (NPM) on profit growth at PT Bank Mandiri (Persero) Tbk. The study uses secondary data in the form of annual financial statements, which are analyzed using a quantitative approach. The analytical methods employed include multiple linear regression, partial testing (t-test), simultaneous testing (F-test), and the coefficient of determination to measure the contribution of each variable to profit growth. The results indicate that operating costs have a negative and significant effect on profit growth, suggesting that an increase in operating costs can reduce the bank’s profitability performance. In contrast, operating income and Net Profit Margin (NPM) have a positive and significant impact on profit growth, indicating that higher operating income and efficient profit management play an important role in improving the company’s financial performance. Simultaneously, operating costs, operating income, and NPM have a significant effect with a substantial contribution to profit growth, while the remaining variation is explained by other factors outside the research model. These findings emphasize the importance of cost efficiency, increasing operating income, and strengthening profit margins to ensure Bank Mandiri remains competitive in the increasingly intense national banking industry.  
Evaluasi Pelayanan Online Single Submission (OSS) pada Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu di Kabupaten Bantaeng Sulfira, Sulfira; Alwi, Alwi
Indonesian Journal of Intellectual Publication Vol. 6 No. 1 (2025): Nopember 2025, IJI Publication
Publisher : Unit Publikasi Ilmiah Perkumpulan Intelektual Madani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51577/ijipublication.v6i1.826

Abstract

Penelitian ini bertujuan untuk mengevaluasi kualitas pelayanan Online Single Submission (OSS) di Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu (DPMPTSP) Kabupaten Bantaeng sebagai inovasi digital dalam penyelenggaraan perizinan berusaha. Evaluasi dilakukan menggunakan enam indikator menurut Dunn (2003), yaitu efektivitas, efisiensi, kecukupan, kesamaan, responsivitas, dan ketepatan. Metode yang digunakan adalah deskriptif kualitatif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi, serta validasi data melalui triangulasi sumber. Hasil penelitian menunjukkan bahwa implementasi OSS di Kabupaten Bantaeng telah berjalan cukup baik terutama pada aspek kesamaan dan responsivitas, yang mencerminkan pelayanan publik yang adil, profesional, dan cepat tanggap. Namun, efektivitas, efisiensi, dan ketepatan layanan belum optimal akibat kendala teknis sistem, keterbatasan literasi digital, serta ketergantungan pelaku usaha terhadap pendampingan petugas. Kecukupan sarana dan informasi juga belum sepenuhnya mendukung kemandirian masyarakat dalam mengakses layanan OSS. Penelitian ini merekomendasikan penguatan literasi digital masyarakat, peningkatan kapasitas aparatur, pemeliharaan sistem yang andal, serta perluasan sosialisasi secara kolaboratif dengan OPD dan pemerintahan kecamatan, kelurahan dan desa. Hasil penelitian ini diharapkan menjadi dasar pengambilan kebijakan untuk meningkatkan kualitas layanan perizinan berbasis elektronik di Kabupaten Bantaeng dan daerah lain di Indonesia.
The Principle of Pluriversality in the Indigenous Peoples Recognition Policy Armansyah; Alwi, Alwi; Abdullah, Muh. Tang
Journal of Government Insight Vol. 5 No. 2 (2025): December 2025
Publisher : Program Studi Ilmu Pemerintahan Fakultas Ilmu Sosial dan Ilmu Politik Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/jgi.v5i2.1059

Abstract

This research examines the application of the principle of diversity in the policy of recognizing indigenous peoples in Mamasa Regency, West Sulawesi. This principle offers an alternative perspective to the dominance of single state sovereignty, emphasizing the importance of recognizing the existence of local socio-political systems, including institutional structures and customary law. Using an exploratory case study methodology, this research examines the process of identification, verification, and validation of indigenous communities by the local government. The findings indicate that the policy of recognizing indigenous peoples is normatively quite progressive through the establishment of an Indigenous Peoples Commission. However, its implementation remains hampered by bureaucracy, minimal institutional capacity, and budget constraints. This study emphasizes that respect for diversity is a crucial decolonial step in improving state-indigenous peoples relations. However, political and administrative dynamics remain more dominant than the substance of recognition, resulting in a slow process of restructuring these relations and not yet fully reflecting a commitment to the plurality of knowledge systems and local governance practices
ANALISIS HUKUM PENANGANAN PENYALAHGUNAAN DATA PRIBADI PADA APLIKASI PINJAMAN ONLINE OLEH DIREKTORAT RESERSE KRIMINAL KHUSUS KEPOLISIAN DAERAH SULAWESI BARAT Alwi, Alwi; Madiong, Baso; Hamid, Abdul Haris
Indonesian Journal of Legality of Law Vol. 8 No. 1 (2025): Indonesian Journal of Legality of Law, Desember 2025
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/ijlf.v8i1.6600

Abstract

Penelitian ini bertujuan untuk menganalisis secara komprehensif peran dan fungsi Direktorat Reserse Kriminal Khusus (Ditreskrimsus) Kepolisian Daerah Sulawesi Barat dalam penanganan kasus penyalahgunaan data pribadi pada aplikasi pinjaman online, serta mengidentifikasi hambatan yang memengaruhi efektivitas penegakan hukum dalam konteks kejahatan siber. Metode yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan pendekatan konseptual untuk menelaah relevansi ketentuan dalam Undang-Undang Informasi dan Transaksi Elektronik (UU ITE), regulasi terkait perlindungan data pribadi, serta implementasinya dalam praktik kepolisian. Hasil penelitian menunjukkan bahwa Ditreskrimsus menjalankan fungsi penegakan hukum melalui tahapan sistematis yang meliputi penerimaan laporan masyarakat, pelaksanaan penyelidikan dan penyidikan, analisis digital forensik, penegakan ketentuan hukum terhadap pelanggaran, serta pelaksanaan tindakan represif berupa penangkapan pelaku kejahatan siber. Selain itu, upaya preventif berupa sosialisasi dan edukasi publik menjadi bagian penting dalam membangun kesadaran masyarakat terkait keamanan data pribadi dalam ruang digital. Namun demikian, penegakan hukum masih menghadapi sejumlah kendala, antara lain keterbatasan sumber daya manusia yang memiliki kompetensi teknis dalam bidang digital forensik, minimnya infrastruktur pendukung teknologi, serta rendahnya literasi digital masyarakat khususnya dalam memahami risiko penyalahgunaan data dalam layanan pinjaman online. Temuan ini menegaskan perlunya strategi penguatan kelembagaan melalui peningkatan kapasitas aparatur penegak hukum, penyediaan sarana teknologi yang memadai, serta penguatan koordinasi lintas lembaga guna mewujudkan efektivitas penanganan penyalahgunaan data pribadi di tingkat daerah. This study aims to comprehensively analyze the role and function of the Directorate of Special Criminal Investigation (Ditreskrimsus) of the West Sulawesi Regional Police in handling cases of personal data misuse in online lending applications, and to identify key challenges affecting the effectiveness of law enforcement in cybercrime cases. This research employed a normative legal method, with a statutory and conceptual approach, to examine the relevance and implementation of legal provisions under the Electronic Information and Transactions Law (UU ITE) and personal data protection regulations within law enforcement practices. The findings indicate that Ditreskrimsus fulfills its mandate through a structured sequence comprising public complaint handling, investigation and criminal inquiry, digital forensic examination, enforcement of applicable legal provisions, and repressive measures, including the apprehension of cybercrime perpetrators. In addition, preventive measures such as public education and awareness campaigns form an essential component in strengthening data protection literacy among users of online financial services. Despite these efforts, several obstacles remain, including limited human resources with expertise in digital forensics, insufficient technological infrastructure, and low public awareness of the risks associated with the misuse of personal data on financial technology platforms. This study concludes that strengthening institutional capacity, improving technological infrastructure, and enhancing interagency coordination are critical measures to ensure effective law enforcement against personal data misuse within regional policing systems.
Evaluasi Pelayanan Online Single Submission (OSS) pada Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu di Kabupaten Bantaeng Sulfira, Sulfira; Alwi, Alwi
Indonesian Journal of Intellectual Publication Vol. 6 No. 1 (2025): Nopember 2025, IJI Publication
Publisher : Unit Publikasi Ilmiah Perkumpulan Intelektual Madani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51577/ijipublication.v6i1.826

Abstract

Penelitian ini bertujuan untuk mengevaluasi kualitas pelayanan Online Single Submission (OSS) di Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu (DPMPTSP) Kabupaten Bantaeng sebagai inovasi digital dalam penyelenggaraan perizinan berusaha. Evaluasi dilakukan menggunakan enam indikator menurut Dunn (2003), yaitu efektivitas, efisiensi, kecukupan, kesamaan, responsivitas, dan ketepatan. Metode yang digunakan adalah deskriptif kualitatif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi, serta validasi data melalui triangulasi sumber. Hasil penelitian menunjukkan bahwa implementasi OSS di Kabupaten Bantaeng telah berjalan cukup baik terutama pada aspek kesamaan dan responsivitas, yang mencerminkan pelayanan publik yang adil, profesional, dan cepat tanggap. Namun, efektivitas, efisiensi, dan ketepatan layanan belum optimal akibat kendala teknis sistem, keterbatasan literasi digital, serta ketergantungan pelaku usaha terhadap pendampingan petugas. Kecukupan sarana dan informasi juga belum sepenuhnya mendukung kemandirian masyarakat dalam mengakses layanan OSS. Penelitian ini merekomendasikan penguatan literasi digital masyarakat, peningkatan kapasitas aparatur, pemeliharaan sistem yang andal, serta perluasan sosialisasi secara kolaboratif dengan OPD dan pemerintahan kecamatan, kelurahan dan desa. Hasil penelitian ini diharapkan menjadi dasar pengambilan kebijakan untuk meningkatkan kualitas layanan perizinan berbasis elektronik di Kabupaten Bantaeng dan daerah lain di Indonesia.
Co-Authors Abdullah, Muh. Tang Abidin Abidin Agung Sulistiyo, R Kukun Ahdiaryani, Rizki Alfiady, Teuku Alhumaira, Adinda Faudila Aman, Yusuf Amiruddin Ketaren Andi Rahmat Hidayat, Andi Rahmat Andriyansah . Angriani, Anggi Anita Anita arafah, Salmah Ardiansyah, Ade Arif Rahman Arimi, Kurnia Aris Munandar Armansyah Ayuspita, Ela Bakti, Indra Setia Basit, Mutmainnah Baso Madiong Chalid, Ibrahim Chatarina Umbul Wahyuni Dewiyanti, Dewiyanti Dian Herdiana Didi Setiawan, Didi Dina Oktaviana Dita, Dita Ernawati Ernawati Eviana Eviana, Eviana Fachry Abda El Rahman Fauzi Fauzi Firman Firman Gita Susanti, Gita Hafied, Fadhliah Hamid, Abd. Haris Hartina, Hartina Heridah, Andi Hermadin, Hermadin Hidayah, Dandi Nurul Hidayanti, Mawar Husnul Khatimah Iftitah, Ita Ikasanti, Putri Wahyu Inten Suweno Anugraha, Inten Suweno Intisariharyanti, Intisariharyanti Ismunandar isti, Nuristiqamah Juwani, Juwani Kamriana Kamriana Kamriana, Kamriana Kasim, Aksah Kasmad, M. Rachmat LA TAMBA, LA Lahada, Akmal M. Lukman Samboteng & Rulinawaty Kasmad M. Husen, M. Mantika, Marangga Marhamah Marhamah mauludi, mauludi Mawaddah Mawaddah, Mawaddah MR, M. Husen Muhammad Hidayat Djabbari Muhammad Iksan, Muhammad Muhazir, M. Rony Mukhlis Mukhlis Murniati . Mursyidin Mursyidin Mustafa Muthiah, Hanifah Mutmainnah Basit, Mutmainnah Basit N. Nazaruddin Nabila, Puput Nirzalin Novianti Novianti Nur Inayah Nur Islam, Firdha Nurasyifa, Ratu Safira Nurhasanah Nurhasanah Nurhayati Nurhayati Nurmala Nurmala Nurul Huda Nurulrahmatia, Nafisah Nurwijayanti Oktafiani, Dewi Pasha, Naurah Islami Patmawati Patmawati, Patmawati Pratiwi, Aliah Pratiwi, Hatirah Putri Puji Muniarty Putri, Tasya Radena Raden Mohamad Herdian Bhakti Rafliansyah, Muhamamd Rahayu, Defita Rahayu, Sari Rahmawati, Lena Ramadhan, Muhammad Rohim Rangkuty, Rakhmadsyah Putra Rentandatu, Benhur Rimawan, M. Rimawan, Muhamad Rosmin Ilham Saifullah Saifullah Samboteng, Lukman Sanusi, Fauji Saodah, Saodah Saradillah, Linda Shafarina, Shafarina Sofyan Lanang, Alief Suardi Suardi Sulfira Sulfira, Sulfira Sumarmi Syafruddin Syafruddin Syahribulan Syahribulan, Syahribulan Syahrin, Alfin Tania, Inggrid Thalib, Abdul Thamrin, Saddam Husain Ulfah Ulfah Ustman, Najamudin Ali Wahyudin Wahyudin Yuniar, Fika Ari Yusrang, Kiki Nadira Zainuddin, Zainuddin