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All Journal Bioma : Berkala Ilmiah Biologi Jurnal Penelitian Hasil Hutan Nusantara of Research : Jurnal Hasil-hasil penelitian Universitas Nusantara PGRI Kediri (e-journal) Jurnal Ilmu Sosial dan Ilmu Politik Jurnal Sains Dan Teknologi Lingkungan Jurnal Ilmiah Universitas Batanghari Jambi Jurnal Kesehatan Komunitas Angkasa: Jurnal Ilmiah Bidang Teknologi Journal of Dedicators Community Ensiklopedia of Journal Abditani : Jurnal Pengabdian Masyarakat JOMIS (Journal of Midwifery Science) Menara Ilmu Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah PREPOTIF : Jurnal Kesehatan Masyarakat Journal Civics and Social Studies Community Engagement and Emergence Journal (CEEJ) Management of Zakat and Waqf Journal (MAZAWA)) Jurnal Abdimas Kartika Wijayakusuma Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Jurnal Rekam Medis (Medical Record Journal) Jurnal Abdimas Le Mujtamak Amorti: Jurnal Studi Islam Interdisipliner CARE: Jurnal Pengabdian Multi Disiplin Teknomatika: Jurnal Informatika dan Komputer Muhibbul Arabiyah: Jurnal Pendidikan Bahasa Arab Polyscopia Al Iman: Jurnal Keislaman dan Kemasyarakatan JIMEKA
Ahmad Hanafi
Pusat Penelitian Kimia LIPI Telp. 021-87914509 Fax 021-87914510
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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ISLAMIC FINANCIAL LITERACY IN THE BIMWIN MODULE: AN URGENT NEED IN THE ERA OF DIGITAL CONSUMERISM Hanafi, Ahmad; Anwar, Khairil
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.11774

Abstract

The digital era has transformed financial behavior and consumption patterns of young Muslim couples preparing for marriage. The proliferation of digital financial services such as paylater, online lending, and fintech investment platforms presents significant challenges for family financial management based on Islamic values. In response, the Ministry of Religious Affairs of Indonesia has integrated Islamic financial literacy content into the Bimbingan Perkawinan (Bimwin) program. However, analysis reveals that the current content remains normative and lacks contextual adaptation to the digital financial ecosystem faced by Millennials and Gen Z. This study employs a qualitative-descriptive approach using document analysis and literature review to identify gaps between normative teachings and practical application. The findings highlight that Bimwin participants face substantial challenges in translating Islamic financial principles into daily financial decision-making within digital environments. The study proposes comprehensive strategies, including contextual learning through digital financial case studies, simulation-based training, facilitator capacity-building, and multi-stakeholder collaboration. Strengthening Islamic financial literacy through these strategies can equip young Muslim families with critical skills to navigate the digital economy ethically and sustainably in accordance with maqashid sharia principles. 
Co-Authors -, Purnawan A.A. Ketut Agung Cahyawan W Akbar, Wahyu Amalia, Risa amin, makomulamin Arbintarso, Ellyawan Setyo Ariantini, Nisa Arif Himawan, Arif Arif, Muhajir Aris Wahyu Murdiyanto Asmarwiati, Septien Atmowidjoyo, Sutardjo Azzahra, Putri Windy Azzahra Baihaqi, M. Imam Binti Solihah Budi Hartono Budi Raharjo Catur Iswahyudi Claudino de Almeida Cabral, Claudino de Almeida Dedi Eko Yunanto, Dedi Eko Dewi Suryani Dian, Verlyna Edhy Sutanta (Jurusan Teknik Informatika IST AKPRIND Yogyakarta) Ester Napitupulu, Ervinna Euis HERMIATI Fadila Fadila, Fadila Faturahmi, Siti Gimnastiyar, Dio Islam Gumayesty, Yeyen Gumayestya, Yeyen Gusliati, Gusliati Hariyanto, Satriawan Dini Haznan Abimanyu Herlina Susmaneli Hetty Ismainar Ifan Maulana Istiqomah, Catur Jamaludin, Fitah Jepisah, Doni Jodi, Jergian Jumardin Khair, Najibul Khairil Anwar Khasanah, Siti Uswatun Kurniati, Rizki Kusumaningtyas, Netania Indi Lahitani, Alfirna Rizqi Leonita, Emy Linda, Nuraliza May Lucky Risanto Madian, Madian Maimun, Nur Misra, Isra Muhaimin, Rusyadi Al Muhammad Riza Hafizi Muryanto, Irwan Naser, Muhammad Nikman nita, Anita Noor Sayuti, Muhammad Nurcahyo, Raden Wisnu Oktavia Dewi, Oktavia Priansyah, Dodi Purnawan Purnawan Rany, Novita Rosid, Ibnu Abdul RR. Ella Evrita Hestiandari Sa’am, Zulfan Safitri, Yuliana Sari , Nio Eko Puspita Sari, Risna Puspita Sholeh, Adkhan Sisilia Endah Lestari, Sisilia Endah Sita Heris Anita Sohor, Suherman Suparni Setyowati Rahayu Susiana Purwantisari SYAFRANI, SYAFRANI Tawfiequrrahman Tawfiequrrahman Ulfi Saidata Aesyi Widyawati, Erna Yosi Aristiawan Yuanita Indriasari Yunita, Jasrida Yuyun Priwahyuni, Yuyun