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All Journal Jurnal Pendidikan Ekonomi Undiksha IQTISHODUNA Jurnal Keuangan dan Perbankan Jurnal Kesehatan Masyarakat El Dinar Jurnal Ilmiah Mahasiswa FEB JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Wacana, Jurnal Sosial dan Humaniora Journal of Indonesian Economy and Business TEMA (Jurnal Tera Ilmu Akuntansi) International Journal of Local Economic Governance ECSOFiM (Economic and Social of Fisheries and Marine Journal) Jurnal Administrasi Kesehatan Indonesia Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmu Ekonomi dan Pembangunan Jurnal SEPA (Social Economic and Agribusiness Journal) Jurnal Ekonomi & Keuangan Islam Journal of Health Science and Prevention Jurnal Sosial Ekonomi Kelautan dan Perikanan Buletin Ilmiah Marina : Sosial Ekonomi Kelautan dan Perikanan Journal of Innovation in Business and Economics IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam International Journal of Economics, Business and Accounting Research (IJEBAR) Creative Research Management Journal Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Munaddhomah: Jurnal Manajemen Pendidikan Islam GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Caring : Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Journal of Islamic Economics Lariba Journal of Community Health and Preventive Medicine (JOCHAPM) Jurnal Ekonomi dan Pembangunan Indonesia Journal of Development Economic and Social Studies (JDESS) Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF) Al-Infaq : Jurnal Ekonomi Islam
Asfi Manzilati
Departement Of Economy, Faculty Of Economics And Business, Universitas Brawijaya, Malang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : International Journal of Local Economic Governance

 1 
Identification of Social Capital Bonding Inter Trader and Bank Thithil (Study Case in Blimbing Traditional Market, Malang City) Bunga Hidayati; Agus Suman; Asfi Manzilati
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (527.718 KB) | DOI: 10.21776/ub.ijleg.2016.002.01.2

Abstract

In traditional market activity, economic actors who are in it not only traders or buyers. But there are also other economic actors who became part of the traders capital resources is loan shark. In terms of Java, loan shark referred to as "Bank Thithil". The purpose of this study was to identify the bonding social capital (interaction of individuals within the group) on interactions inter-traders and inter Bank Thithil. By use qualitative method with phenomenological approach, the results shows that bonding social capital at the micro network between traders to collective action to loan contract with Bank Thithil. While elements of social capital of trust that is infectious, micro and norms make  network of interaction between the traders and Bank Thithil increasingly exist. Moreover, capital support from Bank Thithil’s family can reduce transaction costs and improve the existence of Bank Thithil.
The Role of Social Capital on Information and Communication Technology Based Empowerment (Case Study in Kertosari Village, Pasrujambe District, Lumajang Regency) Riniati Riniati; Agus Suman; Khusnul Ashar; Asfi Manzilati
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Information and Communication Technology (ICT) based empowerment is a kind of empowerment that can used as an approach to solve various rural development problems. Theoritically, the success of various empowerment is significantly depend of social capital  factor. This study aimed to analyze  the role of social capital againts the success of ICT based empowerment, from the point of view of 3 parameters, that are : trust, norms and networks. The result showed that : 1) trust play a role in pushing society participation on ICT based empowerment program, that are : (i) trust on the empowerment organizers credibility, (ii) trust on the usefulness of ICT based empowerrment; 2) norms as daily customs, customs and individual character play a role to ease ICT based empowerment, that are: (i) individual character of community figures in the society have a role to build society trust on the ICT based empowerment; (ii) norms as customs have a role in the success of implementation of socialization about the existence of telecenter; and (iii) norms as  daily customs have a role to ease the socialization about  the usefulness  of ICT based empowerment; 3) networks  play an  important role againts the success of ICT based empowerment. The role of networks was to fund the development of telecenter building and facilitate the implementation of socialization activities. 
Agency Problem and Its Enforcement In Funding Mudharabah: Study of Baitul Maal wa Tamwil Usaha Gabungan Terpadu Sidogiri, Malang Branch Multifiah Multifiah; Asfi Manzilati; Laili Hurriati
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (509.253 KB) | DOI: 10.21776/ub.ijleg.2015.001.01.7

Abstract

This research aims to: (1) Find out the mechanism of funding mudharabah on BMT UGT Sidogiri, Malang branch. (2) Analyze the emergence of agency and its enforcement in funding mudharabah on BMT UGT Sidogiri Malang branch. Qualitative approach was used in this research method using a case study. Research findings show that: (1) There is no appropriateness of mechanism application of shared profit in terms of its requirement and its payment related to its decision of shared profit as it does not conform to DSN-MUI’s fatwa and concept as well as sharia economist’s opinion. (2) The presence of agency issue which is adverse selection encountered by BMT UGT as it is related to customer’s character which is unpredictable as well as the presence of moral hazard in the form of unconformity of financial use available in contract. This results from BMT’s incapability of doing intensive watch. (3) The enforcement already performed was by monitoring via direct interaction and giving intensives in the form of limitation decided by BMT UGT such as a long term restriction and the amount of funding.Keywords: theory of agency, enforcement, mudharabah, BMT
Inheritance VS Intertemporal Consumption Rina Oktavia; Burhan M. Umar; Manzilati Asfi
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (683.005 KB) | DOI: 10.21776/ub.ijleg.2016.002.02.10

Abstract

There is a difference between the final goal of conventional economics and Islamic economics. This difference is about intertemporal consumption. In conventional economics, every human being trying to meet the needs through consumption activities. It is known as the term “intertemporal consumption”. Intertemporal consumption is the consumption activities which are carried out in two periods, both present and future. Income (Y) obtained by a person is the sum of consumption (C) and savings (S) which is written in a mathematical function Y = C + S. However, in Islamic economics is known the term ”inheritance” which is the income of someone unused until someone dies thus distributed to the heirs. Thus, a person's income in Islamic economics is not just an accumulation of consumption (present and future) and savings, but also inheritance which is an instrument of wealth distribution to the heirs after death. This a literature study. And this research tries to explain the difference between inheritance as part of intertemporal consumption in Islamic economics perspective and intertemporal consumption in conventional economics perspective. From this research about inheritance and intertemporal consumption, we will know more clearly about the fundamental difference from conventional economics and Islamic economics.Keywords: Inheritance, Intertemporal Consumption, Islamic Economics, Conventional Economics
The Nadzir’s Role in Waqf Empowerment for General Welfare (Case Study in the Nadzir of Universitas Islam Malang Foundation) Anisa Fitria Utami; Agus Suman; Asfi Manzilati
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2021.007.01.5

Abstract

The purpose of this research is to find out the role of the nadzir in developing waqf assets for general welfare. The management of productive waqf for general welfare that conducted by The Nadzir of Univesitas Islam Malang Foundation. The Nadzir of Universitas Islam Malang Foundation received 2 bilion Rupiahs funds from Kementerian Agama that acted as the waqif. The waqf fund are from Anggaran Belanja dan Pendapatan Negara Perubahan with purpose as the pilot program of productive waqf fund management. In order to run the role, The Nadzir of Universitas Islam Malang Foundation is stick with the sharia law and UU No. 41 Tahun 2004. The role of Universitas Islam Malang’s nadzir is suitable with the duties and roles that listed on UU No 41 Tahun 2004. The duties and roles are first, accepting and administrating the waqf asset. Second, managing and developing waqf asset through build VIP Rooms, Al-Khaibar Minimarket and Go Fish Restaurant. Third, keep the waqf asset through pledging the waqf asset to Bank Muamalat and fourth, reporting the waqf asset management to Kementerian Agama as waqif.
Agency Problem and Its Enforcement In Funding Mudharabah: Study of Baitul Maal wa Tamwil Usaha Gabungan Terpadu Sidogiri, Malang Branch Multifiah, Multifiah; Manzilati, Asfi; Hurriati, Laili
International Journal of Social and Local Economic Governance Vol. 1 No. 1 (2015)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2015.001.01.7

Abstract

This research aims to: (1) Find out the mechanism of funding mudharabah on BMT UGT Sidogiri, Malang branch. (2) Analyze the emergence of agency and its enforcement in funding mudharabah on BMT UGT Sidogiri Malang branch. Qualitative approach was used in this research method using a case study. Research findings show that: (1) There is no appropriateness of mechanism application of shared profit in terms of its requirement and its payment related to its decision of shared profit as it does not conform to DSN-MUI’s fatwa and concept as well as sharia economist’s opinion. (2) The presence of agency issue which is adverse selection encountered by BMT UGT as it is related to customer’s character which is unpredictable as well as the presence of moral hazard in the form of unconformity of financial use available in contract. This results from BMT’s incapability of doing intensive watch. (3) The enforcement already performed was by monitoring via direct interaction and giving intensives in the form of limitation decided by BMT UGT such as a long term restriction and the amount of funding.Keywords: theory of agency, enforcement, mudharabah, BMT
Identification of Social Capital Bonding Inter Trader and Bank Thithil (Study Case in Blimbing Traditional Market, Malang City) Hidayati, Bunga; Suman, Agus; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 2 No. 1 (2016)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2016.002.01.2

Abstract

In traditional market activity, economic actors who are in it not only traders or buyers. But there are also other economic actors who became part of the traders capital resources is loan shark. In terms of Java, loan shark referred to as "Bank Thithil". The purpose of this study was to identify the bonding social capital (interaction of individuals within the group) on interactions inter-traders and inter Bank Thithil. By use qualitative method with phenomenological approach, the results shows that bonding social capital at the micro network between traders to collective action to loan contract with Bank Thithil. While elements of social capital of trust that is infectious, micro and norms make  network of interaction between the traders and Bank Thithil increasingly exist. Moreover, capital support from Bank Thithil’s family can reduce transaction costs and improve the existence of Bank Thithil.
The Role of Social Capital on Information and Communication Technology Based Empowerment (Case Study in Kertosari Village, Pasrujambe District, Lumajang Regency) Riniati, Riniati; Suman, Agus; Ashar, Khusnul; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 3 No. 2 (2017)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Information and Communication Technology (ICT) based empowerment is a kind of empowerment that can used as an approach to solve various rural development problems. Theoritically, the success of various empowerment is significantly depend of social capital  factor. This study aimed to analyze  the role of social capital againts the success of ICT based empowerment, from the point of view of 3 parameters, that are : trust, norms and networks. The result showed that : 1) trust play a role in pushing society participation on ICT based empowerment program, that are : (i) trust on the empowerment organizers credibility, (ii) trust on the usefulness of ICT based empowerrment; 2) norms as daily customs, customs and individual character play a role to ease ICT based empowerment, that are: (i) individual character of community figures in the society have a role to build society trust on the ICT based empowerment; (ii) norms as customs have a role in the success of implementation of socialization about the existence of telecenter; and (iii) norms as  daily customs have a role to ease the socialization about  the usefulness  of ICT based empowerment; 3) networks  play an  important role againts the success of ICT based empowerment. The role of networks was to fund the development of telecenter building and facilitate the implementation of socialization activities. 
Identification Bridging of Inter-Community On Social Capital Community Village Empowerment (Case Study: Tulungrejo Village Batu City) Fauzi, Dekky; Maryunani, Maryunani; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 6 No. 1 (2020)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2020.006.01.3

Abstract

The aim of the research is to identify Bridging of Inter-Community on Social Capital Community Village Empowerment between communities that affect the existence of Farmers Group Makmur Abadi (KTMA) with businesses around so it can become social capital that can be converted into economic benefits. The research method is qualitative method of phenomenology. The results showed that bridging (1) role to relate and bridge the cooperation and trust between groups in the Tulungrejo village, (2) improves service coverage and trust (3) price competitiveness by apple jobbers harms the community business climate (4) bridging increases profitability and expands access to resources.The role of bridging social capital is identified in the values of keep the quality; guests are king; business partnership; delay payment and barter; price competitiveness; and figure. The presence of figure values in various group policies has proven help the group facing the socio-economic dynamics so facilitate the conversion of social capital into economic benefits.  
The Nadzir’s Role in Waqf Empowerment for General Welfare (Case Study in the Nadzir of Universitas Islam Malang Foundation) Utami, Anisa Fitria; Suman, Agus; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 7 No. 1 (2021)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2021.007.01.5

Abstract

The purpose of this research is to find out the role of the nadzir in developing waqf assets for general welfare. The management of productive waqf for general welfare that conducted by The Nadzir of Univesitas Islam Malang Foundation. The Nadzir of Universitas Islam Malang Foundation received 2 bilion Rupiahs funds from Kementerian Agama that acted as the waqif. The waqf fund are from Anggaran Belanja dan Pendapatan Negara Perubahan with purpose as the pilot program of productive waqf fund management. In order to run the role, The Nadzir of Universitas Islam Malang Foundation is stick with the sharia law and UU No. 41 Tahun 2004. The role of Universitas Islam Malang’s nadzir is suitable with the duties and roles that listed on UU No 41 Tahun 2004. The duties and roles are first, accepting and administrating the waqf asset. Second, managing and developing waqf asset through build VIP Rooms, Al-Khaibar Minimarket and Go Fish Restaurant. Third, keep the waqf asset through pledging the waqf asset to Bank Muamalat and fourth, reporting the waqf asset management to Kementerian Agama as waqif.
Co-Authors Abdillah, Muqaffi Abu Bakar Abu Bakar Sambah, Abu Bakar Adam Apriliyadi Agus Suman Ah Miftahul Alim Ahmad Djalaluddin Ahmad Erani Yustika Ahmad Syatir Ajeng Kartika Galuh Aji Dedi Mularwaman Amelia Priharsanti An'im Kafabih An'im Kafabih Anisa Fitria Utami Anisa Fitria Utami Anthon Efani Ari Kamayanti Arrum Mahmudahningtyas Aryo Galih Saloko Aryo Saloko Aulad, Afdalul Awang Tri Satria Bambang Agoes Hermanto Bayu Krisnamurthi Bella Myirandasari Bunga Hidayati Bunga Hidayati Burhan M. Umar Calista Donabella, Belinda Darti Djuharni DAVID KALUGE di, Supar Dias Satria Eka Dirgantara Aquino ELINA R SITUMORANG Esha Najitama Estu Unggul Drajat Estu Unggul Drajat, Estu Unggul Fadjar Setiyo Anggraeni Fahrizal, Muhamad Reza Faizaturrodhiah, Nur Fajari, Alfiani Bintang Fatik Noviono Utomo Fauzi, Dekky Gazi, Ananta Ghazela, Jehan Putri Ghozali Maski Ghozali Maski Girindra Mega Paksi Hanif Kautsar Rahmanda Yuna Ikrar Adina Panuntun Imamia, Tsumma Lazuardini Istiasih, Shitny Dwi Iswan Noor Jayanti, Dwi Nur Jayawarsa, A.A. Ketut Kafabih, An'im Kafabih, An'im Kartikasari, Dhian Khusnul Ashar Khusnul Ashar Khusnul Ashar Khusnul Ashar Kusairi Kusairi Laili Hurriati Listiyanto, Eko Lutfillah, Novrida M Fadli M. Firmansyah M. Firmansyah M. Pudjihardjo M. Tamim Syaifullah M. Umar Burhan Maftuch - Marlina Ekawaty Maryunani Maryunani, Maryunani Mashudi, Ahmad Mega Ria Misbakhul Munir Moch. Bukhori Muslim Mochamad Tamim Syaifullah Moh Agus Nugroho Moh. Khusaini Moh. Shadiqur Rahman Muhamad Reza Fahrizal Muhammad Dandy Alif Wildana Muhammad Faisal Riza Muhammad Zamroni Mahfudh Multifiah . Multifiah Multifiah Munawar Ismail Munawar Ismail Nabila, Ulfa Nina Andriyani, Nina Nurman Setiawan Fadjar Nurul Badriyah Patricia Diella Budiarto Prahara, Rahma Sandhi Rahel Kimbal Ratri, Devita Rahmani Rina Oktavia Riniati RIZKY ADITYA, DEANDRA Rosyidah, Lathifatul Sabila, Shafira Fathia Sari, Mariyana Siagian, Kevin Adriel Silvi Asna Prestianawati Siti Rohima Siti Rohima Sonhaji *), Ferra Ika Wardani Solechan Sri Muljaningsih Sri Muljaningsih Sudarman, Suhaily Supar di Suprayogi Suprayogi Suprayogi Suprayogi Susilo Susilo Syamsuri, Asyila Muthi'ah Syatir, Ahmad Tita Hariyanti Tsumma Lazuardini Imamia Tsumma Lazuardini Imamia Tumirin Tyas D. Hascaryani Tyas Danarti Uma Adi Kusuma Umar Burhan Umar Burhan Umar Burhan, Umar Virginia Nur Rahmanti Virginia Nur Rahmanti Wicesa, Nayaka Artha Widodo Mardi Santoso, Widodo Mardi Winda Wahyu Widyasari Yenny Kornitasari Yenny Kornitasari Yenny Kornitasari, Yenny Yogi Pasca Pratama, Yogi Pasca Yuna, Hanif Kautsar Rahmanda