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All Journal Jurnal Pariwisata Pesona JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Journal of Economic, Bussines and Accounting (COSTING) Abdimas Dewantara SENTRALISASI CAPITAL: JURNAL EKONOMI DAN MANAJEMEN Stability: Journal of Management and Business Owner : Riset dan Jurnal Akuntansi Jurnal Basicedu International Journal of Social Science and Business AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM JURNAL MANAJEMEN BISNIS Jurnal Komunikasi Profesional MBIA AKUNTABILITAS: Jurnal Penelitian dan Pengembangan Akuntansi Al Kalam : Jurnal Komunikasi, Bisnis dan Manajemen International Journal of Economics Development Research (IJEDR) Enrichment : Journal of Management Jurnal Ekobis : Ekonomi Bisnis & Manajemen Masyarakat Berdaya dan Inovasi Jurnal Abdidas Jurnal Abdimas ADPI Sosial Dan Humaniora JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Formosa Journal of Sustainable Research (FJSR) Jurnal Pengabdian Mandiri Prosiding Seminar Nasional Akuntansi dan Manajemen (SENAMA) International Journal of Management and Business Economics E-Prosiding Seminar Nasional Manajemen dan Akuntansi STIE Semarang (SENMAS) E-Amal: Jurnal Pengabdian Kepada Masyarakat
Ratih Pratiwi
Faculty Of Economics And Business, Universitas Wahid Hasyim Semarang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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PENGARUH DIGITAL TRANSFORMATION DAN SELF EFFICACY TERHADAP KINERJA KARYAWAN DENGAN KESIAPAN UNTUK BERUBAH SEBAGAI VARIABEL INTERVENING (Studi Kasus Pada Matahari Departement Store Java Supermall Semarang) Mazidatul Khusna; Ratih Pratiwi
Stability: Journal of Management and Business Vol 5, No 1 (2022): July
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/sta.v5i1.10985

Abstract

Penelitian ini bertujuan untuk menganalisis dan membuktikan pengaruh digital transformation dan self efficacy terhadap kinerja karyawan dengan kesiapan untuk berubah sebagai variabel intervening. Penelitian ini merupakan penelitian kuantitatif dengan teknik pengumpulan data menggunakan kuisioner. Sampel dalam penelitian ini sebanyak 75 karyawan Matahari Departement Store Java Supermall Semarang. Teknik pengambilan sampel yang digunakan adalah non-probability sampling dengan menggunakan rumus slovin. Proses pengolahan dan analisis data menggunakan SPSS versi 16 for windows. Hasil penelitian ini menunjukkan bahwa digital transformation berpengaruh positif dan signifikan terhadap kinerja karyawan, self efficacy berpengaruh positif dan signifikan terhadap kinerja karyawan, digital transformation berpengaruh positif dan signifikan terhadap kesiapan untuk berubah, self efficacy berpengaruh positif dan signifikan terhadap kesiapan untuk berubah, kesiapan untuk berubah berpengaruh positif dan signifikan terhadap kinerja karyawan, kesiapan untuk berubah tidak mampu mengintervening digital transformation terhadap kinerja karyawan, dan yang terakhir kesiapan untuk berubah mampu mengintervening self efficacy terhadap kinerja karyawan.
Fraud Risk in Peer Lending Fintech Transactions: The Role of Consumer Protection Regulation in Indonesia Ratih Pratiwi; Muchammad Shidqon Prabowo; Marno Nugroho; Windi Novia Ratri Wardhani
International Journal of Social Science and Business Vol. 6 No. 4 (2022): November
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v6i4.46511

Abstract

Fintech P2P Lending has caused many complaints from its consumers. This study discusses how consumer protection regulations can reduce fraud from the P2P Lending platform. This study uses a normative research method using a legal approach and a case approach. The population used in this study were P2P customers. This study analyzes the problem with a legislative concerning consumer protection and financial services authority regulation about information technology borrowing and borrowing services. Data collection used primary legal materials in the form of laws and secondary legal materials obtained from library studies in the form of literature. The researcher applies a qualitative data analysis method. The results of this study are one of the key factors in protecting consumer rights derived from various regulations related to the supervision and supervision system carried out by the government. The government should do more education and outreach to the public regarding the fintech peer to peer lending platform and the formation of the Investment Alert Task Force. The study and formulation of government regulations must be balanced with the speed of technological change and digital transformation by involving practitioners so as not to harm each other. Synergy between stakeholders (collaboration), law, surveillance, and data protection can reduce the risk of illegal P2P platform practices. Coordination and synergy between policy makers and stakeholders will greatly facilitate handling in regulating the P2P Lending platform so as not to cause overlapping regulations that cause new problems.
SOAR-Based MSME Competitiveness in Purworejo Regency Cuk Jaka Purwanggono; Ratih Pratiwi
Enrichment : Journal of Management Vol. 12 No. 3 (2022): August: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1024.851 KB) | DOI: 10.35335/enrichment.v12i3.658

Abstract

Conceptually the goal to be achieved in this research is to develop encouraging economic growth in Purworejo Regency, one way to achieve this is by developing local MSME businesses to be able to compete in the global market. In an effort to improve the economy through MSME businesses, the researchers used the perspective of preparing strategic planning for the development of Local MSMEs with Global Competitiveness Based on SOAR (Strengths, Opportunities, Aspirations, Results) Analysis in Purworejo Regency in an effort to improve entrepreneurial performance. SOAR analysis allows an organization to examine all its levels and functional areas. In addition, SOAR analysis also focuses on improving tactics and strategies that are being carried out, to overcome existing weaknesses and threats so that they can be used as a basis for developing strategic mapping and the formulation of KPI measurements to developing strategic initiatives that affect the potential for successful entrepreneurship of MSMEs in Purworejo Regency. The research method uses a population of all micro, small and medium enterprises (MSMEs) registered in Purworejo Regency by taking random and representative research samples by considering several research variables. The data collection procedure used primary data, namely interviews and direct observations, while secondary data were books, journals, and other literature related to the research topic. To analyze the problem of strategic issues using the ASTRID method (Actual, Specific, Transforming, Relevant, Innovative, Can be done). In-depth analysis is carried out using SOAR analysis tools and Leavit's Model, because these analytical tools can describe conditions and problems as well as existing conditions, namely Structure, Technology, People and Task Analysis.
Manajemen Keuangan Desa untuk Efektifitas Pembangunan Desa Khanifah Khanifah; Ratih Pratiwi; Lutfatul Kholafah
Jurnal Abdidas Vol. 3 No. 6 (2022): December Pages 944 - 1124
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdidas.v3i6.632

Abstract

Pembangunan Desa bertujuan untuk meningkatkan kesejahteraan masyarakat desa. Namun masih terdapat banyak kelemahan dalam pelaksanaan bantuan Alokasi Dana Desa di Desa Margohayu yaitu kemampuan sumber daya manusia berupa tingkat pendidikan perangkat desa sehingga masih ada perangkat desa yang belum bisa memahami program-program yang dicanangkan oleh pemerintah desa. Keterbatasan lainya yaitu tidak memiliki banyak pendapatan asli desa. Sehingga tujuan kajian laporan ini adalah untuk mengetahui efektivitas pengelolaan dana desa di Desa Margohayu Kecamatan Karangawen Kabupaten Demak. Metode yang digunakan yaitu melakukan inventarisasi permasalah, menyerap aspirasi masyarakat, serta memetakan potensi dan permasalahan. Teknik pengumpulan data dilakukan dengan metode observasi, wawancara mendalam, dan dokumentasi. Hasil penelitian menunjukan tingkat efektivitas dana di Desa Mergohayu tahun 2017 sampai 2019 adalah 100% atau sangat efektif. Simpulan yang dapat yaitu Pengelolaan dana desa di Marggohayu Kecamatan Karangawen Kabupaten Demak ini sudah sesuai dengan peraturan Menteri Dalam Negeri Nomor 113 Tahun 2014. Manajemen keuangan di desa margohayu sudah sesuai dengan fungsi-fungsi manajemen keuangan Planning (perencanaan), Budgeting (aggaran), Controlling (pengendalian keuangan), Auditing (pemeriksaan keuangan) dan Reporting (pelaporan). Dana desa yang di gunakan dalam di desa Margohayu meliputi ; bidang pendidikan dan Kesehatan, pengembangan ekonomi lokal  peningkatan kapasitas SDM dengan mengadakan pelatihan dan pemfasilitasan peralatan pertanian agar hasil yang di panen meningkat sehingga dapat memajukan perekonomiannya.
Local Uniqueness In The Global Village: Heritage Tourism In Kunir Jepara Windi NR Wardhani; Ratih Pratiwi; Bagus Pambudi; Farikhah Amaniyah; Fatkhur Rohim
Jurnal Abdidas Vol. 3 No. 4 (2022): August Pages 612-784
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdidas.v3i4.663

Abstract

Pengabdian Kepada Masyarakat ini bertujuan untuk membantu mengembangkan desa Kunir sebagai Smart Tourism Village berbasis keunikan lokal untuk meningkatkan kesejahteraan masyarakat. Adapun metode yang dilakukan dalam pengabdian ini yaitu ekspositori, penyampaian materi secara lisan yang penerapannya dilakukan dalam beberapa kegiatan diantaranya melakukan identifikasi potensi lokal di desa Kunir dan masalah yang menjadi hambatan dalam pengembangan destinasi wisata, lalu dilanjutkan dengan workshop dengan materi strategi-strategi branding destinasi wisata berbasis keunikan lokal dan dilanjutkan dengan diskusi terkait dengan permasalahan-permasalahan pengelolaan yang ada di lapangan. Kemudian melakukan workshop peran sejarah dan heritage sebagai salah satu strategi dalam meningkatkan keunggulan kompetitif  dengan  materi pelatihan yang  dilakukan terdiri dari pelatihan dan praktik Peserta berupa model bisnis canvas untuk para pelaku UMKM dan karang taruna dan evaluasi dan pendampingan untuk mengetahui seberapa dalam pemahaman peserta pelatihan terhadap materi yang diberikan pendampingan kepada peserta pelatihan secara mandiri dengan mendatangi langsung secara berkala.
Analisis Strategi Pemberdayaan UMKM Berbasis One Village One Product (OVOP) melalui Pengembangan Usaha (Studi Kasus pada UMKM Batik Sentra Desa Dagam Kab Purbalingga) Della Monika; Ratih Pratiwi; Hasan
Formosa Journal of Sustainable Research Vol. 1 No. 4 (2022): September 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v1i4.1267

Abstract

Dalam pengembangan ekonomi nasional di Indonesia, Usaha Mikro Kecil dan Menengah (UMKM) telah mampu berkontribusi menopang ekonomi kerakyatan dan mengurangi kemiskinan dan jumlah pengangguran. Penelitian ini bertujuan untuk mengetahui dan menganalisis strategi pemberdayaan UMKM yang berbasis One Village One Product (OVOP) pada UMKM Batik Sentra Desa Dagan Kabupaten Purbalingga melalui pengembangan usaha yang dilaksanakan. Teknik pengumpulan data pada penelitian ini melalui wawancara, observasi dan dokumentasi. Kemudian analisis data dalam penelitian ini yaitu menggunakan metode pengumpulan data, reduksi data, display data, dan triangulasi data. Hasil dari penelitian menunjukkan bahwa pemberdayaan yang dilakukan ialah program UP2K berbentuk Program Desa Wisata dengan menerapkan inovasi produk dan mempertahankan kualitas serta kekhasan produk yang dikembangkan melalui potensi wisata desa untuk menjaga eksistensi produk. Pengembangan usaha dilakukan dengan peningkatan kualitas produk dan peningkatan inovasi variasi motif oleh pengrajin batik, dilaksanakannya pengembangan sumber daya manusia melalui adanya pertemuan rutinan dan pelatihan, serta upaya mempertahankan ciri khas keklasikan yang telah dimiliki batik Desa Dagan
Pemberdayaan Santripreneur di Pesantren: Kajian Kepemimpinan Perempuan (Nyai) dalam Meningkatkan Keterlibatan Santriwati dalam Berwirausaha Ratih Pratiwi; Windi Novia Ratri Wardhani; Shidqon Prabowo; Farikhah Amaniyah; Fatkhur Rohim
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.31321

Abstract

Pesantren is basically an institution that plays a very important role in the era of globalization, namely shaping one's personality. Character education in the current era of globalization really needs character education, because the purpose of character education is to expand spiritual intelligence. The biggest challenge in facing globalization and modernization is where the empowerment of human resources (HR) and the economy in life has changed in every way, especially social and socio-cultural which is very fast and fundamental in every aspect of life. Islamic boarding schools must be able to create people who are IMTAQ (faithful and pious), who are knowledgeable and charitable and form modern humans who are sensitive to contemporary social realities such as "al muhafadotu 'ala qodimish sholih wal akhdu bi Jadidil Ashlah" (maintaining good old things and taking matters into account). For this reason, several strategic steps need to be taken, namely: knowledge, entrepreneurial spirit and work ethic/independence. Islamic boarding schools have developed and won the trust of the community through the implementation of a dormitory system that allows students to receive religious guidance using a reading system or madrasa. In addition to showing the level of diversity, orientation of the pesantren leadership and the independence of the kiai, the high number of Islamic boarding schools indicates that pesantren is a private educational institution that is very independent and is actually a community-based educational practice. The typical leadership of Nyai has a very broad influence on the development of pesantren in society. Based on the analysis of the situation, it is necessary to have an effort to provide alternative solutions that can increase the entrepreneurial involvement of female students through the leadership of Nyai in Islamic Boarding Schools in Semarang City.
Halal tourism: the approach to central java’s tourism destinations development by mean of entrepreneur orientation Ratih Pratiwi; Sofwan Baharrudin; Sapta Yulinar Maulidya; Retno Kusumaningrum
Jurnal Pariwisata Pesona Vol 7, No 2 (2022): Edisi Desember 2022
Publisher : Universitas Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jpp.v7i2.7608

Abstract

This study aims to analyze and explain the effect of entrepreneurial orientation (innovation and risk-taking) in encouraging the implementation of halal tourism. The predicted results suggest that this research will be useful in the development of Indonesian halal tourist destinations, as well as a starting point for future studies. The Central Java region is the location of this explanatory research. There are 516 tourist sites in Central Java that are included in this survey. In this study, 120 ODTWs from various regions in Central Java participated. To analyze the data collected from the questionnaires, a statistical approach known as Sem PLS was used. The Likert scale ranges from 1 to 5. The results of the analysis show that innovation and risk-taking have a significant positive effect on competitive advantage. innovation does not have a significant positive effect on the implementation of halal tourism but risk-taking has a significant positive effect on the implementation of halal tourism. The implementation of halal tourism has a significant effect on competitive advantage. The competitive advantage of tourist destinations can be built from innovation and the ability to take risks.
Peran Kelompok Wanita Tani Dalam Meningkatkan Pemasaran UMKM Melalui Digitalisasi Marketing Restu Afrianto Rahman; Krisna Fathurrahman; Alvina Izzati; Ratih Pratiwi
Prosiding Seminar Nasional Akuntansi dan Manajemen (SENAMA) Prosiding Seminar Nasional Akuntansi dan Manajemen (SENAMA)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/senama.v0i0.273

Abstract

Pertumbuhan Ekonomi Merupakan peningkatan nilai serta jumlah produksi barang dan jasa yang di hitung suatu Negara dalam suatu kurun waktu tertentu berdasarkan kepada beberapa indikator . pertumbuhan ekonomi juga menjadikan peningkatan produksi barang dan jasa ekonomi dari satu periode ke periode lainnya. Pertumbuhan ekonomi dapat diukur secara nominal atau riil (disesuaikan dengan inflasi). pertumbuhan ekonomi sendiri dapat dilihat dari Produk Domestik Bruto (PDB) sebab pada prinsipnya, pertumbuhan ekonomi dapat dipahami sebagai pertambahan pendapatan nasional atau pertambahan output atas barang dan jasa yang diproduksi dalam kurun waktu satu tahun
Marketing Management Best Practices to Increase Sales of Green Tourism Destinations in Developing Countries Hermyn Benny Hina; Pandu Adi Cakranegara; Ratih Pratiwi; Hery Winoto Tj; Hamirul Hamirul
SENTRALISASI Vol. 12 No. 1 (2023): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v12i1.2031

Abstract

This study aimed to gain understanding from a series of published scientific evidence studies that have been released with the problem of best practice management marketing studies to increase sales of green tourism in several developing countries. This study was carried out in a descriptive qualitative manner by reviewing much scientific evidence that has been made public in national and international publications for data published in the last ten years. After getting the data, we review it under the phenomenological approach, where we look at the data, and the volume to answer problems that we believe can answer the problem with the principles of validity and high quality. After reviewing and discussing the findings, we can conclude that the findings include an understanding of green tourism, then the best steps in promoting green tourism by saving the environment but still from a business perspective for sustainability and profits. It is hoped that these findings will color similar studies in the future.
Co-Authors Abdul Latif Abdul, Elfis Mus Adhe Novita Indrayani Adista Bella Nur Rohmah Agus Siswanto Agustin Widiyawati Akhmad Rofiq Abdussafi Alfi Munfiah Alfiana Rosyadi Alfina Hida Saputri Ali Imron Alvina Izzati Amartya Riestalia Putri Andi Tri Haryono Angelita Villaruel Anisa Windani Ari Setiawan Arifhan Ady DJ Arifin Arifin Arifuddin Arya Adam Dzulhadi Athyaburro’ihah Athyaburro’ihah Aulia Nabila Salsabila Addintami Bagus Pambudi Bagus Pambudi Balla Wahyu Budiarto Bayu aldo kistara Budi Santoso Cakranegara, Pandu Adi Catur Sasi Kirono Chitra Indah Sari Cici Herlina Putri Cuk Jaka Purwanggono Dasmadi Dasmadi Dela Amaliatus Solekah Della Monika Devi Trihandari Widyatania Devi Trihandari Widyatania Dewi Agustina Dewi Yunitasari Dhea Leviana Dhurrotun Nafi’ah Dian Rokhmawati Dias wahyu anggreani Dimas Candra Lesmana Donny Dharmawan Dwi Anissa Putri Dwi Budi Srisulistiowati Dwi Sekar Parawansah Dyah Oktaviani Egi Maulana Putra Elfridawati Mai Dhuhani Elya Septi Widya Ningrum Emi Widayah Erina yunika hanis Eva Fatimah Evi Susilawati Faisal Mardhanu Antoni Putra Farikhah Amaniyah Farikhah Amaniyah Farya Arkham Maulana Fatkhur Rohim Fatkhur Rohim Fia Ismawati Fiki Syakhiyah Sa'adah Fina Nailul Izzah Fira Novita Nur Septiyanti Firdaus Yuni Dharta Fitra Rama Dhany Fitri Hidayatul Azizah Fitria Rohmatika Furianiskurlina Ghita Rahmawati H.M.Anwar Hamirul Hamirul Hartanto Hasan Hasan Hasan Hendri Hermawan Adinugraha Heny Herawati Heri Prabowo Hermyn Benny Hina Hery Winoto Tj Hilmansyah Alfariz Ika Yunita Ratnasari Ilham Arief Indrika Novita Sari Irsyad Kamal Ita Rahmania Kusumawati Izza Alfin Dilicahyani Izzatul Millah Izzatun Niswah Jamal Luthfi Jati Kusuma Josevira Anisa Aldry Julio Valen DB Kama Pangestu Karsim Karsim Kevin Zaqi Maulana Khanifah Khanifah Kirun Stiyoaji Krisna Fathurrahman Linayli Fauzia Kamal Loso Judijanto Luluk Dian Ramadanti Luluk Mubarokah Lutfatul Kholafah M Syakir Athoillah M. Anwar Machin Machin Marno Nugroho Maskudi Maya Ludfiana Mazidatul Khusna Melyn Eta Coriala Mirfatun Halimah Mochamad Purnomo Mochammad Purnomo Mochammad Purnomo Muchammad Shidqon Prabowo Muhamamad Ali Muhammad Choirul Nafiin Muhammad Fahmi Ma'arif Muhammad Faiz Mubarok Muhammad Miftahuddin Muhammad Thohir Muhammad Ulin Nuha Muhammad Yusuf Ibrahim Nabila Wijaya Nadiatul Khasanah Nailil Muna Nanang Yusroni Naqishia Firdayani Nelvana Abdul Aziz Nianda Nurul Arofah Novia Andriyani Noviana Defa Maharani Nunuk Purwati Nurlelasari Ginting Nurul Hidayah Khoirunnisa Otopia Indriyani Ningsih Puja Wulandari Pungki Utami Putri Faizah Putri Yani Rahmi Wibawati Ratna Kusumawati Restu Afrianto Restu Afrianto Rahman Retno Kusumaningrum Riesmita Kustanti Riki Rahman Saputro Risti Lia Sari Riyan Febriyanto Riza Avita Lilyani Rizka Yuni Maulida Rizky Rama Setyaky Rosari, Renya Roynaldi Roynaldi Sa'adatu Miftahul Jannah Sabiul Anwar Sakarina, Sari Samsoo Sa-U Sandi Tyas Sapta Dewi Fatimatuzzahro Sapta Yulinar Maulidya Sapta Yulinar Maulidya Sapta Yulinar Maulidya Saut Maruli Tua Pandiangan Setyo Mahanani Silvianna fatmawati Sindi Novitasari Sita Tri Apriliani Siti Annisa Wahdiniawati Siti Zulaika Sofwan Baharrudin Sofwan Baharrudin Sofwan Baharrudin Sri Retnoningsih Suci Kusumawanti Sugeng Karyadi Sunarto Sunarto Sunarto Susilo Surahman Sutanto, Aftoni Sutisna, Ade Jaya Syafiq Rohmawan Syafiqotul Azka Syamsu Rijal Syifaul Chusna Isnaini Ubbadul Adzkiya' Umar Chadhiq Umi Nasikah Vina Puspita Risdiyanti Vina Putri Handayani Vira Melinda Tyawardani Vita Eviliyani Wahyu Dewi Suryani Wahyu Setiawan Wahyuni Wahyuni Windi Novia Ratri Wardhani Windi Novia Ratri Wardhani Windi NR Wardhani Windi NR Wardhani Yulekhah Ariyanti Yusriah Yusriah Yusup Vicktor T. H Yuyun Safitri Cahyani Arumsari Zunan Setiawan