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FENOMENA KESETARAAN GENDER DALAM KREDIT Dwi Rachmina
Jurnal Agribisnis dan Ekonomi Pertanian Vol. 3 No. 1 (2009): Agribusiness and Agricultural Economics Journal
Publisher : Departemen Agribisnis, FEM-IPB

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (96.49 KB)

Abstract

Gender inequality still exists in Indonesia on various sectors. However, the Gender-related Development Index (GDI) and Gender Empowerment Measurement (GEM) showed an increasing trends in recent years. The increase in GDI and GEM index indicates the gender equality in education, labor and business opportunities. Meanwhile, the gender equality in access to credit and capital is still unclear. This paper discusses the gender issue in credit policy, accessibility and utilization in Indonesia using literature review. Gender factor is not explicitly considered in credit policy which means that men and women have the equality to obtain and utilize credit. In reality, the low proportion of women borrower indicates that women accessibility towards credit is lower than men. Increasing in women accessibility towards credit will bring positive effect, economically and socially, for the women themselves and their family. The important implication is that increasing in business opportunities and labor for women will increase the accessibility of women to credit.
The Effect of Technical Efficiency on The Competitiveness of Cassava Indonesia Yohana Julina Sinaga; Nunung Kusnadi; Dwi Rachmina
Jurnal Manajemen & Agribisnis Vol. 18 No. 3 (2021): JMA Vol. 18 No. 3, November 2021
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jma.18.3.265

Abstract

Over the past 10 years, cassava imports in the form of semi-finished products have tended to increase. This study aims to analyze the comparative advantages and competitive advantages of fresh cassava at the farming and processed cassava level in the processing industry. The research used secondary data covering 2.595 cassava farmers in all provinces in Indonesia obtained from Agricultural Census 2013 - Central Bureau of Statistics (BPS), while data on the cassava processing industry was obtained from the publication of Bank Indonesia. The Policy Analysis Matrix (PAM) method was used to measure cassava's comparative and competitive advantages and further analyzed based on the technical efficiency score of the farm allegedly by the Data Envelopment Analysis (DEA) method. Results from PAM Analysis showed that Indonesian cassava products both in the farming and processing industry levels were not competitive. The technical efficiency of cassava production becomes the determinant of competitiveness the more efficient the production at the farm level, the competitiveness of cassava the higher. The competitiveness of the cassava processing industry is determined by the government's intervention in the price of cassava. The cassava processing industry pays for raw materials higher than it should. The implications of this study are to improve the competitiveness of Indonesian cassava products need to increase the efficiency of cassava farming production and government policies related to the selling price of fresh cassava to protect farmers and the cassava processing industry. Keywords: competitiveness, policy analysis matrix, technical efficiency, cassava
NERACA KETERSEDIAAN BERAS DI KALIMANTAN TIMUR SEBAGAI CALON IBUKOTA BARU INDONESIA DENGAN PENDEKATAN SISTEM DINAMIK Aswan Adi; Dwi Rachmina; Y Bayu Krisnamurthi
Analisis Kebijakan Pertanian Vol 19, No 2 (2021): Analisis Kebijakan Pertanian - Desember 2021
Publisher : Pusat Sosial Ekonomi dan Kebijakan Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21082/akp.v19n2.2021.207-218

Abstract

Rice is the main and strategic commodity in East Kalimantan Province as primary food source. Rice production in this province was relatively low, around  66.57% of its consumption need, or at 33.43% deficit in 2019. This deficit will continue to increase if East Kalimantan becomes the country's capital city in 2025 due to arrival of new residents. Therefore, a proper policy to improve the balance of rice production and consumption need should be designed. This study aimed to develop rice availability balance model and formulate policy recommendation to fullfil the rice needs in the country's capital city candidate. The method used was dynamic system approach as rice balance availability determined by supply and demand sub-system. The study results showed that the model developed could describe the rice availability balance in East Kalimantan and had good validity level. Based on the simulation results on the existing condition in 2025, the rice availability in East Kalimantan as the country's capital city was only 44.80% of the consumption need. A recommended policy scenario to improve the rice balance in this provionce is the combination of policies on production and consumption sides, namely minimal rice planting index at 1.9 (irrigation) and 1.2 (without irrigation), minimum rice yield at 4.67 tons per ha (irrigation) and 3.50 ton per ha (without irrigation), open up new rice field  at 1,000 ha, no rice field conversion, conversion rate from unhusk paddy to rice yield at 64%, and maximum per capita rice consumption at 80 kg/year.
THE INFLUENCE OF RUPIAH, INCREASE OF WAGES AND ELECTRICITY ON WORKING CAPITAL AND PROFITABILITY Maman Sumantri; Bambang Juanda; Dwi Rachmina
Indonesian Journal of Business and Entrepreneurship (IJBE) Vol. 1 No. 3 (2015): IJBE, Vol. 1 No. 3, September 2015
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.1.3.165

Abstract

The purpose of the research was to find out the effects of rupiah exchange per US dollar, and increase of wages and electricity on the ratio of net working capital and profitability. Descriptive methodology using case-study approach was used in PT XYZ as a producer of sewing thread. Secondary data were collected from January 2009 to June 2014. Monthly data of financial ratios consisting of liquidity ratio, activity ratio, and profitability ratio was analyzed with multiple regressions using Minitab 16. The results showed that rupiah impairment per US dollar could lower the ratio of net working capital and profitability. The increase of wages and electricity would increase the ratio of net working capital, but fortunately it would also increase profitability due to the increase of employees’ productivity and efficient use of electricity. All the free variables insignificantly affect net working capital and profitability. The study also showed that the impairment of rupiah exchange and working capital variables that are measured by receivables age, inventory age, and loan age could influence return on asset. The impairment of rupiah exchange rate, receivables age, and inventory age had a negative impact on the return on asset, while loan age had a positive impact on the return on asset. The impairment of rupiah exchange rate, receivables age, and inventory age had a significant influence on the return on asset so that the company’s management must focus more on anticipating rupiah exchange fluctuation, and management of accounts receivables and inventory. Keywords: net working capital, liquidity ratio, profitability ratio, multiple regression analysesAbstrakTujuan dari penelitian adalah untuk melihat dampak dari kurs Rupiah per USD, kenaikan biaya upah dan listrik terhadap rasio modal kerja bersih dan profitabilitas.  Metode deskriptif dengan pendekatan studi kasus dilakukan pada perusahan PT XYZ sebagai produsen benang jahit.  Data sekunder dikumpulkan dari bulan Januari 2009 sampai dengan Juni 2014 dan data bulanan rasio keuangan yang terdiri dari rasio likuiditas, rasio aktivitas, dan rasio profitabilitas dianalisis dengan regresi berganda menggunakan Minitab 16.  Hasil penelitian menunjukkan bahwa pelemahan Rupiah terhadap USD akan menurunkan rasio modal kerja bersih dan profitabilitas.  Kenaikan biaya gaji dan listrik akan meningkatkan rasio modal kerja bersih, namun secara menguntungkan meningkatkan profitabilitas akibat dari peningkatan produktivitas karyawan dan efisiensi pemakaian listrik.  Semua variabel bebas tersebut secara tidak signifikan mempengaruhi modal kerja bersih dan profitabilitas.  Studi juga menunjukan bahwa pelemahan kurs Rupiah dan variabel modal kerja yang diukur dengan umur piutang, umur persediaan, dan umur hutang dapat mempengaruhi return on asset.  Pelemahan nilai tukar Rupiah, umur piutang dan persediaan mempunyai pengaruh negatif terhadap return on asset, dan umur hutang mempunyai pengaruh positif terhadap return on asset.  Pelemahan nilai tukar Rupiah, umur piutang usaha dan persediaan mempunyai pengaruh yang signifikan terhadap return on asset sehingga manajemen perusahaan harus lebih fokus dalam mengantisipasi fluktuasi kurs Rupiah, dan manajemen piutang dan persediaan.Kata kunci:   modal kerja bersih, rasio keuangan, rasio likuiditas, rasio profitabilitas, analisis regresi berganda
THE EFFECT OF WORKING CAPITAL ON THE PROFITABILITY OF PALM OIL PLANTATION COMPANIES Tania Prafitri; Dwi Rachmina; Tubagus Nur Ahmad Maulana
Indonesian Journal of Business and Entrepreneurship (IJBE) Vol. 3 No. 2 (2017): IJBE, Vol. 3 No. 2, May 2017
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.3.2.111

Abstract

Management decisions related to working capital are based on the management of short-term assets and liabilities, aiming to ensure that the company is able to maintain the operations and have sufficient cash flows to finance short-term debt maturities and operational costs, as well as to improve the profitability of the company. The objective of this study is to examine the effect of working capital management on company profitability. Working capital is considered to be an important issue in financial management and have an effect on liquidity as well as on the company profitability. In addition, optimized working capital management contributes greatly to the achievement of company objectives. The secondary data were taken from the annual reports of 6 oil palm plantation companies registered in the Indonesia Stock Exchange (IDX) during the year 2009-2015. Profitability as a dependent variable was measured by return on investment (ROI). Cash conversion cycle (CCC), current ratio (CR), financial debt ratio (FDR), and fixed financial asset ratio (FFAR) are independent variables. The analytical model used in this study was panel regression by using Fixed Effect Model. The results showed that there is a negative effect of working capital on profitability. Profitability will increase as cash cycle conversion cycle decreases. This is because companies with short cash conversion cycle are able to collect the cash needed for the company's day-to-day operations.Keywords: working capital, cash conversion cycle, current ratio, debt ratio, fixed assets ratio. profitabilityABSTRAKKeputusan manajemen yang berkaitan dengan modal kerja didasari oleh cara pengelolaan antara aset dan kewajiban jangka pendek, hal ini bertujuan untuk memastikan bahwa perusahaan mampu untuk melanjutkan kegiatan operasional dan memiliki arus kas yang cukup untuk membiayai hutang jangka pendek yang jatuh tempo dan biaya kegiatan operasional, serta untuk meningkatkan profitabilitas perusahaan. Tujuan dari makalah ini adalah menganalisis pengaruh manajemen modal kerja terhadap profitabilitas perusahaan. Modal kerja dianggap sebagai masalah yang penting dalam manajemen keuangan dan memiliki efek pada likuiditas serta pada profitabilitas perusahaan. Selain itu, manajemen modal kerja yang optimal memberikan kontribusi yang besar dalam pencapaian tujuan perusahaan. Penulis menggunakan data sekunder yang bersumber dari laporan tahunan 6 perusahaan perkebunan kelapa sawit  yang terdaftar di Bursa Efek Indonesia (BEI) selama tahun 2009–2015. Profitabilitas sebagai variabel dependen diukur dengan return on investment (ROI).Cash conversion cycle (CCC), current ratio (CR), financial debt ratio (FDR), dan fixed financial asset ratio (FFAR) merupakan variabel independen. Model analisis yang digunakan adalah model regresi panel menggunakan Fixed Effect Model. Hasil penelitian menunjukkan bahwa ada pengaruh negatif dari modal kerja terhadap profitabilitas. Profitabilitas akan bertambah saat waktu siklus konversi kas berkurang.  Hal ini dikarenakan perusahaan yang memiliki waktu siklus konversi kas yang pendek mampu mengumpulkan kas yang diperlukan untuk operasional sehari-hari perusahaan.Kata kunci: modal kerja, siklus konversi kas, rasio lancar, rasio hutang, rasio aktiva tetap  profitabilitas
Gap Analysis and Strategy of Pt. Transportasi Jakarta in Improving Its Services Performance Wisnu Surianugraha; Yusman Syaukat; Dwi Rachmina
Indonesian Journal of Business and Entrepreneurship (IJBE) Vol. 6 No. 2 (2020): IJBE, Vol. 6 No. 2, May 2020
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.6.2.146

Abstract

PT. Transportasi Jakarta runs the Transjakarta services based on the standards that had been regulated as one of the variables for the financial support which is given from the Regional Government. As stated in the Governor Regulation Number 62 of 2016 and Governor Regulation Number 33 of 2017, the Regional Government needs to evaluate the performances of the company to fulfill the service standards considering the implementations of fines that will be applied if the standards did not achieve, thus the financial support will be ineffective and inefficient. The purpose of this study is to analyze the performance of PT. Transportasi Jakarta in attaining its Minimum Services Standards, and to develop the strategies to improve its service performance. The study uses Gap Analysis with secondary data from the Evaluation Report of Transjakarta Services in the Fourth quarter of 2018, and Analytical Hierarchy Process with primary data from the questionnaire given to respondents from all the related stakeholders. The result of this study shows that the performance of PT. Transportasi Jakarta has not yet reached the Minimum Service Standards. To improve the performance, the basic safety service needs to be prioritized by implementing a human resource development program. This could include open recruitment, capacity building, key performance indicators, and remuneration system. The renewal, mobilization of Transjakarta fleets, and integrated control system become the next strategy to improve punctuality since this type of service had the biggest fines applied and as the core service of Transjakarta services in providing mass transportations. Keywords: transjakarta, minimum service standard, gap analysis, analytical hierarchy process
KINERJA USAHA PENGGILINGAN PADI, STUDI KASUS PADA TIGA USAHA PENGGILINGAN PADI DI CIANJUR, JAWA BARAT Tursina Andita Putri; Nunung Kusnadi; Dwi Rachmina
Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Vol. 1 No. 2 (2013): Desember 2013 (Jurnal Agribisnis Indonesia)
Publisher : Departmen of Agribusiness, Economics and Management Faculty, Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jai.2013.1.2.143-154

Abstract

It is assumed that government policy to protect farmer’s income by maintaining a high grain price that leads to a high production cost of  rice milling combine with a policy that keeping the rice at relatively low price to protect consumer, causes a low profit of rice milling business. To prove it, multiple case study was conducted to portray the performance of rice milling business by identifying and analyzing the cost and revenue structure of rice milling business. In this study, three types (maklon, non maklon, and combination of both) of rice milling business were selected. The biggest cost of rice milling business is the cost of purchasing grain, while the main revenue derived from rice. The rice milling business can still tolerate a 9.81 persent increase of the grain price. It is equal to the maximum price of grain Rp 4281,93 per kg GKP. While the decline in the price of rice that can still be tolerated is of 10.34 percent that’s referred to a minimum price of rice Rp 8120.00 per kg. The largest proportion of the rice milling business profit is not derived from rice as main product but from the by product such as rice bran, rice husk, broken rice, and groats. Type of businees, price of inputs and outputs, and by-product management would be the key variables that determine the business performance. These variables should be more studied in the future research.
Dampak Program Sekolah Lapang Pengelolaan Tanaman Terpadu terhadap Efisiensi Teknis Usahatani Kedelai di Kabupaten Jember Indah Ibanah; Andriyono Kilat Adhi; Dwi Rachmina
Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Vol. 2 No. 2 (2014): Desember 2014 (Jurnal Agribisnis Indonesia)
Publisher : Departmen of Agribusiness, Economics and Management Faculty, Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jai.2014.2.2.141-158

Abstract

This study aimed to analyze the impact of Sekolah Lapang Pengelolaan Tanaman Terpadu (SLPTT) on technical efficiency soybean participants and non-participants farmers. SLPTT is one of the government programs in an effort to enhancement production and productivity of soybean through the process of learning the application of technology to the management of the use of farm inputs and integrated climate. The method used was the Stochastic Frontier Analysis (SFA) with a model of the Cobb-Douglas production function. Location research in Jember Regency, East Java.The results show the factors that influence significantly to the enhancement in soybean production among others, land, seeds, chemical fertilizers, and pesticides liquid. Production factors most responsive to the enhancement in soybean production is the amount of seed used. The average level of technical efficiency of soybean farming both farmers SLPTT or non SLPTT in Jember Regency have technically efficient. However, farmers SLPTT has an average value of technical efficiency is higher than their non SLPTT, respectively worth 0.83 and 0.75. The sources that affect farmers' socio-economic enhancement of technical efficiency of soybean farming significantly among others, age, planting techniques, the use of VUB, mechanical control, and the number of counseling or SLPTT 2013.
BIAYA TRANSAKSI DAN ANALISIS KEUNTUNGAN PETANI PADA SISTEM RESI GUDANG KOPI ARABIKA GAYO DI KABUPATEN ACEH TENGAH Keumala Fadhiela; Dwi Rachmina; Ratna Winandi
Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Vol. 6 No. 1 (2018): Juni 2018 (Jurnal Agribisnis Indonesia)
Publisher : Departmen of Agribusiness, Economics and Management Faculty, Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jai.2018.6.1.49-60

Abstract

The purpose of this study was to analyze the structure of transaction cost and analyze farmers profit on Arabica Gayo Coffee Warehouse Receipt System (WRS) in Central Aceh District. Transaction Costs Analysis (TCA) was used to analize transaction cost structure at selling delay activity and financing activity on WRS. While the ratio of transaction costs to farmers' profit was used to determine the level of effectiveness of WRS. The research was conducted at PT. Ketiara Warehouse, West Aceh district, Aceh. The selected samples were all 4o farmers of Arabica Gayo WRS in Central Aceh Regency. The highest transction cost was on delay selling activity (64,07%) than transaction cost on warehouse receipt financing activity (35,93%). Implementation of the warehouse receipt system in PT. Ketiara provided more benefits to the participants because average percentage ratio between the cost of the transaction with the benefit of <10 percent.  Transaction costs and effectiveness of WRS need more attention and focus on the improvement of these two things to maximize the implementation and sustainability of Gayo Arabica Coffee WRS in Central Aceh District.
PENGARUH TINGKAT PENERAPAN TEKNOLOGI PENGELOLAAN TANAMAN TERPADU (PTT) TERHADAP EFISIENSI TEKNIS USAHATANI PADI Mira Apriani; Dwi Rachmina; Amzul Rifin
Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Vol. 6 No. 2 (2018): Desember 2018 (Jurnal Agribisnis Indonesia)
Publisher : Departmen of Agribusiness, Economics and Management Faculty, Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jai.2018.6.2.121-132

Abstract

Domestic rice needs will continue to increase, it is estimated that national rice needs in 2035 will reach 36 million tons. Meanwhile, national rice production capacity is experiencing slow growth or tends to be stagnant. So that it needs an increase in productivity or technical efficiency through the Integrated Crop Management (ICM) model approach. This study aims to analyze the level of rice ICM technology implementationand the factors that influence the level of rice ICM technology implementation and its effect on the technical efficiency of rice farming in Bogor Regency. Determination of the sample using purposive sampling method, a sample of 60 farmers in the District of Cariu, Pamijahan, and Leuwisadeng of Bogor Regency were analyzed using the scoring method, multiple linear regression models, and the stochastic frontier analyze method. The results showed the level of rice ICM technology implementation in Bogor Regency was classified as moderate (71,54 percent), while the technology component with the highest level of application was jajar legowo spacing of 2:1 (98,50 percent) and the lowest was the use of manure (27 percent). Factors that influence the level of rice ICM technology implementation at α level of 5 percent are non-farm income with an estimated value of 3,318, intensity of SLPTT and non SLPTT training with an estimated value of 2,236, and dummy farmer's employment status with an estimated value of 2,127. While the experience factor of farming with an estimated value of 0,110 and the duration of formal education of farmers with an estimated value of 0,403 has an effect on the level of α of 10 percent. The level of rice ICM technology implementation with an estimated value of -0,0855 and farmer access to obtain credit with an estimated value of -0,0348 has an effect on the technical efficiency of rice farming at α level of 1 percent, while the land ownership status with an estimated value is -0,2527 at α level of 10 percent. The average level of technical efficiency of rice farming in Bogor Regency is not optimal (67,4 percent), this is due to, among others, the application of technological components that are still relatively low or not as recommended by ICM. Therefore, efforts are needed to increase motivation and farmer participation in implementing ICM technology optimally and sustainably to help meet national rice needs.
Co-Authors ., Harianto A. Faroby Falatehan A.A. Ketut Agung Cahyawan W Adetya, Aulia Adi, Aswan Adi, Aswan Agatha Kinanthi Agatha Kinanthi AHMAD JUNAEDI Aisyah, Nur Syamsi Amzul Rifin Andriani, Nindi Silvia Andriyono Kilat Adhi Anggraini Sukmawati Anna Maria Lubis Anna Maria Lubis Anthoni, Richard Aprianti, Radna Rika Ariwibawa, Yunus Astri Aminova Putri Aswan Adi Atabani, Afton Ayu, Rara Sekar Bambang Juanda Baran Wirawan Barus, Rusyqy Fuad Arsa Bayu Krisnamurthi Bunasor Sanim Burhani, Al-May Abbyan Izzy Burhanuddin Burhanuddin Cahyana, Destika Chaira, Nabila Dedi Budiman Hakim Dedi Rahmat Setiadi Dwirayani, Dina Fariyanti, Anna Feryanto Feryanto Feryanto Firman Fajar Fitrianingrum Kurniawati, Fitrianingrum GUSMAINI GUSMAINI, GUSMAINI Gustawan Rachman Hardiyanti Sultan Harianto Harianto Herawati Herawati Herawati Hida, Dinda Aslam Nurul Hilalullaily, Rivani Ida Kurnia Saragih ILMA SATRIANA DEWI Indah Ibanah Keumala Fadhiela ND Kurnia, Feby Lala M Kolopaking Lukman M Baga Lukman M. Baga Ma'mun Sarma Mahayana, Ni Putu Ayuning Wulan Pradnyani Mahdi Maman Sumantri Maryono Maryono Mira Apriani Mochamad Ramdani Muhamad Yunus Muhamad Yunus Muhammad Fahrudin Muhammad Prama Yufdy, Muhammad Prama Mulyani, Een Nalom Santun Sihombing Nara Simba Nasution, Anisah Netti Tinaprilla Ni Putu Ayuning Wulan Pradnyani Mahayana Nia Kurniawati Hidayat, Nia Kurniawati Normal Bivariant Padangaran Nunung Kusnadi Nunung Nuryartono Nur Amin, Nur Nurul Maulina Putri, Tursina Andita Rachman, Gustawan Radja Panutan Ramadhani, Ahmad Ratna Winandi Ratna Winandi Ratna Winandi Redini Shaqilha Zakaria Risa Martha Muliasari Risna Eka Pertiwi Rossana Podesta Rossana Podesta Sabrina Sabrina Sabrina Sabrina Salimah, Winada Fajar Salman Al Farisi Sandita, Tia Saptana Saptana Sari, Nelly Purnama Sarma, Ma’mun Sisva, Yuuki Zharfan Suharno Suharno Sumaryanto Sumaryanto, Sumaryanto Suprehatin Suprehatin Suryani Nurfadillah Susanti Susanti Syahrul Ganda Sukmaya Syakir, Andi Muhammad Tania Prafitri Teguh Imanto Triana Gita Dewi Trias Andati Tubagus Nur Ahmad Maulana Utami, Anisa Dwi Vinira Hesta Fharaz Wajar Mey Handani Wardania, Nastiti Wibowo, Rulianda P. Wijaya, Novita Frahesti Ade Wisnu Surianugraha Y Bayu Krisnamurthi Yohana Julina Sinaga Yusalina Yusalina Yusman Syaukat Zahra, Sabrina Aulia Zednita Azriani