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Analisis Pengaruh Religiusitas, Motivasi Rasional dan Emosional Terhadap Keputusan Dalam Menggunakan Jasa Bank Syariah (Studi Kasus Bank Muamalat KCP Stabat) Nurhasanah, Upik; Nasution, Yenni Samri Juliati; Harianto, Budi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1726

Abstract

Perkembangan perbankan syariah di Indonesia telah menjadi tolak ukur keberhasilan pertumbuhan dan eksistensi ekonomi syariah, beberapa tahun terakhir perbankan syariah di Indonesia tumbuh dengan pesat. Namun belakangan ini seluruh perbankan mengalami persaingan yang sangat ketat. pun saling bersaing dengan jasa keuanganya lainnya baik bank konvensional maupun sesama bank syariah, dari berbagi jenis jasa keuangan yang ada masih banyak nasabah/konsumen yang tetap menggunakan jasa bank syariah. Hal ini dapat terjadi karena dari pihak nasabah memiliki motivasi rasional, emosional dan religiusitas yang tinggi sehingga tetap memutuskan untuk menggunakan jasa bank syariah. Fokus masalah pada penelitian ini adalah apakah religiusitas, motivasi rasional dan emosional berpengaruh terhadap keputusan nasabah dalam menggunakan jasa bank syariah. Tujuan penelitian ini untuk menguji dan menganalisis pengaruh religiusitas, motivasi rasional dan emosional terhadap keputusan dalam menggunakan jasa PT. Bank Muamalat Indonesia, KCP Stabat. Metode penelitian yang digunakan pada penelitian ini adalah pendekatan kuantitatif, karena penelitian ini disajikan dengan angka-angka. Populasi dalam penelitian ini meliputi nasabah yang menabung di PT. Bank Muamalat KCP Stabat. Hasil penelitian membuktikan bahwa religiusitas dan motivasi rasional tidak berpengaruh signifikan terhadap keputusan dalam menggunakan jasa bank syariah ,sedangkan emosional berpengaruh signifikan terhadap keputusan dalam menggunakan jasa bank syariah pada PT. Bank Muamalat Indonesia, KCP Stabat
THE ONTOLOGY OF ARABIC CURRICULUM AT PESANTREN ATTAHDZIB JOMBANG Nurcholis, Ahmad; Sirad, Mochamad Chobir; Harianto, Budi; Hidayatullah, Syaikhu Ihsan
Arabi : Journal of Arabic Studies Vol. 5 No. 2 (2020)
Publisher : IMLA (Arabic Teacher and Lecturer Association of Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24865/ajas.v5i2.247

Abstract

Some pesantrens have accommodated the madrasah or formal school education programs, both the curriculum and the learning methods. One of them is pesantren Attahdzib. This article aimed to describe, analyze, and interpret the ontology of Attahdzib Islamic boarding school curriculum, the process of implementing the curriculum, and the problems of its implementation. It was a qualitative research with descriptive analysis. The results showed that the the curriculum was implemented through some methods such as sorogan, bandongan or wetonan, and memorization. There were 2 types of education systems established in pesantren Attahdzib, namely diniyah education, and formal education. The problems faced in the implementation of curriculum were some teachers' disciplinary problem, the learning evaluation that sometimes considered hard and burden on students, and the formal schools' extra-activities that sometimes obstructed the pesantren's teaching and learning process.
INOVASI PRODUKSI GARAM DI DESA PALUH SIBAJI, KECAMATAN PANTAI LABU KABUPATEN DELI SERDANG SUMATERA UTARA Suprianto, Suprianto; Siregar, Muhammad Fadlan; Syahputra, Syofyan Anwar; Fahmi, Muhammad Ikhwan; Frianto, Herri Trisna; Sumantri, Ahmad; Harianto, Budi; Lestari, Meidi Wani; Permata Bunda, Yola
Mejuajua: Jurnal Pengabdian pada Masyarakat Vol. 5 No. 2 (2025): Desember 2025
Publisher : Yayasan Penelitian dan Inovasi Sumatera (YPIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52622/mejuajuajabdimas.v5i2.317

Abstract

Community Service Activities for Salt Farmers to Increase Salt Production in Paluh Sibaji Village, Pantai Labu District, Deli Serdang Regency, North Sumatra were carried out by providing assistance in the form of building evaporation houses and providing material assistance for repairing and building goat pens for salt farmers. The purpose of this activity is for salt farmers to increase their salt production capacity by increasing the speed and effectiveness of the production process. The method used is the construction method of a semi-elliptical evaporation house whose supports are made of elastic plastic pipes with iron reinforcements inside the pipe so that water vapor will flow through the pipes and plastic formed in a semi-elliptical construction. Community service activities were carried out by building an evaporation house for the salt production process. In addition, the community service team provided material assistance for the construction and repair of goat pens for salt farmers. Livestock farming for salt farmers is a common side business carried out by salt farmers to support household economic needs. The results of the activity were the construction of a semi-elliptical evaporation house that will be used by salt farmers to increase salt production and assistance to salt farmers in the form of material assistance for the construction and repair of salt farmer's livestock pens.
Peningkatan Mutu Pendidikan Perbankan Syariah STAIN Meulaboh melalui Benchmarking Akademik ke UMSU dan UINSU Muliza, Muliza; Hendrawan, Yoni; Efendi, Sumardi; Hamdi, Syaibatul; Hayati, Isra; Harianto, Budi
ZONA: Jurnal Pengabdian Masyarakat Vol 3 No 1 (2026): ZONA: Jurnal Pengabdian Masyarakat
Publisher : Fanshur Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71153/zona.v3i1.492

Abstract

Peningkatan mutu pendidikan merupakan tantangan strategis bagi perguruan tinggi, khususnya pada Program Studi Perbankan Syariah yang dituntut adaptif terhadap perkembangan industri dan standar akademik nasional. Program Studi Perbankan Syariah STAIN Meulaboh perlu melakukan upaya sistematis untuk meningkatkan kualitas pembelajaran dan tata kelola akademik. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan mutu pendidikan Perbankan Syariah STAIN Meulaboh melalui benchmarking akademik ke Universitas Muhammadiyah Sumatera Utara (UMSU) dan Universitas Islam Negeri Sumatera Utara (UINSU). Metode yang digunakan adalah benchmarking akademik dengan pendekatan pembelajaran kelembagaan, yang dilaksanakan melalui diskusi akademik, observasi pengelolaan program studi, serta studi dokumen kurikulum dan sistem penjaminan mutu. Kegiatan dilaksanakan pada tanggal 19–20 November 2025 dengan melibatkan dosen Program Studi Perbankan Syariah STAIN Meulaboh dan mitra akademik dari UMSU dan UINSU. Hasil kegiatan menunjukkan adanya peningkatan pemahaman tim pengabdian terhadap praktik terbaik dalam pengelolaan kurikulum, metode pembelajaran, serta sistem penjaminan mutu pendidikan Perbankan Syariah. Selain itu, kegiatan ini menghasilkan rekomendasi strategis yang dapat diimplementasikan dalam pengembangan Program Studi Perbankan Syariah STAIN Meulaboh. Kegiatan benchmarking ini berkontribusi positif dalam memperkuat budaya mutu dan daya saing program studi secara berkelanjutan.
Analisis Penetapan Harga Jual Dengan Metode Pendekatan Biaya (Cost Oriented Approach) Terhadap Produksi Kerupuk Sambal Canga Kota Sibolga Lubis, Amyra Zhahra; Maidalena, Maidalena; Harianto, Budi
Jambura Economic Education Journal Vol 7, No 1 (2025): January 2025
Publisher : Gorontalo State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jeej.v7i1.30134

Abstract

The purpose of this research is to determine the analysis of selling price determination using the Cost Approach Method for the production of canga chili sauce crackers in the city of Sibolga, and to find out what the Islamic economic concept of price determination is. This research method uses a case study research design using qualitative descriptive techniques. Data collection techniques using interviews with the owner of the canga chili cracker company in Sibolga City. The data source is based on primary data, namely direct observation and interviews with the canga chili cracker business in Sibolga City. The results of the research show that the cost-oriented approach used to determine the selling price of Sibolga City sambal canga crackers produces a price that is significantly different from that set by the business. When a business uses the Cost Oriented Approach method, it bases the selling price of the product on the selling price of its competitors and with this method includes all capital calculations.
Co-Authors AA Sudharmawan, AA Adenan Adenan, Adenan Aditya Chandra Abdullah, Afifah, Fika Nur Aghni Afriani, Lilia Ahmad Nurcholis Ahmad Sumantri - Ali Hanafiyah Rambe, Ali Hanafiyah Andri Soemitra Andrian Syaputra Anwar Syahputra, Syofyan Aprilia, Nadia Aqwa Naser Daulay Arifuddin, Nur Asmaul Husna Azzahra, Alivia Biqi Asshafah Zain Bunda, Yola Permata Erlina Erlina Esti Rahayu Fadhila Rahma, Tri Inda Fahmi, Muhammad Ikhwan Fani, Mukhammad As Alukal Huda Mei Hamdi, Syaibatul Hapzi Ali Hendrawan, Yoni Herri Trisna Frianto, Herri Trisna Hidayatullah, Syaikhu Ihsan Ila Nasution Indra, Ahmad Perdana Intan Zarina binti Raja Zaki Hashim, Raja Irawan, Ryan Isra Hayati Katimin, Katimin Kumala, Rahima Lestari, Arini Lubis, Amyra Zhahra M. Yogi Riyantama Isjoni Maidalena Maidalena, Maidalena MAKSUM PINEM Meidi Wani Lestari, Meidi Wani Meliyani Mochamad Chobir Sirad Muhajir, As'aril Muhammad Arif Muhammad Fadlan Siregar Muliza Muliza, Muliza Mustapa  Khamal  Rokan Nafis, Fauzan Nasution , Muhammad Lathief Ilhamy Nasution , Yenni Samri Juliati Nasution, M. Cholis Pandapotan Nik Haryanti Nurhasanah, Upik Nuri Aslami Nursantri Yanti Nurul Jannah Nurul Syalafiyah Nurul Syalafiyah Nurul Syalafiyah Nurul Syalafiyah Nurul Syalafiyah Putera, Faga Pandunata Putri, Dwita Agustina Rahmi Syahriza, Rahmi Ravika Alvin Puspitasari Ritonga, Ainun Jakia Ritonga, Nurul Amelia Pratiwi Romi Nasution, Muhammad Rona Merita Rubiyah Yusof, Rubiyah Sarah Sabila, Sarah Sastika, Mila Seli Muna Ardiani Shinta, Jeesica Sirait, Hikman Siregar, Anri Akta Perdana Siregar, Jainuddin Parlindungan Siswahyudianto Sony Eko Adisaputro Subandi Subandi Sumardi Efendi Syafril Syafril Syahputra, Syofyan Anwar Syahriza, Rami Syalafiyah, Nurul Timbul, Timbul Trisna Frianto, Herri Tuti Anggraini YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI