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Analysis of Assalam Family Product Elements in the Implementation of Tabarru' Fund Management: A Case Study on PT. AJS Bumiputera, Medan Branch Ritonga, Ainun Jakia; Indra, Ahmad Perdana; Harianto, Budi
Journal La Sociale Vol. 5 No. 5 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i5.1360

Abstract

Insurance is a form of financial protection that provides a guarantee of payment or benefit in the face of certain risks or losses. If the unexpected risk befalls one of the participants, the loss will be borne together. The purpose of this study is to analyze and describe the elements of Assalam Family products in the context of the implementation of tabarru' fund management at PT. Bumiputera Sharia Life Insurance Medan Branch. This study uses a type of field research, with qualitative research methods, exploring data through interviews, observations, and document analysis. The results of the research obtained are that the Assalam Family Product Element uses the tabarru' contract as the basis for its implementation. The process involves two procedures, namely requesting an Assalam Family sharia life insurance policy and submitting a claim. Tabarru' funds are managed by separating participants' contributions into two separate accounts, participant savings accounts (saving system) and tabarru' accounts (non-saving system). The investment proceeds are divided 70% for participants and 30% for the company, with a risk management commitment of 50% of the contribution. The allocation of funds is invested in sharia stocks and bonds according to sharia principles. If the tabarru' funds run out, the qardh funds are used to overcome the inadequacy, which is taken from the central Bumiputera which is realized to the branches that lack funds to pay compensation or claims submitted by participants.
Pengawasan sebagai Upaya dalam Pencegahan Pembiayaan Murabahah Bermasalah Siregar, Anri Akta Perdana; Rokan, Mustapa Khamal; Harianto, Budi
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.697

Abstract

This study aims to analyze the dominant factor of Monitoring (Monitoring) as an Effort in Preventing Problematic Cheap-Based Financing KCP BSI Medan Marelan. The method used is the quantitative method, using a sample of 10 employees, the X variable is 7B and 1S and the Y variable is the supervision of cheap financing, the data collection technique used is the Likert Scale angle with data analysis techniques using factor analysis Barlett's sphericity test and Kiser-Mayer-Olkin (KMO) and the test by interpreting factors (minimum factor loading 0.4) was carried out with IBM SPSS 27 for windows. The results obtained are 2 factors are formed for monitoring (monitoring) including primary factors and factor 2 is given the name of secondary factors; the most dominant factor is the primary factor which includes character; capital, capacity and economic conditions. It can be interpreted that in carrying out protection efforts in preventing low-cost problem financing at the BSI Marelan KCP prioritizing personal and social customer relationships, business economics and conditions or business trips carried out by clients.
The Influence of Content Marketing, Online Customer Reviews, and Empathy on Purchase Decision : (Case of Camille Beauty Lip Tint on TikTok) Ritonga, Nurul Amelia Pratiwi; Soemitra, Andri; Harianto, Budi
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.952

Abstract

The skincare segment of the Indonesian cosmetics industry is currently experiencing significant growth. As a result, there is intense and increasing competition within this sector. Founded in 2018, Camille Beauty is a well-regarded beauty manufacturing company that encourages consumers to purchase its products through social media marketing, particularly on platforms like TikTok. This study aims to investigate how consumers' decisions to purchase lip tints from Camille Beauty are influenced by empathy, online customer reviews, and content marketing. The sample for this quantitative study consists of 100 current students from the FEBI Management Study Program at North Sumatra State Islamic University. The sampling method employed was purposeful sampling, a non-probability technique. Data analysis was conducted using linear regression techniques, with hypothesis testing performed through t-tests and F-tests. The study's findings indicate that, for Camille Beauty lip tint purchases, empathy, content marketing, and online customer reviews all had a positive and significant impact on consumer decisions. Data were analyzed using SPSS version 25. Overall, the study confirms that empathy, content marketing, and online customer reviews have a strong and significant influence on consumer purchasing decisions for Camille Beauty lip tints.
The Analysis of Muzara'ah System Implementation With the Prosperity of Non-Land Owning Rubber Tree Farmers in Bintais Julu village Ila Nasution; Fadhila Rahma, Tri Inda; Harianto, Budi
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.52250

Abstract

Farmers' welfare is when they have a good quality of life and adequate economic stability. Welfare is not only in the economy but also in social matters such as health, education and the environment. This study aims to determine the analysis of the application of the muzara'ah system to the welfare of farmers in Bintais Julu. The method used is a quantitative approach through distributing questionnaires to respondents with the census method to 35 respondents including landowners and tenant farmers in North Padang Lawas Regency. The results of this study indicate that the muzara'ah system provides a positive and significant relationship to the welfare of farmers. It can be concluded that the muzara'ah system has a significant effect on the welfare of farmers. This muzara'ah system has a relationship of 13.6% while the remaining 86.4% is influenced by other variables not examined in this study. The muzara'ah system provides employment opportunities for sharecroppers and helps landowners in managing their gardens so as to create increased welfare between the two parties so that this system needs to be applied more widely.
Analisis Pengendalian Kualitas Produksi Pakaian Dengan Metode SQC (Analysis of Clothing Production Quality Control Using the SQC Method Aprilia, Nadia; Aslami, Nuri; Harianto, Budi
Akutansi Bisnis & Manajemen ( ABM ) Vol 31 No 2 (2024): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35606/jabm.v31i2.1442

Abstract

This study aims to determine the quality control of shirt production in CV. Sumatra Agung Makmur. This study uses case studies using descriptive analysis, and data is collected through observation, interviews, and documentation. The data analyzed from April 2021 to April 2024, the data includes 15,831 production data and 1,362 production defect data. The data was processed using Microsoft Excel and Minitab21 software. The data analysis technique uses Statistical Quality Control (SQC) with 7 tools. The results of the calculations on P, CL, UCL and LCl, show that in the 2nd month the data passed the control limit. Proportion in the 2nd month is 0.121291449, CL is 0.086033731, UCL is 0.11088384, and LCL is 0.061183616. Based on the results of the analysis, it was concluded that there was a need to improve the quality of the shirt production process at CV. Sumatra Agung Makmur.
Thematic Community Service Collaboration (TCSC) Pemasangan Peralatan Otomasi Kelistrikan di Gedung SMA Muhammadiyah 2, Kelurahan Tanjung Sari, Kecamatan Medan Selayang, Kota Medan Suprianto; Fadlan Siregar, Muhammad; Trisna Frianto, Herri; Sumantri, Ahmad; Harianto, Budi; Intan Zarina binti Raja Zaki Hashim, Raja; Anwar Syahputra, Syofyan; Permata Bunda, Yola; Romi Nasution, Muhammad
Mejuajua: Jurnal Pengabdian pada Masyarakat Vol. 4 No. 2 (2024): Desember 2024
Publisher : Yayasan Penelitian dan Inovasi Sumatera (YPIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52622/mejuajuajabdimas.v4i2.198

Abstract

Kegiatan Pengabdian Masyarakat TCSC yang dilaksanankan di Sekolah SMA Muhammadiyah 2 Medan dilakukan dengan tujuan untuk penghematan pemakaian energi listrik dan kemudahan dalam mengendalikan peralatan listrik dari jarak dekat dan jarak jauh menggunakan aplikasi di handphone android. Sedangkan target khusus yang ingin dicapai adalah mengimplementasikan peralatan otomasi kelistrikan dengan melakukan pemasangan peralatan otomasi dan menginstalasi ulang kelistrikan gedung sesuai dengan yang direncanakan. Metode yang digunakan untuk mencapai tujuan tersebut adalah metode eksperimen dengan membuat prototype sederhana yang representatif, setelah itu melaksanakan metode pengujian untuk mengetahui tingkat kelayakan peralatan otomasi yang diimplementasikan di gedung sekolah. Kegiatan yang dilaksanakan adalah mengimplementasikan peralatan otomasi dengan cara memasang peralatan otomasi pada gedung sekolah yang disesuaikan dengan kondisi gedung dan instalasi yang sudah terpasang. Pengujian dan cara penggunaan peralatan otomasi dari jarak jauh dan jarak dekat menggunakan handphone android dilaksanakan dan dipresentasikan di depan kepala sekolah, pemilik yayasan, guru-guru dan teknisi. Hasil kegiatan adalah terpasangnya peralatan otomasi kelistrikan dan cctv IoT di sekolah dan secara umum pemasangan peralatan otomasi secara efektif mengatasi pemborosan penggunaan energy listrik dengan memonitoring dan mengendalikan keaktifan beban listrik menggunakan Internet of Things.
Pemanfaatan dan Pelatihan Pemasaran Era Digitalisasi Melalui Praktik Pembuatan Sabun Cuci Piring pada Ibu-ibu PKK di Desa Brohol Shinta, Jeesica; Harianto, Budi; Irawan, Ryan
Jurnal Akuntansi Hukum dan Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3753

Abstract

Pelaku UMKM di desa Brohol kesulitan dalam menerapkan pemasaran digital karena kurangnya pengetahuan dalam menggunakan teknologi yang semakin maju, sehingga produk yang mereka jual hanya terbatas pada mereka yang mengetahui dan membelinya secara lokal. Hal ini menjadi landasan dalam pelaksanaan kegiatan pemanfaatan pemasaran dan pelatihan di era digital, melalui praktik pembuatan sabun cuci piring dalam program Kuliah Kerja Nyata yang melibatkan ibu-ibu PKK Desa Brohol sebagai pesertanya. Kegiatan ini bertujuan untuk mengenalkan dan memberikan informasi kepada masyarakat Desa Brohol bagaimana memanfaatkan pemasaran digital serta mengajak ibu-ibu PKK yang sebagian besar adalah ibu rumah tangga untuk menciptakan sabun cuci piring yang hemat dan dapat digunakan sebagai UMKM pribadi. Metode pelaksanaan yang diterapkan berupa pembekalan secara teoritis, pelatihan pengaplikasian marketplace dan pembuatan maps, serta praktik pembuatan sabun cuci piring. Hasil yang diperoleh dalam kegiatan ini ibu-ibu PKK mendapatkan wawasan berharga sekaligus memberikan keterampilan dalam pemasaran digital dan pembuatan sabun cuci piring.
PEMIKIRAN POLITIK IMAM KHOEMENI Budi Harianto; Nurul Syalafiyah
Bahasa Indonesia Vol 7 No 01 (2022): Islamic Law Maret 2022
Publisher : Lembaga Penelitian Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/law.v7i01.498

Abstract

Artikel ini bertujuan untuk membahas Pemikiran Imam Khomeini dalam konstalasi politik Islam pasca Revolusi Iran. Metode penelitian menggunakan metode kualitatif berbasis studi Pustaka sedangkan teori yang digunakan Filsafat Sejarah. Pemikiran Khomeini yang masyhur adalah pemikiranya tentang politik Islam. Khomeini menuangkan konsep model negara dalam sistem pemerintahan Islam dan menamakannya sebagai Wilayat al-Faqih. Konsep inilah yang membedakan sistem pemerintahan Republik Islam Iran dari sistem pemerintahan negara-negara republik lainnya. Konsep inilah inti dari pemikiran Khomeini tentang negara Islam. Secara sederhana, Wilayat al-Faqih dapat diartikan sebagai pemerintahan oleh para faqih atau ulama. Konsep ini diajukan, karena pemerintahan adalah bagian dari ajaran agama yang paling utama. Menurutnya otoritas legal tertinggi dalam negara yang masyarakatnya Islam harus dipegang oleh para ulama. Dalam konsep Wilayat al-Faqih, faqih memiliki tugas sebagai pengawal, penafsir, dan pelaksana hukum-hukum Tuhan.
Islam, Agama, dan Politik dalam Lintasan Sejarah Budi Harianto; Nurul Syalafiyah; Rona Merita; Asmaul Husna
Bahasa Indonesia Vol 7 No 02 (2022): Islamic Law September 2022
Publisher : Lembaga Penelitian Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/law.v7i02.537

Abstract

Artikel ini menjelaskan tentang Islam, Agama, dan Politik. Metode yang digunakan adalah metode kualitatif. Berdirinya negara, selain untuk menegakkan perintah Allah SWT dan untuk mewujudkan kewajiban bermusyawarah, juga membutuhkan faktor keterikatan atau keinginan bersama. Dengan faktor ini, hablu min Allah (keterikatan dengan pencipta) dan hablu min al-nas (keterikatan sosial antar masyarakat) bisa tercapai. Dan melapangkan jalan menuju negara makmur yang di ridhai oleh AllahSWT, baldatun tayyibatun wa rabbun ghafur. Dengan mengambil makna substantif atau asas-asas bernegera dan berhukum yang biasanya disebut maqasid al-shar’iyah, maka Islam sebagai rahmatan li al-‘alamin akan lebih mudah dioperasionalkan. Dengan cara ini Islam tak perlu dipaksakan berlakunya secara formal kepada golongan lain, tetapi dirasakan rahmatnya dalam kehidupan bersama dengan memberlakukan asas-asasnya yang dapat diterima karena adanya “kalimatun sawa” .
Aksiologi Pengembangan Kurikulum Pembelajaran Bahasa Arab di Madrasah Tsanawiyah Darul Hikmah Tawangsari Tulungagung Nurcholis, Ahmad; Harianto, Budi; Zain, Biqi Asshafah
At- Ta'lim : Jurnal Pendidikan Vol. 6 No. 1 (2020): January
Publisher : LP3M Universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The axiology of learning Arabic is the essence of the benefits contained in learning Arabic. The purpose of this study was to determine the functions and benefits of Arabic Language Curriculum Development, Suitability of Arabic Language Curriculum Development with Vision and Mission, Problematic Development of Arabic Language Curriculum in Darul Hikmah MTs. The method and design in this research is a qualitative approach with the type of research used is descriptive. The results showed that the Axiology of the Development of Arabic Language Curriculum in Madrasas is the use of Arabic Language in learning and habituation of Language (Bi’ah Lughowiyah) as oral and written communication. Through the development of the curriculum, the axiology is considered to have the usefulness and benefits in understanding the Qur’an, hadith and Arabic texts. The development of Arabic Language Curriculum in MTs DH is adjusted to the Vision and Mission of character building and noble character through the habituation of language (Bi’ah Lughowiyah) in learning and in the Madrasah environment. The problematic of developing curriculum at Madrash is in terms of the number of teachers who have not participated in curriculum development, some of the management of OPPM and KMI Curriculum Staff in the application of Language Habituation. While other inhibiting factors are the diversity of students’ backgrounds, internal motivation of students, violations, discipline, and Arabic are still considered not important for students and the problem of habituating Arabic language that does not pay attention to aspects of Grammatical Language.
Co-Authors AA Sudharmawan, AA Adenan Adenan, Adenan Aditya Chandra Abdullah, Afifah, Fika Nur Aghni Afriani, Lilia Ahmad Nurcholis Ahmad Sumantri - Ali Hanafiyah Rambe, Ali Hanafiyah Andri Soemitra Andrian Syaputra Anwar Syahputra, Syofyan Aprilia, Nadia Aqwa Naser Daulay Arifuddin, Nur Asmaul Husna Azzahra, Alivia Biqi Asshafah Zain Bunda, Yola Permata Erlina Erlina Esti Rahayu Fadhila Rahma, Tri Inda Fahmi, Muhammad Ikhwan Fani, Mukhammad As Alukal Huda Mei Hamdi, Syaibatul Hapzi Ali Hendrawan, Yoni Herri Trisna Frianto, Herri Trisna Hidayatullah, Syaikhu Ihsan Ila Nasution Indra, Ahmad Perdana Intan Zarina binti Raja Zaki Hashim, Raja Irawan, Ryan Isra Hayati Katimin, Katimin Kumala, Rahima Lestari, Arini Lubis, Amyra Zhahra M. Yogi Riyantama Isjoni Maidalena Maidalena, Maidalena MAKSUM PINEM Meidi Wani Lestari, Meidi Wani Meliyani Mochamad Chobir Sirad Muhajir, As'aril Muhammad Arif Muhammad Fadlan Siregar Muliza Muliza, Muliza Mustapa  Khamal  Rokan Nafis, Fauzan Nasution , Muhammad Lathief Ilhamy Nasution , Yenni Samri Juliati Nasution, M. Cholis Pandapotan Nik Haryanti Nurhasanah, Upik Nuri Aslami Nursantri Yanti Nurul Jannah Nurul Syalafiyah Nurul Syalafiyah Nurul Syalafiyah Nurul Syalafiyah Nurul Syalafiyah Putera, Faga Pandunata Putri, Dwita Agustina Rahmi Syahriza, Rahmi Ravika Alvin Puspitasari Ritonga, Ainun Jakia Ritonga, Nurul Amelia Pratiwi Romi Nasution, Muhammad Rona Merita Rubiyah Yusof, Rubiyah Sarah Sabila, Sarah Sastika, Mila Seli Muna Ardiani Shinta, Jeesica Sirait, Hikman Siregar, Anri Akta Perdana Siregar, Jainuddin Parlindungan Siswahyudianto Sony Eko Adisaputro Subandi Subandi Sumardi Efendi Syafril Syafril Syahputra, Syofyan Anwar Syahriza, Rami Syalafiyah, Nurul Timbul, Timbul Trisna Frianto, Herri Tuti Anggraini YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI