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Dewi Iryani
Universitas Bung Karno, Indonesia
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Patent as Object of Fiduciary Guarantee in Banking Credit Practices Bernadete Nurmawati; Dewi Iryani; Tarmudi Tarmudi
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i3.6142

Abstract

Intellectual property is interesting to study since it has a very important role in the advancement of the economy in this era of globalization. Intellectual Property Rights (IPR) are rights that arise from the results of the human brain's thinking that produce a product or process that is useful for the community. IPR includes intangible movable objects as regulated in article 499 of the Civil Code. This intangible object is the result of human thought and the object of ownership is a movable object that can be transferred to another party so that it can be used as a fiduciary guarantee as regulated in Law no. 13 of 2016 concerning Patents (Patent Law). Article 108 paragraph 1 states that "Patent rights can be used as objects of fiduciary guarantee". However, patent rights as objects of fiduciary guarantee in a bank's loan practice are currently unavailable due to obstacles in its implementation. There is no special Asset Appraisal Agency that assesses the economic value of patent rights so that it can be used as a credit guarantee. This makes it difficult for patents to be used as a fiduciary guarantee. To realize patents as objects of fiduciary guarantee, firm and detailed juridical support is needed regarding IPR assets as objects of bank credit guarantees. The valuation of patented assets must be supported by the Patent Regulations protected by the Bank Loan Guarantee and the need for legal access under the Bank Indonesia Regulations to support the patents that are protected by the Trustee Guarantee. So there should be an appraisal agency that can assess a patent right so that it can improve the people's economy and advance the national economy.
Co-Authors Abdillah, Ahmad Imaduddin Abdul Gani Abraham Prihadi Achmad Hidayat Adi Darmawansyah Adi Iksan Bureni Agustinus Darmanto Panjaitan Aji , Puguh Aji Hari Setiawan, Puguh amran rabani zubaidi Arbi Dalimunthe Arwan Arwan Aryasuta Faharsyah Setiawan Ayu Tresna Waty Baehaki, Imam Belinda, Suci Fidia Fitriza Bernadete Nurmawati Bernadete Nurmawati Bey Abwar, Irsyad Hamdie Binto Kusmadi Boas Parlindungan Panjaitan dadang dwi saputro David Ricardo, David Didik Suhariyanto Ellizabeth Febrianto, Andre Ferdian, Andri Fitria, Myrna G. Nyoman Tio Rae Gomulia Oscar Gradios Nyoman Tio Hamamudin, Hamamudin Handradjasa, Joshua Limanto Hari Setiawan, Puguh Aji Hartana Hartana Hartana , Hartana Hartana Hartana Hartana, Hartana Herman, KMS Hie, Hengky Himawan Ismail ISMAIL ,, ISMAIL ISMAIL - Ismail Ismail Ismail Ismail Ismail Ismail Jayawarsa, A.A. Ketut Josef Swisman, Andreas Juniarty, Santy Karima, Shifa Kirana Pungki Apsari KMS Herman Legi, Arfi Nofri Lemta , Benjamin Lisaldy, Ferdinand Listiyaningsih, Listiyaningsih Maharani Putri Handayani Martunas Sianturi Mohamad Rizki Irmansyah Myrna Fitria Natalia, Rachel Natassya Fachrina Nurmawati, Bernadete Nyoman Tio Rae Oscar, Gomulia Pandreadi, Kadek Permana, Mochammad Aditya Prasetyo Hadi Puguh Aji Hari Setiawan Puguh Aji Hari Setiawan Putra, Erika Putri, Euginia Natania Putu Ayu Masrini Rae, Gradios Nyoman Tio russel butarbutar Russel Butarbutar Samsiah, Tuti Saputra, Ade Akhmad Sarwono, Sarif Setiawan, Puguh Aji Hari Shifa Karima Sihite, Thomas Ericson Hadinata Sriulina, Maria Eva Sudarsono, Putut Heri Sudirgo, Tony Sujono, Salsabilla Susetyo Rohadi Tarmudi Tarmudi Tjahjadi, Hamdani Tresna Waty, Ayu Ummi Habsyah Umra, Alieffandy Unzur Jefri Tambunan Vic S, Binsar Jon