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All Journal Serat Acitya Jurnal Ilmiah Mahasiswa Ekonomi Manajemen FIKRI : Jurnal Kajian Agama, Sosial dan Budaya AkMen JURNAL ILMIAH Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Journal of Economic, Management, Accounting and Technology (JEMATech) JOURNAL OF SCIENCE AND SOCIAL RESEARCH JURNAL BISNIS & AKUNTANSI UNSURYA Magisma: Jurnal Ilmiah Ekonomi dan Bisnis EconBank : Journal Economics and Banking JURNAL EKOBIS DEWANTARA Jurnal Riset Entrepreneurship Journal of Digital Marketing and Halal Industry JURNAL CAPITAL : Kebijakan Ekonomi, Manajemen dan Akuntansi BAKTI BANUA : JURNAL PENGABDIAN KEPADA MASYARAKAT AL-ARBAH: Journal of Islamic Finance and Banking SINTA Journal (Science, Technology, and Agricultural) Ekobis: Jurnal Ilmu Manajemen dan Akuntansi JEBDEKER: Jurnal Ekonomi, Manajemen, Akuntansi, Bisnis Digital, Ekonomi Kreatif, Entrepreneur Jurnal J-PEMAS Bima Journal : Business, Management and Accounting Journal JSSM Proceedings Series on Social Sciences & Humanities Journal of Economic, Business and Engineering (JEBE) Journal of Islamic Economics, Management, and Business (JIEMB) Journal MISSY (Management and Business Strategy) Magna: Journal of Aconomics, Management, and Business Jurnal Akuntansi, Manajemen dan Perbankan Syariah PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Jurnal Abdimas Sosek (Jurnal Pengabdian dan Pembardayaan Masyarakat) Jurnal Akademik Pengabdian Masyarakat Serat Acitya JEPEmas: Jurnal Pengabdian Masyarakat (Bidang Ekonomi) Journal of Economics, Bussiness and Management Issues
M. Trihudiyatmanto
Fakultas Ekonomi Dan Bisnis Universitas Sains Al-Qur’an Jawa Tengah Di Wonosobo
Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mechanical Engineering Physics Social Sciences Veterinary Other

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Financial Behavior in the Digital Era: Integrating Financial Knowledge, Attitudes, Planning, and FinTech M. Trihudiyatmanto
Jurnal Akuntansi, Manajemen dan Perbankan Syariah Vol. 5 No. 5 (2025): Oktober 2025
Publisher : UP2MF Fakultas Ekonomi dan Bisnis, Universitas Sains Al-Qur'an (UNSIQ) Jawa Tengah di Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/jamasy.v5i5.10394

Abstract

Purpose - This study was conducted to examine the impact of financial knowledge, financial attitudes, financial planning, and financial technology on the financial behavior of unmarried Gen Z individuals aged 18–27 in Wonorejo Selomerto, Wonosobo. Method -Using a purposive sampling technique (non-probability sampling), data were collected from 144 respondents and analyzed via multiple linear regression. Findings - The findings demonstrate that all independent variables exert a positive and significant influence on financial behavior when analyzed individually: financial knowledge (t-calc=3.746 > t-table=1.65581; sig=0.000 < 0.05), financial attitudes t-calc=27.157 > t-table=1.65581; sig=0.000 < 0.05), financial planning t-calc=2.389 > t-table=1.65581; sig=0.018 < 0.05), and financial technology t-calc=4.256 > t-table=1.65581; sig=0.000 < 0.05). Implications - The implications of this study are valuable for Gen Z in Wonorejo Selomerto in understanding the importance of financial knowledge, financial attitudes, financial planning, and financial technology for better financial behavior management.
Building Purchase Decisions in the Digital Era: The Role of e-WOM and Viral Marketing: (A Study of D-Cozy Glamping & Resto Wonosobo) M. Trihudiyatmanto
Jurnal Akuntansi, Manajemen dan Perbankan Syariah Vol. 4 No. 2 (2024): April 2024
Publisher : UP2MF Fakultas Ekonomi dan Bisnis, Universitas Sains Al-Qur'an (UNSIQ) Jawa Tengah di Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/jamasy.v4i2.6980

Abstract

Purpose – This study aims to determine the influence of e-WOM, viral marketing, servicescape, and service quality on consumer purchase decisions at D-Cozy Glamping & Resto Wonosobo. Methodology – Data collection was conducted using a questionnaire distributed to consumers at D-Cozy Glamping & Resto via Google Forms. The sample consisted of 100 respondents, determined using Hair's formula. Data analysis techniques included descriptive statistical analysis, data quality testing, the F-test, classical assumption testing, hypothesis testing via multiple linear regression, and the coefficient of determination test. Results – The findings indicate that the variables examined e-WOM, viral marketing, servicescape, and service quality have a positive influence on consumer purchase decisions. Limitations – During the data collection process, respondent answers may not always reflect their true opinions. This can be attributed to various factors, such as the level of understanding regarding the questionnaire and the honesty of the respondents. Implications – The findings serve as a reference and consideration for D-Cozy Glamping & Resto Wonosobo to encourage consumer purchase decisions by integrating marketing strategies that encompass service, technology, and promotional aspects.
Transformasi Strategis Perguruan Tinggi Islam Berbasis Tata Kelola: Analisis Roadmap Institusional Eko Prawoto; M. Trihudiyatmanto
Journal of Economic, Management, Accounting and Technology (JEMATech) Vol 9 No 2 (2026): Agustus
Publisher : Fakultas Teknik dan Ilmu Komputer, Universitas Sains Al-Qur'an (UNSIQ) Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jematech.v9i2.10982

Abstract

Transformasi pendidikan tinggi menuntut perguruan tinggi untuk menyusun strategi institusional yang adaptif dan berbasis tata kelola yang kuat. Penelitian ini bertujuan menganalisis posisi strategis, konsistensi roadmap, serta kedalaman transformasi berbasis tata kelola dalam Renstra 2025–2029 Universitas Sains Al-Qur’an (UNSIQ). Penelitian menggunakan pendekatan kualitatif dengan desain studi kasus melalui analisis dokumen strategis, meliputi SWOT, IFAS–EFAS, strategic grid positioning, serta arah kebijakan institusional. Hasil analisis menunjukkan bahwa UNSIQ berada pada Kuadran I (Growth Strategy) dengan koordinat (0,42; 0,60), yang mengindikasikan kondisi internal relatif kuat dan peluang eksternal signifikan. Roadmap institusional relatif selaras dengan strategi pertumbuhan, terutama dalam aspek internasionalisasi, penguatan SDM, digitalisasi, dan tata kelola berbasis transparansi serta akuntabilitas. Namun demikian, kedalaman transformasi masih dominan pada level kebijakan dan memerlukan penguatan implementatif pada aspek model bisnis, diversifikasi pendanaan, serta integrasi data governance. Penelitian ini memperkuat konsep governance-driven strategic transformation pada perguruan tinggi Islam dan memberikan rekomendasi penguatan implementasi roadmap agar pertumbuhan institusional berlangsung secara berkelanjutan.
Co-Authors Aam Rais Abiodun Babatunde Onamusi Achmad Affandi Adelia Oktaviana Adia Azza Ilfana Aditya Kusuma Afifah Farrah Dania Afna Elfiana Agus Putranto Agus Putranto Agus Putranto Agus Putranto Agus Putranto Agus Putranto Agus Putranto Ahmad Guspul Ahmad Ismoyo Dwi Sapto Aji Ahmad Khoiri Ahmad Setiawan Ainun Nafisatul A Aji Ahadun Rojab Aji Dwi Purnama Ali Mutafi Ampri, Faisal Ana Fatiya Anisa Putri Juliani Annisa Oktavia Annisa Oktavia Apriliani, R. Aj Endang P. Apriliani, R. Aj. E.P. Arifa, Ziida Arinda Faiqotul Himna Arlinda Dwi Listiyana Arnidasari Arnidasari Arsadhana, Muhamad Arum Ardianingsih Aslan Aslan Atika Mayliani Atika Mayliani Ayu Septia Ninda Azilla, Firda Fajria Nur Azimatus Zahro Azka, M. Gilang Maulana Bahtiar Efendi Bahtiar Efendi Bahtiar Efendi Bahtiar Efendi Bahtiar Efendi Bahtiar Efendi Caliesta Meydina Candra Eka Darmawan Cemarawati, Nungki Choirunisak Choirunisak Cindi Vidia Nurmasih Dania, Afifah Farrah Deandra Mawardani Dede Aditya Dewantoro, Bambang Dewi Uswatun Khasanah Dian Asmarajati Dian Milasari Dian Priatiningsih Diana, Linda Sely Donita Septiana Insyiraah Eka Prihati Eko Prawoto Eko Prawoto Eko Prawoto Eko Prawoto Endah Sri Wahyuningsih Eni Candra Nurhayati Eni Candra Nurhayati Eni Candra Nurhayati Eni Candra Nurhayati Faa’iqoh, Azzah Faisal Abdilah Sunyono Fajar Rohino Fariqoh Fariqoh Fatoni Fatoni Febri Lia Safitri Fika Khairu Rahmah Fikroni Fikroni Fina Amalia Masri Firly Muliya Rahmadana Fitriyan Fitriyan Futhna Fadlilah Hanafi, Ridwan Hanik Mawaddah Haning Kusuma Haning Kusuma Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Heri Purwanto Herlina Dwi Cahyani Hernawan Abadi Hudi, Pertiwi Teguh Icha Al&#039;May Syafa Ika ‘Asaliatun Amalia Intan Kusuma Wardani Iqbal, Muhammad Amjed Irfan Choerul Anam Ismi Yunaena Jannah, Nina Sarifatul Jumaidi Jumaidi Kaukab, M. Elfan Kholil Khudlori Kholishotul H Khusnul Hidayah Komala Ardiyani Kusdayanti, Niken Kusuma, Haning Kuwat Lailatun Nafiah Laela Arofatun Laily Khayati Larasati, Indah Layli Sa’adah Layli Sa’adah Leni Nur Khofifah Liana Dewi Linda Sely Diana Lusiani Nur Panjaitan Lutfi Fauziyyah M Rafi Muharmawan M Zidni Ilman Nafi'an M. Elfan Kaukab M. Elfan Kaukab Maesaroh, Nafisatul Marlia Nurhayati Maulana Akbar, Muhamad Asif Maulidin Fachrur Mayliani, Atika Meftahudin Meftahudin Meftahudin Meftahudin Meftahudin Meftahudin Meftahudin, Meftahudin Mella Mardayanti Miftahudin Miftahudin Mochammad Khafidul Furqon Mohammad Bahrus Syakirin Mohammad Sigit Taruna Mufaat Priatmoko Muhamad Akhlis Muhammad Faiz Ramadhan Muhammad Fajar Muhammad Fikri Muhammad Ni'am Ali Muhammad Samsul Bahri Muhammad Zidan Arrizki Mujiyono, Slamet Munadi Munadi Mustofa Mustofa Nabila Nabila, Nabila Nabila, Shofiyyatun Nada Maulida T Nadia Febi Salsabila Nafisatul Maesaroh Najib Alwi Alfarizi Ndan Riono Nina Sarifatul Jannah Noor Hikmah, Noor Novelita Rahma Arifa Nur Isnaeni Nur Wakhidah Nurhayati, Eni Candra Nurul Amalia Nurul Istianah Occa Hafidz A Oktaviana, Adelia Panjaitan, Lusiani Nur Pertiwi Teguh Hudi Pranaditya, Ari Prananditya, Ari Prawoto, Eko Puji Purnawan Purnawan, Puji Pusaka, Semerdanta Putri Avriani R. Aj Endang P. Apriliani R. Aj. E.P. Apriliani R. Aj. EP. Apriliani Rafly Fadel Muhammad Rais, Aam Rakhmawati Rakhmawati Rama Harmazi Ramadlan Falakhussyaifusoni Rasyid Fadillah Ratna Wijayanti Rian Hidayat Rian Hidayat Rian Nur Arifin Ricky Prassetya Risa Risa Rita Safitri Rita Safitri Rizki Andrian Syah Rizki Rahma Diani Rizkiyadi, Dicky RKU. Prima Manggala Rojab, Aji Ahadun Sabrina, Hana Sahar Wardani Salma Khusna Wahda Saqinna, Az Zahra Agni Sardjana Orba Manullang Sari, Fangela Myas Siska Agustina Dewi Siti Irawati Siti Zulaikha Sofiyatul Mukaromah Sri Hartiyah SRI LESTARI Sri Wulandari Sukardi Sukardi Susanti Susanti Susanti Susanti Syafnita M.Si SE. Syifa Nurul Afidati Teguh Cahyono Tri Buana Pamungkas Tri Yusufi Mardiana Tyas, Dwi Ana Kusumaning Utami, Farida Riza Vika Putri Zamanina Wahyu Tri Lestari Yulian Dwi Cahyo Yunaena, Ismi Zulfan, Muhammad Rifki Zulia Yustina