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All Journal Jurnal El-Riyasah : Jurnal Kepemimpinan dan Administrasi Jurnal Ilmiah Ekonomi dan Bisnis Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen International Journal of Supply Chain Management EKONOMIKA SYARIAH : Journal of Economic Studies JURNAL AKUNTANSI, MANAJEMEN DAN EKONOMI Menara Ilmu Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi International Journal of Economics, Business and Accounting Research (IJEBAR) Ilomata International Journal of Management Jurnal Bisnis, Manajemen, dan Ekonomi Journal of Industrial Engineering & Management Research (JIEMAR) INTERNATIONAL JOURNAL OF SOCIAL, POLICY AND LAW (IJOSPL) Ilomata International Journal of Management International Journal of Social and Management Studies (IJOSMAS) El-kahfi : Journal of Islamic economics Ilomata International Journal of Social Science JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Al-bank: Journal of Islamic Banking and Finance Jurnal Ekonomi Jurnal Ipteks Terapan : research of applied science and education ADPEBI International Journal of Business and Social Science pendidikan, science, teknologi, dan ekonomi Journal Of Human And Education (JAHE) TAMWIL: Jurnal Ekonomi Islam Jurnal Pengabdian Masyarakat Akademisi International Journal of Islamic Business and Management Review Jurnal Manajemen al-fikrah: Jurnal Manajemen Pendidikan EKONOMIKA SYARIAH : Journal of Economic Studies Mamangan Social Science Journal JIPM: Jurnal Indragiri Penelitian Multidisiplin e-Jurnal Apresiasi Ekonomi Gudang Jurnal Multidisiplin Ilmu Imara: Jurnal Riset Ekonomi Islam Jurnal Point Equilibrium Manajemen dan Akuntansi Al-Hijrah: Journal of Islamic Economics and Banking Adpebi International Journal of Multidisciplinary Sciences International Journal of Indonesian Business Review Al-bank: Journal of Islamic Banking and Finance UKAZ: International Journal of Islamic Studies
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Pengaruh Atribut Produk dan Promosi Terhadap Minat Beli Konsumen Kota Pariaman di Toko Online Shopee Suhatman Suhatman; Meri Rahmania Sari; Patria Nagara; Nasfi Nasfi
Jurnal Bisnis, Manajemen, dan Ekonomi Vol. 1 No. 2 (2020): Jurnal Bisnis, Manajemen, dan Ekonomi
Publisher : Training & Research Institute - Jeramba Ilmu Sukses

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/jbme.v1i2.81

Abstract

This study aims to determine the effect of product attributes and promotions on consumer buying interest in Kota Pariaman at Shopee online shop. The independent variables are product quality (X1), design (X2), features (X3), promotion (X4) and consumer interest (Y). The sample in this study were 97 online shop consumers in Kota Pariaman. The data collected are primary data using interviews / questionnaires and tools for analyzing SPSS data, 2019. The test uses regression analysis Y0 = 4,967- 0,016 X1 +1,671 X2 + 0,291 X3 + 1,540 X4. The results of the test show that partially the product attributes with product quality indicators have no effect, while design indicators, influential features, and promotions have an effect. And Ujif simultaneously product quality, design, features and promotions have a significant effect on consumer interest. With a determination of 68.3%.
MERGER AS THE FULFILLMENT OF MINIMUM CAPITAL REQUIREMENTS AND FULFILLMENT OF CORE CAPITAL BPRBASED ON FINANCIAL REGULATION NO. 5/POJK.03/2015 (CASE STUDY AT PT. BPR RANGKIANG AUR DAN PT. BPR RANGKIANG DENAI) Dodi Yuli Satria, Nasfi
Menara Ilmu Vol 13, No 9 (2019): Vol. XIII No. 9 Juli 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i9.1549

Abstract

Abstract : Research that aims to identify, study and interpret the selection of merger alternatives as a step in PT. BPR Rangkiang Aur and PT. BPR Rangkiang Denai in addressing POJK number 5 / POJK.03 / 2015. The method used in this study is a combination research method / mix methods, namely by collecting, analyzing data, interpreting findings and drawing conclusions with quantitative and qualitative methods. The merger was carried out on the condition that the two BPRs were financially sound so the authors carried out the analysis of the health of the two BPRs using CAR, NPL, LDR, ROA, ROE and BOPO financial ratios. The results of this study indicate that the merger of PT. BPR Rangkiang Aur with PT. BPR Rangkiang Denai can fulfill the provisions of POJK number 5 / POJK.03 / 2015 with the results of CAR or KPMM reaching 15.11% with the fulfillment of core capital reaching Rp. 6,836,939 thousand, which has exceeded the minimum core capital provisions. Besides that, with the merger, the vision and mission of PT. BPR Rangkiang Aur and opens opportunities to grow better. Keywords: Merger, CAR, NPL, LDR, ROA, ROE, BOPO and FinancialRegulation No. 5/POJK.03/2015
The Relationship between the Level of Corruption and Economic Growth in Indonesia: An Investigation using Supply Chain Strategy and Bounds Test Antoni Antoni; Ridzuan Masri; Abdul Murad Bin Ahmad; Irwan Muslim; Nasfi Nasfi; Sabri Sabri; Rahmad Rahmad
International Journal of Supply Chain Management Vol 8, No 6 (2019): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Global competition has intensified geographic repositioning of supply chain activities with implications for the economic prosperity of specific regions and geographies affected by such shifts. This study examines the relationship between the level of corruption and economic growth using the supply chain and ARDL bounds test method. The data used are GDP, the level of corruption, foreign direct investment, government spending and inflation from 2000-2018. The results of the study indicate a negative and significant impact on the level of corruption on economic growth in the long run. The implication of this research is that weak institutions, indicating the failure of government (corruption) that affect the performance of economic growth.
Analisis Tingkat Kesehatan Bank Sebelum Dan Sesudah Merger Di Sumatera Barat (Studi Kasus : PT. BPR Rangkiang Aur dengan PT. BPR Rangkiang Denai) nasfi nasfi; Yulia Marta; Antoni Antoni
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 6, No 1 (2020): Volume VI No. 1 April 2020
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v6i1.1748

Abstract

Merger merupakan salah satu alasan untuk meningkatkan kesehatan Bank dan untuk tumbuh. Penelitian analisis perkembangan maupun kesehatan Bank dilihat dari aspek kinerja keuangan (Financial Performance) dengan menggunakan metode CAMEL (Capital, Asset, Management, Earning, Liquidity), sesuai Peraturan Bank Indonesia No. 30/12/KEP/DIR tanggal 30 April 1997 mengenai Tata Cara Penilaian Tingkat Kesehatan Bank Perkreditan Rakyat. Tujuan penelitian untuk mengetahui kondisi kesehatan bank sebelum dan sesudah merger. Analisis dengan melakukan perbandingan (Compare Means Analysis Paired Sample t-test) selama periode 2015-2017 pada PT. BPR Rangkiang Aur dan PT. BPR Rangkiang Denai yang merencanakan Merger. Kinerna keuangan bank dianalisis secara deskriptif dengan menggunakan rumus-rumus rasio keuangan metode CAMEL, berdasarkan hasil analisis data dan pembahasan tingkat kesehatan PT. BPR Rangkiang Aur dan PT. BPR Rangkiang Denai tahun 2015-2017 adalah SEHAT. Dari uji hipotesis 8 aspek CAMEL melalui pendekatan pembandingan terhadap Financial Performance, maka diketahui PT.BPR Rangkiang Aur Lebih Unggul dari PT.BPR Rangkiang Denai. Merger ataupun tidaknya kedua BPR akan tetap baik, akan tetapi lebih baik lagi apabila diMerger.
Economic Analysis Affecting Tourist Demand on the Number of Visitors to the Gondoriah Pariaman Beach Tourism Object Suhatman Suhatman; Nasfi Nasfi
Ilomata International Journal of Social Science Vol 2 No 1 (2021): January 2021
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (260.866 KB) | DOI: 10.52728/ijss.v2i1.136

Abstract

This study aims to determine the economic analysis that affects tourist demand on the number of visitors to tourist attractions during 2014-2019, with research at Gandoriah Beach, Pariaman City. The independent variables are motivation (x1), price (x2), tourist attraction (x3), ease of visit (x4), image (x5). The dependent variable is the number of visitors (Y). The sample in this study were 96 tourists who visited Gandoriah Beach. Data were collected using questionnaire data and primary data. Hypothesis testing using analysis, regression, t test, F test and determination were processed using the SPSS 18 for windows program. The results show that partially motivation has no effect on the number of visitors, price has no effect on the number of visitors, tourist attraction affects the number of visitors, ease of visit affects the number of visitors, and image affects the number of visitors. Simultaneously the independent variable has a significant effect on the dependent variable with an F value of 38.086 with a probability of 0.000 <0.05. The joint contribution was 66.1%.
ANALISIS KINERJA KEUANGAN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) SUMATERA BARAT Nasfi Nasfi
Tamwil Vol 5, No 2 (2019)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.382 KB) | DOI: 10.31958/jtm.v5i2.2281

Abstract

Pokok permasalahan dalam Tesis ini adalah bagaimana kinerja keuangan bank pembiayaan rakyat syariah Sumatera Barat. Tujuan pembahasan ini untuk mengetahui kinerja keuangan bank pembiayaan rakyat syariah Sumatera Barat,  dianalisis dari aspek financialnya berupa rasio CAR, FDR, NPF,ROA dan BOPO.Jenis penelitian yang penulis gunakan adalah penelitian eksploratif, penelitian ini mengungkapkan penelitian eksploratif secara kuantitatif, data yang diperoleh dianalisis sesuai dengan metode yang digunakan kemudian di interpretasikan. Teknik pengumpulan data yang penulis gunakan adalah dokumentasi dengan cara  pengumpulan data dari website OJK dan BI. Teknik analisis data dengan mengunakan penilaian kesehatan BPRS yang berlaku,  yaitu Keputusan Bank Indonesia  No.9/17/PBI/2007 tanggal  4 Desember 2007, penilaian kinerja BPRS aspek financial berupa CAR, FDR, NPF, ROA dan BOPO.Dari penelitian yang penulis lakukan dapat disimpulkan bahwa rasio CAR, BPRS Sumatera Barat  sebesar 14,27%, dengan penilaian “Sangat Sehat” dengan kriteria , rasio FDR BPRS Sumatera Barat sebesar 75,67%, dengan penilaian “Sehat” dengan kriteria , rasio NPF BPRS Sumatera Barat rata-rata 7,83%, penilaian “Cukup Sehat” dengan kriteria   , rasio ROA BPRS Sumatera Barat rata-rata sebesar 1,34%, dengan penilaian                  “Sehat” dengan kriteria   dan rasio BOPO BPRS Sumatera Barat rata-rata sebesar 92,43%, dengan penilaian “Sangat Sehat” dengan kriteria .
Transformasi Koperasi Simpan Pinjam (KSP) Menjadi Koperasi Simpan Pinjam Prinsip Syariah Yunimar; Adi Prawira; Nasfi; Zakaria Aziz; Ahmad Lutri
Jurnal Pengabdian Masyarakat Akademisi Vol. 1 No. 2 (2022)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.385 KB) | DOI: 10.54099/jpma.v1i2.115

Abstract

Abstract The purpose of this activity is to assist each Cooperative that has been appointed by the Padang Panjang Koperindag Service in solving administrative problems, stabilizing the AD/ART of Sharia Cooperatives to Compiling Financial Reports for Sharia Cooperatives. The method used is the root cause method, using awareness, capacity building and empowerment strategies. As a result of this cooperative assistance, all cooperatives that have been assisted are all ready and willing to seriously convert their cooperatives into sharia cooperatives. So there are about 6 (six) cooperatives that are sharia legal and apply sharia principles from a total of 42 (forty two) cooperatives that are assisted and there are 36 (thirty six) cooperatives that are legally not Sharia cooperatives.
The Model of the Internal Monitoring Unit After the Determination of IAIN to Become a UIN Erwin Erwin; Misneli Misneli; Nasfi Nasfi
International Journal of Social and Management Studies Vol. 3 No. 3 (2022): June 2022
Publisher : IJOSMAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.03 KB) | DOI: 10.5555/ijosmas.v3i3.202

Abstract

The Internal Supervisory Unit (SPI) at State Islamic Religious Universities (PTKIN) carries out supervisory duties in accordance with the Minister of Religion Regulation of the Republic of Indonesia No. 25 of 2017. SPI as one of the supervisory system tools, is required to focus on achieving governance, control, risk management, not just just administrative work. The existence of SPI at PTKIN must be understood by elements within the organization and have the same perception regarding the scope of the audit area by the organization and top management. This study uses the "A Case Study" method or case study. Research data through interview techniques, observation and documentation. The data is processed through the stages of data processing, checking the correctness of the data, compiling data, carrying out coding, classifying data, correcting unclear interview answers. This stage is carried out to facilitate the analysis stage and research conclusions. From the results of this study it was found that the implementation of internal control at PTKIN has been running but has not covered all aspects of supervision, the efforts made to increase supervision include increasing the number of personnel and supporting tools such as an integrated information system. The SPI performance system must be able to cover all aspects of activities in the work unit so that the supervision system runs at PTKIN
INTERNAL CONTROL SYSTEM, UTILIZATION OF ACCOUNTING INFORMATION TECHNOLOGY, ON VILLAGE FUND MANAGEMENT ACCOUNTABILITY Yenty Astari Dewi; Nasfi Nasfi; Mai Yuliza
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5, No 1 (2021): IJEBAR, VOL. 5, ISSUE 01, MARCH 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i1.2040

Abstract

The government prioritizes Villages in development, providing funds for Villages which are taken directly from the State Revenue and Expenditure Budget to be managed by the Village independently. The research objective was to determine the effect of the influence of the internal control system, the use of accounting information technology, and the competence of the Nagari apparatus on the accountability of village fund management. This type of quantitative research, a sample of 20 Nagari in Agam District, as many as 80 respondents, using convenience sampling techniques, the data in this study were collected using a questionnaire and analyzed using multiple regression analysis. The results of the research F test results F value 31.750> F table 2.74, 95% confidence level and significant 0.05, Fcount > F table conclusion that there is an effect of independent variables (X1, X2 and X3) on the dependent variable (Y) simultaneously. A separate t-test test found that the internal control system variable (X1) did not have a significant effect on the accountability of Village Fund management, the variable use of accounting information technology and the competence of Nagari officials (X2 and X3) had a significant effect on the accountability of Village Fund management. Keywords: Internal Control System, Utilization of Accounting Information Technology, Nagari Apparatus Competence, Accountability, Village Fund.
FEMALE ENTREPRENEUR’S CHARACTERISTIC, FINANCIAL LITERACY AND RELIGIOSITY ON FUNDING DECISIONS Rida Rahim; Amanda Reskillah; Nasfi Nasfi
Jurnal Ipteks Terapan (Research Of Applied Science And Education ) Vol. 14 No. 4 (2020): Jurnal Ipteks Terapan ( Research of Applied Science and Education )
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah X

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.406 KB) | DOI: 10.22216/jit.v14i4.5

Abstract

This study aims to examine the effect of entrepreneur characteristics, financial literacy, and religiosity on the decisions about female entrepreneurship funding in the creative industries in West Sumatra. It used the non-probability sampling techniques with the purposive sampling criteria, involving 130 female entrepreneurs as respondents. The study found that there was an influence of age, income, and personal financial literacy variables on the decision of female entrepreneurship funding in the creative industries in the province. This research is beneficial for women running businesses in creative industries in West Sumatra with the handicraft and fashion industries benefiting the most as the results of this study can be used as additional information in selecting the optimal sources for business financing
Co-Authors Abdul Murad Bin Ahmad Abdul Rosid Adi Perwira Adi Prawira Adi Prawira Agung Budilaksono AHMAD LUTFI Ahmad Lutfi Alfajri, Doni Alizar Hasan Amanda Reskillah Anne Putri Antoni Antoni Antoni Antoni Antoni Antoni Antoni Antoni Asnah Asnah Asnah Asnah Asnah Asnah Asnah Asnah Asnah Asnah Astuti, Ni Luh Gde Sari Dewi Aziz , Zakaria Aziz, Zakaria Daniel Happy Putra DEWI ARIANI Diga Putri Oktaviane Doni Alfajri Eka Febrianti Eka Febrianti Eka Febrianti Eka Febrianti Eka Febrianti Eka Febrianti, Eka Eka, Febrianti Endri, Fauziah Era Sonita Erwin Erwin Erwin Erwin Fafika Nengsih, Yeni Fitri, Sari Handayani Handayani Hartoto Hartoto Hesi Eka Puteri Husni Fuaddi Imran Imran Irwan Muslim Irwan muslim, Irwan muslim Isnanda Mai Yuliza Mai Yuliza Mariko, Suhatri Maskur Arif Meity. L. H. Lado Meri Rahmania Sari Mezi Desri Misneli Misneli Miswardi Miswardi Miswardi Miswardi, Miswardi Moni, Rahmah Nanci Yosepin Simbolon Nofrivul, Nofrivul Nofrivul, Nofrivul Nuri Aslami Okfi Resti Okfi Resti Patria Nagara Perwira, Adi Prawira, Adi Puteri Anggi, Lubis Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahman, Muthia Rano Karno Ratmi Yeno Metra Reni, Febrina Reri Anton, Reri Anton Resti, Okfi Rida Rahim Ridzuan Masri Rizda Octaviani Rizda, Octaviani Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri sandra dewi Saputri, Deni Sari Fitri Sari, Rika Novita Sattar Sattar, Sattar Sofyan, Hady Suharyati Suharyati Suhatman Suhatman, Suhatman Suhatri Mariko Sunny, Milla Permata Susandra, Soni Susanti, Putu Herny Syukri Iska, Syukri Tria Ewilda Wahib Assyahri Y, Amril Yefri Joni Yenty Astari Dewi Yenty Astari Dewi Yulia Marta Yulia, Laila Yunimar Yunimar Yunimar Yunimar Yunimar Yunimar Yunimar YUNIMAR YUNIMAR Zakaria Aziz Zakaria Aziz