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All Journal Jurnal El-Riyasah : Jurnal Kepemimpinan dan Administrasi Jurnal Ilmiah Ekonomi dan Bisnis Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen International Journal of Supply Chain Management EKONOMIKA SYARIAH : Journal of Economic Studies JURNAL AKUNTANSI, MANAJEMEN DAN EKONOMI Menara Ilmu Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi International Journal of Economics, Business and Accounting Research (IJEBAR) Ilomata International Journal of Management Jurnal Bisnis, Manajemen, dan Ekonomi Journal of Industrial Engineering & Management Research (JIEMAR) INTERNATIONAL JOURNAL OF SOCIAL, POLICY AND LAW (IJOSPL) Ilomata International Journal of Management International Journal of Social and Management Studies (IJOSMAS) El-kahfi : Journal of Islamic economics Ilomata International Journal of Social Science JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Al-bank: Journal of Islamic Banking and Finance Jurnal Ekonomi Jurnal Ipteks Terapan : research of applied science and education ADPEBI International Journal of Business and Social Science pendidikan, science, teknologi, dan ekonomi Journal Of Human And Education (JAHE) TAMWIL: Jurnal Ekonomi Islam Jurnal Pengabdian Masyarakat Akademisi International Journal of Islamic Business and Management Review Jurnal Manajemen al-fikrah: Jurnal Manajemen Pendidikan EKONOMIKA SYARIAH : Journal of Economic Studies Mamangan Social Science Journal JIPM: Jurnal Indragiri Penelitian Multidisiplin e-Jurnal Apresiasi Ekonomi Gudang Jurnal Multidisiplin Ilmu Imara: Jurnal Riset Ekonomi Islam Jurnal Point Equilibrium Manajemen dan Akuntansi Al-Hijrah: Journal of Islamic Economics and Banking Adpebi International Journal of Multidisciplinary Sciences International Journal of Indonesian Business Review Rangkiang: Journal of Islamic Economics and Business Al-bank: Journal of Islamic Banking and Finance UKAZ: International Journal of Islamic Studies
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Transformasi Koperasi Simpan Pinjam (KSP) Menjadi Koperasi Simpan Pinjam Prinsip Syariah Yunimar; Adi Prawira; Nasfi; Zakaria Aziz; Ahmad Lutri
Jurnal Pengabdian Masyarakat Akademisi Vol. 1 No. 2 (2022)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.385 KB) | DOI: 10.54099/jpma.v1i2.115

Abstract

Abstract The purpose of this activity is to assist each Cooperative that has been appointed by the Padang Panjang Koperindag Service in solving administrative problems, stabilizing the AD/ART of Sharia Cooperatives to Compiling Financial Reports for Sharia Cooperatives. The method used is the root cause method, using awareness, capacity building and empowerment strategies. As a result of this cooperative assistance, all cooperatives that have been assisted are all ready and willing to seriously convert their cooperatives into sharia cooperatives. So there are about 6 (six) cooperatives that are sharia legal and apply sharia principles from a total of 42 (forty two) cooperatives that are assisted and there are 36 (thirty six) cooperatives that are legally not Sharia cooperatives.
INTERNAL CONTROL SYSTEM, UTILIZATION OF ACCOUNTING INFORMATION TECHNOLOGY, ON VILLAGE FUND MANAGEMENT ACCOUNTABILITY Yenty Astari Dewi; Nasfi Nasfi; Mai Yuliza
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5, No 1 (2021): IJEBAR, VOL. 5, ISSUE 01, MARCH 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i1.2040

Abstract

The government prioritizes Villages in development, providing funds for Villages which are taken directly from the State Revenue and Expenditure Budget to be managed by the Village independently. The research objective was to determine the effect of the influence of the internal control system, the use of accounting information technology, and the competence of the Nagari apparatus on the accountability of village fund management. This type of quantitative research, a sample of 20 Nagari in Agam District, as many as 80 respondents, using convenience sampling techniques, the data in this study were collected using a questionnaire and analyzed using multiple regression analysis. The results of the research F test results F value 31.750> F table 2.74, 95% confidence level and significant 0.05, Fcount > F table conclusion that there is an effect of independent variables (X1, X2 and X3) on the dependent variable (Y) simultaneously. A separate t-test test found that the internal control system variable (X1) did not have a significant effect on the accountability of Village Fund management, the variable use of accounting information technology and the competence of Nagari officials (X2 and X3) had a significant effect on the accountability of Village Fund management. Keywords: Internal Control System, Utilization of Accounting Information Technology, Nagari Apparatus Competence, Accountability, Village Fund.
FEMALE ENTREPRENEUR’S CHARACTERISTIC, FINANCIAL LITERACY AND RELIGIOSITY ON FUNDING DECISIONS Rida Rahim; Amanda Reskillah; Nasfi Nasfi
Jurnal Ipteks Terapan (Research Of Applied Science And Education ) Vol. 14 No. 4 (2020): Jurnal Ipteks Terapan ( Research of Applied Science and Education )
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah X

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.406 KB) | DOI: 10.22216/jit.v14i4.5

Abstract

This study aims to examine the effect of entrepreneur characteristics, financial literacy, and religiosity on the decisions about female entrepreneurship funding in the creative industries in West Sumatra. It used the non-probability sampling techniques with the purposive sampling criteria, involving 130 female entrepreneurs as respondents. The study found that there was an influence of age, income, and personal financial literacy variables on the decision of female entrepreneurship funding in the creative industries in the province. This research is beneficial for women running businesses in creative industries in West Sumatra with the handicraft and fashion industries benefiting the most as the results of this study can be used as additional information in selecting the optimal sources for business financing
PENGARUH DIKLAT KEPEMIMPINAN DAN PENGEMBANGAN KARIR TERHADAP KINERJA PEGAWAI DINAS KOPERASI UMKM PROVINSI SUMATERA BARAT Nasfi Nasfi
al-fikrah: Jurnal Manajemen Pendidikan Vol 8, No 1 (2020)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (532.785 KB) | DOI: 10.31958/jaf.v8i1.2025

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh  diklat kepemimpinan dan pengembangan karir terhadap kinerja pegawai dinas koperasi, umkm dan perdagangan Provisinsi Sumatera Barat, pengaruh diklat kepemimpinan terhadap kinerja pegawai dinas koperasi, umkm dan perdagangan Provinsi Sumatera Barat tersebut pengaruh pengembangan karir staff dan karyawan terhadap kinerja pegawai dinas koperasi, umkm dan perdagangan pada dinas Provinsi Sumatera Barat serta pengaruh diklat kepemimpinan dan pengembangan karir terhadap kinerja pegawai dinas koperasi, umkm dan perdagangan Provisnsi Sumatera Barat, populasi pada penelitian ini, sejumlah 25 orang yang ditujukan pada seluruh anggota pegawai dinas koperasi, umkm dan perdagangan Provinsi Sumatera Barat, artinya pengambilan data berdasarkan metode sensus yaitu  jumlah responden populasi sama  dengan sampel. Teknik analisis yang digunakan yaitu Regresi Linier Berganda. Variabel dalam penelitian ini menggunakan variabel bebas yaitu diklat kepemimpinan (X1) dan pengembangan karir (X2) sedangkan kinerja (Y)  merupakan variabel terikat. Hasil penelitian didapat persamaan Y = 0,417 + 0,630 X1 + 0,987 X2, nilai signifikansi dari variabel diklat kepemimpinan (X1)adalah sebesar 0,018 dan pengembangan karir  (X2) adalah sebesar 0,000 yang berarti bahwa terdapat pengaruh yang signifikan dan positif diklat kepemimpinan (X1) terhadap kinerja (Y) pegawai dinas koperasi, umkm dan perdagangan Provinsi Sumatera Barat terdapat pengaruh yang signifikan dan positif pengembangan karir (X2) terhadap pegawai dinas koperasi, umkm dan perdagangan Provinsi Sumatera Barat. This study aims to determine how the influence of leadership training and career development on the performance of employees of cooperatives, UMMs and trade in the Province of West Sumatra, the influence of leadership training on employee performance of cooperatives, UMMs and trade in West Sumatra Province influence the career development of staff and employees on employee performance the cooperative, umkm and trade service in West Sumatra Province service and the influence of leadership training and career development on the performance of the cooperative, umkm and trade service employees of West Sumatra Province, the population in this study, a total of 25 people addressed to all members of the cooperative service employee, umkm and trade in West Sumatra Province, meaning that data retrieval is based on the census method ie the number of respondents is the same population as the sample. The analysis technique used is Multiple Linear Regression. The variables in this study use independent variables, namely leadership training (X1) and career development (X2) while performance (Y) is the dependent variable. The results obtained by the equation Y = 0.417 + 0.630 X1 + 0.987 X2, the significance value of the leadership training variable (X1) is 0.018 and career development (X2) is 0,000 which means that there is a significant and positive influence on leadership training (X1) on the performance (Y) of employees of the cooperative, umkm and trade services of West Sumatra Province there is a significant and positive influence on career development (X2) on the employees of the cooperative, umkm and trade service of West Sumatra Province. 
The Effect of Lending and Placement of Funds in Other Banks on the Bank's Ability to Increase Profitability Nasfi; Eka Febrianti; Asnah; Sabri
Ilomata International Journal of Management Vol 1 No 4 (2020): October 2020
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v1i4.140

Abstract

This study aims to determine and analyze the effect of lending and placement of funds in other banks on the ability of banks to increase profitability. The study was taken data from one of the XYZ micro banking institutions in West Sumatra, based on year-end financial data from 2009 to 2019. This research uses a quantitative approach. The data source used is secondary data in the form of financial statement data for micro banking institutions for 11 (eleven) years. The data analysis method uses the Ordinary Least Square (OLS) method. The results showed that partially lending had a negative and significant effect on increasing profitability, placement of funds in other banks had a negative and insignificant effect on the increase in profitability of XYZ micro banking. Simultaneously, the variable of credit distribution and placement of funds in other banks has a significant effect on the increase in profitability of the XYZ micro banking institution
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Perbankan Syariah Nasfi Nasfi; Rahmad Rahmad; Sabri Sabri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 4, No 1 (2020): Januari-Juni 2020
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (624.503 KB) | DOI: 10.30983/es.v4i1.3146

Abstract

The object of Islamic banking research of PT. BPRS Hajj Poor Head office of Tanah Land Regency and Payakumbuh City Branch Office, to test the effect of service quality, namely tagible (physical appearance), empathy (attention), reliability (reliability), responsiveness (response) and assurance (guarantee) ) to customer satisfaction. The study population uses accidental sampling (accidental sampling), a sampling technique based on coincidence of savings and financing product customers, which is feasible as a source of data for 10 days, with a sample of 100 people. Analysis of research data on structural equation models, the SPSS application program tests 5 (five) hypotheses that have been developed. 5 (five) hypotheses submitted were accepted, Tangibles had a significant effect on customer satisfaction, tangibles regression coefficient (X1) 0.235 was positive, indicating that with increased tangibles (X1) would increase satisfaction, Empathy had a significant effect on customer satisfaction. Empathy regression coefficient (X2) 0.160 is positive, indicating an increase in empathy (X2) will increase customer satisfaction, reliability has a significant effect on customer satisfaction, reliability regression coefficient (X3) 0.459 customer marks, showing an increase in reliability (X3) increases customer satisfaction, influential responses significant to customer satisfaction. Responsiveness regression coefficient (X4) of 0.787 is positive, indicating increased responsiveness (X4) increases customer satisfaction, Assurance has a significant effect on customer satisfaction, assurance regression coefficient (X5) of 0.514 is positive, shows an increase in Assurance increases customer satisfaction.
FEMALE ENTREPRENEUR’S CHARACTERISTIC, FINANCIAL LITERACY AND RELIGIOSITY ON FUNDING DECISIONS Rida Rahim; Amanda Reskillah; Nasfi Nasfi
Jurnal Ipteks Terapan (Research Of Applied Science And Education ) Vol. 14 No. 4 (2020): Jurnal Ipteks Terapan ( Research of Applied Science and Education )
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah X

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.406 KB) | DOI: 10.22216/jit.v14i4.5

Abstract

This study aims to examine the effect of entrepreneur characteristics, financial literacy, and religiosity on the decisions about female entrepreneurship funding in the creative industries in West Sumatra. It used the non-probability sampling techniques with the purposive sampling criteria, involving 130 female entrepreneurs as respondents. The study found that there was an influence of age, income, and personal financial literacy variables on the decision of female entrepreneurship funding in the creative industries in the province. This research is beneficial for women running businesses in creative industries in West Sumatra with the handicraft and fashion industries benefiting the most as the results of this study can be used as additional information in selecting the optimal sources for business financing
The effect of profit sharing and financing ceiling on non-performing financing islamic banks Nasfi Nasfi; Yunimar Yunimar; Sabri Sabri; Eka Febrianti; Asnah Asnah
INOVASI Vol 17, No 4 (2021): November
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v17i4.10274

Abstract

The purpose of this research is to find out how the influence of profit sharing and financing ceilings on Non Performing Financing in Islamic Banking. The effect of the level of profit sharing on Non-Performing Financing, as well as the effect of the financing ceiling on Non-Performing Financing in Islamic Banking in the City of Bukittinggi. The population in this study, a number of 35 debtors of Islamic banks whose businesses are classified as micro, small and medium enterprises that trade in Bukittinggi City. Data collection is based on the census method, namely the number of respondents in the population is the same as the sample. The analysis technique used is multiple linear regression. The variables in this study use the independent variables, namely the level of profit sharing (X1) and the financing ceiling (X2) while Non-Performing Financing (Y) is the dependent variable. The results of the study obtained the equation Y = 0.315 + 0.520X1 + 0.867X2, the significance value of the profit-sharing rate variable (X1) is 0.016 and the financing ceiling (X2) is 0.000 which means that there is a significant and positive effect on the profit-sharing rate (X1) on non-performing financing (Y) of Islamic banking, traders in Bukittinggi have a significant and positive influence on the financing ceiling (X2) on non-performing financing of Islamic banking in Bukittinggi City.
Determinant factors affecting the value of manufacturing companies in indonesia Rida Rahim; Doni Alfajri; Nasfi Nasfi
INOVASI Vol 17, No 2 (2021): Mei
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v17i2.7878

Abstract

This study aims to examine the effect of investment decisions, funding decisions, and dividend policies on firm value of Indonesian manufacturing companies listed on the Indonesia Stock Exchange from 2014 to 2018. The research sample consisted of 23 companies with 115 observations conducted during the period. Manufacturers, which process raw materials into semi-finished or finished goods, are identical with factories that use machinery, equipment, engineering techniques, and labour (Heizer Render, 2015). The study found that partially the effect of investments with the proxy investment opportunity set (IOS) on firm value was positive and significant. It demonstrates the ability of a company to obtain and manage capital that ultimately has a positive impact on firm value. This study found that the effect of funding decisions on firm value was negative and significant. While the effect of dividend policy on firm value was proved to be positive but not significant. The study selected firm size as the control variable that had a positive but insignificant effect on firm value.
Pengetahuan, Fitur Produk Dan Kebutuhan Produk Terhadap Keinginan Mengunakan Jasa Layanan Bank Syariah di Pondok Pesantren Nasfi Nasfi; Okfi Resti; Asnah Asnah; Eka Febrianti; Suhatman Suhatman
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 1 (2023): January - June 2023
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.8296

Abstract

Sharia banking as a national asset grows 9.22% in 2020 in Muslim-majority countries, the aim of this research is to find out the effect of knowledge, product features and the need for the desire to use sharia banking financing and funding products in the city of Padang Panjang, which is predominantly a Muslim community. This type of descriptive quantitative research using a questionnaire technique, the population of Islamic boarding school teachers is 211 people and the research sample is 138 people, multiple linear analysis techniques. Analysis with validity, reliability and multiple linear regression analysis techniques. Research results individually have no significant effect on making prospective customers use Islamic bank services, but prospective customers want to use Islamic banking services because there is a need for bank products
Co-Authors Abdul Murad Bin Ahmad Abdul Rosid Adi Perwira Adi Prawira Agung Budilaksono AHMAD LUTFI Ahmad Lutfi Alfajri, Doni Alizar Hasan Amanda Reskillah Anne Putri Antoni Antoni Antoni Antoni Antoni Antoni Asnah Asnah Asnah Asnah Asnah Asnah Asnah Asnah Astuti, Ni Luh Gde Sari Dewi Aziz , Zakaria Aziz, Zakaria Daniel Happy Putra DEWI ARIANI Diga Putri Oktaviane Doni Alfajri Eka Febrianti Eka Febrianti Eka Febrianti Eka Febrianti Eka Febrianti, Eka Eka, Febrianti Endri, Fauziah Era Sonita Erwin Erwin Fafika Nengsih, Yeni Febrianti , Eka Handayani Handayani Hartoto Hartoto Hesi Eka Puteri Husni Fuaddi Imran Imran Indradewa, Rhian Irwan Muslim Irwan muslim, Irwan muslim Isnanda Mai Yuliza Mai Yuliza Mariko, Suhatri Maskur Arif Meity. L. H. Lado Meri Rahmania Sari Mezi Desri MISNELI, MISNELI Miswardi Miswardi Miswardi Miswardi, Miswardi Moni, Rahmah Nanci Yosepin Simbolon Nofrivul, Nofrivul Nofrivul, Nofrivul Nuri Aslami Okfi Resti Okfi Resti Patria Nagara Perwira, Adi Prawira, Adi Puteri Anggi, Lubis Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahmad Rahman, Muthia Rano Karno Ratmi Yeno Metra Reni, Febrina Reri Anton, Reri Anton Resti, Okfi Rida Rahim Ridzuan Masri Rizda Octaviani Rizda, Octaviani Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri Sabri sandra dewi Saputri, Deni Sari Fitri Sari Fitri Sari, Rika Novita Sattar Sattar, Sattar Sofyan, Hady Suharyati Suharyati Suhatman Suhatman, Suhatman Suhatri Mariko Sunny, Milla Permata Susandra, Soni Susanti, Putu Herny Syukri Iska, Syukri Tria Ewilda Wahib Assyahri Y, Amril Yefri Joni Yenty Astari Dewi Yenty Astari Dewi Yulia Marta Yulia, Laila Yunimar Yunimar Yunimar Yunimar Yunimar Yunimar Yunimar YUNIMAR YUNIMAR Zakaria Aziz Zakaria Aziz