Article Per Year (5 Year)
p-Index From 2021 - 2026
5.576
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Farmasi Jurnal Pendidikan Anak Usia Dini Undiksha Jurnal Intelektualita: Keislaman, Sosial, dan Sains Intizar Al-Ijtima`i: International Journal of Government and Social Science Jurnal Abdimas Mandiri El-Faqih : Jurnal Pemikiran dan Hukum Islam Jurnal Idiomatik: Jurnal Pendidikan Bahasa dan Sastra Indonesia Journal of Classroom Action Research SPIN: Jurnal Kimia & Pendidikan Kimia Koordinat : Jurnal Pembelajaran Matematika dan Sains Wahana Peternakan Indomera : Jurnal Magister Manajemen Buletin Peternakan Tropis (Bulletin of Tropical Animal Science) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Jurnal Kolaboratif Sains Window of Nursing Journal JAZIRAH: JURNAL PERADABAN DAN KEBUDAYAAN Jurnal Healthy Mandala Waluya Sagita Academia Journal Journal of Indonesian Primary School Akademika Fortech : Journal of Information Technology Journal of Health, Medicine and Nursing Jurnal Aksi Dosen dan Mahasiswa Medika Tadulako: Jurnal Ilmiah Kedokteran Fakultas Kedokteran Jurnal Sistem Komputer (SISKOM)
NILAWATI
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

Published : 35 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
AN INTEGRATIVE MODEL OF FINANCIAL DECISION MAKING: THE MEDIATING ROLE OF FINANCIAL MANAGEMENT BEHAVIOR BETWEEN RISK PERCEPTION AND FINANCIAL ATTITUDE Nilawati; Felisitas Defung; Wirasmi Wardhani
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 6 No. 3 (2026): June (ON PROGRESS)
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial decision-making in public organizations is complex because of accountability pressures and environmental uncertainty. This study aimed to examine the influence of risk perception and financial attitude on financial decisions, with financial management behavior as a mediator. A quantitative approach was used with an explanatory design and structural equation modeling–partial least squares analysis on data from regional government organization employees. The results indicate that risk perception and financial attitude have significant positive effects on financial management behavior and financial decisions. Financial management behavior is proven to be the strongest determinant and partial mediator, linking psychological factors to financial decisions. These findings confirm that financial decisions are influenced not only by cognitive evaluations but also by concrete management behavior. The research contribution lies in the integration of the behavioral finance approach and the theory of planned behavior in the public sector context. Practical implications emphasize the importance of strengthening financial management behavior to improve the quality of rational and accountable decisions.
Co-Authors Abd, Yusrizan Amirah Basry Amran, Irwanto Amrina Rosyada Andi Asri Anwar, Syahferi Arni Utamaningsih Azani, Zainina Badaruddin, Rahma Balqis Nurmauli Damanik Beri Saputra, Reza Budi Dharmono Tulaka Chelsea Zia Areza Cholidi Citra Etika Debby Syukriani Dudut Tanjung Eka Octavian Pranata Endang Setyowati Fachri Fadhilah, Nabila Farhan Farhan Fat, Nelzi Fauziah Felisitas Defung Gunawan, Syahrul Gustiana, Dita HAMIDAH Hana Pertiwi Hariyono, Andy Harry Andheska Heri Junaidi Herijanto, Pudji Hikmah Endraswati Husaini Husniati I Kadek Rupawan I Putu Fery Immanuel White Ikhwan Intania Riska Putrie, Intania Riska Irma Valentina Manurung Irwan W Ismayadi, Ismayadi Isnaini Leo Shanty Izomiddin Junjun Fitriani Khaira, Nuswatul Lalu Hamdian Affandi Legi Elfitra Makhfud Syawaludin Manaf, Salmiani Abdul Marliza Maskur Mawardi Mega Fatimah Rosana Merti Megawaty Michael Oscar Rolando Siagian Mismiwati Mohammad Syawaludin Muhammad Ardi Munir Muhammad Ihsan Akib Munir Nasriyah Nesha Rizky Ashari Nisa, Nur Fadhillah Hidayatul Nur Syamsi Nurhafizah Nurhafizah Nursupiamin Nursupiamin, Nursupiamin Oktavia, Lyly Pratiwi, Ika Bella Prayitno Priadana, Yoga Surya Priadana, Yogi Surya Rafindo Rafiq Badjeber Rahmat Hidayat Ramaiyulis Ramli, Rahmawati Ria Astina Riswan Salat , Junaidi Solin, Mardia Supriyanti Syahrul Gunawan Syamsiana, Ika Noer Tessa Dwi Leoni Toni Malvin Trigina Wafiq Nadzifah Ahyani Wirasmi Wardhani Yeniwati, Desi Yeniwati, Desy Zulfan Zuraidah